ECB Net Interest Income from 2010 to 2024

ECBK Stock  USD 14.99  0.10  0.67%   
ECB Bancorp Net Interest Income yearly trend continues to be quite stable with very little volatility. The value of Net Interest Income is projected to decrease to about 23.1 M. Net Interest Income is the difference between the revenue generated from a bank's interest-bearing assets and the expenses associated with paying its interest-bearing liabilities. View All Fundamentals
 
Net Interest Income  
First Reported
2010-12-31
Previous Quarter
25.7 M
Current Value
23.1 M
Quarterly Volatility
3.4 M
 
Credit Downgrade
 
Yuan Drop
 
Covid
Check ECB Bancorp financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among ECB Bancorp's main balance sheet or income statement drivers, such as Tax Provision of 1.1 M, Net Interest Income of 23.1 M or Interest Income of 33.7 M, as well as many indicators such as Price To Sales Ratio of 7.14, Dividend Yield of 0.0 or PTB Ratio of 0.61. ECB financial statements analysis is a perfect complement when working with ECB Bancorp Valuation or Volatility modules.
  
Check out the analysis of ECB Bancorp Correlation against competitors.
For more information on how to buy ECB Stock please use our How to buy in ECB Stock guide.

Latest ECB Bancorp's Net Interest Income Growth Pattern

Below is the plot of the Net Interest Income of ECB Bancorp over the last few years. It is the difference between the revenue generated from a bank's interest-bearing assets and the expenses associated with paying its interest-bearing liabilities. ECB Bancorp's Net Interest Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in ECB Bancorp's overall financial position and show how it may be relating to other accounts over time.
Net Interest Income10 Years Trend
Slightly volatile
   Net Interest Income   
       Timeline  

ECB Net Interest Income Regression Statistics

Arithmetic Mean17,692,472
Geometric Mean17,424,704
Coefficient Of Variation19.45
Mean Deviation2,702,292
Median15,850,000
Standard Deviation3,441,295
Sample Variance11.8T
Range9.8M
R-Value0.74
Mean Square Error5.8T
R-Squared0.55
Significance0
Slope569,838
Total Sum of Squares165.8T

ECB Net Interest Income History

202423.1 M
202325.7 M
202223.6 M
202118.7 M

About ECB Bancorp Financial Statements

ECB Bancorp investors utilize fundamental indicators, such as Net Interest Income, to predict how ECB Stock might perform in the future. Analyzing these trends over time helps investors make informed market timing decisions. For further insights, please visit our fundamental analysis page.
Last ReportedProjected for Next Year
Net Interest Income25.7 M23.1 M

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When determining whether ECB Bancorp is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if ECB Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Ecb Bancorp Stock. Highlighted below are key reports to facilitate an investment decision about Ecb Bancorp Stock:
Check out the analysis of ECB Bancorp Correlation against competitors.
For more information on how to buy ECB Stock please use our How to buy in ECB Stock guide.
You can also try the Portfolio Rebalancing module to analyze risk-adjusted returns against different time horizons to find asset-allocation targets.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of ECB Bancorp. If investors know ECB will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about ECB Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.13)
Earnings Share
0.39
Revenue Per Share
2.976
Quarterly Revenue Growth
(0.01)
Return On Assets
0.0026
The market value of ECB Bancorp is measured differently than its book value, which is the value of ECB that is recorded on the company's balance sheet. Investors also form their own opinion of ECB Bancorp's value that differs from its market value or its book value, called intrinsic value, which is ECB Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because ECB Bancorp's market value can be influenced by many factors that don't directly affect ECB Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between ECB Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if ECB Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, ECB Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.