PennyMac Finl Stock Forecast - Simple Moving Average

PFSI Stock  USD 131.51  0.33  0.25%   
The Simple Moving Average forecasted value of PennyMac Finl Svcs on the next trading day is expected to be 131.51 with a mean absolute deviation of 1.81 and the sum of the absolute errors of 106.76. PennyMac Stock Forecast is based on your current time horizon. We recommend always using this module together with an analysis of PennyMac Finl's historical fundamentals, such as revenue growth or operating cash flow patterns.
The relative strength indicator of PennyMac Finl's stock price is under 61 indicating that the stock is rather overbought by investors as of 5th of January 2026. The main point of the Relative Strength Index (RSI) is to track how fast people are buying or selling PennyMac, making its price go up or down.

Momentum 61

 Buy Extended

 
Oversold
 
Overbought
The successful prediction of PennyMac Finl's future price could yield a significant profit. We analyze noise-free headlines and recent hype associated with PennyMac Finl Svcs, which may create opportunities for some arbitrage if properly timed. Below are the key fundamental drivers impacting PennyMac Finl's stock price prediction:
Quarterly Earnings Growth
1.592
EPS Estimate Next Quarter
3.0844
EPS Estimate Current Year
12.143
EPS Estimate Next Year
15.2078
Wall Street Target Price
147.75
Using PennyMac Finl hype-based prediction, you can estimate the value of PennyMac Finl Svcs from the perspective of PennyMac Finl response to recently generated media hype and the effects of current headlines on its competitors. We also analyze overall investor sentiment towards PennyMac Finl using PennyMac Finl's stock options and short interest. It helps to benchmark the overall future attitude of investors towards PennyMac using crowd psychology based on the activity and movement of PennyMac Finl's stock price.

PennyMac Finl Short Interest

A significant increase or decrease in PennyMac Finl's short interest from the previous month could be a good indicator of investor sentiment towards PennyMac. Short interest can provide insight into the potential direction of PennyMac Finl stock and how bullish or bearish investors feel about the market overall.
200 Day MA
110.6502
Short Percent
0.047
Short Ratio
3.94
Shares Short Prior Month
1.9 M
50 Day MA
129.889

PennyMac Finl Svcs Hype to Price Pattern

Investor biases related to PennyMac Finl's public news can be used to forecast risks associated with an investment in PennyMac. The trend in average sentiment can be used to explain how an investor holding PennyMac can time the market purely based on public headlines and social activities around PennyMac Finl Svcs. Please note that most equities that are difficult to arbitrage are affected by market sentiment the most.
Some investors profit by finding stocks that are overvalued or undervalued based on market sentiment. The correlation of PennyMac Finl's market sentiment to its price can help taders to make decisions based on the overall investors consensus about PennyMac Finl.

PennyMac Finl Implied Volatility

    
  0.4  
PennyMac Finl's implied volatility exposes the market's sentiment of PennyMac Finl Svcs stock's possible movements over time. However, it does not forecast the overall direction of its price. In a nutshell, if PennyMac Finl's implied volatility is high, the market thinks the stock has potential for high price swings in either direction. On the other hand, the low implied volatility suggests that PennyMac Finl stock will not fluctuate a lot when PennyMac Finl's options are near their expiration.
The Simple Moving Average forecasted value of PennyMac Finl Svcs on the next trading day is expected to be 131.51 with a mean absolute deviation of 1.81 and the sum of the absolute errors of 106.76.

PennyMac Finl after-hype prediction price

    
  USD 131.71  
There is no one specific way to measure market sentiment using hype analysis or a similar predictive technique. This prediction method should be used in combination with more fundamental and traditional techniques such as stock price forecasting, technical analysis, analysts consensus, earnings estimates, and various momentum models.
Check out Historical Fundamental Analysis of PennyMac Finl to cross-verify your projections.
As of now, PennyMac Finl's Inventory Turnover is increasing as compared to previous years. The PennyMac Finl's current Fixed Asset Turnover is estimated to increase to 38.62, while Payables Turnover is projected to decrease to 0.07. . The PennyMac Finl's current Common Stock Shares Outstanding is estimated to increase to about 61.7 M, while Net Income Applicable To Common Shares is projected to decrease to under 367.1 M.

