Stellar Bancorp, Stock Probability Of Bankruptcy

STEL Stock

USD 31.87 0.86 2.77%

Stellar Bancorp,'s odds of distress is less than 5% at the moment. It is unlikely to undergo any financial crisis in the next 24 months. Stellar Bancorp,'s Odds of financial distress is determined by interpolating and adjusting Stellar Altman Z Score to account for off-balance-sheet items and missing or unfiled public information. All items used in analyzing the odds of distress are taken from the Stellar balance sheet, as well as cash flow and income statements available from the company's most recent filings. Check out Stellar Bancorp, Piotroski F Score and Stellar Bancorp, Altman Z Score analysis.

For more information on how to buy Stellar Stock please use our How to buy in Stellar Stock guide.

Stellar Bancorp, Company odds of financial distress Analysis

Stellar Bancorp,'s Probability Of Bankruptcy is a relative measure of the likelihood of financial distress. For stocks, the Probability Of Bankruptcy is the normalized value of Z-Score. For funds and ETFs, it is derived from a multi-factor model developed by Macroaxis. The score is used to predict the probability of a firm or a fund experiencing financial distress within the next 24 months. Unlike Z-Score, Probability Of Bankruptcy is the value between 0 and 100, indicating the firm's actual probability it will be financially distressed in the next 2 fiscal years.

Probability Of Bankruptcy

Normalized

Z-Score

More About Probability Of Bankruptcy | All Equity Analysis

Current Stellar Bancorp, Probability Of Bankruptcy

Less than 5%

Most of Stellar Bancorp,'s fundamental indicators, such as Probability Of Bankruptcy, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, Stellar Bancorp, is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.

Our calculation of Stellar Bancorp, probability of bankruptcy is based on Altman Z-Score and Piotroski F-Score, but not limited to these measures. To be applied to a broader range of industries and markets, we use several other techniques to enhance the accuracy of predicting Stellar Bancorp, odds of financial distress. These include financial statement analysis, different types of price predictions, earning estimates, analysis consensus, and basic intrinsic valuation. Please use the options below to get a better understanding of different measures that drive the calculation of Stellar Bancorp, financial health.

Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Stellar Bancorp,. If investors know Stellar will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Stellar Bancorp, listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

Quarterly Earnings Growth

0.087

Dividend Share

0.52

Earnings Share

2.19

Revenue Per Share

8.209

Quarterly Revenue Growth

0.043

The market value of Stellar Bancorp, is measured differently than its book value, which is the value of Stellar that is recorded on the company's balance sheet. Investors also form their own opinion of Stellar Bancorp,'s value that differs from its market value or its book value, called intrinsic value, which is Stellar Bancorp,'s true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Stellar Bancorp,'s market value can be influenced by many factors that don't directly affect Stellar Bancorp,'s underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

