Goosehead Insurance Financials

GSHD Stock

USD 48.69 3.66 6.99%

Based on the measurements of operating efficiency obtained from Goosehead Insurance's historical financial statements, Goosehead Insurance may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter. At present, Goosehead Insurance's Total Current Liabilities is projected to increase significantly based on the last few years of reporting. The current year's Total Stockholder Equity is expected to grow to about 53 M, whereas Other Current Liabilities is projected to grow to (176.6 M).

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Interest Hikes

Goosehead Insurance Balance Sheet Chart

At present, Goosehead Insurance's Total Current Liabilities is projected to increase significantly based on the last few years of reporting. The current year's Total Stockholder Equity is expected to grow to about 53 M, whereas Other Current Liabilities is projected to grow to (176.6 M).

Total Assets Short Long Term Debt Total Other Liab Property Plant And Equipment Net

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Key indicators impacting Goosehead Insurance's financial strength include:

Operating Margin

0.2339

PE Ratio

42.7105

Profit Margin

0.0857

Short Ratio

9.92

EPS Estimate Current Year

1.7841

The financial analysis of Goosehead Insurance is a critical element in measuring its lifeblood. Investors should carefully consider Goosehead Insurance's ability to pay suppliers or employees on time, ensuring interest payments are not accumulating.

Net Income

36.74 Million

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Understanding current and past Goosehead Insurance Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of Goosehead Insurance's financial statements are interrelated, with each one affecting the others. For example, an increase in Goosehead Insurance's assets may result in an increase in income on the income statement.

Please note, the presentation of Goosehead Insurance's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Goosehead Insurance's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of Goosehead Insurance's management manipulating its earnings.

Goosehead Insurance Stock Summary

Goosehead Insurance competes with Accelerant Holdings, Brighthouse Financial, HCI, Hamilton Insurance, and Kemper. Goosehead Insurance, Inc. operates as a holding company for Goosehead Financial, LLC that provides personal lines insurance agency services in the United States. Goosehead Insurance, Inc. was founded in 2003 and is headquartered in Westlake, Texas. Goosehead Insurance operates under InsuranceDiversified classification in the United States and is traded on NASDAQ Exchange. It employs 1238 people.

Specialization	Financial Services, Insurance Brokers
Instrument	USA Stock View All
Exchange	NASDAQ Exchange
ISIN	US38267D1090
Business Address	Building 4, Westlake,
Sector	Insurance
Industry	Financials
Benchmark	Dow Jones Industrial
Website	www.goosehead.com
Phone	214 838 5500
Currency	USD - US Dollar

Goosehead Insurance Key Financial Ratios

	Return On Equity	1.76
	Profit Margin	0.09 %
	Operating Margin	0.23 %
	Price To Sales	5.18 X
	Revenue	314.5 M

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Goosehead Insurance Key Balance Sheet Accounts

	2021	2022	2023	2024	2025	2026 (projected)
Total Assets	270.3M	321.4M	354.9M	397.7M	457.3M	480.2M
Other Current Liab	(131.2M)	(119.6M)	(143.1M)	(206.6M)	(185.9M)	(176.6M)
Other Liab	40.1M	91.5M	143.5M	166.2M	191.1M	200.7M
Net Tangible Assets	(9.5M)	(5.4M)	(17.0M)	6.2M	7.1M	7.5M
Net Debt	146.4M	136.4M	101.3M	99.1M	114.0M	86.6M
Retained Earnings	(60.7M)	(60.6M)	(47.1M)	(15.4M)	(13.9M)	(14.6M)
Accounts Payable	14.9M	17.6M	16.4M	26.6M	30.6M	32.1M
Cash	28.5M	28.7M	42.0M	54.3M	62.4M	65.5M
Other Assets	270.3M	165.5M	(7.2M)	397.7M	457.3M	480.2M
Long Term Debt	118.4M	86.7M	67.6M	82.3M	94.6M	73.3M
Net Receivables	44.2M	43.2M	31.9M	45.9M	52.8M	28.6M
Other Current Assets	(72.7M)	4.3M	7.9M	(100.2M)	(90.2M)	(85.7M)
Total Liab	339.5M	355.0M	338.1M	358.6M	412.4M	227.6M
Short Long Term Debt	4.4M	6.9M	9.4M	10.1M	11.6M	12.2M
Total Current Assets	70.3M	72.0M	81.7M	108.3M	124.6M	130.8M
Short Term Debt	9.3M	13.5M	18.3M	16.6M	19.1M	20.0M
Intangible Assets	2.8M	4.5M	17.3M	25.1M	28.8M	30.3M
Common Stock	370K	374K	380K	373K	335.7K	318.9K
Net Invested Capital	108.5M	104.3M	133.5M	136.2M	156.6M	101.2M

