Aflac Incorporated Company Leadership
| AFL Stock | USD 108.92 0.54 0.50% |
About 77 percent of Aflac Incorporated's insiders are selling. The analysis of insider sentiment suggests that many Aflac Incorporated insiders are, at present, terrified. Aflac Incorporated employs about 12.7 K people. The company is managed by 45 executives with a total tenure of roughly 268 years, averaging almost 5.0 years of service per executive, having 282.09 employees per reported executive.
| Charles Lake Chairman Chairman of Aflac Japan and Presidentident of Aflac International |
| Daniel Amos Chairman Chairman of the Board, President, Chief Executive Officer |
Insider Sentiment 23
Mostly Selling
Selling | Buying |
Latest Trades
| 2025-08-08 | Joseph L Moskowitz | Disposed 1000 @ 102.57 | View | ||
| 2025-08-04 | Ro Khanna | Acquired @ 98.6 | |||
| 2025-07-25 | Ro Khanna | Acquired @ 103.4 | |||
| 2025-07-18 | Shelley Moore Capito | Disposed @ 101.78 | |||
| 2025-06-23 | Ro Khanna | Disposed @ 104.89 | |||
| 2025-05-28 | Ro Khanna | Disposed @ 101.89 | |||
| 2025-05-20 | Masatoshi Koide | Disposed 37000 @ 105.59 | View | ||
| 2025-05-15 | Arthur Reginald Collins | Disposed 2750 @ 105.7 | View | ||
| 2025-05-08 | Joseph L Moskowitz | Disposed 1000 @ 106.79 | View | ||
| 2025-03-10 | Carol D. Miller | Acquired @ 106.73 | |||
| 2025-03-07 | Joseph L Moskowitz | Disposed 1000 @ 107.63 | View | ||
| 2025-01-17 | Shelley Moore Capito | Disposed @ 106.43 | |||
| 2024-12-27 | Audrey B Tillman | Disposed 24744 @ 103.4 | View |
Monitoring Aflac Incorporated's insider sentiment can offer insights into its future performance, as insiders often have access to more information about their company's operations, financial health, and upcoming initiatives than the general public. However, it's essential to note that insider trading is regulated by securities laws, and insiders are required to disclose their trades publicly to ensure transparency and prevent unfair advantages based on non-public information.
Acquired vs Disposed
Filed vs Not Filed
Insider sentiment refers to the collective sentiment or feeling of Aflac Incorporated's insiders - typically its officers, directors, and beneficial owners holding more than a certain percentage of the company's stock - about the future prospects of Aflac Incorporated. This sentiment is often gauged based on the trading activities of these insiders. If insiders are purchasing more shares of their own company, it may be interpreted as a bullish sentiment, indicating that they believe Aflac Incorporated's stock will rise in value. Conversely, if insiders are selling shares, it might be seen as bearish, suggesting they expect the stock price to drop.
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Aflac Incorporated. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in price. Aflac Incorporated's Workforce Through the Years
Please note that employee historical analysis has become an increasingly important factor for investors assessing the risk associated with Aflac Incorporated's future performance. Based on our forecasts, it is anticipated that Aflac will maintain a workforce of about 12690 employees by March 2026.Aflac Incorporated's latest congressional trading
Congressional trading in companies like Aflac Incorporated, is subject to rigorous scrutiny to prevent conflicts of interest and insider trading. This is governed by multiple SEC regulations which were established to foster transparency and deter members of Congress from leveraging non-public information for personal gain. This oversight helps maintain public trust and ensures that investments in Aflac Incorporated by those in governmental positions are based on the same information available to the general public.
