Bei Bai - Jiayin Financial Director

JFIN Stock  USD 5.78  0.06  1.03%   

Insider

Bei Bai is Financial Director of Jiayin Group
Age 40
Address Building No. 1, Shanghai, China, 200122
Phone86 21 6190 6826
Webhttps://www.jiayinfintech.cn

Jiayin Management Efficiency

The company has return on total asset (ROA) of 0.1433 % which means that it generated a profit of $0.1433 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.5213 %, meaning that it created $0.5213 on every $100 dollars invested by stockholders. Jiayin's management efficiency ratios could be used to measure how well Jiayin manages its routine affairs as well as how well it operates its assets and liabilities. At this time, Jiayin's Return On Tangible Assets are very stable compared to the past year. As of the 22nd of November 2024, Return On Capital Employed is likely to grow to 0.40, while Return On Equity is likely to drop 0.52. At this time, Jiayin's Fixed Asset Turnover is very stable compared to the past year. As of the 22nd of November 2024, Return On Assets is likely to grow to 0.31, while Non Current Assets Total are likely to drop about 168.9 M.
Jiayin Group currently holds 47.96 M in liabilities with Debt to Equity (D/E) ratio of 0.06, which may suggest the company is not taking enough advantage from borrowing. Jiayin Group has a current ratio of 1.58, which is within standard range for the sector. Note, when we think about Jiayin's use of debt, we should always consider it together with its cash and equity.

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Jiayin Group Inc. provides online consumer finance services in the Peoples Republic of China. The company was founded in 2011 and is headquartered in Shanghai, the Peoples Republic of China. Jiayin operates under Internet Content Information classification in the United States and is traded on NASDAQ Exchange. It employs 706 people. Jiayin Group (JFIN) is traded on NASDAQ Exchange in USA. It is located in Building No. 1, Shanghai, China, 200122 and employs 925 people. Jiayin is listed under Consumer Finance category by Fama And French industry classification.

Management Performance

Jiayin Group Leadership Team

Elected by the shareholders, the Jiayin's board of directors comprises two types of representatives: Jiayin inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Jiayin. The board's role is to monitor Jiayin's management team and ensure that shareholders' interests are well served. Jiayin's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Jiayin's outside directors are responsible for providing unbiased perspectives on the board's policies.
Chunlin Fan, Chief Officer
Jin Chen, Senior Director
Dinggui Yan, Chairman Founder
Yi Feng, Chief Officer
Libin Wang, VP Director
Bei Bai, Financial Director
Jiong Feng, Chief Officer
Yifang Xu, Chief Director

Jiayin Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Jiayin a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Pair Trading with Jiayin

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Jiayin position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Jiayin will appreciate offsetting losses from the drop in the long position's value.

Moving together with Jiayin Stock

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Moving against Jiayin Stock

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The ability to find closely correlated positions to Jiayin could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Jiayin when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Jiayin - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Jiayin Group to buy it.
The correlation of Jiayin is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Jiayin moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Jiayin Group moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Jiayin can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching
When determining whether Jiayin Group offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Jiayin's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Jiayin Group Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Jiayin Group Stock:
Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in Jiayin Group. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in gross domestic product.
You can also try the Risk-Return Analysis module to view associations between returns expected from investment and the risk you assume.
Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Jiayin. If investors know Jiayin will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Jiayin listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.26)
Dividend Share
6.405
Earnings Share
3.12
Revenue Per Share
112.933
Quarterly Revenue Growth
0.155
The market value of Jiayin Group is measured differently than its book value, which is the value of Jiayin that is recorded on the company's balance sheet. Investors also form their own opinion of Jiayin's value that differs from its market value or its book value, called intrinsic value, which is Jiayin's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Jiayin's market value can be influenced by many factors that don't directly affect Jiayin's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Jiayin's value and its price as these two are different measures arrived at by different means. Investors typically determine if Jiayin is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Jiayin's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.