Safety Insurance Valuation
| SAFT Stock | USD 84.86 0.09 0.11% |
At this time, the company appears to be overvalued. Safety Insurance has a current Real Value of $77.02 per share. The regular price of the company is $84.86. Our model measures the value of Safety Insurance from inspecting the company fundamentals such as Shares Outstanding of 14.84 M, operating margin of 0.11 %, and Return On Equity of 0.0924 as well as reviewing its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Safety Insurance's valuation include:
Price Book 1.4789 | Enterprise Value 1.2 B | Price Sales 1.1534 | Trailing PE 16.7377 | Enterprise Value Revenue 1.1481 |
Overvalued
Today
Please note that Safety Insurance's price fluctuation is very steady at this time. Calculation of the real value of Safety Insurance is based on 3 months time horizon. Increasing Safety Insurance's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Safety Insurance's intrinsic value may or may not be the same as its current market price of 84.86, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 84.86 | Real 77.02 | Target 70.0 | Hype 84.85 | Naive 82.61 |
The intrinsic value of Safety Insurance's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence Safety Insurance's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of Safety Insurance Group helps investors to forecast how Safety stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Safety Insurance more accurately as focusing exclusively on Safety Insurance's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Safety Insurance's intrinsic value based on its ongoing forecasts of Safety Insurance's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Safety Insurance's closest peers.
Safety Insurance Cash |
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Safety Valuation Trend
Safety Insurance's real value is important for investors to make better decisions and a more accurate overall view of Safety Insurance's financial worth over time. Using both Safety Insurance's enterprise value as well as its market capitalization is the best way to gauge the value of the company and is usually enough for investors to make market timing conclusions.
Safety Insurance Total Value Analysis
Safety Insurance Group is at this time forecasted to have valuation of 1.24 B with market capitalization of 1.26 B, debt of 49.76 M, and cash on hands of 39.09 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Safety Insurance fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
1.24 B | 1.26 B | 49.76 M | 39.09 M |
Safety Insurance Investor Information
About 84.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 1.48. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Safety Insurance has Price/Earnings To Growth (PEG) ratio of 1.31. The entity recorded earning per share (EPS) of 5.07. The firm last dividend was issued on the 2nd of December 2024. Based on the measurements of operating efficiency obtained from Safety Insurance's historical financial statements, Safety Insurance Group is not in a good financial situation at the present time. It has a very high chance of going through financial crunch in December.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Total Cash From Operating Activities | 93.5 M | 52.1 M |
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Safety Insurance Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. Safety Insurance has an asset utilization ratio of 47.37 percent. This implies that the Company is making $0.47 for each dollar of assets. An increasing asset utilization means that Safety Insurance Group is more efficient with each dollar of assets it utilizes for everyday operations.Safety Insurance Ownership Allocation
The market capitalization of Safety Insurance is $1.26 Billion. The majority of Safety Insurance outstanding shares are owned by institutional holders. These institutional investors are usually referred to as non-private investors looking to take positions in Safety Insurance to benefit from reduced commissions. Consequently, institutions are subject to a different set of regulations than regular investors in Safety Insurance. Please pay attention to any change in the institutional holdings of Safety Insurance Group as this could imply that something significant has changed or is about to change at the company. Please take into account that even companies with profitable outlook can generate negative future returns on their equity. If the true value of the company is less than the current market value, you may not be able generate positive returns on investment in the long run.Safety Insurance Profitability Analysis
The company reported the previous year's revenue of 930.96 M. Net Income was 18.88 M with profit before overhead, payroll, taxes, and interest of 60.44 M.Safety Insurance Past Distributions to stockholders
About Safety Insurance Valuation
The stock valuation mechanism determines Safety Insurance's current worth on a daily basis. In general, an absolute valuation approach attempts to find the value of Safety Insurance based exclusively on its fundamental and basic technical indicators. As compared to an absolute model, our relative valuation model uses a comparative analysis of Safety Insurance. We calculate exposure to Safety Insurance's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Safety Insurance's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 931 M | 729.3 M | |
| Pretax Profit Margin | 0.03 | 0.02 | |
| Operating Profit Margin | (0.01) | (0.01) | |
| Net Profit Margin | 0.02 | 0.02 |
Safety Insurance Quarterly Retained Earnings |
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A single share of Safety Insurance represents a small ownership stake in the entity. As a stockholder of Safety, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Safety Insurance Dividends Analysis For Valuation
Dividend Payout Ratio is likely to gain to 2.96 in 2024, whereas Dividends Paid is likely to drop slightly above 36.1 M in 2024. . Price Earnings Ratio is likely to gain to 61.99 in 2024, whereas Retained Earnings are likely to drop slightly above 534.8 M in 2024.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | 53.3 M | 36.1 M | |
| Dividend Yield | 0.05 | 0.03 | |
| Dividend Payout Ratio | 2.82 | 2.96 | |
| Dividend Paid And Capex Coverage Ratio | 0.95 | 0.90 |
There are various types of dividends Safety Insurance can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Safety shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Safety Insurance Group directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Safety pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Safety Insurance by the value of the dividends paid out.
Safety Insurance Growth Indicators
Investing in growth stocks can be very risky. If the company such as Safety Insurance does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 14.7 M | |
| Quarterly Earnings Growth Y O Y | 12.308 |
Safety Insurance Current Valuation Indicators
Safety Insurance's valuation analysis is a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final Safety Insurance's valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Safety Insurance, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Safety Insurance's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Safety Insurance's worth.Additional Tools for Safety Stock Analysis
When running Safety Insurance's price analysis, check to measure Safety Insurance's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Safety Insurance is operating at the current time. Most of Safety Insurance's value examination focuses on studying past and present price action to predict the probability of Safety Insurance's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Safety Insurance's price. Additionally, you may evaluate how the addition of Safety Insurance to your portfolios can decrease your overall portfolio volatility.