Thomas Bradley - Horace Mann Director
| HMN Stock | USD 41.27 0.16 0.39% |
Insider
Thomas Bradley is Director of Horace Mann Educators since 2021.
| Age | 62 |
| Tenure | 3 years |
| Address | 1 Horace Mann Plaza, Springfield, IL, United States, 62715-0001 |
| Phone | 217 789 2500 |
| Web | https://www.horacemann.com |
Horace Mann Management Efficiency
As of the 26th of November 2024, Return On Tangible Assets is likely to drop to 0. In addition to that, Return On Capital Employed is likely to drop to 0. At this time, Horace Mann's Fixed Asset Turnover is very stable compared to the past year. As of the 26th of November 2024, Asset Turnover is likely to grow to 0.17, while Total Assets are likely to drop about 7.8 B. Horace Mann's management efficiency ratios could be used to measure how well Horace Mann manages its routine affairs as well as how well it operates its assets and liabilities.Similar Executives
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Management Performance
| Return On Equity | 0.089 | ||||
| Return On Asset | 0.0072 |
Horace Mann Educators Leadership Team
Elected by the shareholders, the Horace Mann's board of directors comprises two types of representatives: Horace Mann inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Horace. The board's role is to monitor Horace Mann's management team and ensure that shareholders' interests are well served. Horace Mann's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Horace Mann's outside directors are responsible for providing unbiased perspectives on the board's policies.
| Wade Rugenstein, Executive Vice President - Supplemental and Operations | ||
| Stephen Hasenmiller, Independent Director | ||
| Paul Haley, Chief Risk Officer | ||
| Daniel Domenech, Independent Director | ||
| Steven Swyers, Independent Director | ||
| Heather Wietzel, Vice President of Investor Relations | ||
| Stephen McAnena, Executive COO | ||
| Beverley McClure, Independent Director | ||
| Mark Desrochers, Senior Vice President Chief Corporate Actuary, Acting Head Property and Casualty business | ||
| Marita Zuraitis, CEO and President Director, Member of Executive Committee, Member of Investment and Fin. Committee and Member of Customer Experience and Technology Committee | ||
| Mark Konen, Independent Director | ||
| Ryan Greenier, Vice President - Investor Relations | ||
| Bret Conklin, Principal Accounting Officer, Sr. VP and Controller | ||
| Matthew Sharpe, Executive Vice President - Distribution & Business Strategy | ||
| Elizabeth Moore, Chief Human Resource Officer, Senior Vice President | ||
| Michael Weckenbrock, Senior Vice President Life & Retirement | ||
| Donald Carley, Senior Vice President, General Counsel, Corporate Secretary and Chief Compliance Officer | ||
| Stephanie Fulks, Senior Officer | ||
| Kimberly Johnson, Principal Accounting Officer, Vice President Controller | ||
| Mark Casady, Independent Director | ||
| H Reece, Independent Chairman of the Board | ||
| Thomas Bradley, Director | ||
| Robert Stricker, Independent Director | ||
| Perry Hines, Independent Director | ||
| Jennifer Thayer, Chief Human Resource Officer, Senior Vice President |
Horace Stock Performance Indicators
The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Horace Mann a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.
| Return On Equity | 0.089 | ||||
| Return On Asset | 0.0072 | ||||
| Profit Margin | 0.07 % | ||||
| Operating Margin | 0.12 % | ||||
| Current Valuation | 2.2 B | ||||
| Shares Outstanding | 40.76 M | ||||
| Shares Owned By Insiders | 1.69 % | ||||
| Shares Owned By Institutions | 98.31 % | ||||
| Number Of Shares Shorted | 762.06 K | ||||
| Price To Earning | 11.86 X |
Pair Trading with Horace Mann
One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Horace Mann position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Horace Mann will appreciate offsetting losses from the drop in the long position's value.Moving together with Horace Stock
| 0.74 | L | Loews Corp Sell-off Trend | PairCorr |
Moving against Horace Stock
The ability to find closely correlated positions to Horace Mann could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Horace Mann when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Horace Mann - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Horace Mann Educators to buy it.
The correlation of Horace Mann is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Horace Mann moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Horace Mann Educators moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Horace Mann can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in Horace Mann Educators. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in population. You can also try the Cryptocurrency Center module to build and monitor diversified portfolio of extremely risky digital assets and cryptocurrency.
Is Multi-line Insurance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Horace Mann. If investors know Horace will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Horace Mann listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 1.964 | Dividend Share 1.35 | Earnings Share 2.52 | Revenue Per Share 38.477 | Quarterly Revenue Growth 0.088 |
The market value of Horace Mann Educators is measured differently than its book value, which is the value of Horace that is recorded on the company's balance sheet. Investors also form their own opinion of Horace Mann's value that differs from its market value or its book value, called intrinsic value, which is Horace Mann's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Horace Mann's market value can be influenced by many factors that don't directly affect Horace Mann's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Horace Mann's value and its price as these two are different measures arrived at by different means. Investors typically determine if Horace Mann is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Horace Mann's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.