Open Interest Against 2026-03-20 PennyMac Option Contracts

Although open interest is a measure utilized in the options markets, it could be used to forecast PennyMac Finl's spot prices because the number of available contracts in the market changes daily, and new contracts can be created or liquidated at will. Since open interest in PennyMac Finl's options reflects these daily shifts, investors could use the patterns of these changes to develop long and short-term trading strategies for PennyMac Finl stock based on available contracts left at the end of a trading day.
Please note that to derive more accurate forecasting about market movement from the current PennyMac Finl's open interest, investors have to compare it to PennyMac Finl's spot prices. As Ford's stock price increases, high open interest indicates that money is entering the market, and the market is strongly bullish. Conversely, if the price of PennyMac Finl is decreasing and there is high open interest, that is a sign that the bearish trend will continue, and investors may react by taking short positions in PennyMac. So, decreasing or low open interest during a bull market indicates that investors are becoming uncertain of the depth of the bullish trend, and a reversal in sentiment will likely follow.

PennyMac Finl Additional Predictive Modules

Most predictive techniques to examine PennyMac price help traders to determine how to time the market. We provide a combination of tools to recognize potential entry and exit points for PennyMac using various technical indicators. When you analyze PennyMac charts, please remember that the event formation may indicate an entry point for a short seller, and look at other indicators across different periods to confirm that a breakdown or reversion is likely to occur.
A two period moving average forecast for PennyMac Finl is based on an daily price series in which the stock price on a given day is replaced by the mean of that price and the preceding price. This model is best suited to price patterns experiencing average volatility.

PennyMac Finl Simple Moving Average Price Forecast For the 6th of January

Given 90 days horizon, the Simple Moving Average forecasted value of PennyMac Finl Svcs on the next trading day is expected to be 131.51 with a mean absolute deviation of 1.81, mean absolute percentage error of 5.86, and the sum of the absolute errors of 106.76.
Please note that although there have been many attempts to predict PennyMac Stock prices using its time series forecasting, we generally do not recommend using it to place bets in the real market. The most commonly used models for forecasting predictions are the autoregressive models, which specify that PennyMac Finl's next future price depends linearly on its previous prices and some stochastic term (i.e., imperfectly predictable multiplier).

PennyMac Finl Stock Forecast Pattern

Backtest PennyMac FinlPennyMac Finl Price PredictionBuy or Sell Advice 

PennyMac Finl Forecasted Value

In the context of forecasting PennyMac Finl's Stock value on the next trading day, we examine the predictive performance of the model to find good statistically significant boundaries of downside and upside scenarios. PennyMac Finl's downside and upside margins for the forecasting period are 129.84 and 133.18, respectively. We have considered PennyMac Finl's daily market price to evaluate the above model's predictive performance. Remember, however, there is no scientific proof or empirical evidence that traditional linear or nonlinear forecasting models outperform artificial intelligence and frequency domain models to provide accurate forecasts consistently.
Market Value
131.51
129.84
Downside
131.51
Expected Value
133.18
Upside

Model Predictive Factors

The below table displays some essential indicators generated by the model showing the Simple Moving Average forecasting method's relative quality and the estimations of the prediction error of PennyMac Finl stock data series using in forecasting. Note that when a statistical model is used to represent PennyMac Finl stock, the representation will rarely be exact; so some information will be lost using the model to explain the process. AIC estimates the relative amount of information lost by a given model: the less information a model loses, the higher its quality.
AICAkaike Information Criteria116.2023
BiasArithmetic mean of the errors -0.4128
MADMean absolute deviation1.8094
MAPEMean absolute percentage error0.0141
SAESum of the absolute errors106.755
The simple moving average model is conceptually a linear regression of the current value of PennyMac Finl Svcs price series against current and previous (unobserved) value of PennyMac Finl. In time series analysis, the simple moving-average model is a very common approach for modeling univariate price series models including forecasting prices into the future

