Christa Steele - OFG Bancorp Independent Director

OFG Stock  USD 45.52  1.11  2.50%   

Director

Christa Steele is Independent Director of OFG Bancorp since 2019.
Age 44
Tenure 5 years
Address 254 MuNoz Rivera Avenue, San Juan, PR, United States, 00918
Phone787 771 6800
Webhttps://www.ofgbancorp.com

OFG Bancorp Management Efficiency

The company has Return on Asset of 0.0179 % which means that on every $100 spent on assets, it made $0.0179 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.1611 %, implying that it generated $0.1611 on every 100 dollars invested. OFG Bancorp's management efficiency ratios could be used to measure how well OFG Bancorp manages its routine affairs as well as how well it operates its assets and liabilities. The current Return On Tangible Assets is estimated to decrease to 0.01. The current Return On Capital Employed is estimated to decrease to 0.02. The OFG Bancorp's current Intangible Assets is estimated to increase to about 73.7 M, while Total Assets are projected to decrease to roughly 1.1 B.
OFG Bancorp has 224.8 M in debt with debt to equity (D/E) ratio of 6.91, demonstrating that the company may be unable to create cash to meet all of its financial commitments. Note however, debt could still be an excellent tool for OFG to invest in growth at high rates of return.

Similar Executives

Showing other executives

DIRECTOR Age

Julie CaponiFirst Commonwealth Financial
59
Bart JohnsonFirst Commonwealth Financial
55
Luke LatimerFirst Commonwealth Financial
44
Joseph WittOld Point Financial
63
Robert VenturaFirst Commonwealth Financial
71
Debbie NalchajianCohenCommunity West Bancshares
N/A
Richard JacobsonFirst Financial Northwest
61
David GreenfieldFirst Commonwealth Financial
70
Steven McDonaldCommunity West Bancshares
74
Gary ClausFirst Commonwealth Financial
68
Joann CPAFirst Financial Northwest
69
Ray CharleyFirst Commonwealth Financial
69
John IllgenCommunity West Bancshares
79
Stephen WolfeFirst Commonwealth Financial
56
Susan BallardLake Shore Bancorp
60
Johnston GlassFirst Commonwealth Financial
71
Aradhna OliphantFirst Commonwealth Financial
55
OFG Bancorp, a financial holding company, provides a range of banking and financial services. OFG Bancorp was founded in 1964 and is headquartered in San Juan, Puerto Rico. OFG Bancorp operates under BanksRegional classification in the United States and is traded on New York Stock Exchange. It employs 2247 people. OFG Bancorp (OFG) is traded on New York Stock Exchange in USA. It is located in 254 MuNoz Rivera Avenue, San Juan, PR, United States, 00918 and employs 2,236 people. OFG Bancorp is listed under Regional Banks category by Fama And French industry classification.

Management Performance

OFG Bancorp Leadership Team

Elected by the shareholders, the OFG Bancorp's board of directors comprises two types of representatives: OFG Bancorp inside directors who are chosen from within the company, and outside directors, selected externally and held independent of OFG. The board's role is to monitor OFG Bancorp's management team and ensure that shareholders' interests are well served. OFG Bancorp's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, OFG Bancorp's outside directors are responsible for providing unbiased perspectives on the board's policies.
Juan Aguayo, Independent Director
Gary Fishman, IR Contact
Hugh Esq, General Secretary
Jose Lazaro, Chief Compliance Officer, Chief Risk Officer
Cesar Ortiz, Senior Vice President Chief Accounting Officer
Ramn RosadoLinera, Senior Vice President Treasurer
Edwin Perez, Independent Director
Maritza Arizmendi, Senior Vice President - Corporate Finance, Chief Accounting Officer
CISA CPA, Sr Admin
Jose Cabrera, Chief Compliance Officer, Chief Risk Officer
Mari Mimoso, Chief Officer
Hugh GonzalezRobison, General Board
Jennifer Nazario, Managing Resources
Jose Fernandez, Vice Chairman, CEO and President and Director of Oriental Bank and Trust
Ramn JD, Senior Program
CPA CPA, Chief Officer
Patrick Haggarty, Managing Banking
Esq CPA, Chief Officer
Ada Castello, Managing Operations
Ganesh Kumar, Chief Operating Officer, Senior Executive Vice President
Susan Harnett, Independent Director
Ramon RosadoLinera, Senior Vice President and U.S. Loan Program Director
Milagros Prez, Executive Auto
Christa Steele, Independent Director
General CPA, Senior Insurance
Nestor Jesus, Independent Director
Jorge ColonGerena, Independent Director
Krisen Torres, Vice Control
Julian Inclan, Independent Chairman of the Board
Jos Fernndez, CEO President
Rafael Velez, Independent Director
Pedro Morazzani, Independent Director

OFG Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is OFG Bancorp a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Currently Active Assets on Macroaxis

When determining whether OFG Bancorp is a strong investment it is important to analyze OFG Bancorp's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact OFG Bancorp's future performance. For an informed investment choice regarding OFG Stock, refer to the following important reports:
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in OFG Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.
For more detail on how to invest in OFG Stock please use our How to Invest in OFG Bancorp guide.
You can also try the Portfolio Volatility module to check portfolio volatility and analyze historical return density to properly model market risk.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of OFG Bancorp. If investors know OFG will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about OFG Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.053
Dividend Share
0.97
Earnings Share
4.13
Revenue Per Share
13.63
Quarterly Revenue Growth
(0.02)
The market value of OFG Bancorp is measured differently than its book value, which is the value of OFG that is recorded on the company's balance sheet. Investors also form their own opinion of OFG Bancorp's value that differs from its market value or its book value, called intrinsic value, which is OFG Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because OFG Bancorp's market value can be influenced by many factors that don't directly affect OFG Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between OFG Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if OFG Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, OFG Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.