Amalgamated Financial Statements From 2010 to 2025

AMAL Stock  USD 34.14  0.46  1.33%   
Amalgamated Bank financial statements provide useful quarterly and yearly information to potential Amalgamated Bank investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on Amalgamated Bank financial statements helps investors assess Amalgamated Bank's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting Amalgamated Bank's valuation are summarized below:
Gross Profit
303 M
Profit Margin
0.3453
Market Capitalization
B
Enterprise Value Revenue
4.2895
Revenue
303 M
There are over one hundred nineteen available fundamental signals for Amalgamated Bank, which can be analyzed over time and compared to other ratios. We recommend to validate Amalgamated Bank's prevailing fundamental drivers against the all of the trends between 2010 and 2025.

Amalgamated Bank Total Revenue

203.42 Million

Check Amalgamated Bank financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Amalgamated Bank's main balance sheet or income statement drivers, such as Tax Provision of 37.5 M, Net Interest Income of 174 M or Interest Income of 200.7 M, as well as many indicators such as Price To Sales Ratio of 3.28, Dividend Yield of 0.0104 or PTB Ratio of 1.54. Amalgamated financial statements analysis is a perfect complement when working with Amalgamated Bank Valuation or Volatility modules.
  
Check out the analysis of Amalgamated Bank Correlation against competitors.
For more information on how to buy Amalgamated Stock please use our How to buy in Amalgamated Stock guide.

Amalgamated Bank Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Common Stock Shares Outstanding25.2 M27.7 M30.9 M
Slightly volatile
Total Assets6.5 B9.2 B5.4 B
Slightly volatile
Total Stockholder Equity523.6 M673 M440.7 M
Slightly volatile
Other Liabilities38.1 M36.6 M46.8 M
Slightly volatile
Net Tangible Assets489.9 M566.7 M417 M
Slightly volatile
Property Plant And Equipment Net40.6 M33.2 M32.7 M
Slightly volatile
Retained Earnings235.3 M446.2 M184.5 M
Slightly volatile
Accounts Payable4.8 B7.6 B3.1 B
Slightly volatile
Cash135.2 M103.7 M129.1 M
Pretty Stable
Long Term Debt159.1 M274.4 M280.9 M
Slightly volatile
Common Stock Total Equity262.5 K276.3 K6.3 M
Slightly volatile
Short Term Investments1.4 B1.7 B897.7 M
Slightly volatile
Liabilities And Stockholders Equity6.5 B9.2 B5.4 B
Slightly volatile
Non Current Liabilities Total1.3 B1.3 B767.2 M
Slightly volatile
Capital Surpluse308.1 M330 M266.6 M
Slightly volatile
Other Current Assets355.8 M183.6 M259.9 M
Pretty Stable
Other Stockholder Equity309.8 M325.3 M265.4 M
Slightly volatile
Total Liabilities8.9 B8.5 B4.1 B
Slightly volatile
Long Term Investments3.9 B3.7 B1.7 B
Slightly volatile
Property Plant And Equipment Gross48 M65.3 M38.5 M
Slightly volatile
Short and Long Term Debt64.1 M67.5 M134.6 M
Slightly volatile
Preferred Stock Total Equity5.4 MM6.6 M
Slightly volatile
Total Current Assets222.9 M234.7 M852.1 M
Slightly volatile
Short Term Debt232.2 M221.1 M154 M
Pretty Stable
Common Stock262.5 K276.3 K6.3 M
Slightly volatile
Property Plant Equipment10.8 M11.3 M26.5 M
Pretty Stable
Earning Assets1.5 BB1.5 B
Slightly volatile
Short and Long Term Debt Total252.5 M302 M504.5 M
Slightly volatile
Non Current Assets Total9.7 B9.3 B2.9 B
Slightly volatile
Cash And Short Term Investments77.1 M81.2 M1.1 B
Pretty Stable
Net Receivables67 M63.8 M25.2 M
Slightly volatile
Long Term Debt Total66.4 M69.9 M240.5 M
Slightly volatile
Net Invested Capital832.8 MB764.2 M
Slightly volatile
Good Will14.2 M14.9 M13.1 M
Slightly volatile
Capital Stock249.1 K276.3 K308.6 K
Slightly volatile
Intangible Assets1.9 MM13.4 M
Slightly volatile
Capital Lease Obligations37.6 M27.6 M53.9 M
Slightly volatile
Noncontrolling Interest In Consolidated Entity106.4 K119.7 K130.5 K
Slightly volatile
Retained Earnings Total Equity296.1 M379.8 M249.1 M
Slightly volatile
Non Current Liabilities Other69.2 M73.3 M95.3 M
Slightly volatile

