OceanFirst Financial Corp Net Income
| OCFC Stock | USD 18.06 0.98 5.15% |
As of the 27th of February, OceanFirst Financial holds the Coefficient Of Variation of 8596.44, semi deviation of 1.9, and Risk Adjusted Performance of 0.0149. Compared to fundamental indicators, the technical analysis model allows you to check existing technical drivers of OceanFirst Financial, as well as the relationship between them.
OceanFirst Financial Total Revenue |
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Gross Profit | Profit Margin | Market Capitalization | Enterprise Value Revenue 6.858 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Income | 71 M | 40.6 M | |
| Net Income Applicable To Common Shares | 164 M | 172.2 M | |
| Net Income From Continuing Ops | 115.4 M | 68.7 M | |
| Net Income Per Share | 1.24 | 0.96 | |
| Net Income Per E B T | 0.77 | 0.85 |
OceanFirst | Net Income | Build AI portfolio with OceanFirst Stock |
Analyzing OceanFirst Financial's Net Income over time reveals critical patterns in financial health and operational efficiency. This metric helps investors evaluate trends, identify inflection points, and make informed decisions based on historical performance. Understanding how Net Income has evolved provides context for assessing OceanFirst Financial's current valuation and future prospects.
Latest OceanFirst Financial's Net Income Growth Pattern
Below is the plot of the Net Income of OceanFirst Financial Corp over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in OceanFirst Financial Corp financial statement analysis. It represents the amount of money remaining after all of OceanFirst Financial Corp operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is OceanFirst Financial's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in OceanFirst Financial's overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported 71.03 M | 10 Years Trend |
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Net Income |
| Timeline |
OceanFirst Net Income Regression Statistics
| Arithmetic Mean | 56,880,289 | |
| Geometric Mean | 42,141,465 | |
| Coefficient Of Variation | 72.84 | |
| Mean Deviation | 35,355,728 | |
| Median | 42,470,000 | |
| Standard Deviation | 41,429,495 | |
| Sample Variance | 1716.4T | |
| Range | 138.7M | |
| R-Value | 0.73 | |
| Mean Square Error | 862.6T | |
| R-Squared | 0.53 | |
| Significance | 0.0009 | |
| Slope | 5,966,410 | |
| Total Sum of Squares | 27462.4T |
OceanFirst Net Income History
Other Fundumenentals of OceanFirst Financial Corp
| Net Income Applicable To Common Shares | ||
| Net Income From Continuing Ops | ||
| Net Income Per Share | ||
| Net Income Per E B T |
OceanFirst Financial Net Income component correlations
OceanFirst Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for OceanFirst Financial is extremely important. It helps to project a fair market value of OceanFirst Stock properly, considering its historical fundamentals such as Net Income. Since OceanFirst Financial's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of OceanFirst Financial's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of OceanFirst Financial's interrelated accounts and indicators.
Click cells to compare fundamentals
Will Regional Banks sector continue expanding? Could OceanFirst diversify its offerings? Factors like these will boost the valuation of OceanFirst Financial. Anticipated expansion of OceanFirst directly elevates investor willingness to pay premium valuations. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every OceanFirst Financial data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth (0.36) | Dividend Share 0.8 | Earnings Share 1.17 | Revenue Per Share | Quarterly Revenue Growth 0.112 |
Investors evaluate OceanFirst Financial Corp using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating OceanFirst Financial's intrinsic value - the estimated true worth - helps identify when the stock trades at a discount or premium to fair value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. External factors like market trends, sector rotation, and investor psychology can cause OceanFirst Financial's market price to deviate significantly from intrinsic value.
It's important to distinguish between OceanFirst Financial's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding OceanFirst Financial should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. Conversely, OceanFirst Financial's market price signifies the transaction level at which participants voluntarily complete trades.
