First Financial Statements From 2010 to 2026

FUNC Stock  USD 37.92  1.29  3.29%   
First United's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing First United's valuation are provided below:
Gross Profit
83.7 M
Profit Margin
0.2979
Market Capitalization
246.4 M
Enterprise Value Revenue
3.9855
Revenue
83.7 M
We have found one hundred twenty available fundamental signals for First United, which can be analyzed and compared to other ratios and to its rivals. Investors should ensure to verify all of First United's prevailing performance against the performance from 2010 to 2026 to make sure the company is sustainable down the road. As of January 19, 2026, Market Cap is expected to decline to about 80.8 M. In addition to that, Enterprise Value is expected to decline to about 55.7 M

First United Total Revenue

76.39 Million

Check First United financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among First United's main balance sheet or income statement drivers, such as Depreciation And Amortization of 2.8 M, Interest Expense of 16.4 M or Selling General Administrative of 20.1 M, as well as many indicators such as Price To Sales Ratio of 1.75, Dividend Yield of 0.0347 or PTB Ratio of 1.34. First financial statements analysis is a perfect complement when working with First United Valuation or Volatility modules.
  
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Check out the analysis of First United Correlation against competitors.
For information on how to trade First Stock refer to our How to Trade First Stock guide.

First United Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets1.3 B2.3 B1.5 B
Slightly volatile
Total Current LiabilitiesB1.9 B763.9 M
Slightly volatile
Total Stockholder Equity216.5 M206.2 M130.4 M
Slightly volatile
Property Plant And Equipment Net25.5 M36 M30.5 M
Slightly volatile
Retained Earnings228.2 M217.4 M121.3 M
Slightly volatile
Cash60.5 M90.1 M67.2 M
Slightly volatile
Non Current Assets Total1.1 B2.1 B1.2 B
Slightly volatile
Cash And Short Term Investments143.3 M172.4 M227.5 M
Pretty Stable
Net Receivables8.2 M8.6 M16.3 M
Slightly volatile
Common Stock Shares OutstandingM7.5 M6.6 M
Slightly volatile
Liabilities And Stockholders Equity1.3 B2.3 B1.5 B
Slightly volatile
Non Current Liabilities Total320.8 M174.9 M512.9 M
Slightly volatile
Other Stockholder Equity25.2 M23.5 M24.5 M
Slightly volatile
Total Liabilities1.2 B2.1 B1.4 B
Slightly volatile
Property Plant And Equipment Gross79.2 M75.4 M41.5 M
Slightly volatile
Total Current Assets113 M181 M147.5 M
Slightly volatile
Short and Long Term Debt Total201.5 M215.9 M171.4 M
Very volatile
Short Term Debt53.9 M58.9 M50 M
Slightly volatile
Common Stock Total Equity71.6 K77 K69 K
Very volatile
Common Stock71.6 K74.8 K68.7 K
Very volatile
Other Liabilities19.5 M29.4 M22.3 M
Slightly volatile
Accounts Payable418.1 K440.1 K52 M
Slightly volatile
Long Term Debt106.7 M108.8 M117.1 M
Slightly volatile
Short Term Investments78.2 M82.3 M161.9 M
Slightly volatile
Property Plant Equipment35.9 M45.6 M39 M
Pretty Stable
Intangible Assets657.5 K692.1 K9.4 M
Slightly volatile
Other Current Assets52.8 M55.6 M317.7 M
Slightly volatile
Good Will12 M9.9 M11.3 M
Pretty Stable
Net Tangible Assets101.6 M160.3 M100.1 M
Slightly volatile
Retained Earnings Total Equity110.9 M191.3 M115.1 M
Slightly volatile
Long Term Debt Total26.4 M27.8 M104.3 M
Slightly volatile
Capital Surpluse27.5 M28.1 M24.9 M
Slightly volatile
Long Term Investments230.8 M243 M777.1 M
Slightly volatile
Non Current Liabilities Other24.6 M26.1 M31.5 M
Slightly volatile
Earning Assets195 M204.1 M243.6 M
Slightly volatile
Net Invested Capital273.5 M402.8 M251.2 M
Slightly volatile
Capital Stock54.4 K58.5 K68.1 K
Slightly volatile
Capital Lease Obligations1.9 M1.2 M2.7 M
Slightly volatile

