VersaBank Net Income from 2010 to 2025

VBNK Stock  USD 13.47  0.19  1.43%   
VersaBank Net Income yearly trend continues to be quite stable with very little volatility. Net Income may rise above about 48 M this year. From the period between 2010 and 2025, VersaBank, Net Income regression line of its data series had standard deviation of  15,400,392 and standard deviation of  15,400,392. View All Fundamentals
 
Net Income  
First Reported
2011-07-31
Previous Quarter
9.7 M
Current Value
5.5 M
Quarterly Volatility
3.4 M
 
Yuan Drop
 
Covid
Check VersaBank financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among VersaBank's main balance sheet or income statement drivers, such as Interest Expense of 220.7 M, Selling General Administrative of 62.7 M or Total Revenue of 134.8 M, as well as many indicators such as Price To Sales Ratio of 2.68, Dividend Yield of 0.0072 or PTB Ratio of 0.89. VersaBank financial statements analysis is a perfect complement when working with VersaBank Valuation or Volatility modules.
  
Check out the analysis of VersaBank Correlation against competitors.
For more information on how to buy VersaBank Stock please use our How to buy in VersaBank Stock guide.

Latest VersaBank's Net Income Growth Pattern

Below is the plot of the Net Income of VersaBank over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in VersaBank financial statement analysis. It represents the amount of money remaining after all of VersaBank operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is VersaBank's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in VersaBank's overall financial position and show how it may be relating to other accounts over time.
ViewLast Reported 39.75 M10 Years Trend
Slightly volatile
   Net Income   
       Timeline  

VersaBank Net Income Regression Statistics

Arithmetic Mean20,832,682
Geometric Mean14,780,406
Coefficient Of Variation73.92
Mean Deviation11,957,227
Median19,472,000
Standard Deviation15,400,392
Sample Variance237.2T
Range46.2M
R-Value0.94
Mean Square Error29.1T
R-Squared0.89
Slope3,043,611
Total Sum of Squares3557.6T

VersaBank Net Income History

202548 M
202445.7 M
202339.7 M
202242.2 M
202122.7 M
202022.4 M
201919.4 M

Other Fundumenentals of VersaBank

VersaBank Net Income component correlations

About VersaBank Financial Statements

VersaBank investors utilize fundamental indicators, such as Net Income, to predict how VersaBank Stock might perform in the future. Analyzing these trends over time helps investors make informed market timing decisions. For further insights, please visit our fundamental analysis page.
Last ReportedProjected for Next Year
Net Income45.7 M48 M
Net Income Applicable To Common Shares47.4 M23.9 M
Net Income From Continuing Ops45.7 M29 M
Net Income Per Share 1.38  1.45 
Net Income Per E B T 0.65  0.62 

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When determining whether VersaBank is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if VersaBank Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Versabank Stock. Highlighted below are key reports to facilitate an investment decision about Versabank Stock:
Check out the analysis of VersaBank Correlation against competitors.
For more information on how to buy VersaBank Stock please use our How to buy in VersaBank Stock guide.
You can also try the Commodity Channel module to use Commodity Channel Index to analyze current equity momentum.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of VersaBank. If investors know VersaBank will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about VersaBank listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.04)
Earnings Share
1.03
Revenue Per Share
4.385
Quarterly Revenue Growth
0.012
Return On Assets
0.011
The market value of VersaBank is measured differently than its book value, which is the value of VersaBank that is recorded on the company's balance sheet. Investors also form their own opinion of VersaBank's value that differs from its market value or its book value, called intrinsic value, which is VersaBank's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because VersaBank's market value can be influenced by many factors that don't directly affect VersaBank's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between VersaBank's value and its price as these two are different measures arrived at by different means. Investors typically determine if VersaBank is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, VersaBank's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.