	Total Assets	Total Stockholder Equity	Net Debt	Retained Earnings	Good Will	Total Liab	Total Current Assets	Intangible Assets	Common Stock	Short Term Debt	Short Term Investments	Net Tangible Assets	Accounts Payable	Long Term Debt	Net Invested Capital	Long Term Investments	Capital Stock	Property Plant Equipment	Current Deferred Revenue	Net Receivables	Capital Surpluse	Treasury Stock	Long Term Debt Total
Total Assets		0.87	0.37	0.88	0.88	0.79	0.93	0.9	0.99	0.93	0.92	0.97	-0.78	0.82	0.99	0.98	0.98	0.97	0.46	0.88	0.97	0.64	-0.41
Total Stockholder Equity	0.87		0.43	0.83	0.98	0.88	0.78	0.96	0.88	0.82	0.97	0.89	-0.82	0.97	0.91	0.86	0.9	0.88	0.75	0.98	0.92	0.77	-0.78
Net Debt	0.37	0.43		0.14	0.51	0.63	0.09	0.53	0.47	0.29	0.39	0.24	0.01	0.32	0.44	0.43	0.51	0.34	0.32	0.51	0.5	0.35	-0.34
Retained Earnings	0.88	0.83	0.14		0.75	0.56	0.81	0.73	0.86	0.78	0.8	0.92	-0.72	0.86	0.87	0.78	0.81	0.94	0.55	0.75	0.82	0.68	-0.46
Good Will	0.88	0.98	0.51	0.75		0.95	0.79	0.99	0.9	0.84	0.98	0.87	-0.81	0.93	0.92	0.9	0.93	0.86	0.72	1.0	0.95	0.75	-0.76
Total Liab	0.79	0.88	0.63	0.56	0.95		0.68	0.96	0.84	0.78	0.89	0.76	-0.73	0.77	0.85	0.86	0.89	0.73	0.66	0.95	0.9	0.7	-0.7
Total Current Assets	0.93	0.78	0.09	0.81	0.79	0.68		0.82	0.89	0.92	0.88	0.9	-0.86	0.73	0.89	0.93	0.87	0.87	0.29	0.79	0.85	0.43	-0.29
Intangible Assets	0.9	0.96	0.53	0.73	0.99	0.96	0.82		0.91	0.87	0.98	0.86	-0.8	0.89	0.93	0.93	0.95	0.86	0.63	0.99	0.95	0.68	-0.68
Common Stock	0.99	0.88	0.47	0.86	0.9	0.84	0.89	0.91		0.92	0.92	0.95	-0.75	0.82	0.99	0.98	0.99	0.96	0.5	0.9	0.98	0.67	-0.44
Short Term Debt	0.93	0.82	0.29	0.78	0.84	0.78	0.92	0.87	0.92		0.88	0.91	-0.83	0.76	0.93	0.94	0.93	0.89	0.44	0.85	0.91	0.6	-0.4
Short Term Investments	0.92	0.97	0.39	0.8	0.98	0.89	0.88	0.98	0.92	0.88		0.9	-0.85	0.92	0.94	0.94	0.94	0.9	0.6	0.98	0.94	0.65	-0.65
Net Tangible Assets	0.97	0.89	0.24	0.92	0.87	0.76	0.9	0.86	0.95	0.91	0.9		-0.83	0.87	0.97	0.92	0.94	0.97	0.6	0.87	0.95	0.76	-0.51
Accounts Payable	-0.78	-0.82	0.01	-0.72	-0.81	-0.73	-0.86	-0.8	-0.75	-0.83	-0.85	-0.83		-0.8	-0.78	-0.79	-0.76	-0.73	-0.57	-0.81	-0.78	-0.61	0.6
Long Term Debt	0.82	0.97	0.32	0.86	0.93	0.77	0.73	0.89	0.82	0.76	0.92	0.87	-0.8		0.87	0.78	0.83	0.88	0.79	0.92	0.86	0.8	-0.81
Net Invested Capital	0.99	0.91	0.44	0.87	0.92	0.85	0.89	0.93	0.99	0.93	0.94	0.97	-0.78	0.87		0.97	0.99	0.98	0.57	0.93	0.99	0.73	-0.52
Long Term Investments	0.98	0.86	0.43	0.78	0.9	0.86	0.93	0.93	0.98	0.94	0.94	0.92	-0.79	0.78	0.97		0.98	0.92	0.41	0.91	0.96	0.56	-0.41
Capital Stock	0.98	0.9	0.51	0.81	0.93	0.89	0.87	0.95	0.99	0.93	0.94	0.94	-0.76	0.83	0.99	0.98		0.94	0.55	0.94	0.99	0.7	-0.51
Property Plant Equipment	0.97	0.88	0.34	0.94	0.86	0.73	0.87	0.86	0.96	0.89	0.9	0.97	-0.73	0.88	0.98	0.92	0.94		0.55	0.86	0.95	0.71	-0.47
Current Deferred Revenue	0.46	0.75	0.32	0.55	0.72	0.66	0.29	0.63	0.5	0.44	0.6	0.6	-0.57	0.79	0.57	0.41	0.55	0.55		0.7	0.63	0.94	-0.94
Net Receivables	0.88	0.98	0.51	0.75	1.0	0.95	0.79	0.99	0.9	0.85	0.98	0.87	-0.81	0.92	0.93	0.91	0.94	0.86	0.7		0.95	0.74	-0.74
Capital Surpluse	0.97	0.92	0.5	0.82	0.95	0.9	0.85	0.95	0.98	0.91	0.94	0.95	-0.78	0.86	0.99	0.96	0.99	0.95	0.63	0.95		0.77	-0.58
Treasury Stock	0.64	0.77	0.35	0.68	0.75	0.7	0.43	0.68	0.67	0.6	0.65	0.76	-0.61	0.8	0.73	0.56	0.7	0.71	0.94	0.74	0.77		-0.8
Long Term Debt Total	-0.41	-0.78	-0.34	-0.46	-0.76	-0.7	-0.29	-0.68	-0.44	-0.4	-0.65	-0.51	0.6	-0.81	-0.52	-0.41	-0.51	-0.47	-0.94	-0.74	-0.58	-0.8

