ECB Net Interest Income from 2010 to 2026

ECBK Stock  USD 18.10  0.01  0.06%   
ECB Bancorp Net Interest Income yearly trend continues to be quite stable with very little volatility. The value of Net Interest Income is projected to decrease to about 23.9 M. Net Interest Income is the difference between the revenue generated from a bank's interest-bearing assets and the expenses associated with paying its interest-bearing liabilities. View All Fundamentals
 
Net Interest Income  
First Reported
2010-12-31
Previous Quarter
28.7 M
Current Value
23.9 M
Quarterly Volatility
4.5 M
 
Credit Downgrade
 
Yuan Drop
 
Covid
 
Interest Hikes
Check ECB Bancorp financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among ECB Bancorp's main balance sheet or income statement drivers, such as Tax Provision of 1.1 M, Net Interest Income of 23.9 M or Interest Income of 41.7 M, as well as many indicators such as Price To Sales Ratio of 1.71, Dividend Yield of 0.0 or PTB Ratio of 1.4. ECB financial statements analysis is a perfect complement when working with ECB Bancorp Valuation or Volatility modules.
  
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Check out the analysis of ECB Bancorp Correlation against competitors.
For more information on how to buy ECB Stock please use our How to buy in ECB Stock guide.
Historical Net Interest Income data for ECB Bancorp serves as a key indicator of operational performance and financial stability. Tracking changes in this metric over time helps investors spot emerging trends before they become obvious, providing an edge in assessing whether ECB Bancorp represents a compelling investment opportunity.

Latest ECB Bancorp's Net Interest Income Growth Pattern

Below is the plot of the Net Interest Income of ECB Bancorp over the last few years. It is the difference between the revenue generated from a bank's interest-bearing assets and the expenses associated with paying its interest-bearing liabilities. ECB Bancorp's Net Interest Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in ECB Bancorp's overall financial position and show how it may be relating to other accounts over time.
Net Interest Income10 Years Trend
Slightly volatile
   Net Interest Income   
       Timeline  

ECB Net Interest Income Regression Statistics

Arithmetic Mean18,823,401
Geometric Mean18,370,433
Coefficient Of Variation24.11
Mean Deviation3,863,155
Median15,850,000
Standard Deviation4,538,264
Sample Variance20.6T
Range12.9M
R-Value0.81
Mean Square Error7.4T
R-Squared0.66
Significance0.00007
Slope731,494
Total Sum of Squares329.5T

ECB Net Interest Income History

202623.9 M
202528.7 M
202425 M
202325.7 M
202223.6 M
202118.7 M

About ECB Bancorp Financial Statements

ECB Bancorp investors utilize fundamental indicators, such as Net Interest Income, to predict how ECB Stock might perform in the future. Analyzing these trends over time helps investors make informed market timing decisions. For further insights, please visit our fundamental analysis page.
Last ReportedProjected for Next Year
Net Interest Income28.7 M23.9 M

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When determining whether ECB Bancorp is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if ECB Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Ecb Bancorp Stock. Highlighted below are key reports to facilitate an investment decision about Ecb Bancorp Stock:
Check out the analysis of ECB Bancorp Correlation against competitors.
For more information on how to buy ECB Stock please use our How to buy in ECB Stock guide.
You can also try the Transaction History module to view history of all your transactions and understand their impact on performance.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of ECB Bancorp. Projected growth potential of ECB fundamentally drives upward valuation adjustments. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive ECB Bancorp assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth
0.763
Earnings Share
0.94
Revenue Per Share
3.915
Quarterly Revenue Growth
0.249
Return On Assets
0.0051
ECB Bancorp's market price often diverges from its book value, the accounting figure shown on ECB's balance sheet. Smart investors calculate ECB Bancorp's intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Since ECB Bancorp's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
It's important to distinguish between ECB Bancorp's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding ECB Bancorp should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. However, ECB Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.