Heartland Financial Shares Outstanding vs. Return On Equity
| HTLF Stock | USD 67.57 0.15 0.22% |
| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Net Profit Margin | 0.26 | 0.1444 |
|
| |||||
| Operating Profit Margin | 0.23 | 0.2445 |
|
| |||||
| Pretax Profit Margin | 0.17 | 0.1749 |
|
| |||||
| Return On Assets | 0.0039 | 0.0041 |
|
| |||||
| Return On Equity | 0.0393 | 0.0413 |
|
|
For Heartland Financial profitability analysis, we use financial ratios and fundamental drivers that measure the ability of Heartland Financial to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well Heartland Financial USA utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between Heartland Financial's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of Heartland Financial USA over time as well as its relative position and ranking within its peers.
Heartland |
Heartland Financial's Revenue Breakdown by Earning Segment
Check out Risk vs Return Analysis.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Heartland Financial. If investors know Heartland will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Heartland Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.336 | Dividend Share 1.2 | Earnings Share 1.78 | Revenue Per Share 13.33 | Quarterly Revenue Growth 0.148 |
The market value of Heartland Financial USA is measured differently than its book value, which is the value of Heartland that is recorded on the company's balance sheet. Investors also form their own opinion of Heartland Financial's value that differs from its market value or its book value, called intrinsic value, which is Heartland Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Heartland Financial's market value can be influenced by many factors that don't directly affect Heartland Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Heartland Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Heartland Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Heartland Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
Heartland Financial USA Return On Equity vs. Shares Outstanding Fundamental Analysis
Comparative valuation techniques use various fundamental indicators to help in determining Heartland Financial's current stock value. Our valuation model uses many indicators to compare Heartland Financial value to that of its competitors to determine the firm's financial worth. Heartland Financial USA is rated # 5 in shares outstanding category among its peers. It is rated below average in return on equity category among its peers . The ratio of Shares Outstanding to Return On Equity for Heartland Financial USA is about 997,337,209 . At this time, Heartland Financial's Return On Equity is most likely to slightly decrease in the upcoming years. Comparative valuation analysis is a catch-all technique that is used if you cannot value Heartland Financial by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.Heartland Return On Equity vs. Shares Outstanding
Outstanding Shares are shares of common stock of a public company that were purchased by investors after they were authorized and issued by the company to the public. Outstanding Shares are typically reported on fully diluted basis, including exotic instruments such as options, or convertibles bonds.
Heartland Financial |
| = | 42.89 M |
Outstanding shares that are stated on company Balance Sheet are used when calculating many important valuation and performance indicators including Return on Equity, Market Cap, EPS and many others.
Return on Equity or ROE tells company stockholders how effectually their money is being utilized or reinvested. It is a useful ratio when analyzing company profitability or the management effectiveness given the capital invested by the shareholders. ROE shows how efficiently a company utilizes investments to generate income.
Heartland Financial |
| = | 0.043 |
For most industries, Return on Equity between 10% and 30% are considered desirable to provide dividends to owners and have funds for the future growth of the company. Investors should be very careful using ROE as the only efficiency indicator because ROE can be high if a company is heavily leveraged.
Heartland Return On Equity Comparison
Heartland Financial is currently under evaluation in return on equity category among its peers.
Heartland Financial Profitability Projections
The most important aspect of a successful company is its ability to generate a profit. For investors in Heartland Financial, profitability is also one of the essential criteria for including it into their portfolios because, without profit, Heartland Financial will eventually generate negative long term returns. The profitability progress is the general direction of Heartland Financial's change in net profit over the period of time. It can combine multiple indicators of Heartland Financial, where stable trends show no significant progress. An accelerating trend is seen as positive, while a decreasing one is unfavorable. A rising trend means that profits are rising, and operational efficiency may be rising as well. A decreasing trend is a sign of poor performance and may indicate upcoming losses.
| Last Reported | Projected for Next Year | ||
| Accumulated Other Comprehensive Income | -452.5 M | -429.9 M | |
| Operating Income | 135.3 M | 115.5 M | |
| Income Before Tax | 96.8 M | 77.1 M | |
| Total Other Income Expense Net | -38.5 M | -40.5 M | |
| Net Income | 79.9 M | 59.5 M | |
| Income Tax Expense | 16.9 M | 18.7 M | |
| Net Income Applicable To Common Shares | 234.7 M | 246.5 M | |
| Net Income From Continuing Ops | 210.9 M | 120.1 M | |
| Net Interest Income | 610.3 M | 484.9 M | |
| Interest Income | 902.6 M | 567 M | |
| Change To Netincome | 44.4 M | 26.7 M | |
| Net Income Per Share | 1.87 | 1.55 | |
| Income Quality | 3.51 | 3.68 | |
| Net Income Per E B T | 0.83 | 0.58 |
Heartland Profitability Driver Comparison
Profitability drivers are factors that can directly affect your investment outlook on Heartland Financial. Investors often realize that things won't turn out the way they predict. There are maybe way too many unforeseen events and contingencies during the holding period of Heartland Financial position where the market behavior may be hard to predict, tax policy changes, gold or oil price hikes, calamities change, and many others. The question is, are you prepared for these unexpected events? Although some of these situations are obviously beyond your control, you can still follow the important profit indicators to know where you should focus on when things like this occur. Below are some of the Heartland Financial's important profitability drivers and their relationship over time.
Learn to be your own money manager
Our tools can tell you how much better you can do entering a position in Heartland Financial without increasing your portfolio risk or giving up the expected return. As an individual investor, you need to find a reliable way to track all your investment portfolios. However, your requirements will often be based on how much of the process you decide to do yourself. In addition to allowing all investors analytical transparency into all their portfolios, our tools can evaluate risk-adjusted returns of your individual positions relative to your overall portfolio.Did you try this?
Run Portfolio Comparator Now
Portfolio ComparatorCompare the composition, asset allocations and performance of any two portfolios in your account |
| All Next | Launch Module |
Use Investing Themes to Complement your Heartland Financial position
In addition to having Heartland Financial in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.Did You Try This Idea?
Run Online Gaming Thematic Idea Now
Online Gaming
Companies that are involved in the building and marketing of online gaming-related products. The Online Gaming theme has 48 constituents at this time.
You can either use a buy-and-hold strategy to lock in the entire theme or actively trade it to take advantage of the short-term price volatility of individual constituents. Macroaxis can help you discover thousands of investment opportunities in different asset classes. In addition, you can partner with us for reliable portfolio optimization as you plan to utilize Online Gaming Theme or any other thematic opportunities.
| View All Next | Launch |
Check out Risk vs Return Analysis. You can also try the Idea Breakdown module to analyze constituents of all Macroaxis ideas. Macroaxis investment ideas are predefined, sector-focused investing themes.
To fully project Heartland Financial's future profitability, investors should examine all historical financial statements. These statements provide investors with a comprehensive snapshot of the financial position of Heartland Financial USA at a specified time, usually calculated after every quarter, six months, or one year. Three primary documents fall into the category of financial statements. These documents include Heartland Financial's income statement, its balance sheet, and the statement of cash flows.