OFG Financial Statements From 2010 to 2026

Stocks . USA . 
Stock . OFG Bancorp
OFG Stock  USD 41.12  0.12  0.29%   
OFG Bancorp's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing OFG Bancorp's valuation are provided below:
Gross Profit
623.9 M
Profit Margin
0.3287
Market Capitalization
1.8 B
Enterprise Value Revenue
3.0806
Revenue
623.9 M
There are over one hundred nineteen available trending fundamental ratios for OFG Bancorp, which can be analyzed over time and compared to other ratios. Active traders should verify all of OFG Bancorp recent fundamental drivers against the trend between 2010 and 2026 to make sure the company can sustain itself for few more years. The OFG Bancorp's current Market Cap is estimated to increase to about 1.8 B. The OFG Bancorp's current Enterprise Value is estimated to increase to about 1.4 B

OFG Bancorp Total Revenue

905.75 Million

Check OFG Bancorp financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among OFG Bancorp's main balance sheet or income statement drivers, such as Interest Expense of 181.1 M, Other Operating Expenses of 626.4 M or Operating Income of 279.3 M, as well as many indicators such as Price To Sales Ratio of 1.29, Dividend Yield of 0.0269 or PTB Ratio of 1.39. OFG financial statements analysis is a perfect complement when working with OFG Bancorp Valuation or Volatility modules.
  
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Check out the analysis of OFG Bancorp Correlation against competitors.
For more detail on how to invest in OFG Stock please use our How to Invest in OFG Bancorp guide.

OFG Bancorp Balance Sheet

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Common Stock Shares Outstanding34.8 M47.4 M46.5 M
Pretty Stable
Total Assets13.1 B12.5 B8.5 B
Slightly volatile
Short and Long Term Debt Total551.4 M580.5 M802.3 M
Slightly volatile
Other Current Liabilities11 B10.5 B5.9 B
Slightly volatile
Total Current Liabilities11.1 B10.6 B6.5 B
Slightly volatile
Total Stockholder Equity1.5 B1.4 B982.9 M
Slightly volatile
Property Plant And Equipment Net52.7 M93.6 M85 M
Slightly volatile
Retained Earnings949.9 M904.6 M353.1 M
Slightly volatile
Cash1.1 B1 B806.4 M
Slightly volatile
Non Current Assets Total11.8 B11.2 B5.5 B
Slightly volatile
Cash And Short Term Investments972.7 M1 B1.9 B
Very volatile
Net Receivables170.1 M162 M76.5 M
Slightly volatile
Liabilities And Stockholders Equity13.1 B12.5 B8.5 B
Slightly volatile
Non Current Liabilities Total254.8 M479.7 M311 M
Pretty Stable
Other Stockholder Equity258.1 M442.4 M413.1 M
Pretty Stable
Total Liabilities11.6 B11.1 B7.1 B
Slightly volatile
Property Plant And Equipment Gross262.1 M249.6 M116.8 M
Slightly volatile
Total Current Assets1.4 B1.2 B2.7 B
Very volatile
Short Term Debt95.7 M100.7 M558.4 M
Slightly volatile
Other Liabilities741.3 K780.3 K33.1 M
Slightly volatile
Accounts Payable136.6 M143.7 M608.5 M
Pretty Stable
Long Term Debt278.7 M293.4 M245.5 M
Pretty Stable
Common Stock Total Equity43 M68.9 M53.4 M
Slightly volatile
Short Term Investments21.9 K23 K1.1 B
Pretty Stable
Preferred Stock Total Equity88.1 M105.8 M98.1 M
Very volatile
Common Stock45.4 M68.9 M53.6 M
Slightly volatile
Property Plant Equipment149.4 M142.3 M90.2 M
Slightly volatile
Good Will56.6 M96.9 M74.8 M
Slightly volatile
Intangible Assets9.4 M9.9 M40.4 M
Slightly volatile
Other Current Assets19.4 M20.4 M743.9 M
Very volatile
Net Tangible Assets877.9 M1.1 B834.5 M
Slightly volatile
Capital Surpluse647.6 M735.8 M594.8 M
Slightly volatile
Long Term Investments2.5 B2.4 B3 B
Very volatile
Non Current Liabilities Other46.2 M48.7 M437.7 M
Slightly volatile
Short and Long Term Debt43 M45.2 M509.6 M
Slightly volatile
Earning Assets994.9 M1 B1.3 B
Slightly volatile
Net Invested Capital1.3 B1.8 B1.1 B
Slightly volatile
Capital Stock79.5 M53.9 M120.2 M
Slightly volatile
Capital Lease Obligations23.4 M19.2 M33.9 M
Slightly volatile