	2019	2020	2021	2022	2023	2024 (projected)
Return On Assets	0.0145	0.006675	0.007935	0.004718	0.0123	0.0106
Asset Turnover	0.044	0.0359	0.0314	0.0284	0.0433	0.0417
Net Debt	(306.4M)	(471.6M)	(886.0M)	(198.4M)	(239.5M)	(251.4M)
Total Current Liabilities	2.7B	3.1B	1.8M	2.1M	11.3M	10.7M
Non Current Liabilities Total	65.7M	66.4M	64.1M	2.1M	159.8M	151.8M
Total Assets	3.5B	3.9B	4.5B	10.9B	10.6B	5.6B
Total Current Assets	425.3M	538.0M	1.3B	2.2B	1.6B	926.9M
Total Cash From Operating Activities	56.1M	40.4M	34.8M	109.1M	168.2M	176.6M

	Return On Equity	0.0758
	Return On Asset	0.011
	Profit Margin	0.27 %
	Operating Margin	0.45 %
	Current Valuation	1.33 B
	Shares Outstanding	53.4 M
	Shares Owned By Insiders	9.96 %
	Shares Owned By Institutions	56.18 %
	Number Of Shares Shorted	829.64 K
	Price To Earning	18.84 X
	Price To Book	1.02 X
	Price To Sales	3.78 X
	Revenue	461.32 M
	Gross Profit	258.6 M
	EBITDA	196.35 M
	Net Income	130.5 M
	Cash And Equivalents	292.84 M
	Cash Per Share	14.67 X
	Total Debt	159.76 M
	Debt To Equity	6.00 %
	Book Value Per Share	30.43 X
	Cash Flow From Operations	168.22 M
	Short Ratio	2.80 X
	Earnings Per Share	2.19 X
	Price To Earnings To Growth	4.74 X
	Target Price	28.8
	Number Of Employees	1.04 K
	Beta	0.82
	Market Capitalization	1.66 B
	Total Asset	10.65 B
	Retained Earnings	405.94 M
	Annual Yield	0.02 %
	Net Asset	10.65 B
	Last Dividend Paid	0.52

Stellar Bancorp, Stock Probability Of Bankruptcy

Stellar Bancorp, Company odds of financial distress Analysis

Probability Of Bankruptcy

Normalized

Z-Score

Current Stellar Bancorp, Probability Of Bankruptcy

Stellar Probability Of Bankruptcy Driver Correlations

Stellar Probability Of Bankruptcy Peer Comparison

Stellar Bancorp, Main Bankruptcy Drivers

Stellar Bancorp, ESG Sustainability

Stellar Fundamentals

About Stellar Bancorp, Fundamental Analysis

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