Predictive Modules for PennyMac Finl

There are currently many different techniques concerning forecasting the market as a whole, as well as predicting future values of individual securities such as PennyMac Finl Svcs. Regardless of method or technology, however, to accurately forecast the stock market is more a matter of luck rather than a particular technique. Nevertheless, trying to predict the stock market accurately is still an essential part of the overall investment decision process. Using different forecasting techniques and comparing the results might improve your chances of accuracy even though unexpected events may often change the market sentiment and impact your forecasting results.
Sophisticated investors, who have witnessed many market ups and downs, anticipate that the market will even out over time. This tendency of PennyMac Finl's price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy.
Hype
Prediction
LowEstimatedHigh
130.04131.71133.38
Details
Intrinsic
Valuation
LowRealHigh
126.78128.45144.66
Details
Bollinger
Band Projection (param)
LowMiddleHigh
126.44131.72137.01
Details
9 Analysts
Consensus
LowTargetHigh
134.45147.75164.00
Details

Other Forecasting Options for PennyMac Finl

For every potential investor in PennyMac, whether a beginner or expert, PennyMac Finl's price movement is the inherent factor that sparks whether it is viable to invest in it or hold it better. PennyMac Stock price charts are filled with many 'noises.' These noises can hugely alter the decision one can make regarding investing in PennyMac. Basic forecasting techniques help filter out the noise by identifying PennyMac Finl's price trends.

PennyMac Finl Related Equities

One of the popular trading techniques among algorithmic traders is to use market-neutral strategies where every trade hedges away some risk. Because there are two separate transactions required, even if one position performs unexpectedly, the other equity can make up some of the losses. Below are some of the equities that can be combined with PennyMac Finl stock to make a market-neutral strategy. Peer analysis of PennyMac Finl could also be used in its relative valuation, which is a method of valuing PennyMac Finl by comparing valuation metrics with similar companies.
 Risk & Return  Correlation

PennyMac Finl Svcs Technical and Predictive Analytics

The stock market is financially volatile. Despite the volatility, there exist limitless possibilities of gaining profits and building passive income portfolios. With the complexity of PennyMac Finl's price movements, a comprehensive understanding of forecasting methods that an investor can rely on to make the right move is invaluable. These methods predict trends that assist an investor in predicting the movement of PennyMac Finl's current price.

PennyMac Finl Market Strength Events

Market strength indicators help investors to evaluate how PennyMac Finl stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing, and determine when trading PennyMac Finl shares will generate the highest return on investment. By undertsting and applying PennyMac Finl stock market strength indicators, traders can identify PennyMac Finl Svcs entry and exit signals to maximize returns.

PennyMac Finl Risk Indicators

The analysis of PennyMac Finl's basic risk indicators is one of the essential steps in accurately forecasting its future price. The process involves identifying the amount of risk involved in PennyMac Finl's investment and either accepting that risk or mitigating it. Along with some essential techniques for forecasting pennymac stock prices, we also provide a set of basic risk indicators that can assist in the individual investment decision or help in hedging the risk of your existing portfolios.
Please note, the risk measures we provide can be used independently or collectively to perform a risk assessment. When comparing two potential investments, we recommend comparing similar equities with homogenous growth potential and valuation from related markets to determine which investment holds the most risk.

Currently Active Assets on Macroaxis

When determining whether PennyMac Finl Svcs offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of PennyMac Finl's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Pennymac Finl Svcs Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Pennymac Finl Svcs Stock:
Check out Historical Fundamental Analysis of PennyMac Finl to cross-verify your projections.
You can also try the Money Managers module to screen money managers from public funds and ETFs managed around the world.
Is Commercial & Residential Mortgage Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of PennyMac Finl. If investors know PennyMac will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about PennyMac Finl listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
1.592
Dividend Share
1.2
Earnings Share
9.3
Revenue Per Share
52.836
Quarterly Revenue Growth
(0.01)
The market value of PennyMac Finl Svcs is measured differently than its book value, which is the value of PennyMac that is recorded on the company's balance sheet. Investors also form their own opinion of PennyMac Finl's value that differs from its market value or its book value, called intrinsic value, which is PennyMac Finl's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because PennyMac Finl's market value can be influenced by many factors that don't directly affect PennyMac Finl's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between PennyMac Finl's value and its price as these two are different measures arrived at by different means. Investors typically determine if PennyMac Finl is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, PennyMac Finl's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.