VersaBank Ownership

VBNK Stock  USD 17.12  0.09  0.53%   
VersaBank shows a total of 26 Million outstanding shares. VersaBank maintains significant amount of outstanding shares owned by insiders. An insider is usually defined as a CEO, other corporate executive, director, or institutional investor who own at least 10% of the company's outstanding shares. Please note that no matter how many assets the company owns, if the real value of the company is less than the current market value, you may not be able to make money on it.
 
Shares in Circulation  
First Issued
2011-09-30
Previous Quarter
26 M
Current Value
26 M
Avarage Shares Outstanding
21.3 M
Quarterly Volatility
3.2 M
 
Yuan Drop
 
Covid
Some institutional investors establish a significant position in stocks such as VersaBank in order to find ways to drive up its value. Retail investors, on the other hand, need to know that institutional holders can own millions of shares of VersaBank, and when they decide to sell, the stock will often sell-off, which may instantly impact shareholders' value. So, traders who get in early or near the beginning of the institutional investor's buying cycle could potentially generate profits.
At this time, VersaBank's Dividend Yield is quite stable compared to the past year. Dividend Paid And Capex Coverage Ratio is expected to rise to 22.59 this year, although the value of Dividends Paid will most likely fall to about 3.5 M. The value of Common Stock Shares Outstanding is expected to slide to about 22.6 M. The value of Net Income Applicable To Common Shares is expected to slide to about 23.9 M.
Please note, institutional investors have a lot of resources and new technology at their disposal. They can put in a lot of research and financial analysis when reviewing investment options. There are many different types of institutional investors, including banks, hedge funds, insurance companies, and pension plans. One of the main advantages they have over retail investors is the fees paid for trades. As they are buying in large quantities, they can manage their cost more effectively.
  
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in VersaBank. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in board of governors.
For more information on how to buy VersaBank Stock please use our How to buy in VersaBank Stock guide.

VersaBank Stock Ownership Analysis

About 39.0% of the company outstanding shares are owned by insiders. The company has Price to Book (P/B) ratio of 1.57. Historically many companies with similar price-to-book (P/B) ratio do better than the market in the long run. VersaBank last dividend was issued on the 4th of October 2024. VersaBank, a schedule I chartered bank, provides various banking products and services in Canada. VersaBank was incorporated in 1979 and is headquartered in London, Canada. Versabank operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 145 people. For more information please call BSc BSc at 519 645 1919 or visit https://www.versabank.com.
Besides selling stocks to institutional investors, VersaBank also allocates a substantial amount of its earnings to a pull of share-based compensation to be paid out to its employees, managers, executives, and members of the board of directors. Share-Based compensation (also sometimes called Stock-Based Compensation) is a way of paying different VersaBank's stakeholders with equity in the business. It is typically used as a motivation factor for employees to contribute beyond their regular compensation (salary and bonus). It is also used as a tool to align VersaBank's strategic interests with those of the company's shareholders. Shares issued to employees are usually subject to a vesting period before they are earned and sold.

VersaBank Quarterly Liabilities And Stockholders Equity

4.52 Billion

About 39.0% of VersaBank are currently held by insiders. Unlike VersaBank's institutional investors, corporate insiders most likely have a limit on the maximum percentage of share ownership. This is done to align insiders' influence against VersaBank's private investors even though both sides will benefit from rising prices or experience loss when the share price declines. The good rule to have in mind is that the maximum share ownership percentage of the corporate insiders should not surpass 25%. View all of VersaBank's insider trades

VersaBank Stock Institutional Investors

Have you ever been surprised when a price of an equity instrument such as VersaBank is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading VersaBank backward and forwards among themselves. VersaBank's institutional investor refers to the entity that pools money to purchase VersaBank's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
Shares
Greenwich Investment Management Inc2024-06-30
69.1 K
Pembroke Management Ltd2024-09-30
50.9 K
Royal Bank Of Canada2024-06-30
50.4 K
Dimensional Fund Advisors, Inc.2024-09-30
50.1 K
Morgan Stanley - Brokerage Accounts2024-06-30
23.6 K
Citadel Advisors Llc2024-06-30
14.8 K
Bank Of America Corp2024-06-30
11.1 K
Benjamin F. Edwards & Company, Llc2024-06-30
10.7 K
Northwest & Ethical Investments L.p.2024-09-30
8.4 K
Alliancebernstein L.p.2024-06-30
1.6 M
Cibc World Markets Inc.2024-06-30
1.3 M
Note, although VersaBank's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

VersaBank Outstanding Bonds

VersaBank issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. VersaBank uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most VersaBank bonds can be classified according to their maturity, which is the date when VersaBank has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

VersaBank Corporate Filings

6K
14th of November 2024
A report filed by foreign private issuers with SEC. A foreign private issuer is a non-U.S. company with securities traded on U.S. exchanges.
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When determining whether VersaBank is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if VersaBank Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Versabank Stock. Highlighted below are key reports to facilitate an investment decision about Versabank Stock:
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in VersaBank. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in board of governors.
For more information on how to buy VersaBank Stock please use our How to buy in VersaBank Stock guide.
You can also try the Idea Optimizer module to use advanced portfolio builder with pre-computed micro ideas to build optimal portfolio .
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of VersaBank. If investors know VersaBank will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about VersaBank listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.04)
Dividend Share
0.1
Earnings Share
1.26
Revenue Per Share
4.385
Quarterly Revenue Growth
0.012
The market value of VersaBank is measured differently than its book value, which is the value of VersaBank that is recorded on the company's balance sheet. Investors also form their own opinion of VersaBank's value that differs from its market value or its book value, called intrinsic value, which is VersaBank's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because VersaBank's market value can be influenced by many factors that don't directly affect VersaBank's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between VersaBank's value and its price as these two are different measures arrived at by different means. Investors typically determine if VersaBank is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, VersaBank's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.