PennyMac Finl Stock Forecast - Accumulation Distribution

PFSI Stock  USD 147.43  0.45  0.31%   
PennyMac Stock outlook is based on your current time horizon. We recommend always using this module together with an analysis of PennyMac Finl's historical fundamentals, such as revenue growth or operating cash flow patterns.
As of 29th of January 2026, The relative strength indicator of PennyMac Finl's share price is at 59 indicating that the stock is in nutural position, most likellhy at or near its resistance level. The main idea of RSI analysis is to track how fast people are buying or selling PennyMac Finl, making its price go up or down.

Momentum 59

 Buy Extended

 
Oversold
 
Overbought
The successful prediction of PennyMac Finl's future price could yield a significant profit. We analyze noise-free headlines and recent hype associated with PennyMac Finl Svcs, which may create opportunities for some arbitrage if properly timed. Below are the key fundamental drivers impacting PennyMac Finl's stock price prediction:
Quarterly Earnings Growth
1.592
EPS Estimate Next Quarter
3.0844
EPS Estimate Current Year
12.0577
EPS Estimate Next Year
15.2213
Wall Street Target Price
154.75
Using PennyMac Finl hype-based prediction, you can estimate the value of PennyMac Finl Svcs from the perspective of PennyMac Finl response to recently generated media hype and the effects of current headlines on its competitors. We also analyze overall investor sentiment towards PennyMac Finl using PennyMac Finl's stock options and short interest. It helps to benchmark the overall future attitude of investors towards PennyMac using crowd psychology based on the activity and movement of PennyMac Finl's stock price.

PennyMac Finl Short Interest

A significant increase or decrease in PennyMac Finl's short interest from the previous month could be a good indicator of investor sentiment towards PennyMac. Short interest can provide insight into the potential direction of PennyMac Finl stock and how bullish or bearish investors feel about the market overall.
200 Day MA
114.3554
Short Percent
0.0413
Short Ratio
3.87
Shares Short Prior Month
1.4 M
50 Day MA
135.8732

PennyMac Relative Strength Index

PennyMac Finl Svcs Hype to Price Pattern

Investor biases related to PennyMac Finl's public news can be used to forecast risks associated with an investment in PennyMac. The trend in average sentiment can be used to explain how an investor holding PennyMac can time the market purely based on public headlines and social activities around PennyMac Finl Svcs. Please note that most equities that are difficult to arbitrage are affected by market sentiment the most.
Some investors profit by finding stocks that are overvalued or undervalued based on market sentiment. The correlation of PennyMac Finl's market sentiment to its price can help taders to make decisions based on the overall investors consensus about PennyMac Finl.

PennyMac Finl Implied Volatility

    
  0.57  
PennyMac Finl's implied volatility exposes the market's sentiment of PennyMac Finl Svcs stock's possible movements over time. However, it does not forecast the overall direction of its price. In a nutshell, if PennyMac Finl's implied volatility is high, the market thinks the stock has potential for high price swings in either direction. On the other hand, the low implied volatility suggests that PennyMac Finl stock will not fluctuate a lot when PennyMac Finl's options are near their expiration.

PennyMac Finl after-hype prediction price

    
  USD 146.87  
There is no one specific way to measure market sentiment using hype analysis or a similar predictive technique. This prediction method should be used in combination with more fundamental and traditional techniques such as stock price forecasting, technical analysis, analysts consensus, earnings estimates, and various momentum models.
Check out Historical Fundamental Analysis of PennyMac Finl to cross-verify your projections.

Prediction based on Rule 16 of the current PennyMac contract

Based on the Rule 16, the options market is currently suggesting that PennyMac Finl Svcs will have an average daily up or down price movement of about 0.0356% per day over the life of the 2026-03-20 option contract. With PennyMac Finl trading at USD 147.43, that is roughly USD 0.0525 . If you think that the market is fully incorporating PennyMac Finl's daily price movement you should consider acquiring PennyMac Finl Svcs options at the current volatility level of 0.57%. But if you have an opposite viewpoint you should avoid it and even consider selling them.

Open Interest Against 2026-03-20 PennyMac Option Contracts

Although open interest is a measure utilized in the options markets, it could be used to forecast PennyMac Finl's spot prices because the number of available contracts in the market changes daily, and new contracts can be created or liquidated at will. Since open interest in PennyMac Finl's options reflects these daily shifts, investors could use the patterns of these changes to develop long and short-term trading strategies for PennyMac Finl stock based on available contracts left at the end of a trading day.
Please note that to derive more accurate forecasting about market movement from the current PennyMac Finl's open interest, investors have to compare it to PennyMac Finl's spot prices. As Ford's stock price increases, high open interest indicates that money is entering the market, and the market is strongly bullish. Conversely, if the price of PennyMac Finl is decreasing and there is high open interest, that is a sign that the bearish trend will continue, and investors may react by taking short positions in PennyMac. So, decreasing or low open interest during a bull market indicates that investors are becoming uncertain of the depth of the bullish trend, and a reversal in sentiment will likely follow.

