VersaBank Payout Ratio from 2010 to 2024

VBNK Stock  USD 17.59  0.47  2.75%   
VersaBank Payout Ratio yearly trend continues to be quite stable with very little volatility. The value of Payout Ratio is projected to decrease to 0.09. From the period between 2010 and 2024, VersaBank, Payout Ratio regression line of its data series had standard deviation of  0.06 and standard deviation of  0.06. View All Fundamentals
 
Payout Ratio  
First Reported
2010-12-31
Previous Quarter
0.0982
Current Value
0.0933
Quarterly Volatility
0.05652448
 
Credit Downgrade
 
Yuan Drop
 
Covid
Check VersaBank financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among VersaBank's main balance sheet or income statement drivers, such as Interest Expense of 156.1 M, Selling General Administrative of 26.7 M or Total Revenue of 130.4 M, as well as many indicators such as Price To Sales Ratio of 3.55, Dividend Yield of 0.0212 or PTB Ratio of 0.84. VersaBank financial statements analysis is a perfect complement when working with VersaBank Valuation or Volatility modules.
  
Check out the analysis of VersaBank Correlation against competitors.
For more information on how to buy VersaBank Stock please use our How to buy in VersaBank Stock guide.

Latest VersaBank's Payout Ratio Growth Pattern

Below is the plot of the Payout Ratio of VersaBank over the last few years. Payout Ratio is the proportion of VersaBank earnings paid out as dividends to shareholders. Payout Ratio is typically expressed as a percentage but can be shown as dividends paid out as a proportion of cash flow. The payout ratio is used to determine the sustainability of VersaBank dividend payments. A lower payout ratio is generally preferable to a higher payout ratio, with a ratio greater than 100% indicating VersaBank is paying out more in dividends than it makes in net income. It is VersaBank's Payout Ratio historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in VersaBank's overall financial position and show how it may be relating to other accounts over time.
Payout Ratio10 Years Trend
Slightly volatile
   Payout Ratio   
       Timeline  

VersaBank Payout Ratio Regression Statistics

Arithmetic Mean0.18
Geometric Mean0.17
Coefficient Of Variation31.80
Mean Deviation0.05
Median0.18
Standard Deviation0.06
Sample Variance0
Range0.1745
R-Value(0.77)
Mean Square Error0
R-Squared0.59
Significance0.0009
Slope(0.01)
Total Sum of Squares0.04

VersaBank Payout Ratio History

2024 0.0933
2023 0.0982
2022 0.0854
2021 0.16
2018 0.18
2017 0.17
2016 0.11

Other Fundumenentals of VersaBank

VersaBank Payout Ratio component correlations

0.750.540.95-0.410.991.0-0.080.780.870.740.790.870.970.86-0.9-0.88-0.98
0.750.30.860.040.740.730.030.910.930.820.810.890.680.85-0.64-0.81-0.67
0.540.30.37-0.520.590.55-0.840.40.420.070.590.490.670.43-0.72-0.46-0.6
0.950.860.37-0.170.920.940.070.830.90.830.750.860.870.86-0.8-0.88-0.88
-0.410.04-0.52-0.17-0.45-0.440.34-0.21-0.3-0.07-0.39-0.35-0.57-0.30.620.320.54
0.990.740.590.92-0.450.99-0.120.780.870.70.80.870.970.85-0.91-0.88-0.98
1.00.730.550.94-0.440.99-0.090.770.870.720.790.860.970.85-0.91-0.87-0.98
-0.080.03-0.840.070.34-0.12-0.090.020.010.38-0.15-0.04-0.260.060.39-0.050.17
0.780.910.40.83-0.210.780.770.020.960.890.950.970.730.97-0.69-0.94-0.71
0.870.930.420.9-0.30.870.870.010.960.860.920.990.830.96-0.79-0.92-0.83
0.740.820.070.83-0.070.70.720.380.890.860.730.840.630.89-0.54-0.87-0.62
0.790.810.590.75-0.390.80.79-0.150.950.920.730.970.780.95-0.73-0.92-0.76
0.870.890.490.86-0.350.870.86-0.040.970.990.840.970.840.98-0.79-0.95-0.83
0.970.680.670.87-0.570.970.97-0.260.730.830.630.780.840.8-0.98-0.83-0.98
0.860.850.430.86-0.30.850.850.060.970.960.890.950.980.8-0.72-0.97-0.8
-0.9-0.64-0.72-0.80.62-0.91-0.910.39-0.69-0.79-0.54-0.73-0.79-0.98-0.720.760.93
-0.88-0.81-0.46-0.880.32-0.88-0.87-0.05-0.94-0.92-0.87-0.92-0.95-0.83-0.970.760.8
-0.98-0.67-0.6-0.880.54-0.98-0.980.17-0.71-0.83-0.62-0.76-0.83-0.98-0.80.930.8
Click cells to compare fundamentals

About VersaBank Financial Statements

VersaBank investors utilize fundamental indicators, such as Payout Ratio, to predict how VersaBank Stock might perform in the future. Analyzing these trends over time helps investors make informed market timing decisions. For further insights, please visit our fundamental analysis page.
Last ReportedProjected for Next Year
Payout Ratio 0.10  0.09 
Dividend Payout Ratio 0.10  0.09 

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When determining whether VersaBank is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if VersaBank Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Versabank Stock. Highlighted below are key reports to facilitate an investment decision about Versabank Stock:
Check out the analysis of VersaBank Correlation against competitors.
For more information on how to buy VersaBank Stock please use our How to buy in VersaBank Stock guide.
You can also try the Alpha Finder module to use alpha and beta coefficients to find investment opportunities after accounting for the risk.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of VersaBank. If investors know VersaBank will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about VersaBank listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.04)
Dividend Share
0.1
Earnings Share
1.26
Revenue Per Share
4.385
Quarterly Revenue Growth
0.012
The market value of VersaBank is measured differently than its book value, which is the value of VersaBank that is recorded on the company's balance sheet. Investors also form their own opinion of VersaBank's value that differs from its market value or its book value, called intrinsic value, which is VersaBank's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because VersaBank's market value can be influenced by many factors that don't directly affect VersaBank's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between VersaBank's value and its price as these two are different measures arrived at by different means. Investors typically determine if VersaBank is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, VersaBank's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.