Provident Financial Services Stock Technical Analysis
| PFS Stock | USD 22.96 0.22 0.97% |
As of the 16th of February 2026, Provident Financial holds the Semi Deviation of 0.9961, risk adjusted performance of 0.1695, and Coefficient Of Variation of 492.14. Compared to fundamental indicators, the technical analysis model allows you to check existing technical drivers of Provident Financial, as well as the relationship between them. Please check Provident Financial variance, value at risk, as well as the relationship between the Value At Risk and skewness to decide if Provident Financial is priced some-what accurately, providing market reflects its current price of 22.96 per share. Given that Provident Financial has jensen alpha of 0.303, we recommend you to check out Provident Financial's recent market performance to make sure the company can sustain itself at a future point.
Provident Financial Momentum Analysis
Momentum indicators are widely used technical indicators which help to measure the pace at which the price of specific equity, such as Provident, fluctuates. Many momentum indicators also complement each other and can be helpful when the market is rising or falling as compared to ProvidentProvident | Build AI portfolio with Provident Stock |
Provident Financial Analyst Consensus
| Target Price | Consensus | # of Analysts | |
| 25.0 | Strong Buy | 5 | Odds |
Most Provident analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to helps potential investors understand Provident stock's fair price compared to its market value. Analysts arrive at stock ratings after researching public financial statements of Provident Financial, talking to its executives and customers, or listening to Provident conference calls.
Is there potential for Regional Banks market expansion? Will Provident introduce new products? Factors like these will boost the valuation of Provident Financial. Anticipated expansion of Provident directly elevates investor willingness to pay premium valuations. Understanding fair value requires weighing current performance against future potential. All the valuation information about Provident Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.721 | Dividend Share 0.96 | Earnings Share 2.23 | Revenue Per Share | Quarterly Revenue Growth 0.152 |
Investors evaluate Provident Financial using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating Provident Financial's intrinsic value - the estimated true worth - helps identify when the stock trades at a discount or premium to fair value. Analysts utilize numerous techniques to assess fundamental value, seeking to purchase shares when trading prices fall beneath estimated intrinsic worth. External factors like market trends, sector rotation, and investor psychology can cause Provident Financial's market price to deviate significantly from intrinsic value.
It's important to distinguish between Provident Financial's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Provident Financial should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. Conversely, Provident Financial's market price signifies the transaction level at which participants voluntarily complete trades.
Provident Financial 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Provident Financial's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Provident Financial.
| 11/18/2025 |
| 02/16/2026 |
If you would invest 0.00 in Provident Financial on November 18, 2025 and sell it all today you would earn a total of 0.00 from holding Provident Financial Services or generate 0.0% return on investment in Provident Financial over 90 days. Provident Financial is related to or competes with Park National, First Financial, Western Alliance, Trustmark, Towne Bank, Banner, and Washington Federal. Provident Financial Services, Inc. operates as the bank holding company for Provident Bank that provides various banking... More
Provident Financial Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Provident Financial's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Provident Financial Services upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 1.36 | |||
| Information Ratio | 0.1647 | |||
| Maximum Drawdown | 10.08 | |||
| Value At Risk | (1.71) | |||
| Potential Upside | 3.55 |
Provident Financial Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Provident Financial's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Provident Financial's standard deviation. In reality, there are many statistical measures that can use Provident Financial historical prices to predict the future Provident Financial's volatility.| Risk Adjusted Performance | 0.1695 | |||
| Jensen Alpha | 0.303 | |||
| Total Risk Alpha | 0.2244 | |||
| Sortino Ratio | 0.2201 | |||
| Treynor Ratio | 0.3817 |
Provident Financial February 16, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.1695 | |||
| Market Risk Adjusted Performance | 0.3917 | |||
| Mean Deviation | 1.27 | |||
| Semi Deviation | 0.9961 | |||
| Downside Deviation | 1.36 | |||
| Coefficient Of Variation | 492.14 | |||
| Standard Deviation | 1.82 | |||
| Variance | 3.31 | |||
| Information Ratio | 0.1647 | |||
| Jensen Alpha | 0.303 | |||
| Total Risk Alpha | 0.2244 | |||
| Sortino Ratio | 0.2201 | |||
| Treynor Ratio | 0.3817 | |||
| Maximum Drawdown | 10.08 | |||
| Value At Risk | (1.71) | |||
| Potential Upside | 3.55 | |||
| Downside Variance | 1.85 | |||
| Semi Variance | 0.9922 | |||
| Expected Short fall | (1.61) | |||
| Skewness | 1.18 | |||
| Kurtosis | 3.72 |
Provident Financial Backtested Returns
Provident Financial appears to be very steady, given 3 months investment horizon. Provident Financial maintains Sharpe Ratio (i.e., Efficiency) of 0.24, which implies the firm had a 0.24 % return per unit of risk over the last 3 months. We have found twenty-nine technical indicators for Provident Financial, which you can use to evaluate the volatility of the company. Please evaluate Provident Financial's Coefficient Of Variation of 492.14, risk adjusted performance of 0.1695, and Semi Deviation of 0.9961 to confirm if our risk estimates are consistent with your expectations. On a scale of 0 to 100, Provident Financial holds a performance score of 19. The company holds a Beta of 0.94, which implies possible diversification benefits within a given portfolio. Provident Financial returns are very sensitive to returns on the market. As the market goes up or down, Provident Financial is expected to follow. Please check Provident Financial's value at risk, as well as the relationship between the skewness and day median price , to make a quick decision on whether Provident Financial's historical price patterns will revert.
