First Financial Statements From 2010 to 2025

FUNC Stock  USD 38.00  0.73  1.88%   
First United's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing First United's valuation are provided below:
Gross Profit
83.7 M
Profit Margin
0.2979
Market Capitalization
251.6 M
Enterprise Value Revenue
4.0466
Revenue
83.7 M
We have found one hundred twenty available fundamental signals for First United, which can be analyzed and compared to other ratios and to its rivals. Investors should ensure to verify all of First United's prevailing performance against the performance from 2010 to 2025 to make sure the company is sustainable down the road. As of December 29, 2025, Market Cap is expected to decline to about 80.8 M. In addition to that, Enterprise Value is expected to decline to about 55.7 M

First United Total Revenue

76.39 Million

Check First United financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among First United's main balance sheet or income statement drivers, such as Depreciation And Amortization of 2.8 M, Interest Expense of 16.4 M or Selling General Administrative of 20.1 M, as well as many indicators such as Price To Sales Ratio of 1.75, Dividend Yield of 0.0347 or PTB Ratio of 1.34. First financial statements analysis is a perfect complement when working with First United Valuation or Volatility modules.
  
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Check out the analysis of First United Correlation against competitors.
For information on how to trade First Stock refer to our How to Trade First Stock guide.

First United Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets1.3 BB1.4 B
Slightly volatile
Total Current Liabilities1.7 B1.6 B677.5 M
Slightly volatile
Total Stockholder Equity102.5 M179.3 M118.5 M
Slightly volatile
Property Plant And Equipment Net25.5 M31.3 M30.2 M
Slightly volatile
Retained Earnings198.5 M189 M113.4 M
Slightly volatile
Cash60.5 M78.3 M65.8 M
Slightly volatile
Non Current Assets Total1.1 B1.8 B1.2 B
Slightly volatile
Cash And Short Term Investments143.3 M149.9 M231 M
Pretty Stable
Net Receivables7.1 M7.5 M16.7 M
Slightly volatile
Common Stock Shares OutstandingM6.5 M6.5 M
Slightly volatile
Liabilities And Stockholders Equity1.3 BB1.4 B
Slightly volatile
Non Current Liabilities Total144.5 M152.1 M523 M
Slightly volatile
Other Stockholder Equity25.2 M20.5 M24.6 M
Slightly volatile
Total Liabilities1.2 B1.8 B1.3 B
Slightly volatile
Property Plant And Equipment Gross68.9 M65.6 M38.7 M
Slightly volatile
Total Current Assets113 M157.4 M145.4 M
Slightly volatile
Short and Long Term Debt Total201.5 M187.7 M168.7 M
Pretty Stable
Short Term Debt53.9 M65.4 M49.4 M
Slightly volatile
Common Stock Total Equity71.6 K77 K69.1 K
Very volatile
Common Stock71.6 K65 K68.3 K
Pretty Stable
Other Liabilities19.5 M29.4 M22.1 M
Slightly volatile
Accounts Payable464.6 K489 K55.3 M
Slightly volatile
Long Term Debt106.7 M120.9 M117.6 M
Slightly volatile
Short Term Investments68 M71.6 M166.2 M
Slightly volatile
Property Plant Equipment35.9 M45.6 M39 M
Pretty Stable
Intangible Assets730.5 K769 K10 M
Slightly volatile
Other Current Assets52.8 M55.6 M333.7 M
Slightly volatile
Good Will12 M9.9 M11.3 M
Pretty Stable
Net Tangible Assets101.6 M160.3 M97.6 M
Slightly volatile
Retained Earnings Total Equity110.9 M191.3 M111.8 M
Slightly volatile
Long Term Debt Total26.4 M27.8 M108.9 M
Slightly volatile
Capital Surpluse27.5 M28.1 M25 M
Slightly volatile
Long Term Investments256.5 M270 M812.1 M
Slightly volatile
Non Current Liabilities Other24.6 M26.1 M31.6 M
Slightly volatile
Earning Assets195 M204.1 M244.6 M
Slightly volatile
Net Invested Capital273.5 M350.2 M241.8 M
Slightly volatile
Capital Stock54.4 K65 K68.7 K
Slightly volatile
Capital Lease Obligations1.9 M1.4 M2.8 M
Slightly volatile