Amalgamated Bank Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Net Interest Income174 M300.5 M150.9 M
Slightly volatile
Interest Income200.7 M391.7 M180.8 M
Slightly volatile
Depreciation And Amortization7.6 MM14.1 M
Slightly volatile
Interest Expense116.8 M111.3 M37.9 M
Slightly volatile
Selling General Administrative76.3 M80.8 M101.7 M
Slightly volatile
Total Revenue203.4 M315.8 M175.4 M
Slightly volatile
Gross Profit195 M315.8 M162.7 M
Slightly volatile
EBITDA970.1 KM35.1 M
Pretty Stable
Net Income From Continuing Ops52.1 M103.5 M37.4 M
Slightly volatile
Minority Interest107 K119.7 K131.2 K
Slightly volatile
Selling And Marketing Expenses3.9 M4.8 M3.8 M
Very volatile
Reconciled Depreciation3.9 MM4.8 M
Pretty Stable

Amalgamated Bank Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Begin Period Cash Flow114 M57.2 M174.4 M
Slightly volatile
Depreciation4.2 MM4.8 M
Pretty Stable
Other Non Cash Items18.2 M23.3 M15.4 M
Slightly volatile
Capital Expenditures2.4 M1.3 M6.4 M
Slightly volatile
Total Cash From Operating Activities75.3 M134.8 M50.5 M
Slightly volatile
Net Income51.9 M101.2 M37.1 M
Slightly volatile
End Period Cash Flow135.3 M104.2 M129.2 M
Pretty Stable
Change To Netincome45.9 M43.7 M17.1 M
Slightly volatile
Stock Based Compensation2.9 M5.4 M3.3 M
Very volatile
Cash Flows Other Operating43.3 M41.2 M15.6 M
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio3.283.456.3764
Pretty Stable
Dividend Yield0.01040.01350.0076
Slightly volatile
PTB Ratio1.541.6211.5227
Slightly volatile
Days Sales Outstanding23.5926.5428.9389
Slightly volatile
Book Value Per Share16.3817.2442.217
Slightly volatile
Operating Cash Flow Per Share1.743.451.4178
Slightly volatile
Stock Based Compensation To Revenue0.01410.01960.0185
Slightly volatile
Capex To Depreciation0.690.381.4686
Slightly volatile
PB Ratio1.541.6211.5227
Slightly volatile
EV To Sales4.254.4826.6643
Slightly volatile
Payables Turnover6.387.187.8247
Slightly volatile
Sales General And Administrative To Revenue0.560.380.6728
Slightly volatile
Capex To Revenue0.00590.00620.0388
Slightly volatile
Cash Per Share2.522.6619.8128
Slightly volatile
POCF Ratio7.678.08446
Slightly volatile
Payout Ratio0.110.130.1036
Slightly volatile
Capex To Operating Cash Flow0.01380.01450.671
Slightly volatile
Days Payables Outstanding36.6241.244.9158
Slightly volatile
Income Quality1.791.531.3212
Slightly volatile
ROE0.07380.140.0711
Slightly volatile
EV To Operating Cash Flow9.9610.48474
Slightly volatile
Return On Tangible Assets0.01080.01270.0145
Slightly volatile
Intangibles To Total Assets0.00210.00220.4004
Slightly volatile
Current Ratio0.340.290.2741
Slightly volatile
Receivables Turnover9.911.1412.1441
Slightly volatile
Graham Number16.8831.713.7532
Slightly volatile
Shareholders Equity Per Share11.2217.248.9971
Slightly volatile
Debt To Equity0.80.661.1575
Slightly volatile
Capex Per Share0.03810.04350.0363
Slightly volatile
Revenue Per Share4.428.095.1017
Slightly volatile
Interest Debt Per Share6.6712.735.771
Slightly volatile
Debt To Assets0.06360.04840.0951
Slightly volatile
Enterprise Value Over EBITDA13.0313.72267
Slightly volatile
Operating Cycle23.5926.5428.9389
Slightly volatile
Price Book Value Ratio1.541.6211.5227
Slightly volatile
Days Of Payables Outstanding36.6241.244.9158
Slightly volatile
Dividend Payout Ratio0.110.130.1036
Slightly volatile
Price To Operating Cash Flows Ratio7.678.08446
Slightly volatile
Ebt Per Ebit0.560.770.7169
Slightly volatile
Company Equity Multiplier9.7912.2611.9419
Pretty Stable
Long Term Debt To Capitalization0.120.10760.4111
Slightly volatile
Total Debt To Capitalization0.390.420.4707
Slightly volatile
Return On Capital Employed0.03310.06170.0317
Slightly volatile
Debt Equity Ratio0.80.661.1575
Slightly volatile
Quick Ratio0.380.310.2965
Slightly volatile
Dividend Paid And Capex Coverage Ratio6.17.644.9226
Slightly volatile
Net Income Per E B T1.060.810.8693
Very volatile
Cash Ratio0.01160.01220.0411
Slightly volatile
Operating Cash Flow Sales Ratio0.250.380.2123
Slightly volatile
Days Of Sales Outstanding23.5926.5428.9389
Slightly volatile
Cash Flow Coverage Ratios0.340.310.2543
Slightly volatile
Price To Book Ratio1.541.6211.5227
Slightly volatile
Fixed Asset Turnover4.948.566.2642
Pretty Stable
Capital Expenditure Coverage Ratio38.471.4331.1146
Slightly volatile
Price Cash Flow Ratio7.678.08446
Slightly volatile
Enterprise Value Multiple13.0313.72267
Slightly volatile
Debt Ratio0.06360.04840.0951
Slightly volatile
Cash Flow To Debt Ratio0.340.310.2543
Slightly volatile
Price Sales Ratio3.283.456.3764
Pretty Stable
Return On Assets0.00590.00990.0057
Slightly volatile
Asset Turnover0.03910.03960.0373
Slightly volatile
Gross Profit Margin0.640.770.7933
Pretty Stable
Price Fair Value1.541.6211.5227
Slightly volatile
Return On Equity0.07380.140.0711
Slightly volatile