First United Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Depreciation And Amortization2.8 M4.4 M2.8 M
Slightly volatile
Interest Expense16.4 M28.8 M14.2 M
Slightly volatile
Selling General Administrative20.1 M34.6 M23.6 M
Slightly volatile
Total Revenue76.4 M128.6 M75.1 M
Slightly volatile
Gross Profit50.5 M88.4 M57.2 M
Slightly volatile
Other Operating Expenses63.5 M97.3 M59.1 M
Slightly volatile
Operating Income32.9 M31.3 M17.1 M
Slightly volatile
EBIT32.9 M31.3 M17.1 M
Slightly volatile
EBITDA37.5 M35.7 M20 M
Slightly volatile
Cost Of Revenue18.8 M31.4 M16.9 M
Pretty Stable
Total Operating Expenses37.6 M57.1 M41.3 M
Slightly volatile
Income Before Tax32.9 M31.3 M17.1 M
Slightly volatile
Net Income24.8 M23.7 M12.8 M
Slightly volatile
Net Income Applicable To Common Shares30.2 M28.8 M13.7 M
Slightly volatile
Preferred Stock And Other Adjustments2.1 M1.4 M1.6 M
Slightly volatile
Net Income From Continuing Ops13.3 M23.7 M12.4 M
Slightly volatile
Tax Provision5.9 M7.7 M5.9 M
Very volatile
Net Interest Income52.8 M69 M45.9 M
Slightly volatile
Interest Income65.5 M105.8 M58.3 M
Slightly volatile
Selling And Marketing Expenses638.3 K775.1 K576.9 K
Slightly volatile
Reconciled Depreciation3.6 M4.4 M2.8 M
Slightly volatile

First United Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Free Cash Flow17.5 M23.4 M17.6 M
Very volatile
Begin Period Cash Flow57.7 M57.2 M78.2 M
Pretty Stable
Depreciation2.8 M4.4 M2.8 M
Slightly volatile
Capital Expenditures3.1 M2.2 M2.5 M
Pretty Stable
Total Cash From Operating Activities20.6 M25.6 M20.2 M
Very volatile
Net Income24.8 M23.7 M12.8 M
Slightly volatile
End Period Cash Flow59.3 M90.1 M67.1 M
Slightly volatile
Stock Based Compensation583.2 K555.5 K300.7 K
Slightly volatile
Issuance Of Capital Stock232.9 K333.5 K176.5 K
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio1.752.261.4739
Slightly volatile
Dividend Yield0.03470.0220.0611
Slightly volatile
PTB Ratio1.341.410.9121
Slightly volatile
Days Sales Outstanding26.6528.0685.1224
Slightly volatile
Book Value Per Share25.9624.7219.0844
Slightly volatile
Free Cash Flow Yield0.07910.08330.3224
Slightly volatile
Operating Cash Flow Per Share2.383.073.0092
Pretty Stable
Stock Based Compensation To Revenue0.00240.00390.0034
Slightly volatile
Capex To Depreciation0.430.461.0094
Very volatile
PB Ratio1.341.410.9121
Slightly volatile
EV To Sales2.432.652.7917
Pretty Stable
Free Cash Flow Per Share2.022.812.6436
Pretty Stable
ROIC0.05170.05960.0451
Slightly volatile
Net Income Per Share2.982.841.8489
Slightly volatile
Payables Turnover67.5164.316.6701
Slightly volatile
Sales General And Administrative To Revenue0.210.240.3117
Pretty Stable
Capex To Revenue0.01470.01550.0344
Very volatile
Cash Per Share16.1520.6734.2036
Slightly volatile
POCF Ratio9.338.896.9362
Slightly volatile
Interest Coverage0.780.771.5834
Slightly volatile
Payout Ratio0.410.30.5912
Slightly volatile
Capex To Operating Cash Flow0.110.07770.1565
Very volatile
PFCF Ratio10.1512.439.0434
Slightly volatile
Days Payables Outstanding4.374.6423
Slightly volatile
Income Quality1.130.972.4891
Slightly volatile
ROE0.10.130.0939
Slightly volatile
EV To Operating Cash Flow7.2913.3113.7173
Pretty Stable
PE Ratio12.212.310.2154
Pretty Stable
Return On Tangible Assets0.00920.01210.0081
Slightly volatile
EV To Free Cash Flow15.314.5618.2126
Pretty Stable
Earnings Yield0.05490.08410.1113
Pretty Stable
Intangibles To Total Assets0.00930.00690.0074
Very volatile
Current Ratio0.110.08630.2007
Slightly volatile
Tangible Book Value Per Share24.2523.117.4358
Slightly volatile
Receivables Turnover14.1413.466.73
Slightly volatile
Graham Number41.7139.7227.6785
Slightly volatile
Shareholders Equity Per Share25.9624.7219.0844
Slightly volatile
Debt To Equity2.111.21.455
Slightly volatile
Capex Per Share0.350.270.3656
Pretty Stable
Revenue Per Share8.7715.4211.0747
Slightly volatile
Interest Debt Per Share23.8330.327.5244
Pretty Stable
Debt To Assets0.150.110.1171
Slightly volatile
Enterprise Value Over EBITDA11.169.5614.4651
Slightly volatile
Short Term Coverage Ratios0.550.390.4015
Pretty Stable
Price Earnings Ratio12.212.310.2154
Pretty Stable
Operating Cycle26.6528.0685.1224
Slightly volatile
Price Book Value Ratio1.341.410.9121
Slightly volatile
Days Of Payables Outstanding4.374.6423
Slightly volatile
Dividend Payout Ratio0.410.30.5912
Slightly volatile
Price To Operating Cash Flows Ratio9.338.896.9362
Slightly volatile
Price To Free Cash Flows Ratio10.1512.439.0434
Slightly volatile
Pretax Profit Margin0.140.220.2035
Slightly volatile
Operating Profit Margin0.140.220.2035
Slightly volatile
Company Equity Multiplier9.999.911.8374
Slightly volatile
Long Term Debt To Capitalization0.620.460.5006
Slightly volatile
Total Debt To Capitalization0.460.51150.5406
Slightly volatile
Return On Capital Employed0.10.09450.0736
Slightly volatile
Debt Equity Ratio2.111.21.455
Slightly volatile
Ebit Per Revenue0.140.220.2035
Slightly volatile
Quick Ratio0.110.08630.2007
Slightly volatile
Dividend Paid And Capex Coverage Ratio2.612.7519.8604
Slightly volatile
Net Income Per E B T0.570.680.7518
Slightly volatile
Cash Ratio0.04180.04290.0545
Slightly volatile
Operating Cash Flow Sales Ratio0.210.180.2641
Slightly volatile
Days Of Sales Outstanding26.6528.0685.1224
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio0.951.050.8545
Pretty Stable
Cash Flow Coverage Ratios0.130.140.1421
Pretty Stable
Price To Book Ratio1.341.410.9121
Slightly volatile
Fixed Asset Turnover4.034.112.7812
Very volatile
Capital Expenditure Coverage Ratio13.5810.4328.0916
Slightly volatile
Price Cash Flow Ratio9.338.896.9362
Slightly volatile
Enterprise Value Multiple11.169.5614.4651
Slightly volatile
Debt Ratio0.150.110.1171
Slightly volatile
Cash Flow To Debt Ratio0.130.140.1421
Pretty Stable
Price Sales Ratio1.752.261.4739
Slightly volatile
Return On Assets0.00920.0120.0081
Slightly volatile
Asset Turnover0.07120.06520.0539
Pretty Stable
Net Profit Margin0.10.170.1503
Slightly volatile
Gross Profit Margin0.530.620.7498
Pretty Stable
Price Fair Value1.341.410.9121
Slightly volatile
Return On Equity0.10.130.0939
Slightly volatile

