OneMain Holdings Stock Forecast - Naive Prediction

OMF Stock  USD 70.33  1.04  1.46%   
The Naive Prediction forecasted value of OneMain Holdings on the next trading day is expected to be 69.66 with a mean absolute deviation of 1.02 and the sum of the absolute errors of 63.17. OneMain Stock Forecast is based on your current time horizon. We recommend always using this module together with an analysis of OneMain Holdings' historical fundamentals, such as revenue growth or operating cash flow patterns.
As of 8th of January 2026 the relative strength indicator of OneMain Holdings' share price is below 20 . This indicates that the stock is significantly oversold. The fundamental principle of the Relative Strength Index (RSI) is to quantify the velocity at which market participants are driving the price of a financial instrument upwards or downwards.

Momentum 0

 Sell Peaked

 
Oversold
 
Overbought
The successful prediction of OneMain Holdings' future price could yield a significant profit. Please, note that this module is not intended to be used solely to calculate an intrinsic value of OneMain Holdings and does not consider all of the tangible or intangible factors available from OneMain Holdings' fundamental data. We analyze noise-free headlines and recent hype associated with OneMain Holdings, which may create opportunities for some arbitrage if properly timed. Below are the key fundamental drivers impacting OneMain Holdings' stock price prediction:
Quarterly Earnings Growth
0.275
EPS Estimate Next Quarter
1.591
EPS Estimate Current Year
6.6502
EPS Estimate Next Year
7.9929
Wall Street Target Price
71.0667
Using OneMain Holdings hype-based prediction, you can estimate the value of OneMain Holdings from the perspective of OneMain Holdings response to recently generated media hype and the effects of current headlines on its competitors. We also analyze overall investor sentiment towards OneMain Holdings using OneMain Holdings' stock options and short interest. It helps to benchmark the overall future attitude of investors towards OneMain using crowd psychology based on the activity and movement of OneMain Holdings' stock price.

OneMain Holdings Short Interest

A significant increase or decrease in OneMain Holdings' short interest from the previous month could be a good indicator of investor sentiment towards OneMain. Short interest can provide insight into the potential direction of OneMain Holdings stock and how bullish or bearish investors feel about the market overall.
200 Day MA
56.5169
Short Percent
0.0489
Short Ratio
4.53
Shares Short Prior Month
5.5 M
50 Day MA
63.0132

OneMain Holdings Hype to Price Pattern

Investor biases related to OneMain Holdings' public news can be used to forecast risks associated with an investment in OneMain. The trend in average sentiment can be used to explain how an investor holding OneMain can time the market purely based on public headlines and social activities around OneMain Holdings. Please note that most equities that are difficult to arbitrage are affected by market sentiment the most.
Some investors profit by finding stocks that are overvalued or undervalued based on market sentiment. The correlation of OneMain Holdings' market sentiment to its price can help taders to make decisions based on the overall investors consensus about OneMain Holdings.

OneMain Holdings Implied Volatility

    
  0.6  
OneMain Holdings' implied volatility exposes the market's sentiment of OneMain Holdings stock's possible movements over time. However, it does not forecast the overall direction of its price. In a nutshell, if OneMain Holdings' implied volatility is high, the market thinks the stock has potential for high price swings in either direction. On the other hand, the low implied volatility suggests that OneMain Holdings stock will not fluctuate a lot when OneMain Holdings' options are near their expiration.
The Naive Prediction forecasted value of OneMain Holdings on the next trading day is expected to be 69.66 with a mean absolute deviation of 1.02 and the sum of the absolute errors of 63.17.

OneMain Holdings after-hype prediction price

    
  USD 70.45  
There is no one specific way to measure market sentiment using hype analysis or a similar predictive technique. This prediction method should be used in combination with more fundamental and traditional techniques such as stock price forecasting, technical analysis, analysts consensus, earnings estimates, and various momentum models.
Check out Historical Fundamental Analysis of OneMain Holdings to cross-verify your projections.
For more detail on how to invest in OneMain Stock please use our How to Invest in OneMain Holdings guide.At this time, OneMain Holdings' Inventory Turnover is most likely to slightly decrease in the upcoming years. The OneMain Holdings' current Payables Turnover is estimated to increase to 16.94, while Receivables Turnover is projected to decrease to 0.31. . The current Common Stock Shares Outstanding is estimated to decrease to about 134.6 M. The current Net Income Applicable To Common Shares is estimated to decrease to about 559.6 M.

