Safety Insurance Valuation
| SAFT Stock | USD 75.97 0.10 0.13% |
At this time, the company appears to be undervalued. Safety Insurance has a current Real Value of $83.04 per share. The regular price of the company is $75.97. Our model measures the value of Safety Insurance from inspecting the company fundamentals such as Return On Equity of 0.0997, operating margin of 0.11 %, and Shares Outstanding of 14.89 M as well as reviewing its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Safety Insurance's valuation include:
Price Book 1.2595 | Enterprise Value | Price Sales 0.9203 | Trailing PE 12.9591 | Enterprise Value Revenue 0.9149 |
Undervalued
Today
Please note that Safety Insurance's price fluctuation is very steady at this time. Calculation of the real value of Safety Insurance is based on 3 months time horizon. Increasing Safety Insurance's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Safety Insurance's intrinsic value may or may not be the same as its current market price of 75.97, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 75.97 | Real 83.04 | Target 70.0 | Hype 75.97 | Naive 78.84 |
The intrinsic value of Safety Insurance's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence Safety Insurance's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of Safety Insurance Group helps investors to forecast how Safety stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Safety Insurance more accurately as focusing exclusively on Safety Insurance's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Safety Insurance's intrinsic value based on its ongoing forecasts of Safety Insurance's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Safety Insurance's closest peers.
Safety Insurance Cash |
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Safety Insurance Total Value Analysis
Safety Insurance Group is at this time forecasted to have valuation of 1.12 B with market capitalization of 1.13 B, debt of 45.73 M, and cash on hands of 39.09 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Safety Insurance fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
1.12 B | 1.13 B | 45.73 M | 39.09 M |
Safety Insurance Investor Information
About 84.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 1.26. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Safety Insurance has Price/Earnings To Growth (PEG) ratio of 1.31. The entity recorded earning per share (EPS) of 5.87. The firm last dividend was issued on the 1st of December 2025. Based on the measurements of operating efficiency obtained from Safety Insurance's historical financial statements, Safety Insurance Group may be sliding down financialy. It has an above-average chance of going through some form of financial crunch next quarter.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Total Cash From Operating Activities | 95.5 M | 148 M |
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Safety Insurance Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. Safety Insurance has an asset utilization ratio of 48.89 percent. This implies that the Company is making $0.49 for each dollar of assets. An increasing asset utilization means that Safety Insurance Group is more efficient with each dollar of assets it utilizes for everyday operations.Safety Insurance Profitability Analysis
Based on the measurements of profitability obtained from Safety Insurance's financial statements, Safety Insurance Group is performing exceptionally good at the present time. It has a great chance to showcase excellent profitability results in March. Profitability indicators assess Safety Insurance's ability to earn profits and add value for shareholders.Net Income | First Reported 2000-12-31 | Previous Quarter 28.9 M | Current Value 28.3 M | Quarterly Volatility 14.8 M |
| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Gross Profit Margin | 0.26 | 0.32 |
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For Safety Insurance profitability analysis, we use financial ratios and fundamental drivers that measure the ability of Safety Insurance to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well Safety Insurance utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between Safety Insurance's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of Safety Insurance over time as well as its relative position and ranking within its peers.
Safety Insurance Earnings per Share Projection vs Actual
The next projected EPS of Safety Insurance is estimated to be 0.0 with future projections ranging from a low of 0.0 to a high of 0.0. Safety Insurance's most recent 12-month trailing earnings per share (EPS TTM) is at 5.87. Please be aware that the consensus of earnings estimates for Safety Insurance Group is based on EPS before non-recurring items and includes expenses related to employee stock options.Safety Insurance Earnings Estimation Breakdown
The calculation of Safety Insurance's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of Safety Insurance is estimated to be 0.0 with the future projection ranging from a low of 0.0 to a high of 0.0. Please be aware that this consensus of annual earnings estimates for Safety Insurance Group is based on EPS before non-recurring items and includes expenses related to employee stock options.Last Reported EPS
0.00 Lowest | Expected EPS | 0.00 Highest |
Safety Insurance Earnings Projection Consensus
Suppose the current estimates of Safety Insurance's value are higher than the current market price of the Safety Insurance stock. In this case, investors may conclude that Safety Insurance is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and Safety Insurance's stock will quickly adjusts to the new information provided by the consensus estimate.
