Selective Insurance (Germany) Analysis

Selective Stock Analysis Notes

About 88.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 1.5. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Selective Insurance recorded earning per share (EPS) of 6.34. The entity last dividend was issued on the 13th of February 2026. Selective Insurance Group, Inc., together with its subsidiaries, provides insurance products and services in the United States. Selective Insurance Group, Inc. was founded in 1926 and is headquartered in Branchville, New Jersey. SELECTIVE INS operates under Insurance - Property Casualty classification in Germany and is traded on Frankfurt Stock Exchange. It employs 2290 people. To find out more about Selective Insurance Group contact John CPCU at 973 948 3000 or learn more at https://www.selective.com.

Selective Insurance Investment Alerts

Selective Insurance Thematic Classifications

Selective Market Capitalization

The company currently falls under 'Mid-Cap' category with a current market capitalization of 4.48 B. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate Selective Insurance's market, we take the total number of its shares issued and multiply it by Selective Insurance's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities.

Selective Profitablity

The company has Profit Margin (PM) of 0.09 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.15 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.15.

Management Efficiency

Selective Insurance has return on total asset (ROA) of 0.0279 % which means that it generated a profit of $0.0279 on every $100 spent on assets. This is way below average. Similarly, it shows a return on equity (ROE) of 0.1386 %, meaning that it generated $0.1386 on every $100 dollars invested by stockholders. Selective Insurance's management efficiency ratios could be used to measure how well Selective Insurance manages its routine affairs as well as how well it operates its assets and liabilities. The Selective Insurance's current Other Assets is estimated to increase to about 735.7 M, while Total Assets are projected to decrease to roughly 10.4 B.

Technical Drivers

As of the 7th of February, Selective Insurance has the Coefficient Of Variation of 682.94, semi deviation of 1.19, and Risk Adjusted Performance of 0.123. In relation to fundamental indicators, the technical analysis model makes it possible for you to check existing technical drivers of Selective Insurance, as well as the relationship between them. Please validate Selective Insurance jensen alpha, maximum drawdown, and the relationship between the information ratio and treynor ratio to decide if Selective Insurance is priced more or less accurately, providing market reflects its prevalent price of 75.5 per share.

Selective Insurance Price Movement Analysis

Selective Insurance Outstanding Bonds

Selective Insurance Predictive Daily Indicators

Selective Insurance Forecast Models

Selective Insurance's time-series forecasting models are one of many Selective Insurance's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Selective Insurance's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

Selective Insurance Debt to Cash Allocation

Selective Insurance Group has accumulated 10.39 B in total debt with debt to equity ratio (D/E) of 29.8, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Selective Insurance has a current ratio of 0.33, indicating that it has a negative working capital and may not be able to pay financial obligations in time and when they become due. Debt can assist Selective Insurance until it has trouble settling it off, either with new capital or with free cash flow. So, Selective Insurance's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Selective Insurance sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Selective to invest in growth at high rates of return. When we think about Selective Insurance's use of debt, we should always consider it together with cash and equity.

Selective Insurance Total Assets Over Time

Selective Insurance Assets Financed by Debt

Typically, companies with high debt-to-asset ratios are said to be highly leveraged. The higher the ratio, the greater risk will be associated with the Selective Insurance's operation. In addition, a high debt-to-assets ratio may indicate a low borrowing capacity of Selective Insurance, which in turn will lower the firm's financial flexibility.

Selective Insurance Corporate Bonds Issued

Selective Long Term Debt

Stock analysis is the technique used by a trader or investor to examine and evaluate how Selective Insurance prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling Selective shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as Selective Insurance. By using and applying Selective Stock analysis, traders can create a robust methodology for identifying Selective entry and exit points for their positions.

When running Selective Insurance's price analysis, check to measure Selective Insurance's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Selective Insurance is operating at the current time. Most of Selective Insurance's value examination focuses on studying past and present price action to predict the probability of Selective Insurance's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Selective Insurance's price. Additionally, you may evaluate how the addition of Selective Insurance to your portfolios can decrease your overall portfolio volatility.