Provident Financial has a performance score of 6 on a scale of 0 to 100. The company holds a Beta of 1.05, which implies a somewhat significant risk relative to the market. Provident Financial returns are very sensitive to returns on the market. As the market goes up or down, Provident Financial is expected to follow. Provident Financial right now holds a risk of 1.71%. Please check Provident Financial value at risk, as well as the relationship between the skewness and day median price , to decide if Provident Financial will be following its historical price patterns.
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Compared to the overall equity markets, risk-adjusted returns on investments in Provident Financial Services are ranked lower than 6 (%) of all global equities and portfolios over the last 90 days. In spite of comparatively conflicting technical and fundamental indicators, Provident Financial may actually be approaching a critical reversion point that can send shares even higher in February 2026. ...more
Provident Financial Relative Risk vs. Return Landscape
If you would invest 1,865 in Provident Financial Services on October 11, 2025 and sell it today you would earn a total of 144.00 from holding Provident Financial Services or generate 7.72% return on investment over 90 days. Provident Financial Services is generating 0.1345% of daily returns assuming volatility of 1.7081% on return distribution over 90 days investment horizon. In other words, 15% of stocks are less volatile than Provident, and above 98% of all equities are expected to generate higher returns over the next 90 days.
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Considering the 90-day investment horizon Provident Financial is expected to generate 2.43 times more return on investment than the market. However, the company is 2.43 times more volatile than its market benchmark. It trades about 0.08 of its potential returns per unit of risk. The Dow Jones Industrial is currently generating roughly 0.17 per unit of risk.
Provident Financial Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for Provident Financial's investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as Provident Financial Services, and traders can use it to determine the average amount a Provident Financial's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = 0.0787
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Based on monthly moving average Provident Financial is performing at about 6% of its full potential. If added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of Provident Financial by adding it to a well-diversified portfolio.
Provident Financial Fundamentals Growth
Provident Stock prices reflect investors' perceptions of the future prospects and financial health of Provident Financial, and Provident Financial fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Provident Stock performance.
Assessing Provident Financial's fundamental ratios provides investors with valuable insights into Provident Financial's financial health and overall profitability. This information is crucial for making informed investment decisions. A high ROA would indicate that the Provident Financial is effectively leveraging its assets and equity to generate significant profits, making it an appealing investment. Conversely, low Return on Assets could signal underlying management issues in assets and equity, indicating a necessity for operational refinements. Please also refer to our technical analysis and fundamental analysis pages.
Provident Financial Services, Inc. operates as the bank holding company for Provident Bank that provides various banking products and services to individuals, families, and businesses in the United States. The company was founded in 18 and is headquartered in Jersey City, New Jersey. Provident Financial operates under BanksRegional classification in the United States and is traded on New York Stock Exchange. It employs 1119 people.
Things to note about Provident Financial performance evaluation
Checking the ongoing alerts about Provident Financial for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for Provident Financial help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.
Evaluating Provident Financial's performance can involve analyzing a variety of financial metrics and factors. Some of the key considerations to evaluate Provident Financial's stock performance include:
Analyzing Provident Financial's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Provident Financial's stock is overvalued or undervalued compared to its peers.
Examining Provident Financial's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
Evaluating Provident Financial's management team can have a significant impact on its success or failure. Reviewing the track record and experience of Provident Financial's management team can help you assess the Company's leadership.
Pay attention to analyst opinions and ratings of Provident Financial's stock. These opinions can provide insight into Provident Financial's potential for growth and whether the stock is currently undervalued or overvalued.
It's essential to remember that evaluating Provident Financial's stock performance is not an exact science, and many factors can impact Provident Financial's stock market price. Therefore, it's also important to diversify your portfolio and not rely solely on one company or stock for your investments.
Additional Tools for Provident Stock Analysis
When running Provident Financial's price analysis, check to measure Provident Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Provident Financial is operating at the current time. Most of Provident Financial's value examination focuses on studying past and present price action to predict the probability of Provident Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Provident Financial's price. Additionally, you may evaluate how the addition of Provident Financial to your portfolios can decrease your overall portfolio volatility.