XYF Operating Income from 2010 to 2024

XYF Stock  USD 6.50  0.20  3.17%   
X Financial's Operating Income is increasing over the last several years with slightly volatile swings. Operating Income is estimated to finish at about 1.5 B this year. Operating Income is earnings before interest and taxes (EBIT), representing the amount of profit X Financial Class generates from its operations. View All Fundamentals
 
Operating Income  
First Reported
2016-12-31
Previous Quarter
280 M
Current Value
-931.1 M
Quarterly Volatility
571.1 B
 
Covid
Check X Financial financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among X Financial's main balance sheet or income statement drivers, such as Tax Provision of 128.7 M, Net Interest Income of 561.9 M or Interest Income of 1.2 B, as well as many indicators such as Price To Sales Ratio of 0.7, Dividend Yield of 0.0562 or PTB Ratio of 0.2. XYF financial statements analysis is a perfect complement when working with X Financial Valuation or Volatility modules.
  
Check out the analysis of X Financial Correlation against competitors.

Latest X Financial's Operating Income Growth Pattern

Below is the plot of the Operating Income of X Financial Class over the last few years. Operating Income is the amount of profit realized from X Financial Class operations after accounting for operating expenses such as cost of goods sold (COGS), wages and depreciation. Operating income takes the gross income and subtracts other operating expenses and then removes depreciation. Operating Income of X Financial Class is typically a synonym for earnings before interest and taxes (EBIT) and is also commonly referred to as operating profit or recurring profit. It is earnings before interest and taxes (EBIT), representing the amount of profit a company generates from its operations. X Financial's Operating Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in X Financial's overall financial position and show how it may be relating to other accounts over time.
Operating Income10 Years Trend
Slightly volatile
   Operating Income   
       Timeline  

XYF Operating Income Regression Statistics

Arithmetic Mean330,286,530
Geometric Mean424,085,126
Coefficient Of Variation258.28
Mean Deviation703,575,922
Median(146,592,454)
Standard Deviation853,048,837
Sample Variance727692.3T
Range3.1B
R-Value0.59
Mean Square Error507983.4T
R-Squared0.35
Significance0.02
Slope113,135,643
Total Sum of Squares10187692.4T

XYF Operating Income History

20241.5 B
20231.4 B
20221.2 B
20211.2 B
2020-1.6 B
2019681.2 M
20181.1 B

Other Fundumenentals of X Financial Class

X Financial Operating Income component correlations

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0.980.99-0.860.90.930.620.870.680.980.870.850.710.630.350.960.330.640.770.56
0.950.99-0.80.840.890.530.830.610.990.830.780.620.70.310.970.410.520.730.44
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0.880.90.84-0.890.850.780.810.710.820.80.960.910.550.290.860.20.790.880.75
0.950.930.89-0.890.850.640.790.770.910.910.820.690.460.560.90.160.680.770.54
0.640.620.53-0.890.780.640.590.830.550.620.870.81-0.020.370.6-0.30.850.790.67
0.790.870.83-0.690.810.790.590.510.840.630.740.710.630.30.790.210.670.540.58
0.760.680.61-0.920.710.770.830.510.690.810.850.760.070.330.74-0.320.710.860.6
0.960.980.99-0.820.820.910.550.840.690.860.80.650.660.30.980.310.530.750.46
0.960.870.83-0.860.80.910.620.630.810.860.80.70.350.290.850.210.660.80.63
0.860.850.78-0.950.960.820.870.740.850.80.80.940.380.260.84-0.040.840.920.78
0.730.710.62-0.820.910.690.810.710.760.650.70.940.360.070.69-0.090.870.830.91
0.530.630.7-0.250.550.46-0.020.630.070.660.350.380.36-0.080.660.670.040.370.17
0.340.350.31-0.460.290.560.370.30.330.30.290.260.07-0.080.31-0.10.270.28-0.1
0.940.960.97-0.860.860.90.60.790.740.980.850.840.690.660.310.30.510.840.44
0.290.330.410.090.20.16-0.30.21-0.320.310.21-0.04-0.090.67-0.10.3-0.270.05-0.14
0.670.640.52-0.790.790.680.850.670.710.530.660.840.870.040.270.51-0.270.620.91
0.80.770.73-0.910.880.770.790.540.860.750.80.920.830.370.280.840.050.620.58
0.610.560.44-0.640.750.540.670.580.60.460.630.780.910.17-0.10.44-0.140.910.58
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About X Financial Financial Statements

X Financial stakeholders use historical fundamental indicators, such as X Financial's Operating Income, to determine how well the company is positioned to perform in the future. Although X Financial investors may analyze each financial statement separately, they are all interrelated. For example, changes in X Financial's assets and liabilities are reflected in the revenues and expenses on X Financial's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in X Financial Class. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Operating Income1.4 B1.5 B

Currently Active Assets on Macroaxis

When determining whether X Financial Class is a strong investment it is important to analyze X Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact X Financial's future performance. For an informed investment choice regarding XYF Stock, refer to the following important reports:
Check out the analysis of X Financial Correlation against competitors.
You can also try the Portfolio Rebalancing module to analyze risk-adjusted returns against different time horizons to find asset-allocation targets.
Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of X Financial. If investors know XYF will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about X Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.104
Dividend Share
2.412
Earnings Share
3.71
Revenue Per Share
106.508
Quarterly Revenue Growth
0.125
The market value of X Financial Class is measured differently than its book value, which is the value of XYF that is recorded on the company's balance sheet. Investors also form their own opinion of X Financial's value that differs from its market value or its book value, called intrinsic value, which is X Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because X Financial's market value can be influenced by many factors that don't directly affect X Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between X Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if X Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, X Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.