Goosehead Insurance Key Income Statement Accounts

	2021	2022	2023	2024	2025	2026 (projected)
Net Interest Income	(2.9M)	(5.0M)	(6.6M)	(7.3M)	(6.6M)	(6.3M)
Interest Income	1.2M	1.4M	1.4M	932K	1.1M	870.8K
Interest Expense	2.9M	5.0M	6.6M	7.3M	8.4M	8.9M
Total Revenue	151.3M	209.4M	261.3M	314.5M	361.7M	379.8M
Gross Profit	151.3M	209.4M	261.3M	141.6M	162.8M	130.5M
Operating Income	6.0M	5.1M	26.4M	61.1M	70.3M	73.8M
Ebit	8.9M	10.1M	33.0M	54.0M	62.1M	65.3M
Ebitda	14.0M	17.2M	42.4M	65.0M	74.7M	78.5M
Cost Of Revenue	93.0M	133.3M	152.6M	172.9M	198.9M	208.8M
Income Before Tax	6.0M	5.1M	26.4M	46.7M	53.7M	56.4M
Net Income	5.4M	565K	14.1M	30.4M	35.0M	36.7M
Income Tax Expense	(2.3M)	2.5M	2.7M	(2.4M)	(2.2M)	(2.1M)
Minority Interest	(2.9M)	(2.1M)	(9.6M)	(18.7M)	(21.5M)	(22.6M)
Tax Provision	(2.3M)	2.5M	2.7M	(2.4M)	(2.2M)	(2.1M)

Goosehead Insurance Key Cash Accounts

	2021	2022	2023	2024	2025	2026 (projected)
Investments	(15.4M)	(12.6M)	(10.3M)	(12.4M)	(11.2M)	(10.6M)
Change In Cash	4.2M	(92K)	13.7M	13.9M	16.0M	16.8M
Net Borrowings	40.3M	(29.4M)	(16.9M)	15.6M	14.0M	8.0M
Free Cash Flow	20.0M	23.4M	38.6M	70.6M	81.1M	85.2M
Depreciation	5.1M	7.1M	9.5M	11.0M	12.6M	13.2M
Other Non Cash Items	7.0M	8.2M	16.7M	6.3M	7.3M	7.0M
Dividends Paid	44.7M	60M	5.2M	10.9M	9.8M	9.4M
Capital Expenditures	15.4M	12.6M	12.2M	979K	1.1M	1.1M
Net Income	8.3M	2.6M	14.1M	49.1M	56.5M	59.3M
End Period Cash Flow	30.5M	30.4M	44.0M	58.0M	66.7M	70.0M
Change To Netincome	(9.1M)	(42.7M)	16.6M	32.1M	36.9M	38.8M

Goosehead Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Goosehead Insurance's current stock value. Our valuation model uses many indicators to compare Goosehead Insurance value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Goosehead Insurance competition to find correlations between indicators driving Goosehead Insurance's intrinsic value. More Info.

Goosehead Insurance is one of the top stocks in return on equity category among its peers. It is rated # 2 in return on asset category among its peers reporting about 0.07 of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Goosehead Insurance is roughly 14.22 . At present, Goosehead Insurance's Return On Equity is projected to increase slightly based on the last few years of reporting. Comparative valuation analysis is a catch-all technique that is used if you cannot value Goosehead Insurance by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.

Most indicators from Goosehead Insurance's fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into Goosehead Insurance current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in Goosehead Insurance. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in rate.

For information on how to trade Goosehead Stock refer to our How to Trade Goosehead Stock guide.At present, Goosehead Insurance's Issuance Of Capital Stock is projected to decrease significantly based on the last few years of reporting. The current year's Enterprise Value Over EBITDA is expected to grow to 65.23, whereas Tax Provision is projected to grow to (2.1 M).

