Merchants Bancorp Company Leadership

MBIN Stock  USD 41.93  0.62  1.46%   
Merchants Bancorp employs about 618 people. The company is managed by 15 executives with a total tenure of roughly 50 years, averaging almost 3.0 years of service per executive, having 41.2 employees per reported executive. Analysis of Merchants Bancorp's management performance can provide insight into the firm performance.
Michael Dunlap  President
President COO, Director
Susan Kucer  President
Indianapolis Market President of Merchants Bank

Merchants Bancorp's Insider Buying Vs Selling

50

 
Selling
 
Buying

Latest Trades

2025-01-29Scott A EvansDisposed 25000 @ 43.1View
2024-11-18Patrick D O'brienAcquired 40000 @ 25View
2024-08-27Michael F PetrieDisposed 22050 @ 45.34View
2024-08-22Randall D RogersDisposed 75000 @ 44View
2024-08-05Michael R DuryAcquired 5200 @ 38.71View
2024-07-31Michael R DuryAcquired 6000 @ 44.82View
Monitoring Merchants Bancorp's insider sentiment can offer insights into its future performance, as insiders often have access to more information about their company's operations, financial health, and upcoming initiatives than the general public. However, it's essential to note that insider trading is regulated by securities laws, and insiders are required to disclose their trades publicly to ensure transparency and prevent unfair advantages based on non-public information.
  
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Merchants Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in gross domestic product.
To learn how to invest in Merchants Stock, please use our How to Invest in Merchants Bancorp guide.

Merchants Bancorp's Workforce Through the Years

Please note that employee historical analysis has become an increasingly important factor for investors assessing the risk associated with Merchants Bancorp's future performance. Based on our forecasts, it is anticipated that Merchants will maintain a workforce of about 620 employees by March 2025.
 
Covid

Merchants Bancorp Management Team Effectiveness

The company has return on total asset (ROA) of 0.0172 % which means that it generated a profit of $0.0172 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1692 %, meaning that it created $0.1692 on every $100 dollars invested by stockholders. Merchants Bancorp's management efficiency ratios could be used to measure how well Merchants Bancorp manages its routine affairs as well as how well it operates its assets and liabilities. As of the 1st of February 2025, Return On Tangible Assets is likely to drop to 0.01. In addition to that, Return On Capital Employed is likely to drop to 0.02. At this time, Merchants Bancorp's Intangibles To Total Assets are very stable compared to the past year. As of the 1st of February 2025, Fixed Asset Turnover is likely to grow to 14.26, while Total Current Assets are likely to drop about 638.5 M.

Merchants Bancorp Quarterly Income Before Tax

127.88 Million

As of the 1st of February 2025, Net Income Applicable To Common Shares is likely to grow to about 233.9 M, while Common Stock Shares Outstanding is likely to drop about 44.2 M.

Merchants Bancorp Workforce Comparison

Merchants Bancorp is regarded fourth in number of employees category among its peers. The total workforce of Financials industry is now estimated at about 4,429. Merchants Bancorp retains roughly 618 in number of employees claiming about 14% of equities under Financials industry.

Merchants Bancorp Profit Margins

The company has Profit Margin (PM) of 0.5 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.63 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.63.
Current ValueLast YearChange From Last Year 10 Year Trend
Net Profit Margin0.230.2459
Notably Down
Pretty Stable
Operating Profit Margin0.570.9875
Way Down
Very volatile
Pretax Profit Margin0.310.3244
Sufficiently Down
Slightly volatile
Return On Assets0.01260.0148
Fairly Down
Slightly volatile
Return On Equity0.140.15
Significantly Down
Slightly volatile

Merchants Bancorp Insider Trading History

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Merchants Bancorp insiders, such as employees or executives, is commonly permitted as long as it does not rely on Merchants Bancorp's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases, Merchants Bancorp insiders must file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
 
Covid
Buy/Sell Ratio# Purchases Trades# Sales TradesTotal Shares PurchasedTotal Shares Sold
2025-03-01
1.3333
8
6
 70,250 
 59,421 
2024-12-01
3.6667
11
3
 47,943 
 977,414 
2024-09-01
2.4
12
5
 17,656 
 147,050 
2024-06-01
1.0
7
7
 2,849 
 102,900 
2024-03-01
1.2308
16
13
 135,451 
 71,582 
2023-12-01
0.7273
8
11
 16,716 
 296,417 
2023-09-01
2.75
11
4
 23,933 
 37,307 
2023-06-01
3.5
14
4
 14,082 
 58,000 
2023-03-01
1.6667
20
12
 96,126 
 127,817 
2022-12-01
10.0
10
1
 26,749 
 19,500 
2022-09-01
7.5
15
2
 67,612 
 29,820 
2022-06-01
9.0
9
1
 8,804 
 0.00 
2022-03-01
1.6364
18
11
 155,170 
 88,670 
2021-12-01
1.0
5
5
 1,345 
 44,037 
2021-06-01
1.4444
13
9
 406,474 
 359,355 
2021-03-01
2.3
23
10
 509,197 
 192,749 
2020-12-01
0.1111
1
9
 227,272 
 615,867 
2020-09-01
2.0
2
1
 6,000 
 24,700 
2020-03-01
0.75
9
12
 40,528 
 12,710 
2019-09-01
0.3333
2
6
 12,000 
 499,400 
2019-06-01
3.3333
10
3
 574,275 
 0.00 
2018-12-01
1.0
2
2
 4,000 
 30,546 
2018-03-01
3.0
18
6
 5,723,609 
 37,746,186 
2017-12-01
0.5
12
24
 66,375 
 0.00 