OceanFirst Financial 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to OceanFirst Financial's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of OceanFirst Financial.
| 11/29/2025 |
| 02/27/2026 |
If you would invest 0.00 in OceanFirst Financial on November 29, 2025 and sell it all today you would earn a total of 0.00 from holding OceanFirst Financial Corp or generate 0.0% return on investment in OceanFirst Financial over 90 days. OceanFirst Financial is related to or competes with Origin Bancorp, Peoples Bancorp, FirstSun Capital, Tompkins Financial, Preferred Bank, Old Second, and QCR Holdings. OceanFirst Financial Corp. operates as the bank holding company for OceanFirst Bank N.A More
OceanFirst Financial Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure OceanFirst Financial's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess OceanFirst Financial Corp upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 1.97 | |||
| Information Ratio | (0.04) | |||
| Maximum Drawdown | 10.37 | |||
| Value At Risk | (2.84) | |||
| Potential Upside | 2.74 |
OceanFirst Financial Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for OceanFirst Financial's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as OceanFirst Financial's standard deviation. In reality, there are many statistical measures that can use OceanFirst Financial historical prices to predict the future OceanFirst Financial's volatility.| Risk Adjusted Performance | 0.0149 | |||
| Jensen Alpha | (0.08) | |||
| Total Risk Alpha | (0.19) | |||
| Sortino Ratio | (0.03) | |||
| Treynor Ratio | 0.0105 |
OceanFirst Financial February 27, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.0149 | |||
| Market Risk Adjusted Performance | 0.0205 | |||
| Mean Deviation | 1.29 | |||
| Semi Deviation | 1.9 | |||
| Downside Deviation | 1.97 | |||
| Coefficient Of Variation | 8596.44 | |||
| Standard Deviation | 1.91 | |||
| Variance | 3.65 | |||
| Information Ratio | (0.04) | |||
| Jensen Alpha | (0.08) | |||
| Total Risk Alpha | (0.19) | |||
| Sortino Ratio | (0.03) | |||
| Treynor Ratio | 0.0105 | |||
| Maximum Drawdown | 10.37 | |||
| Value At Risk | (2.84) | |||
| Potential Upside | 2.74 | |||
| Downside Variance | 3.87 | |||
| Semi Variance | 3.61 | |||
| Expected Short fall | (1.36) | |||
| Skewness | (0.20) | |||
| Kurtosis | 3.69 |
OceanFirst Financial Corp Backtested Returns
OceanFirst Financial Corp maintains Sharpe Ratio (i.e., Efficiency) of -0.0247, which implies the firm had a -0.0247 % return per unit of risk over the last 3 months. OceanFirst Financial Corp exposes twenty-nine different technical indicators, which can help you to evaluate volatility embedded in its price movement. Please check OceanFirst Financial's Coefficient Of Variation of 8596.44, risk adjusted performance of 0.0149, and Semi Deviation of 1.9 to confirm the risk estimate we provide. The company holds a Beta of 1.16, which implies a somewhat significant risk relative to the market. As the market goes up, the company is expected to outperform it. However, if the market returns are negative, OceanFirst Financial will likely underperform. At this point, OceanFirst Financial Corp has a negative expected return of -0.0475%. Please make sure to check OceanFirst Financial's standard deviation, value at risk, kurtosis, as well as the relationship between the sortino ratio and semi variance , to decide if OceanFirst Financial Corp performance from the past will be repeated at some point in the near future.
Auto-correlation | -0.31 |
Poor reverse predictability
OceanFirst Financial Corp has poor reverse predictability. Overlapping area represents the amount of predictability between OceanFirst Financial time series from 29th of November 2025 to 13th of January 2026 and 13th of January 2026 to 27th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of OceanFirst Financial Corp price movement. The serial correlation of -0.31 indicates that nearly 31.0% of current OceanFirst Financial price fluctuation can be explain by its past prices.
| Correlation Coefficient | -0.31 | |
| Spearman Rank Test | -0.51 | |
| Residual Average | 0.0 | |
| Price Variance | 0.45 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
OceanFirst Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
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Based on the recorded statements, OceanFirst Financial Corp reported net income of 71.03 M. This is 94.44% lower than that of the Banks sector and significantly higher than that of the Financials industry. The net income for all United States stocks is 87.56% higher than that of the company.
OceanFirst Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses OceanFirst Financial's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of OceanFirst Financial could also be used in its relative valuation, which is a method of valuing OceanFirst Financial by comparing valuation metrics of similar companies.OceanFirst Financial is currently under evaluation in net income category among its peers.