	2023	2024	2025	2026 (projected)
Depreciation And Amortization	9.5M	11.0M	12.6M	13.2M
Interest Income	1.4M	932K	1.1M	870.8K

Depreciation And Amortization Interest Income

Goosehead Insurance fundamental ratios Correlations

	Total Assets	Short Long Term Debt Total	Other Current Liab	Total Current Liabilities	Total Stockholder Equity	Other Liab	Net Tangible Assets	Property Plant And Equipment Net	Current Deferred Revenue	Net Debt	Retained Earnings	Accounts Payable	Cash	Non Current Assets Total	Non Currrent Assets Other	Other Assets	Long Term Debt	Cash And Short Term Investments	Net Receivables	Common Stock Shares Outstanding	Long Term Debt Total	Non Current Liabilities Total	Inventory	Other Current Assets	Other Stockholder Equity	Total Liab
Total Assets		0.91	-0.94	0.71	0.68	0.99	0.87	0.91	0.79	0.85	-0.14	0.98	0.97	0.93	-0.72	0.87	0.83	0.97	0.89	-0.04	0.85	0.92	0.1	-0.73	0.62	0.93
Short Long Term Debt Total	0.91		-0.89	0.62	0.55	0.94	0.78	0.98	0.93	0.98	-0.42	0.86	0.83	0.72	-0.76	0.76	0.96	0.83	0.97	-0.19	0.96	0.77	0.21	-0.68	0.59	0.99
Other Current Liab	-0.94	-0.89		-0.47	-0.82	-0.93	-0.87	-0.88	-0.72	-0.82	0.04	-0.94	-0.96	-0.88	0.67	-0.85	-0.84	-0.96	-0.86	0.13	-0.85	-0.89	-0.1	0.74	-0.7	-0.9
Total Current Liabilities	0.71	0.62	-0.47		0.02	0.72	0.47	0.64	0.62	0.62	-0.33	0.67	0.6	0.66	-0.56	0.61	0.53	0.6	0.65	0.32	0.53	0.64	0.08	-0.54	0.08	0.66
Total Stockholder Equity	0.68	0.55	-0.82	0.02		0.64	0.82	0.58	0.35	0.43	0.29	0.7	0.78	0.73	-0.31	0.53	0.47	0.78	0.52	-0.28	0.58	0.68	0.05	-0.41	0.87	0.58
Other Liab	0.99	0.94	-0.93	0.72	0.64		0.87	0.94	0.86	0.9	-0.26	0.96	0.94	0.88	-0.75	0.84	0.87	0.94	0.92	-0.11	0.88	0.88	0.14	-0.7	0.63	0.95
Net Tangible Assets	0.87	0.78	-0.87	0.47	0.82	0.87		0.82	0.69	0.69	0.02	0.85	0.88	0.81	-0.64	0.69	0.65	0.88	0.81	-0.26	0.77	0.75	0.23	-0.58	0.83	0.81
Property Plant And Equipment Net	0.91	0.98	-0.88	0.64	0.58	0.94	0.82		0.91	0.96	-0.44	0.84	0.82	0.75	-0.77	0.69	0.9	0.82	0.94	-0.15	0.93	0.74	0.12	-0.56	0.64	0.99
Current Deferred Revenue	0.79	0.93	-0.72	0.62	0.35	0.86	0.69	0.91		0.96	-0.62	0.71	0.66	0.52	-0.76	0.62	0.92	0.66	0.91	-0.39	0.89	0.58	0.32	-0.55	0.52	0.89
Net Debt	0.85	0.98	-0.82	0.62	0.43	0.9	0.69	0.96	0.96		-0.56	0.78	0.74	0.62	-0.78	0.71	0.97	0.74	0.93	-0.22	0.92	0.68	0.17	-0.6	0.49	0.95
Retained Earnings	-0.14	-0.42	0.04	-0.33	0.29	-0.26	0.02	-0.44	-0.62	-0.56		0.0	0.07	0.12	0.32	0.11	-0.45	0.07	-0.32	0.3	-0.36	0.07	-0.03	-0.17	-0.02	-0.37