PennyMac Finl Additional Predictive Modules

Most predictive techniques to examine PennyMac price help traders to determine how to time the market. We provide a combination of tools to recognize potential entry and exit points for PennyMac using various technical indicators. When you analyze PennyMac charts, please remember that the event formation may indicate an entry point for a short seller, and look at other indicators across different periods to confirm that a breakdown or reversion is likely to occur.
PennyMac Finl Svcs has current Accumulation Distribution of 0.0031. The accumulation distribution (A/D) indicator shows the degree to which PennyMac Finl is accumulated by the market over a given period. It uses the quote sensitivity to the highest or lowest daily price of PennyMac Finl Svcs to determine if accumulation or reduction is taking place in the market. This value is adjusted by PennyMac Finl trading volume to give more weight to distributions with higher volume over lower volume.
Check PennyMac Finl VolatilityBacktest PennyMac FinlInformation Ratio  

PennyMac Finl Trading Date Momentum

On January 29 2026 PennyMac Finl Svcs was traded for  147.43  at the closing time. The top price for the day was 147.43  and the lowest listed price was  146.98 . There was no trading activity during the period 0.0. Lack of trading volume on January 29, 2026 did not cause price change. The trading delta at closing time against the current closing price is 0.30% .
Accumulation distribution indicator can signal that a trend is either nearing completion, at a continuation, or is about to break-outs. The actual value of this indicator is of no significance. What is significant is the change in value of over time. The formula for A/D of a given trading day can be expressed as follow: ((Close - Low) - (High - Close)) / (High - Low) X Volume
Compare PennyMac Finl to competition

Other Forecasting Options for PennyMac Finl

For every potential investor in PennyMac, whether a beginner or expert, PennyMac Finl's price movement is the inherent factor that sparks whether it is viable to invest in it or hold it better. PennyMac Stock price charts are filled with many 'noises.' These noises can hugely alter the decision one can make regarding investing in PennyMac. Basic forecasting techniques help filter out the noise by identifying PennyMac Finl's price trends.

PennyMac Finl Related Equities

One of the popular trading techniques among algorithmic traders is to use market-neutral strategies where every trade hedges away some risk. Because there are two separate transactions required, even if one position performs unexpectedly, the other equity can make up some of the losses. Below are some of the equities that can be combined with PennyMac Finl stock to make a market-neutral strategy. Peer analysis of PennyMac Finl could also be used in its relative valuation, which is a method of valuing PennyMac Finl by comparing valuation metrics with similar companies.
 Risk & Return  Correlation

PennyMac Finl Market Strength Events

Market strength indicators help investors to evaluate how PennyMac Finl stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing, and determine when trading PennyMac Finl shares will generate the highest return on investment. By undertsting and applying PennyMac Finl stock market strength indicators, traders can identify PennyMac Finl Svcs entry and exit signals to maximize returns.

PennyMac Finl Risk Indicators

The analysis of PennyMac Finl's basic risk indicators is one of the essential steps in accurately forecasting its future price. The process involves identifying the amount of risk involved in PennyMac Finl's investment and either accepting that risk or mitigating it. Along with some essential techniques for forecasting pennymac stock prices, we also provide a set of basic risk indicators that can assist in the individual investment decision or help in hedging the risk of your existing portfolios.
Please note, the risk measures we provide can be used independently or collectively to perform a risk assessment. When comparing two potential investments, we recommend comparing similar equities with homogenous growth potential and valuation from related markets to determine which investment holds the most risk.

Story Coverage note for PennyMac Finl

The number of cover stories for PennyMac Finl depends on current market conditions and PennyMac Finl's risk-adjusted performance over time. The coverage that generates the most noise at a given time depends on the prevailing investment theme that PennyMac Finl is classified under. However, while its typical story may have numerous social followers, the rapid visibility can also attract short-sellers, who usually are skeptical about PennyMac Finl's long-term prospects. So, having above-average coverage will typically attract above-average short interest, leading to significant price volatility.

PennyMac Finl Short Properties

PennyMac Finl's future price predictability will typically decrease when PennyMac Finl's long traders begin to feel the short-sellers pressure to drive the price lower. The predictive aspect of PennyMac Finl Svcs often depends not only on the future outlook of the potential PennyMac Finl's investors but also on the ongoing dynamics between investors with different trading styles. Because the market risk indicators may have small false signals, it is better to identify suitable times to hedge a portfolio using different long/short signals. PennyMac Finl's indicators that are reflective of the short sentiment are summarized in the table below.
Common Stock Shares Outstanding53.4 M
Cash And Short Term Investments659 M
When determining whether PennyMac Finl Svcs offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of PennyMac Finl's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Pennymac Finl Svcs Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Pennymac Finl Svcs Stock:
Check out Historical Fundamental Analysis of PennyMac Finl to cross-verify your projections.
You can also try the Portfolio File Import module to quickly import all of your third-party portfolios from your local drive in csv format.
Is there potential for Commercial & Residential Mortgage Finance market expansion? Will PennyMac introduce new products? Factors like these will boost the valuation of PennyMac Finl. Anticipated expansion of PennyMac directly elevates investor willingness to pay premium valuations. Understanding fair value requires weighing current performance against future potential. All the valuation information about PennyMac Finl listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
1.592
Dividend Share
1.2
Earnings Share
9.3
Revenue Per Share
52.836
Quarterly Revenue Growth
(0.01)
Investors evaluate PennyMac Finl Svcs using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating PennyMac Finl's intrinsic value—the estimated true worth—helps identify when the stock trades at a discount or premium to fair value. Analysts utilize numerous techniques to assess fundamental value, seeking to purchase shares when trading prices fall beneath estimated intrinsic worth. External factors like market trends, sector rotation, and investor psychology can cause PennyMac Finl's market price to deviate significantly from intrinsic value.
It's important to distinguish between PennyMac Finl's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding PennyMac Finl should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. Conversely, PennyMac Finl's market price signifies the transaction level at which participants voluntarily complete trades.