OceanFirst Financial ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, OceanFirst Financial's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to OceanFirst Financial's managers, analysts, and investors.Environmental | Governance | Social |
OceanFirst Financial Institutional Holders
Institutional Holdings refers to the ownership stake in OceanFirst Financial that is held by large financial organizations, pension funds or endowments. Institutions may hold large blocks of OceanFirst Financial's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing OceanFirst Financial's value.| Shares | Jpmorgan Chase & Co | 2025-06-30 | 881.5 K | Hotchkis & Wiley Capital Management Llc | 2025-06-30 | 757.6 K | Endeavour Capital Advisors Inc | 2025-06-30 | 755.6 K | Nuveen, Llc | 2025-06-30 | 753.8 K | Glenmede Trust Co Na | 2025-03-31 | 738.1 K | Ameriprise Financial Inc | 2025-06-30 | 730.2 K | Charles Schwab Investment Management Inc | 2025-06-30 | 656.8 K | Metlife Investment Management, Llc | 2025-06-30 | 614.8 K | Northern Trust Corp | 2025-06-30 | 518.5 K | Blackrock Inc | 2025-06-30 | 7.9 M | Vanguard Group Inc | 2025-06-30 | 3.5 M |
OceanFirst Fundamentals
| Return On Equity | 0.0422 | ||||
| Return On Asset | 0.0051 | ||||
| Profit Margin | 0.18 % | ||||
| Operating Margin | 0.32 % | ||||
| Current Valuation | 2.61 B | ||||
| Shares Outstanding | 57.39 M | ||||
| Shares Owned By Insiders | 3.28 % | ||||
| Shares Owned By Institutions | 82.69 % | ||||
| Number Of Shares Shorted | 3.61 M | ||||
| Price To Earning | 18.35 X | ||||
| Price To Book | 0.66 X | ||||
| Price To Sales | 2.67 X | ||||
| Revenue | 655.6 M | ||||
| Gross Profit | 388.75 M | ||||
| EBITDA | 92.52 M | ||||
| Net Income | 71.03 M | ||||
| Cash And Equivalents | 170.67 M | ||||
| Cash Per Share | 2.89 X | ||||
| Total Debt | 1.71 B | ||||
| Debt To Equity | 9.88 % | ||||
| Book Value Per Share | 28.97 X | ||||
| Cash Flow From Operations | 75.97 M | ||||
| Short Ratio | 4.88 X | ||||
| Earnings Per Share | 1.17 X | ||||
| Price To Earnings To Growth | 1.84 X | ||||
| Target Price | 22.0 | ||||
| Number Of Employees | 975 | ||||
| Beta | 1.03 | ||||
| Market Capitalization | 1.04 B | ||||
| Total Asset | 14.56 B | ||||
| Retained Earnings | 641.73 M | ||||
| Annual Yield | 0.04 % | ||||
| Five Year Return | 3.07 % | ||||
| Net Asset | 14.56 B | ||||
| Last Dividend Paid | 0.8 |
About OceanFirst Financial Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze OceanFirst Financial Corp's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of OceanFirst Financial using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of OceanFirst Financial Corp based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.When determining whether OceanFirst Financial Corp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of OceanFirst Financial's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Oceanfirst Financial Corp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Oceanfirst Financial Corp Stock:Check out You can also try the Global Markets Map module to get a quick overview of global market snapshot using zoomable world map. Drill down to check world indexes.
Will Regional Banks sector continue expanding? Could OceanFirst diversify its offerings? Factors like these will boost the valuation of OceanFirst Financial. Anticipated expansion of OceanFirst directly elevates investor willingness to pay premium valuations. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every OceanFirst Financial data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth (0.36) | Dividend Share 0.8 | Earnings Share 1.17 | Revenue Per Share | Quarterly Revenue Growth 0.112 |
Investors evaluate OceanFirst Financial Corp using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating OceanFirst Financial's intrinsic value - the estimated true worth - helps identify when the stock trades at a discount or premium to fair value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. External factors like market trends, sector rotation, and investor psychology can cause OceanFirst Financial's market price to deviate significantly from intrinsic value.
It's important to distinguish between OceanFirst Financial's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding OceanFirst Financial should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. Conversely, OceanFirst Financial's market price signifies the transaction level at which participants voluntarily complete trades.