OFG Financial Statements From 2010 to 2026

Stocks . USA . 
Stock . OFG Bancorp
OFG Stock  USD 41.55  0.37  0.88%   
OFG Bancorp's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing OFG Bancorp's valuation are provided below:
Gross Profit
624 M
Profit Margin
0.3198
Market Capitalization
1.9 B
Enterprise Value Revenue
3.4004
Revenue
624 M
There are over one hundred nineteen available trending fundamental ratios for OFG Bancorp, which can be analyzed over time and compared to other ratios. Active traders should verify all of OFG Bancorp recent fundamental drivers against the trend between 2010 and 2026 to make sure the company can sustain itself for few more years. The OFG Bancorp's current Market Cap is estimated to increase to about 1.7 B. The OFG Bancorp's current Enterprise Value is estimated to increase to about 1.2 B

OFG Bancorp Total Revenue

993.5 Million

Check OFG Bancorp financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among OFG Bancorp's main balance sheet or income statement drivers, such as Interest Expense of 195.4 M, Other Operating Expenses of 687.1 M or Operating Income of 306.4 M, as well as many indicators such as Price To Sales Ratio of 1.28, Dividend Yield of 0.027 or PTB Ratio of 1.39. OFG financial statements analysis is a perfect complement when working with OFG Bancorp Valuation or Volatility modules.
  
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Check out the analysis of OFG Bancorp Correlation against competitors.
For more detail on how to invest in OFG Stock please use our How to Invest in OFG Bancorp guide.

OFG Bancorp Balance Sheet

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Common Stock Shares Outstanding34.4 M53.9 M46.9 M
Pretty Stable
Total Assets13.9 B13.2 B8.6 B
Slightly volatile
Short and Long Term Debt Total461.6 M485.9 M791.5 M
Slightly volatile
Other Current Liabilities11.6 B11 B6 B
Slightly volatile
Total Current Liabilities11.7 B11.1 B6.5 B
Slightly volatile
Total Stockholder Equity1.5 B1.4 B989.2 M
Slightly volatile
Property Plant And Equipment Net149.4 M142.3 M93.6 M
Slightly volatile
Retained Earnings932.2 M887.8 M351.1 M
Slightly volatile
Cash386.1 M679.8 M743.6 M
Pretty Stable
Non Current Assets Total10.2 B9.7 B5.3 B
Slightly volatile
Cash And Short Term Investments3.5 B3.4 B2.2 B
Slightly volatile
Net Receivables41.3 M82.4 M64.3 M
Slightly volatile
Liabilities And Stockholders Equity13.9 B13.2 B8.6 B
Slightly volatile
Non Current Liabilities Total683.9 M651.3 M346.3 M
Pretty Stable
Other Stockholder Equity251.8 M394.2 M409.9 M
Pretty Stable
Total Liabilities12.4 B11.8 B7.2 B
Slightly volatile
Property Plant And Equipment Gross262.1 M249.6 M116.8 M
Slightly volatile
Total Current Assets3.7 B3.5 B3 B
Slightly volatile
Short Term Debt82.2 M86.5 M556.7 M
Slightly volatile
Accumulated Other Comprehensive Income96.2 M91.7 M82.1 M
Slightly volatile
Other Liabilities741.3 K780.3 K33.1 M
Slightly volatile
Accounts Payable136.6 M143.7 M608.5 M
Pretty Stable
Long Term Debt278.7 M293.4 M245.5 M
Pretty Stable
Common Stock Total Equity43 M68.9 M53.4 M
Slightly volatile
Short Term Investments2.8 B2.7 B1.4 B
Slightly volatile
Preferred Stock Total Equity88.1 M105.8 M98.1 M
Very volatile
Common Stock44.6 M68.9 M53.5 M
Slightly volatile
Property Plant Equipment149.4 M142.3 M90.2 M
Slightly volatile
Good Will55.1 M96.9 M74.7 M
Slightly volatile
Intangible Assets102.9 M98 M51.1 M
Slightly volatile
Other Current Assets61.6 M64.9 M749 M
Very volatile
Net Tangible Assets877.9 M1.1 B834.5 M
Slightly volatile
Capital Surpluse647.6 M735.8 M594.8 M
Slightly volatile
Long Term Investments2.5 B2.4 B3 B
Very volatile
Non Current Liabilities Other46.2 M48.7 M437.7 M
Slightly volatile
Short and Long Term Debt43 M45.2 M509.6 M
Slightly volatile
Earning Assets994.9 M1 B1.3 B
Slightly volatile
Net Invested Capital1.3 B1.8 B1.1 B
Slightly volatile
Capital Stock79.5 M53.9 M120.2 M
Slightly volatile
Capital Lease Obligations23.4 M19.2 M33.9 M
Slightly volatile

OFG Bancorp Income Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Interest Expense195.4 M186.1 M85.8 M
Slightly volatile
Other Operating Expenses687.1 M654.4 M380.3 M
Slightly volatile
Total Operating Expenses392.4 M373.7 M228.9 M
Slightly volatile
Total Revenue993.5 M946.2 M515.1 M
Slightly volatile
Gross Profit698.8 M665.5 M363.7 M
Slightly volatile
Depreciation And Amortization32.3 M30.8 M16.5 M
Slightly volatile
Selling General Administrative206.4 M196.6 M113.2 M
Slightly volatile
Selling And Marketing Expenses11.7 M11.2 M6.9 M
Slightly volatile
Cost Of Revenue294.7 M280.7 M152.3 M
Slightly volatile
Preferred Stock And Other Adjustments1.1 M1.1 M7.7 M
Slightly volatile
Net Interest Income442 M676.7 M401.4 M
Slightly volatile
Interest Income511.5 M862.8 M473.9 M
Slightly volatile
Reconciled Depreciation21.6 M30.8 M16.6 M
Slightly volatile

