VersaBank Net Income from 2010 to 2026

VBNK Stock  USD 15.70  0.19  1.23%   
VersaBank Net Income yearly trend continues to be quite stable with very little volatility. The value of Net Income is projected to decrease to about 19.7 M. From the period between 2010 and 2026, VersaBank, Net Income regression line of its data series had standard deviation of  12,080,629 and standard deviation of  12,080,629. View All Fundamentals
 
Net Income  
First Reported
2011-07-31
Previous Quarter
6.6 M
Current Value
5.2 M
Quarterly Volatility
3.4 M
 
Yuan Drop
 
Covid
 
Interest Hikes
Check VersaBank financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among VersaBank's main balance sheet or income statement drivers, such as Depreciation And Amortization of 3.7 M, Interest Expense of 216.8 M or Selling General Administrative of 31.7 M, as well as many indicators such as Price To Sales Ratio of 2.0, Dividend Yield of 0.0067 or PTB Ratio of 0.95. VersaBank financial statements analysis is a perfect complement when working with VersaBank Valuation or Volatility modules.
  
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Check out the analysis of VersaBank Correlation against competitors.
For more information on how to buy VersaBank Stock please use our How to buy in VersaBank Stock guide.
Historical Net Income data for VersaBank serves as a key indicator of operational performance and financial stability. Tracking changes in this metric over time helps investors spot emerging trends before they become obvious, providing an edge in assessing whether VersaBank represents a compelling investment opportunity.

Latest VersaBank's Net Income Growth Pattern

Below is the plot of the Net Income of VersaBank over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in VersaBank financial statement analysis. It represents the amount of money remaining after all of VersaBank operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is VersaBank's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in VersaBank's overall financial position and show how it may be relating to other accounts over time.
ViewLast Reported 28.46 M10 Years Trend
Slightly volatile
   Net Income   
       Timeline  

VersaBank Net Income Regression Statistics

Arithmetic Mean18,850,620
Geometric Mean14,291,709
Coefficient Of Variation64.09
Mean Deviation9,218,628
Median19,472,000
Standard Deviation12,080,629
Sample Variance145.9T
Range40.4M
R-Value0.84
Mean Square Error47.1T
R-Squared0.70
Significance0.00003
Slope1,997,648
Total Sum of Squares2335.1T

VersaBank Net Income History

202619.7 M
202532.7 M
202428.5 M
202339.7 M
202242.2 M
202122.7 M
202022.4 M

Other Fundumenentals of VersaBank

VersaBank Net Income component correlations

About VersaBank Financial Statements

VersaBank investors utilize fundamental indicators, such as Net Income, to predict how VersaBank Stock might perform in the future. Analyzing these trends over time helps investors make informed market timing decisions. For further insights, please visit our fundamental analysis page.
Last ReportedProjected for Next Year
Net Income32.7 M19.7 M
Net Income Applicable To Common Shares47.4 M23.9 M
Net Income From Continuing Ops32.7 M29.3 M
Net Income Per Share 0.81  0.58 
Net Income Per E B T 0.79  0.90 

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When determining whether VersaBank is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if VersaBank Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Versabank Stock. Highlighted below are key reports to facilitate an investment decision about Versabank Stock:
Check out the analysis of VersaBank Correlation against competitors.
For more information on how to buy VersaBank Stock please use our How to buy in VersaBank Stock guide.
You can also try the Alpha Finder module to use alpha and beta coefficients to find investment opportunities after accounting for the risk.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of VersaBank. If investors know VersaBank will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive VersaBank assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth
(0.20)
Dividend Share
0.1
Earnings Share
0.67
Revenue Per Share
3.816
Quarterly Revenue Growth
0.231
Understanding VersaBank requires distinguishing between market price and book value, where the latter reflects VersaBank's accounting equity. The concept of intrinsic value—what VersaBank's is actually worth based on fundamentals—guides informed investors toward better entry and exit points. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Market sentiment, economic cycles, and investor behavior can push VersaBank's price substantially above or below its fundamental value.
Please note, there is a significant difference between VersaBank's value and its price as these two are different measures arrived at by different means. Investors typically determine if VersaBank is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. In contrast, VersaBank's trading price reflects the actual exchange value where willing buyers and sellers reach mutual agreement.