Joseph Moskowitz - Aflac Incorporated Independent Director

AFL Stock  USD 112.39  0.66  0.59%   

Director

Mr. Joseph L. Moskowitz is an Independent Director of the company. Mr. Moskowitz retired from Primerica, Inc., an insurance and investments company, where he served as executive vice president from 2009 until 2014, leading the Product Economics and Financial Analysis Group. He joined Primerica in 1988, and served in various capacities, including managing the group responsible for financial budgeting, capital management support, earnings analysis, and analyst and stockholder communications support. He served as chief actuary from 1999 to 2004. Before joining Primerica, Mr. Moskowitz was vice president of Sun Life Insurance Company from 1985 to 1988 and was a senior manager at KPMG from 1979 to 1985. since 2015.
Age 67
Tenure 9 years
Address 1932 Wynnton Road, Columbus, GA, United States, 31999
Phone706 323 3431
Webhttps://www.aflac.com

Joseph Moskowitz Latest Insider Activity

Tracking and analyzing the buying and selling activities of Joseph Moskowitz against Aflac Incorporated stock is an integral part of due diligence when investing in Aflac Incorporated. Joseph Moskowitz insider activity provides valuable insight into whether Aflac Incorporated is net buyers or sellers over its current business cycle. Note, Aflac Incorporated insiders must abide by specific rules, including filing SEC forms every time they buy or sell Aflac Incorporated'sshares to prevent insider trading or benefiting illegally from material non-public information that their positions give them access to.

Aflac Incorporated Management Efficiency

The company has Return on Asset of 0.0235 % which means that on every $100 spent on assets, it made $0.0235 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.1604 %, implying that it generated $0.1604 on every 100 dollars invested. Aflac Incorporated's management efficiency ratios could be used to measure how well Aflac Incorporated manages its routine affairs as well as how well it operates its assets and liabilities. At this time, Aflac Incorporated's Return On Tangible Assets are quite stable compared to the past year. Return On Capital Employed is expected to rise to 0.54 this year, although the value of Return On Equity will most likely fall to 0.13. At this time, Aflac Incorporated's Debt To Assets are quite stable compared to the past year. Return On Assets is expected to rise to 0.16 this year, although the value of Other Assets are projected to rise to (95.9 B).
Aflac Incorporated has 7.36 B in debt with debt to equity (D/E) ratio of 0.45, which is OK given its current industry classification. Aflac Incorporated has a current ratio of 0.74, suggesting that it has not enough short term capital to pay financial commitments when the payables are due. Note however, debt could still be an excellent tool for Aflac to invest in growth at high rates of return.

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Alexander WhitelamSEI Investments
N/A
Aflac Incorporated, through its subsidiaries, provides supplemental health and life insurance products. The company was founded in 1955 and is based in Columbus, Georgia. Aflac operates under InsuranceLife classification in the United States and is traded on New York Stock Exchange. It employs 12447 people. Aflac Incorporated (AFL) is traded on New York Stock Exchange in USA. It is located in 1932 Wynnton Road, Columbus, GA, United States, 31999 and employs 12,785 people. Aflac Incorporated is listed under Life & Health Insurance category by Fama And French industry classification.

Management Performance

Aflac Incorporated Leadership Team

Elected by the shareholders, the Aflac Incorporated's board of directors comprises two types of representatives: Aflac Incorporated inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Aflac. The board's role is to monitor Aflac Incorporated's management team and ensure that shareholders' interests are well served. Aflac Incorporated's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Aflac Incorporated's outside directors are responsible for providing unbiased perspectives on the board's policies.
James Daniels, Director VP
CISM CISSP, Senior Officer
Joseph Moskowitz, Independent Director
Karole Lloyd, Independent Director
June Howard, Senior Vice President - Financial Services, CAO of the Company and the Aflac; Treasurer of Aflac
Eric Kirsch, Executive Vice President, Global Chief Investment Officer, Aflac and President of Aflac Asset Management LLC
Shannon Watkins, Senior Vice President - Brand and Creative Services
Charles Lake, Chairman of Aflac Japan and Presidentident of Aflac International
Teresa White, Executive Vice President COO of Aflac
Toshihiko Fukuzawa, Independent Director
Bradley CFA, Global VP
Frederick Crawford, Chief Financial Officer, Executive Vice President
Katherine Rohrer, Independent Director
Max CFA, Executive CFO
Bradley Knox, Senior Relations
Audrey Tillman, Executive Vice President, General Counsel, Aflac Incorporated and Aflac
Georgette Kiser, Independent Director
Joey Loudermilk, VP Secretary
Thomas Kenny, Independent Director
CGMA CPA, SVP Officer
Masatoshi Koide, President and Chief Operating Officer, Aflac Japan
Steven Beaver, Senior Vice President, Chief Financial Officer of Aflac U.S.
Melvin Stith, Independent Director
Eric CFA, Global VP
Audrey Esq, Executive Counsel
J Daniels, Executive Vice President and Principal Financial Officer - Aflac Japan
W Bowers, Lead Independent Director
James Hennessy, Senior Vice President - Pre-Sales Operations
Koji Ariyoshi, Executive Vice President Director - Marketing and Sales of Aflac Japan
Richard Williams, Executive Vice President And Chief Distribution Officer
Peter Kelso, VP Officer
Daniel Amos, Chairman of the Board, President, Chief Executive Officer
Barbara Rimer, Independent Director
Frederic FSA, Senior US
Jeramy Tipton, Senior Vice President - Distribution Expansion and Consumer Markets
Charles II, President Japan
Nobuchika Mori, Independent Director
Takeko Uemoto, Senior Vice President
Max Broden, Chief Financial Officer, Executive Vice President
CPA CFA, VP Officer
Albert Riggieri, Senior Vice President - Global, Chief Risk Officer and Chief Actuary
Koichiro Yoshizumi, Mrkt, Sales

Aflac Stock Performance Indicators

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When determining whether Aflac Incorporated is a strong investment it is important to analyze Aflac Incorporated's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Aflac Incorporated's future performance. For an informed investment choice regarding Aflac Stock, refer to the following important reports:
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Aflac Incorporated. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.
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Is Life & Health Insurance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Aflac Incorporated. If investors know Aflac will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Aflac Incorporated listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.144
Dividend Share
1.92
Earnings Share
6.73
Revenue Per Share
30.368
Quarterly Revenue Growth
(0.40)
The market value of Aflac Incorporated is measured differently than its book value, which is the value of Aflac that is recorded on the company's balance sheet. Investors also form their own opinion of Aflac Incorporated's value that differs from its market value or its book value, called intrinsic value, which is Aflac Incorporated's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Aflac Incorporated's market value can be influenced by many factors that don't directly affect Aflac Incorporated's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Aflac Incorporated's value and its price as these two are different measures arrived at by different means. Investors typically determine if Aflac Incorporated is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Aflac Incorporated's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.