Ally Financial Stock Performance
| ALLY Stock | USD 42.12 0.22 0.53% |
Ally Financial has a performance score of 6 on a scale of 0 to 100. The firm shows a Beta (market volatility) of 1.31, which signifies a somewhat significant risk relative to the market. As the market goes up, the company is expected to outperform it. However, if the market returns are negative, Ally Financial will likely underperform. Ally Financial right now shows a risk of 1.55%. Please confirm Ally Financial treynor ratio, as well as the relationship between the expected short fall and day median price , to decide if Ally Financial will be following its price patterns.
Risk-Adjusted Performance
Mild
Weak | Strong |
Compared to the overall equity markets, risk-adjusted returns on investments in Ally Financial are ranked lower than 6 (%) of all global equities and portfolios over the last 90 days. In spite of fairly unsteady essential indicators, Ally Financial may actually be approaching a critical reversion point that can send shares even higher in March 2026. ...more
Actual Historical Performance (%)
One Day Return 0.53 | Five Day Return 3.41 | Year To Date Return (7.95) | Ten Year Return 140.14 | All Time Return 62.19 |
Forward Dividend Yield 0.0286 | Payout Ratio | Last Split Factor 310:1 | Forward Dividend Rate 1.2 | Dividend Date 2026-02-17 |
1 | Ally Financial Earns Buy Rating from Analysts at UBS Group | 01/08/2026 |
2 | Acquisition by David Reilly of 718 shares of Ally Financial at 45.29 subject to Rule 16b-3 | 01/09/2026 |
3 | Ally Financial outlines 2026 NIM target of 3.6-3.7 percent with capital discipline and share repurchases amid strategic focus | 01/21/2026 |
4 | Did Earnings Bump and a US2 Billion Buyback Just Shift Ally Financials Investment Narrative | 01/23/2026 |
5 | Is There Still Value In Ally Financial After Recent Share Price Swings | 01/30/2026 |
6 | Ally Financial Valuation Check After Earnings Beat And Analyst Upgrades | 02/02/2026 |
7 | It Isnt a Trillion-Dollar Stock, But Investors Shouldnt Overlook This Digital Bank | 02/04/2026 |
8 | Elizabeth Warren Probe Puts Ally Financial Repossession Practices And Valuation In Focus | 02/06/2026 |
9 | The Cost of Singledom New Ally Bank Survey Reveals Singles Embracing Financial Independence | 02/10/2026 |
10 | Ally Services Completes Three Add-on Acquisitions in 2025, Expanding Residential HVAC Platform | 02/12/2026 |
| Ally Financial dividend paid on 17th of February 2026 | 02/17/2026 |
11 | Disposition of 189 shares by Austin McGrath of Ally Financial at 42.3 subject to Rule 16b-3 | 02/19/2026 |
Ally Financial Relative Risk vs. Return Landscape
If you would invest 3,936 in Ally Financial on November 23, 2025 and sell it today you would earn a total of 276.00 from holding Ally Financial or generate 7.01% return on investment over 90 days. Ally Financial is currently generating 0.1247% in daily expected returns and assumes 1.5472% risk (volatility on return distribution) over the 90 days horizon. In different words, 13% of stocks are less volatile than Ally, and 98% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon. Expected Return |
| Risk |
Ally Financial Target Price Odds to finish over Current Price
The tendency of Ally Stock price to converge on an average value over time is a known aspect in finance that investors have used since the beginning of the stock market for forecasting. However, many studies suggest that some traded equity instruments are consistently mispriced before traders' demand and supply correct the spread. One possible conclusion to this anomaly is that these stocks have additional risk, for which investors demand compensation in the form of extra returns.
| Current Price | Horizon | Target Price | Odds to move above the current price in 90 days |
| 42.12 | 90 days | 42.12 | about 59.58 |
Based on a normal probability distribution, the odds of Ally Financial to move above the current price in 90 days from now is about 59.58 (This Ally Financial probability density function shows the probability of Ally Stock to fall within a particular range of prices over 90 days) .
