United Security Bancshares Stock Alpha and Beta Analysis

UBFO Stock  USD 10.17  0.14  1.40%   
This module allows you to check different measures of market premium (i.e., alpha and beta) for all equities such as United Security Bancshares. It also helps investors analyze the systematic and unsystematic risks associated with investing in United Security over a specified time horizon. Remember, high United Security's alpha is almost always a sign of good performance; however, a high beta will depend on investors' risk tolerance level and may signal increased volatility and potential future overvaluation. Key technical indicators related to United Security's market risk premium analysis include:
Beta
0.0859
Alpha
0.15
Risk
1.5
Sharpe Ratio
0.19
Expected Return
0.28
Please note that although United Security alpha is a measure of relative return and represented here as a single number, it indicates the percentage above or below your selected benchmark (i.e., Dow Jones Industrial index.) So in this particular case, United Security did 0.15  better than the index. Remember, a high alpha is always good. Beta, on the other hand, measures the volatility (or risk) of an investment. It is an indication of United Security Bancshares stock's relative risk over its benchmark. United Security Banc has a beta of 0.09  . As returns on the market increase, United Security's returns are expected to increase less than the market. However, during the bear market, the loss of holding United Security is expected to be smaller as well. At this time, United Security's Price Book Value Ratio is very stable compared to the past year. As of the 10th of January 2026, Price Fair Value is likely to grow to 1.96, while Book Value Per Share is likely to drop 3.77.

Enterprise Value

(175.34 Million)

Alpha is a measure of relative performance on a risk-adjusted basis, while beta measures volatility against the benchmark. The goal is to know if an investor is being compensated for the volatility risk taken. The return on investment might be better than its reference but still not compensate for the assumption of the risk.
Check out United Security Backtesting, United Security Valuation, United Security Correlation, United Security Hype Analysis, United Security Volatility, United Security History and analyze United Security Performance.

United Security Market Premiums

Investors always prefer to have the highest possible return on investment, coupled with the lowest possible volatility. United Security market risk premium is the additional return an investor will receive from holding United Security long position in a well-diversified portfolio. The market premium is part of the Capital Asset Pricing Model (CAPM), which most analysts and investors use to calculate the acceptable rate of return on investment in United Security. At the center of the CAPM is the concept of risk and reward, which is usually communicated by investors using alpha and beta measures. Alpha and beta are two of the key measurements used to evaluate United Security's performance over market.
α0.15   β0.09

United Security expected buy-and-hold returns

Although buy-and-hold investment strategy may not appeal to all investors, it may be used as a good measure of United Security's Buy-and-hold return. Our buy-and-hold chart shows how United Security performed over your current time horizon against a typical interest-earning bank account and a selected benchmark.

United Security Market Price Analysis

Market price analysis indicators help investors to evaluate how United Security stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing, and determine when trading United Security shares will generate the highest return on investment. By understating and applying United Security stock market price indicators, traders can identify United Security position entry and exit signals to maximize returns.

United Security Return and Market Media

The median price of United Security for the period between Sun, Oct 12, 2025 and Sat, Jan 10, 2026 is 9.68 with a coefficient of variation of 5.49. The daily time series for the period is distributed with a sample standard deviation of 0.52, arithmetic mean of 9.55, and mean deviation of 0.46. The Stock received some media coverage during the period.
 Price Growth (%)  
       Timeline  
1
Will United Security Bancshares stock outperform value peers - Weekly Volume Report Target Return Focused Picks - newser.com
10/20/2025
 
United Security dividend paid on 21st of October 2025
10/21/2025
2
Real time breakdown of United Security Bancshares stock performance - Quarterly Trade Review Stock Market Timing Techniques - newser.com
11/04/2025
3
Acquisition by Cavalla Stanley J of 292 shares of United Security subject to Rule 16b-3
11/12/2025
4
What momentum indicators show for United Security Bancshares stock - Trade Entry Summary Weekly Setup with ROI Potential - newser.com
11/18/2025
5
Acquisition by Robert Oberg of 1586 shares of United Security at 9.92 subject to Rule 16b-3
12/01/2025
6
What drives United Security Bancshares stock price - Price-to-Earnings Ratio Insights Easy Tools to Analyze Your Investment Risk - earlytimes.in
12/05/2025
7
Acquisition by William Yarbenet of 5769 shares of United Security subject to Rule 16b-3
12/12/2025
8
Shareholder Alert The Ademi Firm investigates whether United Security Bancshares is obtaining a Fair Price for its Public Shareholders
12/17/2025
9
Head-To-Head Comparison First Northern Community Bancorp versus United Security Bancshares
12/18/2025
10
BRODSKY SMITH SHAREHOLDER UPDATE Notifying Investors of the Following Investigations Alexander Baldwin, Inc. , United Security Bancshares , Udemy, Inc. , Mersan...
12/23/2025
11
Acquisition by David Kinross of 2500 shares of United Security subject to Rule 16b-3
12/31/2025
12
Why United Security Bancshares stock remains undervalued - July 2025 Drop Watch Consistent Income Trade Ideas - ulpravda.ru
01/08/2026

About United Security Beta and Alpha

For many years both, Alpha and Beta indicators are used by professional money managers as critical performance measurement tools across virtually all financial instruments including United or other stocks. Alpha measures the amount that position in United Security Banc has returned in comparison to a selected market index or another relevant benchmark. In other words, Alpha is the excess return on an investment relative to the performance of your selected benchmark. Beta, on the other hand, measures the relative risk of your investment.
 2023 2024 2025 2026 (projected)
Dividend Yield0.05470.04790.04310.0249
Price To Sales Ratio2.182.653.053.63

United Security Upcoming Company Events

As portrayed in its financial statements, the presentation of United Security's financial position is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, United Security's leadership is honest, while the outside auditors are strict and uncompromising. Whatever the case, investors should always follow all of United Security's public filing events to personally review all filings and be reasonable and skeptical to interpret all of the financial statements of United Security. Please utilize our Beneish M Score to check the likelihood of United Security's management manipulating its earnings.
24th of April 2024
Upcoming Quarterly Report
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31st of March 2024
Next Fiscal Quarter End
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Align your risk with return expectations

By capturing your risk tolerance and investment horizon Macroaxis technology of instant portfolio optimization will compute exactly how much risk is acceptable for your desired return expectations
When determining whether United Security Banc offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of United Security's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of United Security Bancshares Stock. Outlined below are crucial reports that will aid in making a well-informed decision on United Security Bancshares Stock:
United Security technical stock analysis exercises models and trading practices based on price and volume transformations, such as the moving averages, relative strength index, regressions, price and return correlations, business cycles, stock market cycles, or different charting patterns.
A focus of United Security technical analysis is to determine if market prices reflect all relevant information impacting that market. A technical analyst looks at the history of United Security trading pattern rather than external drivers such as economic, fundamental, or social events. It is believed that price action tends to repeat itself due to investors' collective, patterned behavior. Hence technical analysis focuses on identifiable price trends and conditions. More Info...