OFG Bancorp Income Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Interest Expense181.1 M172.5 M84.1 M
Slightly volatile
Other Operating Expenses626.4 M596.6 M373.3 M
Slightly volatile
Total Operating Expenses365.9 M348.5 M225.9 M
Slightly volatile
Total Revenue905.7 M862.6 M505 M
Slightly volatile
Gross Profit645.2 M614.5 M357.6 M
Slightly volatile
Depreciation And Amortization9.6 M19.1 M14.4 M
Slightly volatile
Selling General Administrative183.2 M174.5 M110.5 M
Slightly volatile
Selling And Marketing Expenses5.1 M8 M6.3 M
Slightly volatile
Cost Of Revenue128.3 M248.1 M140.6 M
Pretty Stable
Preferred Stock And Other Adjustments1.1 M1.1 M7.7 M
Slightly volatile
Net Interest Income442 M676.7 M401.4 M
Slightly volatile
Interest Income511.5 M862.8 M473.9 M
Slightly volatile
Reconciled Depreciation21.6 M30.8 M16.6 M
Slightly volatile

OFG Bancorp Cash Flow Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Begin Period Cash Flow903.4 M860.4 M774.6 M
Slightly volatile
Depreciation32.3 M30.8 M16.5 M
Slightly volatile
Dividends Paid55.1 M52.5 M28.2 M
Slightly volatile
Capital Expenditures50.4 M48 M17.4 M
Slightly volatile
End Period Cash Flow391.8 M679.8 M742.6 M
Pretty Stable

Financial Ratios

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio1.292.21271.7665
Slightly volatile
Dividend Yield0.02690.02810.0328
Pretty Stable
PTB Ratio1.391.37320.9521
Slightly volatile
Days Sales Outstanding42.4968.534636.3719
Slightly volatile
Book Value Per Share31.3329.842821.2068
Slightly volatile
Stock Based Compensation To Revenue0.00820.00780.0053
Slightly volatile
Capex To Depreciation0.921.791.692
Slightly volatile
PB Ratio1.391.37320.9521
Slightly volatile
Payables Turnover1.4 K1.3 K1.4 K
Slightly volatile
Sales General And Administrative To Revenue0.130.20230.2055
Slightly volatile
Capex To Revenue0.03710.05830.0379
Pretty Stable
Cash Per Share16.0522.336141.1639
Pretty Stable
Days Payables Outstanding0.270.281.7692
Slightly volatile
Intangibles To Total Assets0.00720.00750.057
Slightly volatile
Current Ratio0.110.11540.2769
Slightly volatile
Tangible Book Value Per Share29.2127.822618.7333
Slightly volatile
Receivables Turnover8.035.325810.9221
Slightly volatile
Graham Number57.154.376431.4748
Slightly volatile
Shareholders Equity Per Share31.3329.842821.2068
Slightly volatile
Debt To Equity0.40.41761.2949
Slightly volatile
Capex Per Share0.850.80.3563
Slightly volatile
Revenue Per Share19.4518.5210.9252
Slightly volatile
Interest Debt Per Share15.3616.165121.5868
Slightly volatile
Debt To Assets0.04420.04660.1339
Slightly volatile
Price Book Value Ratio1.391.37320.9521
Slightly volatile
Days Of Payables Outstanding0.270.281.7692
Slightly volatile
Ebt Per Ebit1.031.010.9038
Pretty Stable
Company Equity Multiplier13.38.96819.1816
Very volatile
Long Term Debt To Capitalization0.350.24730.2323
Slightly volatile
Total Debt To Capitalization0.280.29460.4026
Slightly volatile
Debt Equity Ratio0.40.41761.2949
Slightly volatile
Quick Ratio0.120.11540.2804
Slightly volatile
Net Income Per E B T0.970.87610.7565
Very volatile
Cash Ratio0.10.09820.1062
Pretty Stable
Days Of Sales Outstanding42.4968.534636.3719
Slightly volatile
Price To Book Ratio1.391.37320.9521
Slightly volatile
Fixed Asset Turnover6.219.22055.8921
Very volatile
Debt Ratio0.04420.04660.1339
Slightly volatile
Price Sales Ratio1.292.21271.7665
Slightly volatile
Asset Turnover0.07520.06920.0605
Pretty Stable
Gross Profit Margin0.430.71240.6451
Slightly volatile
Price Fair Value1.391.37320.9521
Slightly volatile