Open Interest Against 2026-02-20 OneMain Option Contracts

Although open interest is a measure utilized in the options markets, it could be used to forecast OneMain Holdings' spot prices because the number of available contracts in the market changes daily, and new contracts can be created or liquidated at will. Since open interest in OneMain Holdings' options reflects these daily shifts, investors could use the patterns of these changes to develop long and short-term trading strategies for OneMain Holdings stock based on available contracts left at the end of a trading day.
Please note that to derive more accurate forecasting about market movement from the current OneMain Holdings' open interest, investors have to compare it to OneMain Holdings' spot prices. As Ford's stock price increases, high open interest indicates that money is entering the market, and the market is strongly bullish. Conversely, if the price of OneMain Holdings is decreasing and there is high open interest, that is a sign that the bearish trend will continue, and investors may react by taking short positions in OneMain. So, decreasing or low open interest during a bull market indicates that investors are becoming uncertain of the depth of the bullish trend, and a reversal in sentiment will likely follow.

OneMain Holdings Additional Predictive Modules

Most predictive techniques to examine OneMain price help traders to determine how to time the market. We provide a combination of tools to recognize potential entry and exit points for OneMain using various technical indicators. When you analyze OneMain charts, please remember that the event formation may indicate an entry point for a short seller, and look at other indicators across different periods to confirm that a breakdown or reversion is likely to occur.

OneMain Holdings Cash Forecast

Predicting cash flow or other financial metrics requires analysts to utilize a variety of statistical methods, techniques, and algorithms. These tools help uncover hidden patterns in the OneMain Holdings' financial statements, enabling forecasts of their impact on future stock prices.
 
Cash  
First Reported
2000-12-31
Previous Quarter
769 M
Current Value
407 M
Quarterly Volatility
843 M
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
A naive forecasting model for OneMain Holdings is a special case of the moving average forecasting where the number of periods used for smoothing is one. Therefore, the forecast of OneMain Holdings value for a given trading day is simply the observed value for the previous period. Due to the simplistic nature of the naive forecasting model, it can only be used to forecast up to one period.

OneMain Holdings Naive Prediction Price Forecast For the 9th of January

Given 90 days horizon, the Naive Prediction forecasted value of OneMain Holdings on the next trading day is expected to be 69.66 with a mean absolute deviation of 1.02, mean absolute percentage error of 1.73, and the sum of the absolute errors of 63.17.
Please note that although there have been many attempts to predict OneMain Stock prices using its time series forecasting, we generally do not recommend using it to place bets in the real market. The most commonly used models for forecasting predictions are the autoregressive models, which specify that OneMain Holdings' next future price depends linearly on its previous prices and some stochastic term (i.e., imperfectly predictable multiplier).

OneMain Holdings Stock Forecast Pattern

Backtest OneMain HoldingsOneMain Holdings Price PredictionBuy or Sell Advice 

OneMain Holdings Forecasted Value

In the context of forecasting OneMain Holdings' Stock value on the next trading day, we examine the predictive performance of the model to find good statistically significant boundaries of downside and upside scenarios. OneMain Holdings' downside and upside margins for the forecasting period are 67.73 and 71.60, respectively. We have considered OneMain Holdings' daily market price to evaluate the above model's predictive performance. Remember, however, there is no scientific proof or empirical evidence that traditional linear or nonlinear forecasting models outperform artificial intelligence and frequency domain models to provide accurate forecasts consistently.
Market Value
70.33
69.66
Expected Value
71.60
Upside

Model Predictive Factors

The below table displays some essential indicators generated by the model showing the Naive Prediction forecasting method's relative quality and the estimations of the prediction error of OneMain Holdings stock data series using in forecasting. Note that when a statistical model is used to represent OneMain Holdings stock, the representation will rarely be exact; so some information will be lost using the model to explain the process. AIC estimates the relative amount of information lost by a given model: the less information a model loses, the higher its quality.
AICAkaike Information Criteria120.4979
BiasArithmetic mean of the errors None
MADMean absolute deviation1.0189
MAPEMean absolute percentage error0.0168
SAESum of the absolute errors63.174
This model is not at all useful as a medium-long range forecasting tool of OneMain Holdings. This model is simplistic and is included partly for completeness and partly because of its simplicity. It is unlikely that you'll want to use this model directly to predict OneMain Holdings. Instead, consider using either the moving average model or the more general weighted moving average model with a higher (i.e., greater than 1) number of periods, and possibly a different set of weights.

