Citizens Financial Statements From 2010 to 2025

CIA Stock  USD 5.37  0.27  4.79%   
Citizens financial statements provide useful quarterly and yearly information to potential Citizens investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on Citizens financial statements helps investors assess Citizens' valuation, profitability, and current liquidity needs. Key fundamental drivers impacting Citizens' valuation are summarized below:
Gross Profit
71.8 M
Profit Margin
0.0887
Market Capitalization
271 M
Enterprise Value Revenue
0.9486
Revenue
248.4 M
We have found one hundred twenty available fundamental signals for Citizens, which can be analyzed and compared to other ratios and to its rivals. All investors should make sure to validate all of Citizens prevailing market performance against the performance between 2010 and 2025 to make sure the company can sustain itself down the road. As of February 19, 2025, Market Cap is expected to decline to about 150.3 M. In addition to that, Enterprise Value is expected to decline to about 143 M

Citizens Total Revenue

148.13 Million

236.3245.4252.6244.0250.5238.9250.5232.5240.7276.8148.1100%
Check Citizens financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Citizens' main balance sheet or income statement drivers, such as Interest Expense of 1 M, Total Revenue of 148.1 M or Gross Profit of 148.1 M, as well as many indicators such as Price To Sales Ratio of 0.61, Dividend Yield of 2.0E-4 or PTB Ratio of 0.85. Citizens financial statements analysis is a perfect complement when working with Citizens Valuation or Volatility modules.
  
Check out the analysis of Citizens Correlation against competitors.
For information on how to trade Citizens Stock refer to our How to Trade Citizens Stock guide.

Citizens Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total AssetsB1.9 B1.5 B
Slightly volatile
Total Stockholder Equity149.3 M197.9 M208 M
Very volatile
Common Stock Shares Outstanding43.6 M58.3 M48.6 M
Slightly volatile
Liabilities And Stockholders EquityB1.9 B1.5 B
Slightly volatile
Total Liabilities1.8 B1.7 B1.3 B
Slightly volatile
Short and Long Term Debt Total5.6 M10.4 M4.3 M
Slightly volatile
Total Current Liabilities12.2 M11.6 M9.3 M
Slightly volatile
Intangible Assets224.4 M213.7 M85 M
Slightly volatile
Non Current Assets Total1.9 B1.8 B1.1 B
Slightly volatile
Net Receivables4.7 MM13.1 M
Pretty Stable
Total Current Assets32.1 M33.8 M453.9 M
Slightly volatile
Property Plant And Equipment Net7.8 M13.6 M8.7 M
Slightly volatile
Property Plant And Equipment Gross19.7 M18.8 M10.4 M
Slightly volatile
Accounts Payable6.4 M7.6 M8.5 M
Slightly volatile
Cash34.3 M31 M39.5 M
Pretty Stable
Cash And Short Term Investments29.5 M31 M744 M
Pretty Stable
Common Stock Total Equity215.5 M312 M250.9 M
Slightly volatile
Short Term Investments12 M12.7 M707 M
Pretty Stable
Non Current Liabilities Total1.8 B1.7 B626.8 M
Slightly volatile
Common Stock225.4 M312.6 M251.6 M
Slightly volatile
Other Liabilities1.8 B1.7 BB
Slightly volatile
Property Plant Equipment8.5 M14.9 M9.1 M
Slightly volatile
Net Tangible Assets891.8 K938.7 K182.8 M
Slightly volatile
Long Term Investments1.4 B1.4 B1.2 B
Slightly volatile
Non Current Liabilities Other1.4 B1.8 B1.3 B
Slightly volatile
Cash And Equivalents29.4 M20.7 M34 M
Slightly volatile
Net Invested Capital167.5 M154.9 M209.5 M
Slightly volatile
Capital Stock294.4 M312.6 M269.8 M
Slightly volatile
Current Deferred Revenue11.2 M9.8 M8.4 M
Slightly volatile

Citizens Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Total Revenue148.1 M276.8 M216.2 M
Slightly volatile
Gross Profit148.1 M276.8 M216.2 M
Slightly volatile
Other Operating Expenses51.5 M54.2 M184 M
Pretty Stable
Depreciation And Amortization956.7 KM2.5 M
Slightly volatile
Selling General Administrative41.8 M54.2 M39.6 M
Slightly volatile
Selling And Marketing Expenses39.1 M47.5 M39.6 M
Slightly volatile
Cost Of Revenue1.3 M1.4 M117.3 M
Slightly volatile
Reconciled Depreciation440.3 K463.5 K2.2 M
Slightly volatile