First United Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap80.8 M117.6 M101.6 M
Slightly volatile
Enterprise Value55.7 M91.4 M94.5 M
Very volatile

First Fundamental Market Drivers

First Upcoming Events

8th of February 2024
Upcoming Quarterly Report
View
22nd of April 2024
Next Financial Report
View
31st of December 2023
Next Fiscal Quarter End
View
8th of February 2024
Next Fiscal Year End
View
30th of September 2023
Last Quarter Report
View
31st of December 2022
Last Financial Announcement
View

About First United Financial Statements

First United stakeholders use historical fundamental indicators, such as First United's revenue or net income, to determine how well the company is positioned to perform in the future. Although First United investors may analyze each financial statement separately, they are all interrelated. For example, changes in First United's assets and liabilities are reflected in the revenues and expenses on First United's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in First United. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Current Deferred Revenue825.7 K867 K
Total Revenue128.6 M76.4 M
Cost Of Revenue31.4 M18.8 M
Sales General And Administrative To Revenue 0.24  0.21 
Capex To Revenue 0.02  0.01 
Revenue Per Share 15.42  8.77 
Ebit Per Revenue 0.22  0.14 

Also Currently Popular

Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.
When determining whether First United offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of First United's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of First United Stock. Outlined below are crucial reports that will aid in making a well-informed decision on First United Stock:
Check out the analysis of First United Correlation against competitors.
For information on how to trade First Stock refer to our How to Trade First Stock guide.
You can also try the Correlation Analysis module to reduce portfolio risk simply by holding instruments which are not perfectly correlated.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of First United. If investors know First will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about First United listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.202
Dividend Share
0.92
Earnings Share
3.84
Revenue Per Share
12.905
Quarterly Revenue Growth
0.11
The market value of First United is measured differently than its book value, which is the value of First that is recorded on the company's balance sheet. Investors also form their own opinion of First United's value that differs from its market value or its book value, called intrinsic value, which is First United's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because First United's market value can be influenced by many factors that don't directly affect First United's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between First United's value and its price as these two are different measures arrived at by different means. Investors typically determine if First United is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First United's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.