| 2025-08-04 | Senator Shelley Moore Capito | Acquired Under $15K | Verify | ||
| 2025-08-03 | Senator Shelley Moore Capito | Acquired Under $15K | Verify | ||
| 2025-02-12 | Senator Shelley Moore Capito | Acquired Under $15K | Verify |
Aflac Incorporated Management Team Effectiveness
The company has Return on Asset of 0.0265 % which means that on every $100 spent on assets, it made $0.0265 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.1558 %, implying that it generated $0.1558 on every 100 dollars invested. Aflac Incorporated's management efficiency ratios could be used to measure how well Aflac Incorporated manages its routine affairs as well as how well it operates its assets and liabilities. At this time, Aflac Incorporated's Return On Tangible Assets are quite stable compared to the past year. Return On Assets is expected to rise to 0.04 this year, although the value of Return On Capital Employed will most likely fall to 0.04. At this time, Aflac Incorporated's Return On Assets are quite stable compared to the past year. Asset Turnover is expected to rise to 0.26 this year, although the value of Non Currrent Assets Other are projected to rise to (78.2 B).Aflac Incorporated Quarterly Income Before Tax |
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Shares in Circulation | First Issued 1985-09-30 | Previous Quarter 538.4 M | Current Value 532 M | Avarage Shares Outstanding 965 M | Quarterly Volatility 183.6 M |
Aflac Incorporated Workforce Comparison
Aflac Incorporated is rated fifth in number of employees category among its peers. The total workforce of Financials industry is presently estimated at about 179,907. Aflac Incorporated holds roughly 12,694 in number of employees claiming about 7% of equities under Financials industry.
Aflac Incorporated Profit Margins
The company has Net Profit Margin of 0.24 %, which implies that it may need a different competitive strategy as even a very small decline in it revenue may erase profits and result in a net loss. This is way below average. In the same way, it shows Net Operating Margin of 0.43 %, which entails that for every 100 dollars of revenue, it generated $0.43 of operating income.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Gross Profit Margin | 0.68 | 0.41 |
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| Net Profit Margin | 0.27 | 0.26 |
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| Operating Profit Margin | 0.15 | 0.3 |
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| Pretax Profit Margin | 0.32 | 0.3 |
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| Return On Assets | 0.0438 | 0.0417 |
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| Return On Equity | 0.13 | 0.19 |
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Aflac Incorporated Insider Trading History
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Aflac Incorporated insiders, such as employees or executives, is commonly permitted as long as it does not rely on Aflac Incorporated's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases, Aflac Incorporated insiders must file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
| Buy/Sell Ratio | # Purchases Trades | # Sales Trades | Total Shares Purchased | Total Shares Sold | |
|---|---|---|---|---|---|
| 2025-12-01 | 0.4706 | 8 | 17 | 30,028 | 251,427 |
| 2025-09-01 | 0.75 | 3 | 4 | 9,916 | 2,026 |
| 2025-06-01 | 1.25 | 10 | 8 | 22,116 | 49,930 |
| 2025-03-01 | 0.6471 | 11 | 17 | 545,540 | 361,104 |
| 2024-12-01 | 0.5 | 3 | 6 | 24,934 | 61,680 |
| 2024-09-01 | 0.3333 | 2 | 6 | 196.00 | 123,465 |
| 2024-06-01 | 1.25 | 10 | 8 | 44,159 | 58,141 |
| 2024-03-01 | 0.64 | 16 | 25 | 749,766 | 526,881 |
| 2023-12-01 | 0.5625 | 9 | 16 | 35,985 | 341,321 |
| 2023-09-01 | 0.2857 | 2 | 7 | 19,962 | 46,242 |
| 2023-06-01 | 0.8462 | 22 | 26 | 179,883 | 266,225 |
