Middlefield Banc Valuation
| MBCN Stock | USD 27.63 0.24 0.86% |
At this time, the firm appears to be undervalued. Middlefield Banc secures a last-minute Real Value of $28.93 per share. The latest price of the firm is $27.63. Our model forecasts the value of Middlefield Banc from analyzing the firm fundamentals such as Profit Margin of 0.22 %, current valuation of 239.64 M, and Return On Equity of 0.0703 as well as examining its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Middlefield Banc's valuation include:
Undervalued
Today
Please note that Middlefield Banc's price fluctuation is very steady at this time. Calculation of the real value of Middlefield Banc is based on 3 months time horizon. Increasing Middlefield Banc's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since Middlefield Banc is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Middlefield Stock. However, Middlefield Banc's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 27.63 | Real 28.93 | Target 29.67 | Hype 27.63 | Naive 29.86 |
The intrinsic value of Middlefield Banc's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence Middlefield Banc's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of Middlefield Banc helps investors to forecast how Middlefield stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Middlefield Banc more accurately as focusing exclusively on Middlefield Banc's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Middlefield Banc's intrinsic value based on its ongoing forecasts of Middlefield Banc's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Middlefield Banc's closest peers.
Middlefield Banc Cash |
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Middlefield Valuation Trend
Knowing Middlefield Banc's actual value is paramount for traders when making sound investment determinations. Using both Middlefield Banc's enterprise value as well as its market capitalization is the best way to estimate the value of the company and is usually enough for investors to make market timing decisions.
Middlefield Revenue by Product
Middlefield Banc Total Value Analysis
Middlefield Banc is now forecasted to have valuation of 239.64 M with market capitalization of 223.08 M, debt of 175.43 M, and cash on hands of 128.58 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Middlefield Banc fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
239.64 M | 223.08 M | 175.43 M | 128.58 M |
Middlefield Banc Investor Information
About 33.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 1.07. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Middlefield Banc last dividend was issued on the 29th of November 2024. The entity had 2:1 split on the 12th of November 2019. Based on the measurements of operating efficiency obtained from Middlefield Banc's historical financial statements, Middlefield Banc may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Operating Profit Margin | 0.51 | 0.53 |
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| Total Cash From Operating Activities | 27 M | 25.7 M |
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| Operating Income | 16.4 M | 23.9 M |
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Middlefield Banc Asset Utilization
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The recent return on assets of Middlefield suggests not a very effective usage of assets in January.Middlefield Banc Ownership Allocation
The market capitalization of Middlefield Banc is $223.08 Million. 30% of Middlefield Banc outstanding shares are owned by institutional investors. Institutional investors are typically referred to investors that purchase positions in a given stock to benefit from reduced commissions. Consequently, institutional investors are subject to different rules and regulations than regular investors. Please look out for any change in current institutional holding as this could mean something significant has changed at the company or is about to change. Note, that even with substantial debt, if the true value of the firm is larger than the current market value, you may still be able to generate positive returns on investment in this company at some point.Middlefield Banc Profitability Analysis
The company reported the previous year's revenue of 90.3 M. Net Income was 17.37 M with profit before overhead, payroll, taxes, and interest of 64.66 M.Middlefield Banc Past Distributions to stockholders
About Middlefield Banc Valuation
We use absolute and relative valuation methodologies to arrive at the intrinsic value of Middlefield Banc. In general, an absolute valuation paradigm, as applied to this company, attempts to find the value of Middlefield Banc based exclusively on its fundamental and basic technical indicators. By analyzing Middlefield Banc's financials, quarterly and monthly indicators, and their related drivers, we attempt to find the most accurate representation of Middlefield Banc's intrinsic value. As compared to an absolute model, our relative valuation model uses a comparative analysis of Middlefield Banc. We calculate exposure to Middlefield Banc's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Middlefield Banc's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 103.8 M | 109 M | |
| Pretax Profit Margin | 0.35 | 0.33 | |
| Operating Profit Margin | 0.53 | 0.51 | |
| Net Profit Margin | 0.29 | 0.28 | |
| Gross Profit Margin | 0.89 | 0.78 |
Middlefield Banc Quarterly Retained Earnings |
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A single share of Middlefield Banc represents a small ownership stake in the entity. As a stockholder of Middlefield, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Middlefield Banc Dividends Analysis For Valuation
At this time, Middlefield Banc's Dividends Paid is very stable compared to the past year. As of the 31st of January 2025, Dividend Yield is likely to grow to 0.06, while Dividend Payout Ratio is likely to drop 0.43. . As of the 31st of January 2025, Retained Earnings is likely to grow to about 121 M, while Retained Earnings Total Equity is likely to drop about 54.6 M.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | 7.9 M | 8.3 M | |
| Dividend Yield | 0.03 | 0.06 | |
| Dividend Payout Ratio | 0.45 | 0.43 | |
| Dividend Paid And Capex Coverage Ratio | 2.53 | 2.02 |
There are various types of dividends Middlefield Banc can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Middlefield shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Middlefield Banc directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Middlefield pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Middlefield Banc by the value of the dividends paid out.
Middlefield Banc Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
| Common Stock Shares Outstanding | 8.1 M | |
| Quarterly Earnings Growth Y O Y | -0.383 | |
| Forward Price Earnings | 15.4799 |
Middlefield Banc Current Valuation Indicators
Middlefield Banc's valuation analysis is a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final Middlefield Banc's valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Middlefield Banc, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Middlefield Banc's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Middlefield Banc's worth.When determining whether Middlefield Banc offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Middlefield Banc's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Middlefield Banc Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Middlefield Banc Stock: Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Middlefield Banc. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in main economic indicators. To learn how to invest in Middlefield Stock, please use our How to Invest in Middlefield Banc guide.You can also try the Efficient Frontier module to plot and analyze your portfolio and positions against risk-return landscape of the market..
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Middlefield Banc. If investors know Middlefield will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Middlefield Banc listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.38) | Earnings Share 1.92 | Revenue Per Share | Quarterly Revenue Growth (0.12) | Return On Assets |
The market value of Middlefield Banc is measured differently than its book value, which is the value of Middlefield that is recorded on the company's balance sheet. Investors also form their own opinion of Middlefield Banc's value that differs from its market value or its book value, called intrinsic value, which is Middlefield Banc's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Middlefield Banc's market value can be influenced by many factors that don't directly affect Middlefield Banc's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Middlefield Banc's value and its price as these two are different measures arrived at by different means. Investors typically determine if Middlefield Banc is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Middlefield Banc's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.