Accounts Payable	0.98	0.86	-0.94	0.67	0.7	0.96	0.85	0.84	0.71	0.78	0.0		0.99	0.94	-0.73	0.93	0.79	0.99	0.85	0.02	0.8	0.92	0.08	-0.79	0.58	0.87
Cash	0.97	0.83	-0.96	0.6	0.78	0.94	0.88	0.82	0.66	0.74	0.07	0.99		0.96	-0.63	0.89	0.76	1.0	0.83	-0.03	0.8	0.95	0.14	-0.79	0.64	0.85
Non Current Assets Total	0.93	0.72	-0.88	0.66	0.73	0.88	0.81	0.75	0.52	0.62	0.12	0.94	0.96		-0.49	0.8	0.61	0.96	0.71	0.17	0.67	0.95	-0.01	-0.67	0.59	0.77
Non Currrent Assets Other	-0.72	-0.76	0.67	-0.56	-0.31	-0.75	-0.64	-0.77	-0.76	-0.78	0.32	-0.73	-0.63	-0.49		-0.74	-0.74	-0.63	-0.77	0.07	-0.67	-0.43	-0.02	0.55	-0.31	-0.75
Other Assets	0.87	0.76	-0.85	0.61	0.53	0.84	0.69	0.69	0.62	0.71	0.11	0.93	0.89	0.8	-0.74		0.77	0.89	0.79	0.1	0.69	0.84	0.14	-0.92	0.32	0.76
Long Term Debt	0.83	0.96	-0.84	0.53	0.47	0.87	0.65	0.9	0.92	0.97	-0.45	0.79	0.76	0.61	-0.74	0.77		0.76	0.93	-0.26	0.93	0.71	0.26	-0.72	0.47	0.92
Cash And Short Term Investments	0.97	0.83	-0.96	0.6	0.78	0.94	0.88	0.82	0.66	0.74	0.07	0.99	1.0	0.96	-0.63	0.89	0.76		0.83	-0.03	0.8	0.95	0.14	-0.79	0.64	0.85
Net Receivables	0.89	0.97	-0.86	0.65	0.52	0.92	0.81	0.94	0.91	0.93	-0.32	0.85	0.83	0.71	-0.77	0.79	0.93	0.83		-0.18	0.96	0.76	0.34	-0.76	0.56	0.97
Common Stock Shares Outstanding	-0.04	-0.19	0.13	0.32	-0.28	-0.11	-0.26	-0.15	-0.39	-0.22	0.3	0.02	-0.03	0.17	0.07	0.1	-0.26	-0.03	-0.18		-0.28	0.08	-0.53	-0.02	-0.48	-0.11
Long Term Debt Total	0.85	0.96	-0.85	0.53	0.58	0.88	0.77	0.93	0.89	0.92	-0.36	0.8	0.8	0.67	-0.67	0.69	0.93	0.8	0.96	-0.28		0.73	0.4	-0.66	0.62	0.95
Non Current Liabilities Total	0.92	0.77	-0.89	0.64	0.68	0.88	0.75	0.74	0.58	0.68	0.07	0.92	0.95	0.95	-0.43	0.84	0.71	0.95	0.76	0.08	0.73		0.14	-0.79	0.53	0.79
Inventory	0.1	0.21	-0.1	0.08	0.05	0.14	0.23	0.12	0.32	0.17	-0.03	0.08	0.14	-0.01	-0.02	0.14	0.26	0.14	0.34	-0.53	0.4	0.14		-0.38	0.09	0.16
Other Current Assets	-0.73	-0.68	0.74	-0.54	-0.41	-0.7	-0.58	-0.56	-0.55	-0.6	-0.17	-0.79	-0.79	-0.67	0.55	-0.92	-0.72	-0.79	-0.76	-0.02	-0.66	-0.79	-0.38		-0.24	-0.66
Other Stockholder Equity	0.62	0.59	-0.7	0.08	0.87	0.63	0.83	0.64	0.52	0.49	-0.02	0.58	0.64	0.59	-0.31	0.32	0.47	0.64	0.56	-0.48	0.62	0.53	0.09	-0.24		0.62
Total Liab	0.93	0.99	-0.9	0.66	0.58	0.95	0.81	0.99	0.89	0.95	-0.37	0.87	0.85	0.77	-0.75	0.76	0.92	0.85	0.97	-0.11	0.95	0.79	0.16	-0.66	0.62

