First United Net Worth
First United Net Worth Breakdown | FUNC |
First United Net Worth Analysis
First United's net worth analysis, or its valuation, is the process of determining the total value of the company. This involves assessing a range of factors, including First United's financial performance, assets, liabilities, and potential for growth. The ultimate goal is to provide a clear understanding of First United's overall worth, which can help investors make informed investment decisions. There are several methods that can be used to perform First United's net worth analysis. One common approach is to calculate First United's market capitalization.Another approach is to use the price-to-earnings ratio (P/E ratio), which compares First United's stock price to its earnings per share (EPS). Discounted cash flow (DCF) analysis is another popular method for assessing First United's net worth. This approach calculates the present value of First United's future cash flows, taking into account factors such as growth rate, profitability, and risk. By comparing the present value of First United's cash flows to its current stock price, investors can gain a better understanding of the company's overall value. Finally, investors may use comparable company analysis to evaluate First United's net worth. This involves comparing First United's financial metrics to similar companies in the same industry. By identifying companies with similar financial characteristics, investors can gain insight into First United's net worth relative to its peers.
Enterprise Value |
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To determine if First United is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding First United's net worth research are outlined below:
| Latest headline from finance.yahoo.com: Investing in First United three years ago would have delivered you a 76 percent gain |
First United uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in First United. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to First United's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 8th of February 2024 Upcoming Quarterly Report | View | |
| 22nd of April 2024 Next Financial Report | View | |
| 31st of December 2023 Next Fiscal Quarter End | View | |
| 8th of February 2024 Next Fiscal Year End | View | |
| 30th of September 2023 Last Quarter Report | View | |
| 31st of December 2022 Last Financial Announcement | View |
First United Target Price Consensus
First target price is determined by taking all analyst projections and averaging them out. There is no one specific way to measure analysts' performance other than comparing it to past results via a very sophisticated attribution analysis. First United's target price projections below should be used in combination with other traditional price prediction techniques such as stock price forecasting, investor sentiment analysis, technical analysis, earnings estimate, and various momentum models.
| One | Hold |
Most First analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to help potential investors understand First stock's fair price compared to its market value. Analysts arrive at stock ratings after researching the public financial statements of First United, talking to its executives and customers, or listening to those companies' conference calls.
Macroaxis Advice Exposure ValuationFirst United Target Price Projection
First United's current and average target prices are 32.95 and 25.00, respectively. The current price of First United is the price at which First United is currently trading. On the other hand, First United's target price is what analysts think the stock is worth or could sell for in the future. The more significant the discrepancy between the two prices, the more it stimulates investors to act.Current Price
First United Market Quote on 19th of January 2025
Target Price
Analyst Consensus On First United Target Price
Know First United's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as First United is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading First United backward and forwards among themselves. First United's institutional investor refers to the entity that pools money to purchase First United's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Pinnacle Holdings, Llc | 2024-09-30 | 59.2 K | American Century Companies Inc | 2024-09-30 | 40.1 K | Ejf Capital Llc | 2024-09-30 | 36 K | Northern Trust Corp | 2024-09-30 | 31.4 K | O'shaughnessy Asset Management Llc | 2024-09-30 | 26.7 K | Citadel Advisors Llc | 2024-09-30 | 25.7 K | Empowered Funds, Llc | 2024-09-30 | 23.7 K | Holdco Asset Management, L.p. | 2024-09-30 | 20.8 K | Eam Investors, Llc | 2024-09-30 | 20.6 K | Fourthstone Llc | 2024-09-30 | 441.1 K | Dimensional Fund Advisors, Inc. | 2024-09-30 | 383.7 K |
Follow First United's market capitalization trends
The company currently falls under 'Small-Cap' category with a current market capitalization of 213.79 M.Market Cap |
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Project First United's profitablity
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.03 | 0.03 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.11 | 0.10 |
When accessing First United's net worth, it's important to look at multiple sources and consider different scenarios. For example, gross profit margin measures First United's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of First United's profitability and make more informed investment decisions.
Please note, the presentation of First United's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, First United's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of First United's management manipulating its earnings.
Evaluate First United's management efficiency
As of January 19, 2025, Return On Tangible Assets is expected to decline to 0.01. In addition to that, Return On Capital Employed is expected to decline to 0.03. At present, First United's Intangibles To Total Assets are projected to slightly decrease based on the last few years of reporting. The current year's Fixed Asset Turnover is expected to grow to 2.65, whereas Total Assets are forecasted to decline to about 1.3 B. First United's management efficiency ratios could be used to measure how well First United manages its routine affairs as well as how well it operates its assets and liabilities.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 21.79 | 11.35 | |
| Tangible Book Value Per Share | 20.16 | 10.32 | |
| Enterprise Value Over EBITDA | 4.82 | 4.58 | |
| Price Book Value Ratio | 1.12 | 1.34 | |
| Enterprise Value Multiple | 4.82 | 4.58 | |
| Price Fair Value | 1.12 | 1.34 | |
| Enterprise Value | 39.5 M | 37.5 M |
Leadership effectiveness at First United is a strong indicator of its financial stability. We analyze various metrics to provide insights into the stock's investment viability.
