Versabank Stock Technical Analysis
| VBNK Stock | USD 15.51 0.20 1.27% |
As of the 31st of January, VersaBank has the Semi Deviation of 0.7957, risk adjusted performance of 0.1786, and Coefficient Of Variation of 421.01. In relation to fundamental indicators, the technical analysis model makes it possible for you to check existing technical drivers of VersaBank, as well as the relationship between them.
VersaBank Momentum Analysis
Momentum indicators are widely used technical indicators which help to measure the pace at which the price of specific equity, such as VersaBank, fluctuates. Many momentum indicators also complement each other and can be helpful when the market is rising or falling as compared to VersaBankVersaBank | Build AI portfolio with VersaBank Stock |
VersaBank Analyst Consensus
| Target Price | Advice | # of Analysts | |
| 14.0 | Buy | 4 | Odds |
Most VersaBank analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to helps potential investors understand VersaBank stock's fair price compared to its market value. Analysts arrive at stock ratings after researching public financial statements of VersaBank, talking to its executives and customers, or listening to VersaBank conference calls.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of VersaBank. If investors know VersaBank will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive VersaBank assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth (0.20) | Dividend Share 0.1 | Earnings Share 0.66 | Revenue Per Share | Quarterly Revenue Growth 0.231 |
Understanding VersaBank requires distinguishing between market price and book value, where the latter reflects VersaBank's accounting equity. The concept of intrinsic value—what VersaBank's is actually worth based on fundamentals—guides informed investors toward better entry and exit points. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Market sentiment, economic cycles, and investor behavior can push VersaBank's price substantially above or below its fundamental value.
Please note, there is a significant difference between VersaBank's value and its price as these two are different measures arrived at by different means. Investors typically determine if VersaBank is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. In contrast, VersaBank's trading price reflects the actual exchange value where willing buyers and sellers reach mutual agreement.
VersaBank 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to VersaBank's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of VersaBank.
| 11/02/2025 |
| 01/31/2026 |
If you would invest 0.00 in VersaBank on November 2, 2025 and sell it all today you would earn a total of 0.00 from holding VersaBank or generate 0.0% return on investment in VersaBank over 90 days. VersaBank is related to or competes with First Bank, Carter Bank, Bank7 Corp, Kearny Financial, Sierra Bancorp, Southern First, and Community West. VersaBank, a schedule I chartered bank, provides various banking products and services in Canada More
VersaBank Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure VersaBank's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess VersaBank upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 1.32 | |||
| Information Ratio | 0.2051 | |||
| Maximum Drawdown | 13.41 | |||
| Value At Risk | (1.67) | |||
| Potential Upside | 2.9 |
VersaBank Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for VersaBank's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as VersaBank's standard deviation. In reality, there are many statistical measures that can use VersaBank historical prices to predict the future VersaBank's volatility.| Risk Adjusted Performance | 0.1786 | |||
| Jensen Alpha | 0.381 | |||
| Total Risk Alpha | 0.3055 | |||
| Sortino Ratio | 0.2937 | |||
| Treynor Ratio | 0.3879 |
VersaBank January 31, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.1786 | |||
| Market Risk Adjusted Performance | 0.3979 | |||
| Mean Deviation | 1.2 | |||
| Semi Deviation | 0.7957 | |||
| Downside Deviation | 1.32 | |||
| Coefficient Of Variation | 421.01 | |||
| Standard Deviation | 1.89 | |||
| Variance | 3.57 | |||
| Information Ratio | 0.2051 | |||
| Jensen Alpha | 0.381 | |||
| Total Risk Alpha | 0.3055 | |||
| Sortino Ratio | 0.2937 | |||
| Treynor Ratio | 0.3879 | |||
| Maximum Drawdown | 13.41 | |||
| Value At Risk | (1.67) | |||
| Potential Upside | 2.9 | |||
| Downside Variance | 1.74 | |||
| Semi Variance | 0.6332 | |||
| Expected Short fall | (1.54) | |||
| Skewness | 2.3 | |||
| Kurtosis | 12.86 |
VersaBank Backtested Returns
VersaBank appears to be not too volatile, given 3 months investment horizon. VersaBank owns Efficiency Ratio (i.e., Sharpe Ratio) of 0.21, which indicates the firm had a 0.21 % return per unit of risk over the last 3 months. We have found twenty-nine technical indicators for VersaBank, which you can use to evaluate the volatility of the company. Please review VersaBank's Risk Adjusted Performance of 0.1786, semi deviation of 0.7957, and Coefficient Of Variation of 421.01 to confirm if our risk estimates are consistent with your expectations. On a scale of 0 to 100, VersaBank holds a performance score of 16. The entity has a beta of 1.13, which indicates a somewhat significant risk relative to the market. VersaBank returns are very sensitive to returns on the market. As the market goes up or down, VersaBank is expected to follow. Please check VersaBank's downside variance, as well as the relationship between the accumulation distribution and price action indicator , to make a quick decision on whether VersaBank's existing price patterns will revert.