Merchants Bancorp Notable Stakeholders

A Merchants Bancorp stakeholder refers to an individual interested in an outcome of the business. Different stakeholders have different interests, and companies such as Merchants Bancorp often face trade-offs trying to please all of them. Merchants Bancorp's stakeholders can have a positive or negative influence on the entity's direction, and there are a lot of executives involved in getting Merchants Bancorp's stock to the level that pleases all shareholders. Keeping track of the stakeholders is a great way to stay on top of things affecting its ongoing price.
Michael DunlapPresident COO, DirectorProfile
Susan KucerIndianapolis Market President of Merchants BankProfile
Michael MBAPresident CorpProfile
Scott EvansDirector, Lynn Market President and Co-COO of Merchants BankProfile
Terry OznickSenior Vice President General CounselProfile
Kevin LangfordSenior Vice President and Chief Administrative Officer of Merchants BankProfile
Martin SchroeterPresident LendingProfile
Jeffery ScottPresident LendingProfile
John MackeCFO of Merchants and Merchants BankProfile
Tami DurleManager ReportingProfile
Michael CMBCofounder ChairmanProfile
Vickie VandivierExecutive OfficerProfile
Sean SieversChief OfficerProfile
Robert BurtnerExecutive OfficerProfile
Cheryl LikensExecutive OfficerProfile

About Merchants Bancorp Management Performance

The success or failure of an entity such as Merchants Bancorp often depends on how effective the management is. Merchants Bancorp management team is responsible for propelling the future growth in the right direction and administering and controlling the business activities and accounting for the results. Ineffective management usually contributes to failure in the company's future performance for all stakeholders equally, but most importantly, for investors. So it is important to measure the effectiveness of Merchants management before purchasing its stock. In many ways, it's all about finding the answer to one important question - Are they doing the right thing right now? How would we assess whether the Merchants management is utilizing all available resources in the best possible way? Also, how well is the company doing relative to others in its sector and the market as a whole? The answer can be found by analyzing a few important fundamental indicators such as return on assets and return on equity.
Last ReportedProjected for Next Year
Return On Tangible Assets 0.02  0.01 
Return On Capital Employed 0.02  0.02 
Return On Assets 0.01  0.01 
Return On Equity 0.15  0.14 

Merchants Bancorp Workforce Analysis

Traditionally, organizations such as Merchants Bancorp use manpower efficiency calculations for various incentive schemes, employee appraisal, or as an initiative to improve the processes. However, it can also be used by investors to make long-term investment decisions. The trends in the profit per employee or revenue per employee are measured by net income or revenue divided by the current number of full-time employees over a given time interval. Because workforce needs differ across sectors, these ratios could be used to compare Merchants Bancorp within its industry.

Merchants Bancorp Manpower Efficiency

Return on Merchants Bancorp Manpower

Revenue Per Employee2.1M
Revenue Per Executive86.8M
Net Income Per Employee451.8K
Net Income Per Executive18.6M
When determining whether Merchants Bancorp is a strong investment it is important to analyze Merchants Bancorp's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Merchants Bancorp's future performance. For an informed investment choice regarding Merchants Stock, refer to the following important reports:
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Merchants Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in gross domestic product.
To learn how to invest in Merchants Stock, please use our How to Invest in Merchants Bancorp guide.
You can also try the Investing Opportunities module to build portfolios using our predefined set of ideas and optimize them against your investing preferences.
Is Commercial & Residential Mortgage Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Merchants Bancorp. If investors know Merchants will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Merchants Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.30)
Earnings Share
6.3
Revenue Per Share
13.735
Quarterly Revenue Growth
(0.05)
Return On Assets
0.0172
The market value of Merchants Bancorp is measured differently than its book value, which is the value of Merchants that is recorded on the company's balance sheet. Investors also form their own opinion of Merchants Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Merchants Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Merchants Bancorp's market value can be influenced by many factors that don't directly affect Merchants Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Merchants Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Merchants Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Merchants Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.