First United Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Depreciation And Amortization2.8 M3.8 M2.7 M
Slightly volatile
Interest Expense16.4 M32 M13.3 M
Pretty Stable
Selling General Administrative20.1 M30.1 M22.9 M
Slightly volatile
Total Revenue76.4 M111.8 M71.7 M
Slightly volatile
Gross Profit50.5 M76.9 M55.3 M
Slightly volatile
Other Operating Expenses63.5 M84.6 M56.7 M
Slightly volatile
Operating Income28.6 M27.2 M16 M
Slightly volatile
EBIT28.6 M27.2 M16 M
Slightly volatile
EBITDA15.7 M31 M17.6 M
Slightly volatile
Cost Of Revenue18.8 M34.9 M16 M
Very volatile
Total Operating Expenses37.6 M49.6 M40.3 M
Slightly volatile
Income Before Tax28.6 M27.2 M16 M
Slightly volatile
Net Income21.6 M20.6 M11.9 M
Slightly volatile
Net Income Applicable To Common Shares30.2 M28.8 M12.9 M
Slightly volatile
Preferred Stock And Other Adjustments2.1 M1.4 M1.6 M
Slightly volatile
Net Income From Continuing Ops13.3 M20.6 M11.7 M
Slightly volatile
Tax Provision5.9 M6.7 M5.7 M
Very volatile
Net Interest Income52.8 M60 M44.4 M
Slightly volatile
Interest Income65.5 M92 M55.4 M
Slightly volatile
Selling And Marketing Expenses638.3 K674 K564.5 K
Slightly volatile
Reconciled Depreciation3.6 M3.8 M2.7 M
Slightly volatile

First United Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Free Cash Flow17.5 M20.4 M17.3 M
Very volatile
Begin Period Cash Flow57.7 M49.8 M79.5 M
Pretty Stable
Depreciation2.8 M3.8 M2.7 M
Slightly volatile
Capital Expenditures3.1 M1.9 M2.5 M
Pretty Stable
Total Cash From Operating Activities20.6 M22.3 M19.8 M
Very volatile
Net Income21.6 M20.6 M11.9 M
Slightly volatile
End Period Cash Flow59.3 M78.3 M65.7 M
Slightly volatile
Stock Based Compensation260.6 K483 K264.6 K
Slightly volatile
Issuance Of Capital Stock232.9 K290 K166.7 K
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio1.751.9681.4248
Slightly volatile
Dividend Yield0.03470.02440.0636
Slightly volatile
PTB Ratio1.341.22720.8807
Slightly volatile
Days Sales Outstanding23.1824.396785.2219
Slightly volatile
Book Value Per Share28.8427.469718.9179
Slightly volatile
Free Cash Flow Yield0.08790.09250.3379
Slightly volatile
Operating Cash Flow Per Share2.383.41373.0054
Pretty Stable
Stock Based Compensation To Revenue0.00240.00430.0033
Slightly volatile
Capex To Depreciation0.940.50691.0756
Very volatile
PB Ratio1.341.22720.8807
Slightly volatile
EV To Sales2.432.94642.8005
Pretty Stable
Free Cash Flow Per Share2.023.1192.6332
Pretty Stable
ROIC0.05150.05180.0439
Pretty Stable
Net Income Per Share3.313.15141.8073
Slightly volatile
Payables Turnover75.0171.439714.162
Slightly volatile
Sales General And Administrative To Revenue0.210.26930.3162
Very volatile
Capex To Revenue0.0330.01720.0367
Very volatile
Cash Per Share16.1522.971535.0494
Pretty Stable
POCF Ratio10.379.8756.879
Slightly volatile
Interest Coverage0.780.85051.6343
Slightly volatile
Payout Ratio0.410.26120.6094
Slightly volatile
Capex To Operating Cash Flow0.110.08630.1614
Very volatile
PFCF Ratio10.1510.80788.8317
Pretty Stable
Days Payables Outstanding4.855.1092449
Slightly volatile
Income Quality1.131.08322.584
Slightly volatile
ROE0.10.11470.0916
Slightly volatile
EV To Operating Cash Flow15.5214.784814.2571
Very volatile
PE Ratio12.210.696910.0872
Very volatile
Return On Tangible Assets0.00920.01050.0079
Slightly volatile
EV To Free Cash Flow15.316.181418.4409
Very volatile
Earnings Yield0.05490.09350.113
Pretty Stable
Intangibles To Total Assets0.00930.0060.0074
Very volatile
Current Ratio0.110.09590.2077
Slightly volatile
Tangible Book Value Per Share26.9525.66617.2563
Slightly volatile
Receivables Turnover15.7114.96116.9052
Slightly volatile
Graham Number46.3444.133527.217
Slightly volatile
Shareholders Equity Per Share28.8427.469718.9179
Slightly volatile
Debt To Equity0.991.0471.4006
Slightly volatile
Capex Per Share0.350.29460.3716
Pretty Stable
Revenue Per Share8.7717.129510.8031
Slightly volatile
Interest Debt Per Share23.8333.665827.3509
Pretty Stable
Debt To Assets0.150.09510.1176
Slightly volatile
Enterprise Value Over EBITDA11.1610.618214.761
Slightly volatile
Short Term Coverage Ratios0.550.34060.4023
Pretty Stable
Price Earnings Ratio12.210.696910.0872
Very volatile
Operating Cycle23.1824.396785.2219
Slightly volatile
Price Book Value Ratio1.341.22720.8807
Slightly volatile
Days Of Payables Outstanding4.855.1092449
Slightly volatile
Dividend Payout Ratio0.410.26120.6094
Slightly volatile
Price To Operating Cash Flows Ratio10.379.8756.879
Slightly volatile
Price To Free Cash Flows Ratio10.1510.80788.8317
Pretty Stable
Pretax Profit Margin0.140.24360.2025
Slightly volatile
Ebt Per Ebit0.80.90.9796
Slightly volatile
Operating Profit Margin0.140.24360.2025
Slightly volatile
Company Equity Multiplier9.9911.004311.9547
Slightly volatile
Long Term Debt To Capitalization0.620.40280.503
Slightly volatile
Total Debt To Capitalization0.460.51150.5455
Slightly volatile
Return On Capital Employed0.10.08220.0714
Slightly volatile
Debt Equity Ratio0.991.0471.4006
Slightly volatile
Ebit Per Revenue0.140.24360.2025
Slightly volatile
Quick Ratio0.110.09590.2077
Slightly volatile
Dividend Paid And Capex Coverage Ratio2.93.053920.9479
Slightly volatile
Net Income Per E B T0.570.75540.7562
Slightly volatile
Cash Ratio0.04190.04770.0553
Pretty Stable
Operating Cash Flow Sales Ratio0.210.19930.2693
Slightly volatile
Days Of Sales Outstanding23.1824.396785.2219
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio0.950.91370.8423
Very volatile
Cash Flow Coverage Ratios0.110.11870.141
Pretty Stable
Price To Book Ratio1.341.22720.8807
Slightly volatile
Fixed Asset Turnover4.033.57372.6981
Pretty Stable
Capital Expenditure Coverage Ratio13.5811.586629.1954
Slightly volatile
Price Cash Flow Ratio10.379.8756.879
Slightly volatile
Enterprise Value Multiple11.1610.618214.761
Slightly volatile
Debt Ratio0.150.09510.1176
Slightly volatile
Cash Flow To Debt Ratio0.110.11870.141
Pretty Stable
Price Sales Ratio1.751.9681.4248
Slightly volatile
Return On Assets0.00920.01040.0078
Slightly volatile
Asset Turnover0.07120.05670.0532
Pretty Stable
Net Profit Margin0.10.1840.1491
Slightly volatile
Gross Profit Margin0.530.68750.7579
Pretty Stable
Price Fair Value1.341.22720.8807
Slightly volatile
Return On Equity0.10.11470.0916
Slightly volatile