Predictive Modules for OneMain Holdings

There are currently many different techniques concerning forecasting the market as a whole, as well as predicting future values of individual securities such as OneMain Holdings. Regardless of method or technology, however, to accurately forecast the stock market is more a matter of luck rather than a particular technique. Nevertheless, trying to predict the stock market accurately is still an essential part of the overall investment decision process. Using different forecasting techniques and comparing the results might improve your chances of accuracy even though unexpected events may often change the market sentiment and impact your forecasting results.
Hype
Prediction
LowEstimatedHigh
68.5270.4572.38
Details
Intrinsic
Valuation
LowRealHigh
63.3074.3876.31
Details
16 Analysts
Consensus
LowTargetHigh
64.6771.0778.88
Details
Earnings
Estimates (0)
LowProjected EPSHigh
1.752.092.39
Details

Other Forecasting Options for OneMain Holdings

For every potential investor in OneMain, whether a beginner or expert, OneMain Holdings' price movement is the inherent factor that sparks whether it is viable to invest in it or hold it better. OneMain Stock price charts are filled with many 'noises.' These noises can hugely alter the decision one can make regarding investing in OneMain. Basic forecasting techniques help filter out the noise by identifying OneMain Holdings' price trends.

OneMain Holdings Related Equities

One of the popular trading techniques among algorithmic traders is to use market-neutral strategies where every trade hedges away some risk. Because there are two separate transactions required, even if one position performs unexpectedly, the other equity can make up some of the losses. Below are some of the equities that can be combined with OneMain Holdings stock to make a market-neutral strategy. Peer analysis of OneMain Holdings could also be used in its relative valuation, which is a method of valuing OneMain Holdings by comparing valuation metrics with similar companies.
 Risk & Return  Correlation

OneMain Holdings Technical and Predictive Analytics

The stock market is financially volatile. Despite the volatility, there exist limitless possibilities of gaining profits and building passive income portfolios. With the complexity of OneMain Holdings' price movements, a comprehensive understanding of forecasting methods that an investor can rely on to make the right move is invaluable. These methods predict trends that assist an investor in predicting the movement of OneMain Holdings' current price.

OneMain Holdings Market Strength Events

Market strength indicators help investors to evaluate how OneMain Holdings stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing, and determine when trading OneMain Holdings shares will generate the highest return on investment. By undertsting and applying OneMain Holdings stock market strength indicators, traders can identify OneMain Holdings entry and exit signals to maximize returns.

OneMain Holdings Risk Indicators

The analysis of OneMain Holdings' basic risk indicators is one of the essential steps in accurately forecasting its future price. The process involves identifying the amount of risk involved in OneMain Holdings' investment and either accepting that risk or mitigating it. Along with some essential techniques for forecasting onemain stock prices, we also provide a set of basic risk indicators that can assist in the individual investment decision or help in hedging the risk of your existing portfolios.
Please note, the risk measures we provide can be used independently or collectively to perform a risk assessment. When comparing two potential investments, we recommend comparing similar equities with homogenous growth potential and valuation from related markets to determine which investment holds the most risk.

Currently Active Assets on Macroaxis

When determining whether OneMain Holdings is a strong investment it is important to analyze OneMain Holdings' competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact OneMain Holdings' future performance. For an informed investment choice regarding OneMain Stock, refer to the following important reports:
Check out Historical Fundamental Analysis of OneMain Holdings to cross-verify your projections.
For more detail on how to invest in OneMain Stock please use our How to Invest in OneMain Holdings guide.
You can also try the Analyst Advice module to analyst recommendations and target price estimates broken down by several categories.
Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of OneMain Holdings. If investors know OneMain will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about OneMain Holdings listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.275
Dividend Share
4.16
Earnings Share
5.9
Revenue Per Share
24.279
Quarterly Revenue Growth
0.206
The market value of OneMain Holdings is measured differently than its book value, which is the value of OneMain that is recorded on the company's balance sheet. Investors also form their own opinion of OneMain Holdings' value that differs from its market value or its book value, called intrinsic value, which is OneMain Holdings' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because OneMain Holdings' market value can be influenced by many factors that don't directly affect OneMain Holdings' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between OneMain Holdings' value and its price as these two are different measures arrived at by different means. Investors typically determine if OneMain Holdings is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, OneMain Holdings' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.