| Number of Analysts | Historical Accuracy | Last Reported EPS | Estimated EPS for 31st of December 2025 | Current EPS (TTM) | |
| 2 | 46.72% | 0.5494 | 0.0 | 5.87 |
Safety Insurance Ownership Allocation
The market capitalization of Safety Insurance is $1.13 Billion. The majority of Safety Insurance outstanding shares are owned by institutional holders. These institutional investors are usually referred to as non-private investors looking to take positions in Safety Insurance to benefit from reduced commissions. Consequently, institutions are subject to a different set of regulations than regular investors in Safety Insurance. Please pay attention to any change in the institutional holdings of Safety Insurance Group as this could imply that something significant has changed or is about to change at the company. Please take into account that even companies with profitable outlook can generate negative future returns on their equity. If the true value of the company is less than the current market value, you may not be able generate positive returns on investment in the long run.Safety Insurance Profitability Analysis
The company reported the previous year's revenue of 1.11 B. Net Income was 70.73 M with profit before overhead, payroll, taxes, and interest of 120.84 M.Safety Insurance Past Distributions to stockholders
About Safety Insurance Valuation
The stock valuation mechanism determines Safety Insurance's current worth on a daily basis. In general, an absolute valuation approach attempts to find the value of Safety Insurance based exclusively on its fundamental and basic technical indicators. As compared to an absolute model, our relative valuation model uses a comparative analysis of Safety Insurance. We calculate exposure to Safety Insurance's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Safety Insurance's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 452.1 M | 267.1 M | |
| Pretax Profit Margin | 0.07 | 0.08 | |
| Operating Profit Margin | 0.07 | 0.09 | |
| Net Profit Margin | 0.07 | 0.13 | |
| Gross Profit Margin | 0.32 | 0.26 |
Safety Insurance Quarterly Retained Earnings |
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A single share of Safety Insurance represents a small ownership stake in the entity. As a stockholder of Safety, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Safety Insurance Dividends Analysis For Valuation
Dividends Paid is likely to gain to about (58.3 M) in 2026. Dividend Yield is likely to drop to 0.03 in 2026. Price Earnings To Growth Ratio is likely to gain to 0.08 in 2026, whereas Retained Earnings are likely to drop slightly above 548.6 M in 2026.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | -61.3 M | -58.3 M | |
| Dividend Yield | 0.04 | 0.03 | |
| Dividend Payout Ratio | 0.68 | 0.39 | |
| Dividend Paid And Capex Coverage Ratio | 2.57 | 2.44 |
There are various types of dividends Safety Insurance can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Safety shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Safety Insurance Group directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Safety pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Safety Insurance by the value of the dividends paid out.
Safety Insurance Growth Indicators
Investing in growth stocks can be very risky. If the company such as Safety Insurance does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 14.7 M | |
| Quarterly Earnings Growth Y O Y | 0.104 |
Safety Insurance Current Valuation Indicators
Safety Insurance's valuation analysis is a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final Safety Insurance's valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Safety Insurance, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Safety Insurance's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Safety Insurance's worth.Additional Tools for Safety Stock Analysis
When running Safety Insurance's price analysis, check to measure Safety Insurance's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Safety Insurance is operating at the current time. Most of Safety Insurance's value examination focuses on studying past and present price action to predict the probability of Safety Insurance's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Safety Insurance's price. Additionally, you may evaluate how the addition of Safety Insurance to your portfolios can decrease your overall portfolio volatility.