First United Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap80.8 M117.6 M99.7 M
Slightly volatile
Enterprise Value55.7 M91.4 M94.1 M
Very volatile

First Fundamental Market Drivers

First Upcoming Events

8th of February 2024
Upcoming Quarterly Report
View
22nd of April 2024
Next Financial Report
View
31st of December 2023
Next Fiscal Quarter End
View
8th of February 2024
Next Fiscal Year End
View
30th of September 2023
Last Quarter Report
View
31st of December 2022
Last Financial Announcement
View

About First United Financial Statements

First United stakeholders use historical fundamental indicators, such as First United's revenue or net income, to determine how well the company is positioned to perform in the future. Although First United investors may analyze each financial statement separately, they are all interrelated. For example, changes in First United's assets and liabilities are reflected in the revenues and expenses on First United's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in First United. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Current Deferred Revenue825.7 K867 K
Total Revenue111.8 M76.4 M
Cost Of Revenue34.9 M18.8 M
Sales General And Administrative To Revenue 0.27  0.21 
Capex To Revenue 0.02  0.03 
Revenue Per Share 17.13  8.77 
Ebit Per Revenue 0.24  0.14 

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Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.
When determining whether First United offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of First United's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of First United Stock. Outlined below are crucial reports that will aid in making a well-informed decision on First United Stock:
Check out the analysis of First United Correlation against competitors.
For information on how to trade First Stock refer to our How to Trade First Stock guide.
You can also try the Content Syndication module to quickly integrate customizable finance content to your own investment portal.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of First United. If investors know First will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about First United listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.202
Dividend Share
0.92
Earnings Share
3.84
Revenue Per Share
12.905
Quarterly Revenue Growth
0.11
The market value of First United is measured differently than its book value, which is the value of First that is recorded on the company's balance sheet. Investors also form their own opinion of First United's value that differs from its market value or its book value, called intrinsic value, which is First United's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because First United's market value can be influenced by many factors that don't directly affect First United's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between First United's value and its price as these two are different measures arrived at by different means. Investors typically determine if First United is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First United's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.