OFG Bancorp Valuation Data

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Market Cap1.8 B1.7 B1.4 B
Slightly volatile
Enterprise Value1.4 B1.3 B1.2 B
Slightly volatile

OFG Fundamental Market Drivers

OFG Upcoming Events

18th of April 2024
Upcoming Quarterly Report
View
18th of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
22nd of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

About OFG Bancorp Financial Statements

OFG Bancorp stakeholders use historical fundamental indicators, such as OFG Bancorp's revenue or net income, to determine how well the company is positioned to perform in the future. Although OFG Bancorp investors may analyze each financial statement separately, they are all interrelated. For example, changes in OFG Bancorp's assets and liabilities are reflected in the revenues and expenses on OFG Bancorp's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in OFG Bancorp. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Total Revenue862.6 M905.7 M
Cost Of Revenue248.1 M128.3 M
Stock Based Compensation To Revenue 0.01  0.01 
Sales General And Administrative To Revenue 0.20  0.13 
Capex To Revenue 0.06  0.04 
Revenue Per Share 18.52  19.45 
Ebit Per Revenue 0.31  0.32 

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When determining whether OFG Bancorp is a strong investment it is important to analyze OFG Bancorp's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact OFG Bancorp's future performance. For an informed investment choice regarding OFG Stock, refer to the following important reports:
How To Invest In OFG
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Is OFG Stock a good investment?
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What is OFG Bancorp's Net Worth?
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Largest Regional Banks Companies
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Largest Banks - Regional Companies
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Check out the analysis of OFG Bancorp Correlation against competitors.
For more detail on how to invest in OFG Stock please use our How to Invest in OFG Bancorp guide.
You can also try the Risk-Return Analysis module to view associations between returns expected from investment and the risk you assume.
Can Regional Banks industry sustain growth momentum? Does OFG have expansion opportunities? Factors like these will boost the valuation of OFG Bancorp. Anticipated expansion of OFG directly elevates investor willingness to pay premium valuations. Determining accurate worth demands scrutiny of both present operating results and projected expansion capacity. Evaluating OFG Bancorp demands reviewing these metrics collectively while recognizing certain factors exert disproportionate influence.
Quarterly Earnings Growth
0.164
Dividend Share
1.2
Earnings Share
4.59
Revenue Per Share
14.005
Return On Assets
0.0171
Investors evaluate OFG Bancorp using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating OFG Bancorp's intrinsic value - the estimated true worth - helps identify when the stock trades at a discount or premium to fair value. Market participants employ diverse analytical approaches to determine fair value and identify buying opportunities when prices dip below calculated worth. External factors like market trends, sector rotation, and investor psychology can cause OFG Bancorp's market price to deviate significantly from intrinsic value.
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It's important to distinguish between OFG Bancorp's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding OFG Bancorp should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. Conversely, OFG Bancorp's market price signifies the transaction level at which participants voluntarily complete trades.
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