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Goosehead Insurance Account Relationship Matchups

Goosehead Insurance fundamental ratios Accounts

	2021	2022	2023	2024	2025	2026 (projected)
Total Assets	270.3M	321.4M	354.9M	397.7M	457.3M	480.2M
Other Current Liab	(131.2M)	(119.6M)	(143.1M)	(206.6M)	(185.9M)	(176.6M)
Other Liab	40.1M	91.5M	143.5M	166.2M	191.1M	200.7M
Net Tangible Assets	(9.5M)	(5.4M)	(17.0M)	6.2M	7.1M	7.5M
Net Debt	146.4M	136.4M	101.3M	99.1M	114.0M	86.6M
Retained Earnings	(60.7M)	(60.6M)	(47.1M)	(15.4M)	(13.9M)	(14.6M)
Accounts Payable	14.9M	17.6M	16.4M	26.6M	30.6M	32.1M
Cash	28.5M	28.7M	42.0M	54.3M	62.4M	65.5M
Other Assets	270.3M	165.5M	(7.2M)	397.7M	457.3M	480.2M
Long Term Debt	118.4M	86.7M	67.6M	82.3M	94.6M	73.3M
Net Receivables	44.2M	43.2M	31.9M	45.9M	52.8M	28.6M
Other Current Assets	(72.7M)	4.3M	7.9M	(100.2M)	(90.2M)	(85.7M)
Total Liab	339.5M	355.0M	338.1M	358.6M	412.4M	227.6M
Short Long Term Debt	4.4M	6.9M	9.4M	10.1M	11.6M	12.2M
Total Current Assets	70.3M	72.0M	81.7M	108.3M	124.6M	130.8M
Short Term Debt	9.3M	13.5M	18.3M	16.6M	19.1M	20.0M
Intangible Assets	2.8M	4.5M	17.3M	25.1M	28.8M	30.3M
Common Stock	370K	374K	380K	373K	335.7K	318.9K
Net Invested Capital	108.5M	104.3M	133.5M	136.2M	156.6M	101.2M

Goosehead Insurance Thematic Clasifications

Goosehead Insurance is part of Insurance Providers investing theme. If you are a theme-oriented, socially responsible, and at the same time, a result-driven investor, you can align your investing habits with your values without jeopardizing your expectations about returns. You can easily create an optimal portfolio of stocks, ETFs, funds, or cryptocurrencies based on a specific theme of your liking. All types of insurance and insurance brokerages. Companies providing all types of insurance and insurance services

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This theme covers All types of insurance and insurance brokerages. Companies providing all types of insurance and insurance services. Get More Thematic Ideas

Today, most investors in Goosehead Insurance Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Goosehead Insurance's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of Goosehead Insurance growth as a starting point in their analysis.

Price Earnings To Growth Ratio

0.97

At present, Goosehead Insurance's Price Earnings To Growth Ratio is projected to slightly decrease based on the last few years of reporting.

Goosehead Insurance February 16, 2026 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of Goosehead Insurance help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Goosehead Insurance. We use our internally-developed statistical techniques to arrive at the intrinsic value of Goosehead Insurance based on widely used predictive technical indicators. In general, we focus on analyzing Goosehead Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Goosehead Insurance's daily price indicators and compare them against related drivers.

	Information Ratio	(0.16)
	Maximum Drawdown	20.83
	Value At Risk	(6.88)
	Potential Upside	5.56

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When running Goosehead Insurance's price analysis, check to measure Goosehead Insurance's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Goosehead Insurance is operating at the current time. Most of Goosehead Insurance's value examination focuses on studying past and present price action to predict the probability of Goosehead Insurance's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Goosehead Insurance's price. Additionally, you may evaluate how the addition of Goosehead Insurance to your portfolios can decrease your overall portfolio volatility.

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Goosehead Insurance Financials

Goosehead Insurance Balance Sheet Chart

Net Income

36.74 Million

Goosehead Insurance Stock Summary

Goosehead Insurance Key Financial Ratios

Goosehead Insurance Key Balance Sheet Accounts

Goosehead Insurance Key Income Statement Accounts

Goosehead Insurance Key Cash Accounts

Goosehead Financial Ratios Relationships

Goosehead Insurance fundamental ratios Correlations

Goosehead Insurance Account Relationship Matchups

High Positive Relationship

High Negative Relationship

Goosehead Insurance fundamental ratios Accounts

Goosehead Insurance Thematic Clasifications

Price Earnings To Growth Ratio

0.97

Goosehead Insurance February 16, 2026 Opportunity Range

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Cash And Short Term Investments	+ 1.0	Cash
Other Liab	+ 0.99	Total Assets
Total Liab	+ 0.99	Short Long Term Debt Total
Total Liab	+ 0.99	Property Plant And Equipment Net
Cash	+ 0.99	Accounts Payable
Cash And Short Term Investments	+ 0.99	Accounts Payable

Cash And Short Term Investments	- 0.96	Other Current Liab
Cash	- 0.96	Other Current Liab
Accounts Payable	- 0.94	Other Current Liab
Other Current Liab	- 0.94	Total Assets
Other Liab	- 0.93	Other Current Liab
Other Current Assets	- 0.92	Other Assets