| 2023-03-01 | 0.6316 | 12 | 19 | 1,088,771 | 378,842 |
| 2022-12-01 | 0.1818 | 2 | 11 | 17,104 | 99,256 |
| 2022-09-01 | 0.5 | 5 | 10 | 32,550 | 77,853 |
| 2022-06-01 | 3.6667 | 11 | 3 | 36,579 | 1,931 |
| 2022-03-01 | 0.6538 | 17 | 26 | 615,409 | 449,778 |
| 2021-12-01 | 0.2759 | 8 | 29 | 60,143 | 138,168 |
| 2021-09-01 | 0.4286 | 3 | 7 | 39,230 | 106,590 |
| 2021-06-01 | 1.3 | 13 | 10 | 61,894 | 81,338 |
| 2021-03-01 | 0.5385 | 14 | 26 | 786,663 | 471,105 |
| 2020-12-01 | 0.2857 | 4 | 14 | 36,324 | 73,664 |
| 2020-09-01 | 0.5 | 2 | 4 | 1,000.00 | 32,768 |
| 2020-06-01 | 2.1667 | 13 | 6 | 108,136 | 24,370 |
| 2020-03-01 | 0.55 | 11 | 20 | 1,033,600 | 504,622 |
| 2019-12-01 | 0.5 | 4 | 8 | 48,195 | 57,766 |
| 2019-09-01 | 0.3077 | 4 | 13 | 22,436 | 40,595 |
| 2019-06-01 | 1.0556 | 19 | 18 | 95,285 | 218,184 |
| 2019-03-01 | 0.8537 | 35 | 41 | 882,805 | 566,688 |
| 2018-12-01 | 0.6667 | 10 | 15 | 547,009 | 132,998 |
| 2018-09-01 | 1.1818 | 13 | 11 | 551,261 | 23,463 |
| 2018-06-01 | 1.25 | 15 | 12 | 185,315 | 1,116,018 |
| 2018-03-01 | 0.5926 | 16 | 27 | 145,775 | 221,561 |
| 2017-12-01 | 0.4706 | 8 | 17 | 384,577 | 662,502 |
| 2017-09-01 | 0.7391 | 17 | 23 | 1,340,287 | 2,390,080 |
| 2017-06-01 | 1.1379 | 33 | 29 | 523,930 | 914,232 |
| 2017-03-01 | 0.5077 | 33 | 65 | 377,895 | 330,886 |
| 2016-12-01 | 0.5455 | 6 | 11 | 16,801 | 37,002 |
| 2016-09-01 | 0.5333 | 16 | 30 | 452,190 | 1,041,970 |
| 2016-06-01 | 1.1 | 22 | 20 | 260,738 | 559,772 |
| 2016-03-01 | 0.9091 | 40 | 44 | 685,756 | 674,762 |
| 2015-12-01 | 0.5263 | 10 | 19 | 72,385 | 275,567 |
| 2015-09-01 | 0.7308 | 19 | 26 | 500,362 | 978,057 |
| 2015-06-01 | 1.3077 | 17 | 13 | 310,685 | 620,078 |
| 2015-03-01 | 0.8298 | 39 | 47 | 632,133 | 441,655 |
| 2014-12-01 | 0.5833 | 14 | 24 | 983,420 | 2,330,990 |
| 2014-09-01 | 1.7143 | 12 | 7 | 61,603 | 27,603 |
| 2014-06-01 | 0.3333 | 8 | 24 | 100,402 | 218,890 |
| 2014-03-01 | 1.5 | 33 | 22 | 374,937 | 112,522 |
| 2013-12-01 | 0.3958 | 19 | 48 | 459,253 | 1,091,403 |
| 2013-09-01 | 0.9655 | 28 | 29 | 267,803 | 476,863 |
| 2013-06-01 | 0.7692 | 10 | 13 | 146,265 | 340,507 |
| 2013-03-01 | 1.3214 | 37 | 28 | 464,655 | 124,397 |
| 2012-12-01 | 0.4487 | 35 | 78 | 1,187,461 | 2,492,210 |
| 2012-09-01 | 0.6279 | 27 | 43 | 760,226 | 1,464,025 |
| 2012-06-01 | 1.0909 | 12 | 11 | 40,753 | 96,246 |
| 2012-03-01 | 1.0313 | 33 | 32 | 813,187 | 914,455 |
| 2011-12-01 | 0.3333 | 5 | 15 | 214,404 | 368,049 |
| 2011-09-01 | 8.0 | 8 | 1 | 288,190 | 200,000 |
| 2011-06-01 | 0.3333 | 2 | 6 | 10,100 | 29,013 |
| 2011-03-01 | 1.4444 | 39 | 27 | 977,810 | 747,173 |
| 2010-12-01 | 0.4483 | 26 | 58 | 571,043 | 1,221,519 |
| 2010-09-01 | 1.6667 | 10 | 6 | 346,587 | 224,069 |
| 2010-06-01 | 0.25 | 1 | 4 | 10,000 | 30,000 |
| 2010-03-01 | 1.0571 | 37 | 35 | 672,708 | 257,673 |
| 2009-12-01 | 0.4054 | 15 | 37 | 810,754 | 1,689,982 |
| 2009-09-01 | 0.8636 | 19 | 22 | 834,484 | 827,706 |
| 2009-06-01 | 0.7143 | 5 | 7 | 35,365 | 234,459 |
| 2009-03-01 | 1.7 | 34 | 20 | 707,092 | 90,211 |
| 2008-12-01 | 0.5909 | 13 | 22 | 332,997 | 807,922 |
| 2008-09-01 | 6.5 | 13 | 2 | 381,225 | 109,000 |
| 2008-06-01 | 0.2 | 3 | 15 | 125,300 | 323,783 |
| 2008-03-01 | 1.0294 | 35 | 34 | 656,224 | 240,564 |
| 2007-12-01 | 0.3929 | 11 | 28 | 453,746 | 1,008,725 |
| 2007-09-01 | 1.1053 | 21 | 19 | 1,768,241 | 3,309,134 |
| 2007-06-01 | 0.4667 | 14 | 30 | 1,032,458 | 1,946,903 |
| 2007-03-01 | 1.7 | 17 | 10 | 554,893 | 161,806 |
| 2006-12-01 | 0.7083 | 17 | 24 | 281,224 | 618,536 |
| 2006-09-01 | 1.7143 | 12 | 7 | 373,395 | 30,886 |
| 2006-06-01 | 0.4348 | 10 | 23 | 97,001 | 540,335 |
| 2006-03-01 | 1.1429 | 24 | 21 | 973,011 | 994,203 |
| 2005-12-01 | 0.1852 | 5 | 27 | 291,981 | 691,082 |
| 2005-09-01 | 1.1875 | 19 | 16 | 722,460 | 659,920 |
| 2005-06-01 | 0.475 | 19 | 40 | 729,172 | 1,525,754 |
