SmartFinancial Stock Target Price and Analyst Consensus

SMBK Stock  USD 42.86  0.25  0.59%   
The current analyst and expert consensus on SmartFinancial is Buy with 5 hold recommendations. The current projected SmartFinancial target price consensus is 44.10 with 6 analyst opinions. One of the most common ways SmartFinancial analysts use to provide buy-or-sell recommendation to the public are conference calls analysis and financial statements evaluations. Some experts can also talk to SmartFinancial vendors, executives, and/or customers. Note, the total number of analysts currently providing their opinion is not significant to determine adequate consensus on SmartFinancial. We strongly encourage you to use your own analysis of SmartFinancial to validate this buy or sell advice. SmartFinancial recommendation module provides expert sentiment on the projected SmartFinancial target price to derive its highest and lowest estimates based on target price standard deviation of 1.6543.
Lowest Forecast
40.13
Highest Forecast
48.95
Target Price
44.1
At this time, SmartFinancial's Gross Profit is quite stable compared to the past year. Pretax Profit Margin is expected to rise to 0.36 this year, although the value of Gross Profit Margin will most likely fall to 0.54. At this time, SmartFinancial's Liabilities And Stockholders Equity is quite stable compared to the past year. Total Liabilities is expected to rise to about 5.2 B this year, although the value of Common Stock Total Equity will most likely fall to about 14.5 M.
It's important to approach SmartFinancial's target price projections with caution. While they can be useful as part of a broader investment strategy, they are inherently speculative and subject to various kinds of risk, including market volatility and unforeseen external factors. Always consider multiple aspects and do your own research when making investment decisions.

SmartFinancial Target Price Consensus

SmartFinancial target price is determined by taking all analyst projections and averaging them out. There is no one specific way to measure analysts' performance other than comparing it to past results via a very sophisticated attribution analysis. SmartFinancial's target price projections below should be used in combination with other traditional price prediction techniques such as stock price forecasting, investor sentiment analysis, technical analysis, earnings estimate, and various momentum models.
   6  Buy
Most SmartFinancial analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to help potential investors understand SmartFinancial stock's fair price compared to its market value. Analysts arrive at stock ratings after researching the public financial statements of SmartFinancial, talking to its executives and customers, or listening to those companies' conference calls.
Macroaxis Advice   Exposure   Valuation

SmartFinancial Target Price Projection

SmartFinancial's current and average target prices are 42.86 and 44.10, respectively. The current price of SmartFinancial is the price at which SmartFinancial is currently trading. On the other hand, SmartFinancial's target price is what analysts think the stock is worth. The more significant the discrepancy between the two prices, the more it stimulates investors to act.

Current Price

SmartFinancial Market Quote on 6th of February 2026

Low Price42.4Odds
High Price43.48Odds

42.86

Target Price

Analyst Consensus On SmartFinancial Target Price

Low Estimate40.13Odds
High Estimate48.95Odds

44.1

Historical Lowest Forecast  40.13 Target Price  44.1 Highest Forecast  48.95
Note that most analysts generally publish their price targets in research reports on specific companies, along with recommendations for the company's stock.Although price targets are often quoted in the financial news media, there could be a delay between the publication of the latest analyst outlook on SmartFinancial and the information provided on this page.

SmartFinancial Analyst Ratings

SmartFinancial's analyst stock recommendations are determined by taking an average estimate of all analysts we track and classifying them as Strong Buy, Buy, Hold, Strong Sell, or Sell. Ratings generally communicate what analysts sense about SmartFinancial stock, and they use a lot of effort and time to analyze it and arrive at a rating. That suggests that analyst recommendations are the outcome of an objective and thorough examination of SmartFinancial's financials, market performance, and future outlook by experienced professionals. SmartFinancial's historical ratings below, therefore, can serve as a valuable tool for investors.

Analyst Consensus Breakdown

Average Consensus Estimates

Analysts determine stock price targets through various methods, including financial modeling, peer comparison, and company analysis. The stock price target is the analyst's best estimate of the future price of a stock and is used by investors to make investment decisions. However, it is important to note that stock price targets are not guaranteed, and the actual price of a stock can differ significantly from the target due to various factors such as market conditions, economic events, and company developments.

Steps to utilize SmartFinancial price targets

SmartFinancial's stock target price is an estimate of its future price, usually made by analysts. Using SmartFinancial's target price to determine if it is a suitable investment can be done through the following steps:
  • Look at SmartFinancial's target prices provided by various analysts and compare them. This can help you gain a more balanced view of the Stock's potential.
  • Look at the analyst's track record to determine if they have a history of accurately predicting stock prices.
  • Look at the Company's financials, including revenue, earnings, and debt, to determine if it is in good financial health.
  • Consider market conditions. For example, take into account the state of the economy, competition, and regulatory environment, to determine if SmartFinancial's stock is likely to perform well.
  • Diversify your portfolio and do not rely solely on stock target prices to make investment decisions. Invest in a mix of stocks, bonds, and other assets to manage risk.
Remember that stock target prices are just estimates and are subject to change. Therefore, using them as one factor in a larger investment strategy is essential rather than relying solely on them to make decisions.

Additional SmartFinancial Value Projection Modules

Most investment researchers agree that the mispricing and readjustment of any Stock value happens often and is sometimes even predictable, but there is no strong theory explaining why it happens. The current price of SmartFinancial is a key component of SmartFinancial valuation and have some predictive power on the future returns of a SmartFinancial.
Hype
Prediction
LowEstimatedHigh
41.9043.5545.20
Details
Intrinsic
Valuation
LowRealHigh
38.5746.2247.87
Details
Naive
Forecast
LowNextHigh
41.2842.9444.59
Details
Earnings
Estimates (0)
LowProjected EPSHigh
0.700.780.83
Details
Please note, it is not enough to conduct a financial or market analysis of a single entity such as SmartFinancial. Your research has to be compared to or analyzed against SmartFinancial's peers to derive any actionable benefits. When done correctly, SmartFinancial's competitive analysis will give you plenty of quantitative and qualitative data to validate your investment decisions or develop an entirely new strategy toward taking a position in SmartFinancial.

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When determining whether SmartFinancial is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if SmartFinancial Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Smartfinancial Stock. Highlighted below are key reports to facilitate an investment decision about Smartfinancial Stock:
Check out Macroaxis Advice on SmartFinancial to cross-verify analyst projections. Unlike analyst recommendations, Macroaxis provides advice only from the perspective of investor risk tolerance and investment horizon.
For more information on how to buy SmartFinancial Stock please use our How to buy in SmartFinancial Stock guide.
You can also try the Stocks Directory module to find actively traded stocks across global markets.