Ally Financial Price Density |
| Price |
Predictive Modules for Ally Financial
There are currently many different techniques concerning forecasting the market as a whole, as well as predicting future values of individual securities such as Ally Financial. Regardless of method or technology, however, to accurately forecast the stock market is more a matter of luck rather than a particular technique. Nevertheless, trying to predict the stock market accurately is still an essential part of the overall investment decision process. Using different forecasting techniques and comparing the results might improve your chances of accuracy even though unexpected events may often change the market sentiment and impact your forecasting results.Ally Financial Risk Indicators
For the most part, the last 10-20 years have been a very volatile time for the stock market. Ally Financial is not an exception. The market had few large corrections towards the Ally Financial's value, including both sudden drops in prices as well as massive rallies. These swings have made and broken many portfolios. An investor can limit the violent swings in their portfolio by implementing a hedging strategy designed to limit downside losses. If you hold Ally Financial, one way to have your portfolio be protected is to always look up for changing volatility and market elasticity of Ally Financial within the framework of very fundamental risk indicators.α | Alpha over Dow Jones | 0.03 | |
β | Beta against Dow Jones | 1.31 | |
σ | Overall volatility | 2.35 | |
Ir | Information ratio | 0.03 |
Ally Financial Alerts and Suggestions
In today's market, stock alerts give investors the competitive edge they need to time the market and increase returns. Checking the ongoing alerts of Ally Financial for significant developments is a great way to find new opportunities for your next move. Suggestions and notifications for Ally Financial can help investors quickly react to important events or material changes in technical or fundamental conditions and significant headlines that can affect investment decisions.| Ally Financial has high financial leverage indicating that it may have difficulties to generate enough cash to satisfy its financial obligations | |
| Ally Financial currently holds 21.77 B in liabilities with Debt to Equity (D/E) ratio of 275.8, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Ally Financial has a current ratio of 0.83, indicating that it has a negative working capital and may not be able to pay financial obligations when due. Note, when we think about Ally Financial's use of debt, we should always consider it together with its cash and equity. | |
| Over 85.0% of Ally Financial shares are held by institutions such as insurance companies | |
| On 17th of February 2026 Ally Financial paid $ 0.3 per share dividend to its current shareholders | |
| Latest headline from simplywall.st: Disposition of 189 shares by Austin McGrath of Ally Financial at 42.3 subject to Rule 16b-3 |
Ally Financial Price Density Drivers
Market volatility will typically increase when nervous long traders begin to feel the short-sellers pressure to drive the market lower. The future price of Ally Stock often depends not only on the future outlook of the current and potential Ally Financial's investors but also on the ongoing dynamics between investors with different trading styles. Because the market risk indicators may have small false signals, it is better to identify suitable times to hedge a portfolio using different long/short signals. Ally Financial's indicators that are reflective of the short sentiment are summarized in the table below.
| Common Stock Shares Outstanding | 314.3 M | |
| Cash And Short Term Investments | 10 B |
Ally Financial Fundamentals Growth
Ally Stock prices reflect investors' perceptions of the future prospects and financial health of Ally Financial, and Ally Financial fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Ally Stock performance.
| Return On Equity | 0.058 | ||||
| Return On Asset | 0.0044 | ||||
| Profit Margin | 0.12 % | ||||
| Operating Margin | 0.20 % | ||||
| Current Valuation | 26.98 B | ||||
| Shares Outstanding | 308.49 M | ||||
| Price To Earning | 4.50 X | ||||
| Price To Book | 0.96 X | ||||
| Price To Sales | 1.75 X | ||||
| Revenue | 12.15 B | ||||
| Gross Profit | 7.37 B | ||||
| EBITDA | 1.97 B | ||||
| Net Income | 852 M | ||||
| Cash And Equivalents | 5 B | ||||
| Cash Per Share | 16.76 X | ||||
| Total Debt | 21.77 B | ||||
| Debt To Equity | 275.80 % | ||||
| Current Ratio | 0.85 X | ||||
| Book Value Per Share | 42.70 X | ||||
| Cash Flow From Operations | 4.53 B | ||||
| Earnings Per Share | 2.37 X | ||||
| Market Capitalization | 12.93 B | ||||
| Total Asset | 196 B | ||||
| Retained Earnings | 633 M | ||||
About Ally Financial Performance
Evaluating Ally Financial's performance through its fundamental ratios, provides valuable insights into its operational efficiency and profitability. For instance, if Ally Financial has a high ROA and ROE, it suggests that the company is efficiently using its assets and equity to generate substantial profits, making it an attractive investment. Conversely, if Ally Financial has a low ROA and ROE, it may indicate underlying issues in asset and equity management, signaling a need for operational improvements. Please also refer to our technical analysis and fundamental analysis pages.
| Last Reported | Projected for Next Year | ||
| Return On Capital Employed | 0.03 | 0.02 | |
| Return On Equity | 0.05 | 0.05 |
Things to note about Ally Financial performance evaluation
Checking the ongoing alerts about Ally Financial for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for Ally Financial help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| Ally Financial has high financial leverage indicating that it may have difficulties to generate enough cash to satisfy its financial obligations | |
| Ally Financial currently holds 21.77 B in liabilities with Debt to Equity (D/E) ratio of 275.8, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Ally Financial has a current ratio of 0.83, indicating that it has a negative working capital and may not be able to pay financial obligations when due. Note, when we think about Ally Financial's use of debt, we should always consider it together with its cash and equity. | |
| Over 85.0% of Ally Financial shares are held by institutions such as insurance companies | |
| On 17th of February 2026 Ally Financial paid $ 0.3 per share dividend to its current shareholders | |
| Latest headline from simplywall.st: Disposition of 189 shares by Austin McGrath of Ally Financial at 42.3 subject to Rule 16b-3 |
- Analyzing Ally Financial's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Ally Financial's stock is overvalued or undervalued compared to its peers.
- Examining Ally Financial's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating Ally Financial's management team can have a significant impact on its success or failure. Reviewing the track record and experience of Ally Financial's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of Ally Financial's stock. These opinions can provide insight into Ally Financial's potential for growth and whether the stock is currently undervalued or overvalued.
Additional Tools for Ally Stock Analysis
When running Ally Financial's price analysis, check to measure Ally Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Ally Financial is operating at the current time. Most of Ally Financial's value examination focuses on studying past and present price action to predict the probability of Ally Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Ally Financial's price. Additionally, you may evaluate how the addition of Ally Financial to your portfolios can decrease your overall portfolio volatility.