Enterprise Value Revenue 4.9423 | Revenue | Quarterly Revenue Growth 0.075 | Revenue Per Share | Return On Equity |
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific First United insiders, such as employees or executives, is commonly permitted as long as it does not rely on First United's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases First United insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
First United Corporate Filings
8K | 21st of November 2024 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
13A | 14th of November 2024 The form used by investors holding more than 5% of a company's stock, to report their beneficial ownership pursuant to Rule 13d-1 or Rule 13d-2 under the Securities Exchange Act of 1934 | ViewVerify |
10Q | 7th of November 2024 Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations | ViewVerify |
F4 | 5th of November 2024 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
First United Earnings Estimation Breakdown
The calculation of First United's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of First United is estimated to be 0.7775 with the future projection ranging from a low of 0.7775 to a high of 0.7775. Please be aware that this consensus of annual earnings estimates for First United is based on EPS before non-recurring items and includes expenses related to employee stock options.Last Reported EPS
0.78 Lowest | Expected EPS | 0.78 Highest |
First United Earnings Projection Consensus
Suppose the current estimates of First United's value are higher than the current market price of the First United stock. In this case, investors may conclude that First United is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and First United's stock will quickly adjusts to the new information provided by the consensus estimate.
| Number of Analysts | Historical Accuracy | Last Reported EPS | Estimated EPS for 31st of December 2024 | Current EPS (TTM) | |
| 1 | 89.16% | 0.89 | 0.7775 | 2.45 |
First United Earnings per Share Projection vs Actual
Actual Earning per Share of First United refers to what the company shows during its earnings calls or quarterly reports. The Expected EPS is what analysts covering First United predict the company's earnings will be in the future. The higher the earnings per share of First United, the better is its profitability. While calculating the Earning per Share, we use the weighted ratio, as the number of shares outstanding can change over time.First United Estimated Months Earnings per Share
For an investor who is primarily interested in generating an income out of investing in entities such as First United, the EPS ratio can tell if the company is intending to increase its current dividend. Although EPS is an essential tool for investors, it should not be used in isolation. EPS of First United should always be considered in relation to other companies to make a more educated investment decision.First Quarterly Analyst Estimates and Surprise Metrics
Earnings surprises can significantly impact First United's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2024-10-21 | 2024-09-30 | 0.79 | 0.89 | 0.1 | 12 | ||
2024-07-22 | 2024-06-30 | 0.66 | 0.75 | 0.09 | 13 | ||
2024-04-23 | 2024-03-31 | 0.56 | 0.56 | 0.0 | 0 | ||
2024-02-05 | 2023-12-31 | 0.61 | 0.82 | 0.21 | 34 | ||
2023-10-23 | 2023-09-30 | 0.63 | 0.67 | 0.04 | 6 | ||
2023-07-24 | 2023-06-30 | 0.72 | 0.66 | -0.06 | 8 | ||
2023-04-24 | 2023-03-31 | 0.87 | 0.65 | -0.22 | 25 | ||
2023-02-09 | 2022-12-31 | 0.95 | 1.04 | 0.09 | 9 | ||
2022-10-20 | 2022-09-30 | 0.96 | 1.04 | 0.08 | 8 | ||
2022-07-25 | 2022-06-30 | 0.88 | 0.82 | -0.06 | 6 | ||
2022-04-21 | 2022-03-31 | 0.79 | 0.86 | 0.07 | 8 | ||
2022-02-04 | 2021-12-31 | 0.8 | 1.1 | 0.3 | 37 | ||
2021-10-26 | 2021-09-30 | 0.38 | 0.93 | 0.55 | 144 | ||
2021-07-28 | 2021-06-30 | 0.71 | 0.66 | -0.05 | 7 | ||
2010-11-04 | 2010-09-30 | -0.05 | -0.01 | 0.04 | 80 | ||
2010-08-06 | 2010-06-30 | 0.15 | -0.21 | -0.36 | 240 | ||
2010-05-10 | 2010-03-31 | 0.05 | -0.9 | -0.95 | 1900 | ||