Citizens Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Free Cash Flow41 M24.9 M61.2 M
Slightly volatile
Begin Period Cash Flow29.7 M26.4 M40.3 M
Pretty Stable
Total Cash From Operating Activities42.2 M25.4 M61.9 M
Slightly volatile
End Period Cash Flow29.8 M31 M39.2 M
Pretty Stable
Depreciation956.7 KM2.3 M
Slightly volatile
Stock Based Compensation642.4 K676.2 K6.4 M
Slightly volatile
Change To Operating Activities50.5 M41.6 M69.7 M
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio0.610.6415.3565
Slightly volatile
Dividend Yield2.0E-42.0E-40.0188
Slightly volatile
PTB Ratio0.850.8919.3339
Pretty Stable
Days Sales Outstanding7.187.5616.0138
Pretty Stable
Book Value Per Share2.463.124.0938
Pretty Stable
Free Cash Flow Yield0.10.150.1946
Pretty Stable
Operating Cash Flow Per Share0.670.41.2274
Slightly volatile
Average Payables872.8 K784.8 K714.6 K
Very volatile
Stock Based Compensation To Revenue0.00480.00280.003
Slightly volatile
Capex To Depreciation0.510.450.5106
Slightly volatile
PB Ratio0.850.8919.3339
Pretty Stable
EV To Sales0.530.5515.2049
Slightly volatile
Free Cash Flow Per Share0.660.391.213
Slightly volatile
Sales General And Administrative To Revenue0.140.180.1637
Slightly volatile
Capex To Revenue0.0020.00210.0059
Slightly volatile
Cash Per Share0.650.6914.9681
Pretty Stable
POCF Ratio12.336.977.8581
Slightly volatile
Interest Coverage11.7411.1811.3649
Slightly volatile
Capex To Operating Cash Flow0.02190.0230.0247
Slightly volatile
PFCF Ratio13.517.117.9979
Slightly volatile
EV To Operating Cash Flow11.766.047.3252
Slightly volatile
EV To Free Cash Flow5.856.167.0151
Slightly volatile
Intangibles To Total Assets0.110.10.0406
Slightly volatile
Current Ratio3.193.3645.2635
Slightly volatile
Receivables Turnover27.0350.041.929
Pretty Stable
Graham Number5.855.574.3899
Slightly volatile
Shareholders Equity Per Share2.463.124.0938
Pretty Stable
Debt To Equity0.04510.04740.631
Pretty Stable
Capex Per Share0.00970.01020.0191
Slightly volatile
Average Receivables16.6 M15.8 M16.4 M
Slightly volatile
Revenue Per Share2.444.364.2338
Slightly volatile
Interest Debt Per Share0.0960.160.0838
Slightly volatile
Debt To Assets0.01070.00630.004
Pretty Stable
Short Term Coverage Ratios32.931.3432.4855
Slightly volatile
Operating Cycle7.187.5616.0138
Pretty Stable
Price Book Value Ratio0.850.8919.3339
Pretty Stable
Price To Operating Cash Flows Ratio12.336.977.8581
Slightly volatile
Price To Free Cash Flows Ratio13.517.117.9979
Slightly volatile
Company Equity Multiplier8.298.73100
Pretty Stable
Long Term Debt To Capitalization0.170.160.169
Slightly volatile
Total Debt To Capitalization0.0880.04510.0826
Slightly volatile
Debt Equity Ratio0.04510.04740.631
Pretty Stable
Quick Ratio3.193.3670.6763
Pretty Stable
Dividend Paid And Capex Coverage Ratio55.8644.91119
Pretty Stable
Cash Ratio2.933.084.7156
Slightly volatile
Cash Conversion Cycle7.187.5616.0138
Pretty Stable
Operating Cash Flow Sales Ratio0.07840.08250.2675
Slightly volatile
Days Of Sales Outstanding7.187.5616.0138
Pretty Stable
Free Cash Flow Operating Cash Flow Ratio0.750.880.955
Pretty Stable
Cash Flow Coverage Ratios2.082.1937.3913
Slightly volatile
Price To Book Ratio0.850.8919.3339
Pretty Stable
Fixed Asset Turnover17.418.3427.2136
Slightly volatile
Capital Expenditure Coverage Ratio60.8244.91129
Pretty Stable
Price Cash Flow Ratio12.336.977.8581
Slightly volatile
Debt Ratio0.01070.00630.004
Pretty Stable
Cash Flow To Debt Ratio2.082.1937.3913
Slightly volatile
Price Sales Ratio0.610.6415.3565
Slightly volatile
Asset Turnover0.240.170.1618
Very volatile
Price Fair Value0.850.8919.3339
Pretty Stable

Citizens Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap150.3 M238.1 M264.8 M
Slightly volatile
Enterprise Value143 M223.3 M246.5 M
Slightly volatile

Citizens Fundamental Market Drivers

Forward Price Earnings14.1243
Cash And Short Term Investments27 M

Citizens Upcoming Events

11th of March 2024
Upcoming Quarterly Report
View
31st of December 2023
Next Fiscal Quarter End
View

About Citizens Financial Statements

Citizens stakeholders use historical fundamental indicators, such as Citizens' revenue or net income, to determine how well the company is positioned to perform in the future. Although Citizens investors may analyze each financial statement separately, they are all interrelated. For example, changes in Citizens' assets and liabilities are reflected in the revenues and expenses on Citizens' income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in Citizens. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Current Deferred Revenue9.8 M11.2 M
Total Revenue276.8 M148.1 M
Cost Of Revenue1.4 M1.3 M
Sales General And Administrative To Revenue 0.18  0.14 
Revenue Per Share 4.36  2.44 
Ebit Per Revenue 0.92  0.97 

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Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.
When determining whether Citizens offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Citizens' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Citizens Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Citizens Stock:
Check out the analysis of Citizens Correlation against competitors.
For information on how to trade Citizens Stock refer to our How to Trade Citizens Stock guide.
You can also try the Global Markets Map module to get a quick overview of global market snapshot using zoomable world map. Drill down to check world indexes.
Is Life & Health Insurance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Citizens. If investors know Citizens will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Citizens listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Earnings Share
0.43
Revenue Per Share
5.002
Quarterly Revenue Growth
0.039
Return On Assets
0.0076
Return On Equity
0.1223
The market value of Citizens is measured differently than its book value, which is the value of Citizens that is recorded on the company's balance sheet. Investors also form their own opinion of Citizens' value that differs from its market value or its book value, called intrinsic value, which is Citizens' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Citizens' market value can be influenced by many factors that don't directly affect Citizens' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Citizens' value and its price as these two are different measures arrived at by different means. Investors typically determine if Citizens is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Citizens' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
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