OFG Bancorp Cash Flow Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Begin Period Cash Flow903.4 M860.4 M774.6 M
Slightly volatile
Depreciation32.3 M30.8 M16.5 M
Slightly volatile
Dividends Paid55.1 M52.5 M28.2 M
Slightly volatile
Capital Expenditures50.4 M48 M17.4 M
Slightly volatile
End Period Cash Flow391.8 M679.8 M742.6 M
Pretty Stable

Financial Ratios

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio1.282.161.7628
Slightly volatile
Dividend Yield0.0270.02080.0324
Slightly volatile
PTB Ratio1.391.810.9778
Slightly volatile
Days Sales Outstanding41.5636.5634.4363
Slightly volatile
Book Value Per Share25.4224.2120.5278
Slightly volatile
Stock Based Compensation To Revenue0.00820.00780.0053
Slightly volatile
Capex To Depreciation0.921.791.692
Slightly volatile
PB Ratio1.391.810.9778
Slightly volatile
Payables Turnover1.4 K1.3 K1.4 K
Slightly volatile
Sales General And Administrative To Revenue0.130.190.2048
Slightly volatile
Capex To Revenue0.03710.05830.0379
Pretty Stable
Cash Per Share59.3656.5345.7229
Pretty Stable
Days Payables Outstanding0.270.281.7692
Slightly volatile
Intangibles To Total Assets0.01610.01690.0581
Slightly volatile
Current Ratio0.30.290.2984
Pretty Stable
Tangible Book Value Per Share21.9820.9417.9032
Slightly volatile
Receivables Turnover8.1410.3311.2229
Slightly volatile
Graham Number47.9245.6430.4209
Slightly volatile
Shareholders Equity Per Share25.4224.2120.5278
Slightly volatile
Debt To Equity0.370.391.2915
Slightly volatile
Capex Per Share0.850.80.3563
Slightly volatile
Revenue Per Share16.6715.8810.6064
Slightly volatile
Interest Debt Per Share13.6914.4121.3853
Slightly volatile
Debt To Assets0.04010.04230.1335
Slightly volatile
Price Book Value Ratio1.391.810.9778
Slightly volatile
Days Of Payables Outstanding0.270.281.7692
Slightly volatile
Ebt Per Ebit0.80.90.9842
Slightly volatile
Company Equity Multiplier13.3910.549.2794
Pretty Stable
Long Term Debt To Capitalization0.350.240.2318
Slightly volatile
Total Debt To Capitalization0.280.290.4024
Slightly volatile
Debt Equity Ratio0.370.391.2915
Slightly volatile
Quick Ratio0.30.290.3012
Pretty Stable
Net Income Per E B T0.970.90.7579
Very volatile
Cash Ratio0.04820.0550.1006
Very volatile
Days Of Sales Outstanding41.5636.5634.4363
Slightly volatile
Price To Book Ratio1.391.810.9778
Slightly volatile
Fixed Asset Turnover6.185.995.7003
Pretty Stable
Debt Ratio0.04010.04230.1335
Slightly volatile
Price Sales Ratio1.282.161.7628
Slightly volatile
Asset Turnover0.07520.08230.0613
Slightly volatile
Gross Profit Margin0.420.630.6397
Slightly volatile
Price Fair Value1.391.810.9778
Slightly volatile

OFG Bancorp Valuation Data

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Market Cap1.7 B1.6 B1.4 B
Slightly volatile
Enterprise Value1.2 B1.1 B1.2 B
Slightly volatile

OFG Fundamental Market Drivers

OFG Upcoming Events

18th of April 2024
Upcoming Quarterly Report
View
18th of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
22nd of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

About OFG Bancorp Financial Statements

OFG Bancorp stakeholders use historical fundamental indicators, such as OFG Bancorp's revenue or net income, to determine how well the company is positioned to perform in the future. Although OFG Bancorp investors may analyze each financial statement separately, they are all interrelated. For example, changes in OFG Bancorp's assets and liabilities are reflected in the revenues and expenses on OFG Bancorp's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in OFG Bancorp. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Total Revenue946.2 M993.5 M
Cost Of Revenue280.7 M294.7 M
Stock Based Compensation To Revenue 0.01  0.01 
Sales General And Administrative To Revenue 0.19  0.13 
Capex To Revenue 0.06  0.04 
Revenue Per Share 15.88  16.67 
Ebit Per Revenue 0.28  0.14 

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When determining whether OFG Bancorp is a strong investment it is important to analyze OFG Bancorp's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact OFG Bancorp's future performance. For an informed investment choice regarding OFG Stock, refer to the following important reports:
How To Invest In OFG
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Is OFG Stock a good investment?
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What is OFG Bancorp's Net Worth?
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Largest Regional Banks Companies
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Largest Banks - Regional Companies
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Check out the analysis of OFG Bancorp Correlation against competitors.
For more detail on how to invest in OFG Stock please use our How to Invest in OFG Bancorp guide.
You can also try the Portfolio Suggestion module to get suggestions outside of your existing asset allocation including your own model portfolios.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of OFG Bancorp. If investors know OFG will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about OFG Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.16
Dividend Share
1.15
Earnings Share
4.4
Revenue Per Share
13.827
Quarterly Revenue Growth
0.03
The market value of OFG Bancorp is measured differently than its book value, which is the value of OFG that is recorded on the company's balance sheet. Investors also form their own opinion of OFG Bancorp's value that differs from its market value or its book value, called intrinsic value, which is OFG Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because OFG Bancorp's market value can be influenced by many factors that don't directly affect OFG Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
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Please note, there is a significant difference between OFG Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if OFG Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, OFG Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
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