Provident Financial Stock Target Price and Analyst Consensus

PFS Stock  USD 19.89  0.36  1.78%   
The current analyst and expert consensus on Provident Financial is Strong Buy, with 2 strong buy opinions. The current projected Provident Financial target price consensus is 23.13 with 5 analyst opinions. Check out Macroaxis Advice on Provident Financial to cross-verify analyst projections. Unlike analyst recommendations, Macroaxis provides advice only from the perspective of investor risk tolerance and investment horizon.
The most common way Provident Financial analysts use to provide recommendation to the public is financial statements analysis. Many experts also interview Provident Financial executives and customers to further validate their buy or sell advice. Note, the total number of analysts currently providing their opinion is not significant to determine adequate consensus on Provident Financial. We strongly encourage you to use your own analysis of Provident Financial to validate this buy or sell advice. Provident Financial buy-or-sell recommendation module provides average expert sentiment on the projected Provident Financial target price to derive its highest and lowest estimates based on projected price volatility of 1.8084.
Lowest Forecast
21.04
Highest Forecast
25.67
Target Price
23.13
Gross Profit is likely to gain to about 637.5 M in 2025. Pretax Profit Margin is likely to gain to 0.21 in 2025. At this time, Provident Financial's Property Plant Equipment is comparatively stable compared to the past year. Other Current Liabilities is likely to gain to about 19.6 B in 2025, whereas Retained Earnings are likely to drop slightly above 569.9 M in 2025.
It's important to approach Provident Financial's target price projections with caution. While they can be useful as part of a broader investment strategy, they are inherently speculative and subject to various kinds of risk, including market volatility and unforeseen external factors. Always consider multiple aspects and do your own research when making investment decisions.

Provident Financial Target Price Consensus

Provident target price is determined by taking all analyst projections and averaging them out. There is no one specific way to measure analysts' performance other than comparing it to past results via a very sophisticated attribution analysis. Provident Financial's target price projections below should be used in combination with other traditional price prediction techniques such as stock price forecasting, investor sentiment analysis, technical analysis, earnings estimate, and various momentum models.
   5  Strong Buy
Most Provident analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to help potential investors understand Provident stock's fair price compared to its market value. Analysts arrive at stock ratings after researching the public financial statements of Provident Financial, talking to its executives and customers, or listening to those companies' conference calls.
Macroaxis Advice   Exposure   Valuation

Provident Financial Target Price Projection

Provident Financial's current and average target prices are 19.89 and 23.12, respectively. The current price of Provident Financial is the price at which Provident Financial Services is currently trading. On the other hand, Provident Financial's target price is what analysts think the stock is worth or could sell for in the future. The more significant the discrepancy between the two prices, the more it stimulates investors to act.

Current Price

Provident Financial Market Quote on 31st of December 2025

Low Price19.87Odds
High Price20.25Odds

19.89

Target Price

Analyst Consensus On Provident Financial Target Price

Low Estimate21.04Odds
High Estimate25.67Odds

23.125

Historical Lowest Forecast  21.04 Target Price  23.13 Highest Forecast  25.67
Note that most analysts generally publish their price targets in research reports on specific companies, along with recommendations for the company's stock.Although price targets are often quoted in the financial news media, there could be a delay between the publication of the latest analyst outlook on Provident Financial Services and the information provided on this page.

Provident Financial Analyst Ratings

Provident Financial's analyst stock recommendations are determined by taking an average estimate of all analysts we track and classifying them as Strong Buy, Buy, Hold, Strong Sell, or Sell. Ratings generally communicate what analysts sense about Provident Financial stock, and they use a lot of effort and time to analyze it and arrive at a rating. That suggests that analyst recommendations are the outcome of an objective and thorough examination of Provident Financial's financials, market performance, and future outlook by experienced professionals. Provident Financial's historical ratings below, therefore, can serve as a valuable tool for investors.

Analyst Consensus Breakdown

Average Consensus Estimates

Analysts determine stock price targets through various methods, including financial modeling, peer comparison, and company analysis. The stock price target is the analyst's best estimate of the future price of a stock and is used by investors to make investment decisions. However, it is important to note that stock price targets are not guaranteed, and the actual price of a stock can differ significantly from the target due to various factors such as market conditions, economic events, and company developments.

Steps to utilize Provident Financial price targets

Provident Financial's stock target price is an estimate of its future price, usually made by analysts. Using Provident Financial's target price to determine if it is a suitable investment can be done through the following steps:
  • Look at Provident Financial's target prices provided by various analysts and compare them. This can help you gain a more balanced view of the Stock's potential.
  • Look at the analyst's track record to determine if they have a history of accurately predicting stock prices.
  • Look at the Company's financials, including revenue, earnings, and debt, to determine if it is in good financial health.
  • Consider market conditions. For example, take into account the state of the economy, competition, and regulatory environment, to determine if Provident Financial's stock is likely to perform well.
  • Diversify your portfolio and do not rely solely on stock target prices to make investment decisions. Invest in a mix of stocks, bonds, and other assets to manage risk.
Remember that stock target prices are just estimates and are subject to change. Therefore, using them as one factor in a larger investment strategy is essential rather than relying solely on them to make decisions.

Additional Provident Financial Value Projection Modules

Most investment researchers agree that the mispricing and readjustment of any Stock value happens often and is sometimes even predictable, but there is no strong theory explaining why it happens. The current price of Provident Financial is a key component of Provident Financial valuation and have some predictive power on the future returns of a Provident Financial.
Hype
Prediction
LowEstimatedHigh
18.1119.9221.73
Details
Intrinsic
Valuation
LowRealHigh
19.5821.3923.20
Details
Naive
Forecast
LowNextHigh
17.0918.8920.70
Details
Earnings
Estimates (0)
LowProjected EPSHigh
0.540.560.54
Details
Please note, it is not enough to conduct a financial or market analysis of a single entity such as Provident Financial. Your research has to be compared to or analyzed against Provident Financial's peers to derive any actionable benefits. When done correctly, Provident Financial's competitive analysis will give you plenty of quantitative and qualitative data to validate your investment decisions or develop an entirely new strategy toward taking a position in Provident Financial.

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Additional Tools for Provident Stock Analysis

When running Provident Financial's price analysis, check to measure Provident Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Provident Financial is operating at the current time. Most of Provident Financial's value examination focuses on studying past and present price action to predict the probability of Provident Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Provident Financial's price. Additionally, you may evaluate how the addition of Provident Financial to your portfolios can decrease your overall portfolio volatility.