| 2005-03-01 | 1.5455 | 34 | 22 | 1,415,944 | 1,504,562 |
| 2004-12-01 | 0.1765 | 3 | 17 | 7,122 | 495,263 |
| 2004-09-01 | 8.0 | 16 | 2 | 503,894 | 187,500 |
| 2004-06-01 | 0.1667 | 2 | 12 | 62,729 | 162,016 |
| 2004-03-01 | 0.7778 | 14 | 18 | 631,082 | 553,003 |
| 2003-12-01 | 0.3 | 6 | 20 | 285,862 | 990,504 |
| 2003-09-01 | 0.5556 | 5 | 9 | 492,134 | 332,574 |
Aflac Incorporated Notable Stakeholders
An Aflac Incorporated stakeholder refers to an individual interested in an outcome of the business. Different stakeholders have different interests, and companies such as Aflac Incorporated often face trade-offs trying to please all of them. Aflac Incorporated's stakeholders can have a positive or negative influence on the entity's direction, and there are a lot of executives involved in getting Aflac Incorporated's stock to the level that pleases all shareholders. Keeping track of the stakeholders is a great way to stay on top of things affecting its ongoing price.
| Charles Lake | Chairman of Aflac Japan and Presidentident of Aflac International | Profile | |
| Daniel Amos | Chairman of the Board, President, Chief Executive Officer | Profile | |
| Virgil Miller | President | Profile | |
| June Howard | Senior Vice President - Financial Services, CAO of the Company and the Aflac; Treasurer of Aflac | Profile | |
| Eric Kirsch | Executive Vice President, Global Chief Investment Officer, Aflac and President of Aflac Asset Management LLC | Profile | |
| Teresa White | Executive Vice President COO of Aflac | Profile | |
| Frederick Crawford | Chief Financial Officer, Executive Vice President | Profile | |
| Audrey Tillman | Executive Vice President, General Counsel, Aflac Incorporated and Aflac | Profile | |
| Masatoshi Koide | President and Chief Operating Officer, Aflac Japan | Profile | |
| Steven Beaver | Senior Vice President, Chief Financial Officer of Aflac U.S. | Profile | |
| Koji Ariyoshi | Executive Vice President Director - Marketing and Sales of Aflac Japan | Profile | |
| Richard Williams | Executive Vice President And Chief Distribution Officer | Profile | |
| Charles II | President Japan | Profile | |
| Max Broden | Chief Financial Officer, Executive Vice President | Profile | |
| Albert Riggieri | Senior Vice President - Global, Chief Risk Officer and Chief Actuary | Profile | |
| Max CFA | Executive CFO | Profile | |
| Joseph Moskowitz | Independent Director | Profile | |
| Karole Lloyd | Independent Director | Profile | |
| Toshihiko Fukuzawa | Independent Director | Profile | |
| Katherine Rohrer | Independent Director | Profile | |
| Thomas Kenny | Independent Director | Profile | |
| Melvin Stith | Independent Director | Profile | |
| Barbara Rimer | Independent Director | Profile | |
| Bradley CFA | Global VP | Profile | |
| Joey Loudermilk | VP Secretary | Profile | |
| CGMA CPA | SVP Officer | Profile | |
| James Daniels | Director VP | Profile | |
| CISM CISSP | Senior Officer | Profile | |
| Shannon Watkins | Senior Vice President - Brand and Creative Services | Profile | |
| Bradley Knox | Senior Relations | Profile | |
| Georgette Kiser | Independent Director | Profile | |
| Eric CFA | Global VP | Profile | |
| Audrey Esq | Executive Counsel | Profile | |
| J Daniels | Executive Vice President and Principal Financial Officer - Aflac Japan | Profile | |
| W Bowers | Lead Independent Director | Profile | |
| James Hennessy | Senior Vice President - Pre-Sales Operations | Profile | |
| Peter Kelso | VP Officer | Profile | |
| Frederic FSA | Senior US | Profile | |
| Jeramy Tipton | Senior Vice President - Distribution Expansion and Consumer Markets | Profile | |
| Nobuchika Mori | Independent Director | Profile | |
| Takeko Uemoto | Senior Vice President | Profile | |
| David Young | Vice Markets | Profile | |