Amalgamated Bank Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap493.8 M555.5 M605.6 M
Slightly volatile
Enterprise Value505.7 M568.9 M620.2 M
Slightly volatile

Amalgamated Fundamental Market Drivers

Cash And Short Term Investments90.2 M

Amalgamated Upcoming Events

25th of April 2024
Upcoming Quarterly Report
View
25th of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
23rd of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

About Amalgamated Bank Financial Statements

Amalgamated Bank investors utilize fundamental indicators, such as revenue or net income, to predict how Amalgamated Stock might perform in the future. Analyzing these trends over time helps investors make informed market timing decisions. For further insights, please visit our fundamental analysis page.
Last ReportedProjected for Next Year
Total Revenue315.8 M203.4 M
Stock Based Compensation To Revenue 0.02  0.01 
Sales General And Administrative To Revenue 0.38  0.56 
Capex To Revenue 0.01  0.01 
Revenue Per Share 8.09  4.42 
Ebit Per Revenue 0.43  0.45 

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When determining whether Amalgamated Bank is a strong investment it is important to analyze Amalgamated Bank's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Amalgamated Bank's future performance. For an informed investment choice regarding Amalgamated Stock, refer to the following important reports:
Check out the analysis of Amalgamated Bank Correlation against competitors.
For more information on how to buy Amalgamated Stock please use our How to buy in Amalgamated Stock guide.
You can also try the Bollinger Bands module to use Bollinger Bands indicator to analyze target price for a given investing horizon.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Amalgamated Bank. If investors know Amalgamated will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Amalgamated Bank listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.233
Earnings Share
3.44
Revenue Per Share
9.928
Quarterly Revenue Growth
0.156
Return On Assets
0.0128
The market value of Amalgamated Bank is measured differently than its book value, which is the value of Amalgamated that is recorded on the company's balance sheet. Investors also form their own opinion of Amalgamated Bank's value that differs from its market value or its book value, called intrinsic value, which is Amalgamated Bank's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Amalgamated Bank's market value can be influenced by many factors that don't directly affect Amalgamated Bank's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Amalgamated Bank's value and its price as these two are different measures arrived at by different means. Investors typically determine if Amalgamated Bank is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Amalgamated Bank's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.