2010-03-12 | 2009-12-31 | 0.12 | -1.58 | -1.7 | 1416 | ||
2009-11-06 | 2009-09-30 | 0.35 | -0.97 | -1.32 | 377 | ||
2009-08-10 | 2009-06-30 | 0.36 | 0.12 | -0.24 | 66 | ||
2009-05-08 | 2009-03-31 | 0.35 | 0.35 | 0.0 | 0 | ||
2009-03-02 | 2008-12-31 | 0.62 | -0.04 | -0.66 | 106 | ||
2008-11-07 | 2008-09-30 | 0.3 | 0.3 | 0.0 | 0 | ||
2008-08-06 | 2008-06-30 | 0.57 | 0.68 | 0.11 | 19 | ||
2008-05-09 | 2008-03-31 | 0.61 | 0.51 | -0.1 | 16 | ||
2008-02-26 | 2007-12-31 | 0.57 | 0.65 | 0.08 | 14 | ||
2007-11-05 | 2007-09-30 | 0.52 | 0.58 | 0.06 | 11 | ||
2007-08-02 | 2007-06-30 | 0.48 | 0.52 | 0.04 | 8 | ||
2007-05-14 | 2007-03-31 | 0.55 | 0.34 | -0.21 | 38 | ||
2007-02-22 | 2006-12-31 | 0.52 | 0.56 | 0.04 | 7 | ||
2006-11-06 | 2006-09-30 | 0.5 | 0.53 | 0.03 | 6 | ||
2006-08-02 | 2006-06-30 | 0.49 | 0.5 | 0.01 | 2 | ||
2006-05-05 | 2006-03-31 | 0.53 | 0.46 | -0.07 | 13 | ||
2006-02-23 | 2005-12-31 | 0.43 | 0.69 | 0.26 | 60 | ||
2005-11-04 | 2005-09-30 | 0.37 | 0.5 | 0.13 | 35 | ||
2005-08-05 | 2005-06-30 | 0.37 | 0.35 | -0.02 | 5 | ||
2005-05-02 | 2005-03-31 | 0.37 | 0.45 | 0.08 | 21 | ||
2005-03-14 | 2004-12-31 | 0.15 | 0.29 | 0.14 | 93 | ||
2004-11-05 | 2004-09-30 | 0.34 | 0.18 | -0.16 | 47 | ||
2004-05-07 | 2004-03-31 | 0.39 | 0.45 | 0.06 | 15 | ||
2003-11-17 | 2003-09-30 | 0.43 | 0.36 | -0.07 | 16 | ||
2003-08-07 | 2003-06-30 | 0.41 | 0.42 | 0.01 | 2 | ||
2003-04-28 | 2003-03-31 | 0.42 | 0.4 | -0.02 | 4 | ||
2003-02-27 | 2002-12-31 | 0.41 | 0.41 | 0.0 | 0 | ||
2002-10-21 | 2002-09-30 | 0.4 | 0.42 | 0.02 | 5 | ||
2002-07-22 | 2002-06-30 | 0.39 | 0.39 | 0.0 | 0 | ||
2002-04-22 | 2002-03-31 | 0.39 | 0.38 | -0.01 | 2 | ||
2002-01-22 | 2001-12-31 | 0.42 | 0.37 | -0.05 | 11 | ||
2001-10-22 | 2001-09-30 | 0.38 | 0.43 | 0.05 | 13 | ||
2001-07-23 | 2001-06-30 | 0.35 | 0.38 | 0.03 | 8 | ||
2001-04-27 | 2001-03-31 | 0.35 | 0.33 | -0.02 | 5 | ||
2001-01-22 | 2000-12-31 | 0.36 | 0.39 | 0.03 | 8 | ||
2000-10-20 | 2000-09-30 | 0.36 | 0.35 | -0.01 | 2 | ||
2000-07-21 | 2000-06-30 | 0.3 | 0.3 | 0.0 | 0 | ||
2000-04-20 | 2000-03-31 | 0.33 | 0.33 | 0.0 | 0 | ||
2000-01-21 | 1999-12-31 | 0.34 | 0.36 | 0.02 | 5 | ||
1999-10-21 | 1999-09-30 | 0.33 | 0.33 | 0.0 | 0 | ||
1999-01-21 | 1998-12-31 | 0.32 | 0.35 | 0.03 | 9 | ||
1998-10-21 | 1998-09-30 | 0.3 | 0.3 | 0.0 | 0 | ||
1998-07-21 | 1998-06-30 | 0.28 | 0.28 | 0.0 | 0 |
First United Corporate Management
| Keith MBA | Senior Officer | Profile | |
| Julie Peterson | Senior Officer | Profile | |
| CPA CFP | Pres Chairman | Profile | |
| Robert II | Senior Officer | Profile |
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in First United. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in board of governors. For information on how to trade First Stock refer to our How to Trade First Stock guide.You can also try the Companies Directory module to evaluate performance of over 100,000 Stocks, Funds, and ETFs against different fundamentals.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of First United. If investors know First will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about First United listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.328 | Dividend Share 0.8 | Earnings Share 2.45 | Revenue Per Share | Quarterly Revenue Growth 0.075 |
The market value of First United is measured differently than its book value, which is the value of First that is recorded on the company's balance sheet. Investors also form their own opinion of First United's value that differs from its market value or its book value, called intrinsic value, which is First United's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because First United's market value can be influenced by many factors that don't directly affect First United's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between First United's value and its price as these two are different measures arrived at by different means. Investors typically determine if First United is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First United's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.