| JR Shamley | Senior Solutions | Profile | |
| CPA CFA | VP Officer | Profile | |
| Koichiro Yoshizumi | Mrkt, Sales | Profile |
About Aflac Incorporated Management Performance
The success or failure of an entity such as Aflac Incorporated often depends on how effective the management is. Aflac Incorporated management team is responsible for propelling the future growth in the right direction and administering and controlling the business activities and accounting for the results. Ineffective management usually contributes to failure in the company's future performance for all stakeholders equally, but most importantly, for investors. So it is important to measure the effectiveness of Aflac management before purchasing its stock. In many ways, it's all about finding the answer to one important question - Are they doing the right thing right now? How would we assess whether the Aflac management is utilizing all available resources in the best possible way? Also, how well is the company doing relative to others in its sector and the market as a whole? The answer can be found by analyzing a few important fundamental indicators such as return on assets and return on equity.
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.05 | 0.05 | |
| Return On Capital Employed | 0.06 | 0.04 | |
| Return On Assets | 0.04 | 0.04 | |
| Return On Equity | 0.19 | 0.13 |
Aflac Incorporated Workforce Analysis
Traditionally, organizations such as Aflac Incorporated use manpower efficiency calculations for various incentive schemes, employee appraisal, or as an initiative to improve the processes. However, it can also be used by investors to make long-term investment decisions. The trends in the profit per employee or revenue per employee are measured by net income or revenue divided by the current number of full-time employees over a given time interval. Because workforce needs differ across sectors, these ratios could be used to compare Aflac Incorporated within its industry.Aflac Incorporated Manpower Efficiency
Return on Aflac Incorporated Manpower
| Revenue Per Employee | 1.5M | |
| Revenue Per Executive | 425.1M | |
| Net Income Per Employee | 428.8K | |
| Net Income Per Executive | 121M |
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Aflac Incorporated. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in price. For more information on how to buy Aflac Stock please use our How to buy in Aflac Stock guide.You can also try the Idea Analyzer module to analyze all characteristics, volatility and risk-adjusted return of Macroaxis ideas.
Is Life & Health Insurance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Aflac Incorporated. If investors know Aflac will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive Aflac Incorporated assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth (0.64) | Dividend Share 2.24 | Earnings Share 7.61 | Revenue Per Share | Quarterly Revenue Growth 0.607 |
Investors evaluate Aflac Incorporated using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating Aflac Incorporated's intrinsic value—the estimated true worth—helps identify when the stock trades at a discount or premium to fair value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. External factors like market trends, sector rotation, and investor psychology can cause Aflac Incorporated's market price to deviate significantly from intrinsic value.
Understanding that Aflac Incorporated's value differs from its trading price is crucial, as each reflects different aspects of the company. Evaluating whether Aflac Incorporated represents a sound investment requires analyzing earnings trends, revenue growth, technical signals, industry dynamics, and expert forecasts. Conversely, Aflac Incorporated's market price signifies the transaction level at which participants voluntarily complete trades.