Auto-correlation | 0.56 |
Modest predictability
VersaBank has modest predictability. Overlapping area represents the amount of predictability between VersaBank time series from 2nd of November 2025 to 17th of December 2025 and 17th of December 2025 to 31st of January 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of VersaBank price movement. The serial correlation of 0.56 indicates that roughly 56.0% of current VersaBank price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.56 | |
| Spearman Rank Test | 0.66 | |
| Residual Average | 0.0 | |
| Price Variance | 0.18 |
VersaBank technical stock analysis exercises models and trading practices based on price and volume transformations, such as the moving averages, relative strength index, regressions, price and return correlations, business cycles, stock market cycles, or different charting patterns.
VersaBank Technical Analysis
The output start index for this execution was twenty-four with a total number of output elements of thirty-seven. The Average True Range was developed by J. Welles Wilder in 1970s. It is one of components of the Welles Wilder Directional Movement indicators. The ATR is a measure of VersaBank volatility. High ATR values indicate high volatility, and low values indicate low volatility.
About VersaBank Technical Analysis
The technical analysis module can be used to analyzes prices, returns, volume, basic money flow, and other market information and help investors to determine the real value of VersaBank on a daily or weekly bases. We use both bottom-up as well as top-down valuation methodologies to arrive at the intrinsic value of VersaBank based on its technical analysis. In general, a bottom-up approach, as applied to this company, focuses on VersaBank price pattern first instead of the macroeconomic environment surrounding VersaBank. By analyzing VersaBank's financials, daily price indicators, and related drivers such as dividends, momentum ratios, and various types of growth rates, we attempt to find the most accurate representation of VersaBank's intrinsic value. As compared to a bottom-up approach, our top-down model examines the macroeconomic factors that affect the industry/economy before zooming in to VersaBank specific price patterns or momentum indicators. Please read more on our technical analysis page.
| 2023 | 2024 | 2025 | 2026 (projected) | Dividend Yield | 0.006602 | 0.006134 | 0.007054 | 0.006701 | Price To Sales Ratio | 1.85 | 1.73 | 1.99 | 2.0 |
VersaBank January 31, 2026 Technical Indicators
Most technical analysis of VersaBank help investors determine whether a current trend will continue and, if not, when it will shift. We provide a combination of tools to recognize potential entry and exit points for VersaBank from various momentum indicators to cycle indicators. When you analyze VersaBank charts, please remember that the event formation may indicate an entry point for a short seller, and look at different other indicators across different periods to confirm that a breakdown or reversion is likely to occur.
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.1786 | |||
| Market Risk Adjusted Performance | 0.3979 | |||
| Mean Deviation | 1.2 | |||
| Semi Deviation | 0.7957 | |||
| Downside Deviation | 1.32 | |||
| Coefficient Of Variation | 421.01 | |||
| Standard Deviation | 1.89 | |||
| Variance | 3.57 | |||
| Information Ratio | 0.2051 | |||
| Jensen Alpha | 0.381 | |||
| Total Risk Alpha | 0.3055 | |||
| Sortino Ratio | 0.2937 | |||
| Treynor Ratio | 0.3879 | |||
| Maximum Drawdown | 13.41 | |||
| Value At Risk | (1.67) | |||
| Potential Upside | 2.9 | |||
| Downside Variance | 1.74 | |||
| Semi Variance | 0.6332 | |||
| Expected Short fall | (1.54) | |||
| Skewness | 2.3 | |||
| Kurtosis | 12.86 |
VersaBank January 31, 2026 Daily Trend Indicators
Traders often use several different daily volumes and price technical indicators to supplement a more traditional technical analysis when analyzing securities such as VersaBank stock. With literally thousands of different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.
| Accumulation Distribution | 848.90 | ||
| Daily Balance Of Power | (0.53) | ||
| Rate Of Daily Change | 0.99 | ||
| Day Median Price | 15.60 | ||
| Day Typical Price | 15.57 | ||
| Price Action Indicator | (0.19) |
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in VersaBank. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in employment. For more information on how to buy VersaBank Stock please use our How to buy in VersaBank Stock guide.You can also try the Idea Analyzer module to analyze all characteristics, volatility and risk-adjusted return of Macroaxis ideas.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of VersaBank. If investors know VersaBank will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive VersaBank assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth (0.20) | Dividend Share 0.1 | Earnings Share 0.66 | Revenue Per Share | Quarterly Revenue Growth 0.231 |
Understanding VersaBank requires distinguishing between market price and book value, where the latter reflects VersaBank's accounting equity. The concept of intrinsic value—what VersaBank's is actually worth based on fundamentals—guides informed investors toward better entry and exit points. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Market sentiment, economic cycles, and investor behavior can push VersaBank's price substantially above or below its fundamental value.
Please note, there is a significant difference between VersaBank's value and its price as these two are different measures arrived at by different means. Investors typically determine if VersaBank is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. In contrast, VersaBank's trading price reflects the actual exchange value where willing buyers and sellers reach mutual agreement.