Penns Woods Valuation
| PWOD Stock | USD 31.51 0.32 1.03% |
At this time, the company appears to be undervalued. Penns Woods Bancorp holds a recent Real Value of $34.11 per share. The prevailing price of the company is $31.51. Our model determines the value of Penns Woods Bancorp from analyzing the company fundamentals such as Return On Equity of 0.1, operating margin of 0.39 %, and Shares Outstanding of 7.55 M as well as examining its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Penns Woods' valuation include:
Price Book 1.1568 | Enterprise Value 519.5 M | Price Sales 3.4623 | Trailing PE 11.303 | Enterprise Value Revenue 7.5469 |
Undervalued
Today
Please note that Penns Woods' price fluctuation is very steady at this time. Calculation of the real value of Penns Woods Bancorp is based on 3 months time horizon. Increasing Penns Woods' time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the Penns stock is determined by what a typical buyer is willing to pay for full or partial control of Penns Woods Bancorp. Since Penns Woods is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Penns Stock. However, Penns Woods' intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 31.51 | Real 34.11 | Hype 31.91 |
The real value of Penns Stock, also known as its intrinsic value, is the underlying worth of Penns Woods Bancorp Company, which is reflected in its stock price. It is based on Penns Woods' financial performance, growth prospects, management team, or industry conditions. The intrinsic value of Penns Woods' stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
Estimating the potential upside or downside of Penns Woods Bancorp helps investors to forecast how Penns stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Penns Woods more accurately as focusing exclusively on Penns Woods' fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Penns Woods' intrinsic value based on its ongoing forecasts of Penns Woods' financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Penns Woods' closest peers. If more than one evaluation category is relevant for Penns Woods we suggest using both methods to arrive at a better estimate.
Penns Woods Cash |
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Penns Valuation Trend
Comparing Penns Woods' enterprise value against its market capitalization is a good way to estimate the value of Penns Woods Bancorp uage its performance over time. This information may sometimes be enough for investors to make reasonable market timing decisions.
Penns Revenue by Product
Penns Woods Total Value Analysis
Penns Woods Bancorp is at this time estimated to have valuation of 519.48 M with market capitalization of 225.43 M, debt of 401.09 M, and cash on hands of 36.86 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Penns Woods fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
519.48 M | 225.43 M | 401.09 M | 36.86 M |
Penns Woods Investor Information
About 25.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 1.16. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Penns Woods Bancorp last dividend was issued on the 10th of September 2024. The entity had 3:2 split on the 1st of October 2019. Based on the key indicators related to Penns Woods' liquidity, profitability, solvency, and operating efficiency, Penns Woods Bancorp may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Operating Profit Margin | 0.47 | 0.5 |
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| Total Cash From Operating Activities | 12.7 M | 18.8 M |
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| Operating Income | 23.6 M | 20.3 M |
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Penns Woods Asset Utilization
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The latest return on assets of Penns indicates not a very effective usage of assets in November.Penns Woods Ownership Allocation
The market capitalization of Penns Woods Bancorp is $225.43 Million. Penns Woods holds 4.05 pct. of its outstanding shares held by insiders and 24.76 pct. owned by third-party entities. Please take into account that even companies with profitable outlook can generate negative future returns on their equity. If the true value of the company is less than the current market value, you may not be able generate positive returns on investment in the long run.Penns Woods Profitability Analysis
The company reported the previous year's revenue of 63.34 M. Net Income was 16.61 M with profit before overhead, payroll, taxes, and interest of 64.58 M.Penns Woods Past Distributions to stockholders
| 24th of September 2024 | ||
| 25th of June 2024 | ||
| 26th of March 2024 | ||
| 22nd of December 2023 | ||
| 19th of September 2023 | ||
| 20th of June 2023 | ||
| 28th of March 2023 | ||
| 20th of December 2022 |
Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates Penns Woods' worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in Penns Woods and how it compares across the competition.
About Penns Woods Valuation
The stock valuation mechanism determines Penns Woods' current worth on a weekly basis. Our valuation model uses a comparative analysis of Penns Woods. We calculate exposure to Penns Woods's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Penns Woods's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 63.3 M | 39.4 M | |
| Pretax Profit Margin | 0.32 | 0.30 | |
| Operating Profit Margin | 0.50 | 0.47 | |
| Net Profit Margin | 0.26 | 0.25 | |
| Gross Profit Margin | 0.80 | 0.70 |
A single share of Penns Woods represents a small ownership stake in the entity. As a stockholder of Penns, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Penns Woods Dividends Analysis For Valuation
As of November 27, 2024, Dividends Paid is expected to decline to about 7.1 M. In addition to that, Dividend Yield is expected to decline to 0.03. At present, Penns Woods' Price Earnings Ratio is projected to slightly decrease based on the last few years of reporting.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | 9.2 M | 7.1 M | |
| Dividend Yield | 0.06 | 0.03 | |
| Dividend Payout Ratio | 0.55 | 0.47 | |
| Dividend Paid And Capex Coverage Ratio | 1.89 | 1.17 |
There are various types of dividends Penns Woods can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Penns shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Penns Woods Bancorp directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Penns pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Penns Woods by the value of the dividends paid out.
Penns Woods Growth Indicators
Investing in growth stocks can be very risky. If the company such as Penns Woods does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 7.1 M | |
| Quarterly Earnings Growth Y O Y | 1.053 |
Penns Woods Current Valuation Indicators
Valuation refers to the process of determining the present value of Penns Woods Bancorp and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value Penns we look at many different elements of the entity such as Penns's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Penns Woods, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Penns Woods' valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Penns Woods' worth.Complementary Tools for Penns Stock analysis
When running Penns Woods' price analysis, check to measure Penns Woods' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Penns Woods is operating at the current time. Most of Penns Woods' value examination focuses on studying past and present price action to predict the probability of Penns Woods' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Penns Woods' price. Additionally, you may evaluate how the addition of Penns Woods to your portfolios can decrease your overall portfolio volatility.
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