Auto-correlation | 0.64 |
Good predictability
Provident Financial Services has good predictability. Overlapping area represents the amount of predictability between Provident Financial time series from 18th of November 2025 to 2nd of January 2026 and 2nd of January 2026 to 16th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Provident Financial price movement. The serial correlation of 0.64 indicates that roughly 64.0% of current Provident Financial price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.64 | |
| Spearman Rank Test | 0.51 | |
| Residual Average | 0.0 | |
| Price Variance | 2.09 |
Provident Financial technical stock analysis exercises models and trading practices based on price and volume transformations, such as the moving averages, relative strength index, regressions, price and return correlations, business cycles, stock market cycles, or different charting patterns.
Provident Financial Technical Analysis
The output start index for this execution was one with a total number of output elements of sixty. The Normalized Average True Range is used to analyze tradable apportunities for Provident Financial across different markets.
About Provident Financial Technical Analysis
The technical analysis module can be used to analyzes prices, returns, volume, basic money flow, and other market information and help investors to determine the real value of Provident Financial Services on a daily or weekly bases. We use both bottom-up as well as top-down valuation methodologies to arrive at the intrinsic value of Provident Financial Services based on its technical analysis. In general, a bottom-up approach, as applied to this company, focuses on Provident Financial price pattern first instead of the macroeconomic environment surrounding Provident Financial. By analyzing Provident Financial's financials, daily price indicators, and related drivers such as dividends, momentum ratios, and various types of growth rates, we attempt to find the most accurate representation of Provident Financial's intrinsic value. As compared to a bottom-up approach, our top-down model examines the macroeconomic factors that affect the industry/economy before zooming in to Provident Financial specific price patterns or momentum indicators. Please read more on our technical analysis page.
| 2023 | 2024 | 2025 | 2026 (projected) | Dividend Yield | 0.0537 | 0.0488 | 0.0486 | 0.0276 | Price To Sales Ratio | 1.94 | 1.81 | 1.87 | 1.77 |
Provident Financial February 16, 2026 Technical Indicators
Most technical analysis of Provident help investors determine whether a current trend will continue and, if not, when it will shift. We provide a combination of tools to recognize potential entry and exit points for Provident from various momentum indicators to cycle indicators. When you analyze Provident charts, please remember that the event formation may indicate an entry point for a short seller, and look at different other indicators across different periods to confirm that a breakdown or reversion is likely to occur.
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.1695 | |||
| Market Risk Adjusted Performance | 0.3917 | |||
| Mean Deviation | 1.27 | |||
| Semi Deviation | 0.9961 | |||
| Downside Deviation | 1.36 | |||
| Coefficient Of Variation | 492.14 | |||
| Standard Deviation | 1.82 | |||
| Variance | 3.31 | |||
| Information Ratio | 0.1647 | |||
| Jensen Alpha | 0.303 | |||
| Total Risk Alpha | 0.2244 | |||
| Sortino Ratio | 0.2201 | |||
| Treynor Ratio | 0.3817 | |||
| Maximum Drawdown | 10.08 | |||
| Value At Risk | (1.71) | |||
| Potential Upside | 3.55 | |||
| Downside Variance | 1.85 | |||
| Semi Variance | 0.9922 | |||
| Expected Short fall | (1.61) | |||
| Skewness | 1.18 | |||
| Kurtosis | 3.72 |
Provident Financial February 16, 2026 Daily Trend Indicators
Traders often use several different daily volumes and price technical indicators to supplement a more traditional technical analysis when analyzing securities such as Provident stock. With literally thousands of different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.
| Accumulation Distribution | 0.03 | ||
| Daily Balance Of Power | 0.37 | ||
| Rate Of Daily Change | 1.01 | ||
| Day Median Price | 22.80 | ||
| Day Typical Price | 22.85 | ||
| Price Action Indicator | 0.27 | ||
| Market Facilitation Index | 0.60 |
Additional Tools for Provident Stock Analysis
When running Provident Financial's price analysis, check to measure Provident Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Provident Financial is operating at the current time. Most of Provident Financial's value examination focuses on studying past and present price action to predict the probability of Provident Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Provident Financial's price. Additionally, you may evaluate how the addition of Provident Financial to your portfolios can decrease your overall portfolio volatility.