XYF Net Debt from 2010 to 2024

XYF Stock  USD 6.50  0.20  3.17%   
X Financial's Net Debt is decreasing over the last several years with slightly volatile swings. Net Debt is estimated to finish at about -2.2 B this year. Net Debt is the total debt of X Financial Class minus its cash and cash equivalents. It represents the actual debt burden on the company after accounting for the liquid assets it holds. View All Fundamentals
 
Net Debt  
First Reported
2017-12-31
Previous Quarter
-2.3 B
Current Value
-2.7 B
Quarterly Volatility
763.5 M
 
Covid
Check X Financial financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among X Financial's main balance sheet or income statement drivers, such as Tax Provision of 128.7 M, Net Interest Income of 561.9 M or Interest Income of 1.2 B, as well as many indicators such as Price To Sales Ratio of 0.7, Dividend Yield of 0.0562 or PTB Ratio of 0.2. XYF financial statements analysis is a perfect complement when working with X Financial Valuation or Volatility modules.
  
Check out the analysis of X Financial Correlation against competitors.

Latest X Financial's Net Debt Growth Pattern

Below is the plot of the Net Debt of X Financial Class over the last few years. It is the total debt of a company minus its cash and cash equivalents. It represents the actual debt burden on the company after accounting for the liquid assets it holds. X Financial's Net Debt historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in X Financial's overall financial position and show how it may be relating to other accounts over time.
Net Debt10 Years Trend
Slightly volatile
   Net Debt   
       Timeline  

XYF Net Debt Regression Statistics

Arithmetic Mean(1,057,602,126)
Coefficient Of Variation(70.07)
Mean Deviation633,259,115
Median(662,034,000)
Standard Deviation741,107,799
Sample Variance549240.8T
Range1.8B
R-Value(0.88)
Mean Square Error132817T
R-Squared0.78
Significance0.000015
Slope(145,929,890)
Total Sum of Squares7689370.8T

XYF Net Debt History

2024-2.2 B
2023-2.3 B
2022-2.3 B
2021-1.9 B
2020-1.3 B
2019-963.7 M
2018-662 M

Other Fundumenentals of X Financial Class

X Financial Net Debt component correlations

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0.980.99-0.860.90.930.620.870.680.980.870.850.710.630.350.960.330.640.770.56
0.950.99-0.80.840.890.530.830.610.990.830.780.620.70.310.970.410.520.730.44
-0.89-0.86-0.8-0.89-0.89-0.89-0.69-0.92-0.82-0.86-0.95-0.82-0.25-0.46-0.860.09-0.79-0.91-0.64
0.880.90.84-0.890.850.780.810.710.820.80.960.910.550.290.860.20.790.880.75
0.950.930.89-0.890.850.640.790.770.910.910.820.690.460.560.90.160.680.770.54
0.640.620.53-0.890.780.640.590.830.550.620.870.81-0.020.370.6-0.30.850.790.67
0.790.870.83-0.690.810.790.590.510.840.630.740.710.630.30.790.210.670.540.58
0.760.680.61-0.920.710.770.830.510.690.810.850.760.070.330.74-0.320.710.860.6
0.960.980.99-0.820.820.910.550.840.690.860.80.650.660.30.980.310.530.750.46
0.960.870.83-0.860.80.910.620.630.810.860.80.70.350.290.850.210.660.80.63
0.860.850.78-0.950.960.820.870.740.850.80.80.940.380.260.84-0.040.840.920.78
0.730.710.62-0.820.910.690.810.710.760.650.70.940.360.070.69-0.090.870.830.91
0.530.630.7-0.250.550.46-0.020.630.070.660.350.380.36-0.080.660.670.040.370.17
0.340.350.31-0.460.290.560.370.30.330.30.290.260.07-0.080.31-0.10.270.28-0.1
0.940.960.97-0.860.860.90.60.790.740.980.850.840.690.660.310.30.510.840.44
0.290.330.410.090.20.16-0.30.21-0.320.310.21-0.04-0.090.67-0.10.3-0.270.05-0.14
0.670.640.52-0.790.790.680.850.670.710.530.660.840.870.040.270.51-0.270.620.91
0.80.770.73-0.910.880.770.790.540.860.750.80.920.830.370.280.840.050.620.58
0.610.560.44-0.640.750.540.670.580.60.460.630.780.910.17-0.10.44-0.140.910.58
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About X Financial Financial Statements

X Financial stakeholders use historical fundamental indicators, such as X Financial's Net Debt, to determine how well the company is positioned to perform in the future. Although X Financial investors may analyze each financial statement separately, they are all interrelated. For example, changes in X Financial's assets and liabilities are reflected in the revenues and expenses on X Financial's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in X Financial Class. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Net Debt-2.3 B-2.2 B
Net Debt To EBITDA(2.45)(2.33)

Currently Active Assets on Macroaxis

When determining whether X Financial Class is a strong investment it is important to analyze X Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact X Financial's future performance. For an informed investment choice regarding XYF Stock, refer to the following important reports:
Check out the analysis of X Financial Correlation against competitors.
You can also try the Odds Of Bankruptcy module to get analysis of equity chance of financial distress in the next 2 years.
Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of X Financial. If investors know XYF will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about X Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.104
Dividend Share
2.412
Earnings Share
3.71
Revenue Per Share
106.508
Quarterly Revenue Growth
0.125
The market value of X Financial Class is measured differently than its book value, which is the value of XYF that is recorded on the company's balance sheet. Investors also form their own opinion of X Financial's value that differs from its market value or its book value, called intrinsic value, which is X Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because X Financial's market value can be influenced by many factors that don't directly affect X Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between X Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if X Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, X Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.