Essa Bancorp Stock Retained Earnings
| ESSA Stock | USD 20.15 0.06 0.30% |
ESSA Bancorp fundamentals help investors to digest information that contributes to ESSA Bancorp's financial success or failures. It also enables traders to predict the movement of ESSA Stock. The fundamental analysis module provides a way to measure ESSA Bancorp's intrinsic value by examining its available economic and financial indicators, including the cash flow records, the balance sheet account changes, the income statement patterns, and various microeconomic indicators and financial ratios related to ESSA Bancorp stock.
| Last Reported | Projected for Next Year | ||
| Retained Earnings | 163.5 M | 98.1 M | |
| Retained Earnings Total Equity | 160 M | 102.4 M |
ESSA | Retained Earnings |
ESSA Bancorp Company Retained Earnings Analysis
ESSA Bancorp's Retained Earnings is a balance sheet account that refers to the portion of company income that is retained by the firm. In other words, it is a part of earnings that is not paid out as dividends or otherwise distributed to owners. Retained Earnings are calculated by adding net income to last period retained earnings and subtracting any dividends paid to owners.
More About Retained Earnings | All Equity Analysis
Retained Earnings | = | Beginning RE + Income | - | Dividends |
Current ESSA Bancorp Retained Earnings | 163.47 M |
Most of ESSA Bancorp's fundamental indicators, such as Retained Earnings, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, ESSA Bancorp is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
ESSA Retained Earnings Driver Correlations
Understanding the fundamental principles of building solid financial models for ESSA Bancorp is extremely important. It helps to project a fair market value of ESSA Stock properly, considering its historical fundamentals such as Retained Earnings. Since ESSA Bancorp's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of ESSA Bancorp's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of ESSA Bancorp's interrelated accounts and indicators.
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ESSA Retained Earnings Historical Pattern
Today, most investors in ESSA Bancorp Stock are looking for potential investment opportunities by analyzing not only static indicators but also various ESSA Bancorp's growth ratios. Consistent increases or drops in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's retained earnings growth rates may not be enough to decide which company is a better investment. That's why investors frequently use a static breakdown of ESSA Bancorp retained earnings as a starting point in their analysis.
ESSA Bancorp Retained Earnings |
| Timeline |
Retained Earnings shows how the firm utilizes its profits over time. In simple terms, investors can think of retained earnings as the amount of profit the company has reinvested in the business since its inceptions. However the methodology to make a decision over how much profit to retain is different between companies in different industries. For example, growing industries tend to retain more of their earnings than more matured industries as they need more assets investment to sustain their growth.
| Competition |
Based on the latest financial disclosure, ESSA Bancorp has a Retained Earnings of 163.47 M. This is 98.93% lower than that of the Banks sector and significantly higher than that of the Financials industry. The retained earnings for all United States stocks is 98.25% higher than that of the company.
ESSA Retained Earnings Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses ESSA Bancorp's direct or indirect competition against its Retained Earnings to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of ESSA Bancorp could also be used in its relative valuation, which is a method of valuing ESSA Bancorp by comparing valuation metrics of similar companies.ESSA Bancorp is currently under evaluation in retained earnings category among its peers.
ESSA Bancorp Current Valuation Drivers
We derive many important indicators used in calculating different scores of ESSA Bancorp from analyzing ESSA Bancorp's financial statements. These drivers represent accounts that assess ESSA Bancorp's ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of ESSA Bancorp's important valuation drivers and their relationship over time.
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Enterprise Value | 97.5M | 11.4M | 392.1M | 435.2M | 473.2M | 171.3M |
ESSA Bancorp ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, ESSA Bancorp's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to ESSA Bancorp's managers, analysts, and investors.Environmental | Governance | Social |
ESSA Fundamentals
| Return On Equity | 0.0785 | |||
| Return On Asset | 0.0079 | |||
| Profit Margin | 0.25 % | |||
| Operating Margin | 0.33 % | |||
| Current Valuation | 433.62 M | |||
| Shares Outstanding | 10.13 M | |||
| Shares Owned By Insiders | 14.90 % | |||
| Shares Owned By Institutions | 46.43 % | |||
| Number Of Shares Shorted | 24.8 K | |||
| Price To Earning | 13.54 X | |||
| Price To Book | 0.88 X | |||
| Price To Sales | 2.97 X | |||
| Revenue | 111.57 M | |||
| Gross Profit | 68.28 M | |||
| EBITDA | 21.05 M | |||
| Net Income | 18.58 M | |||
| Cash And Equivalents | 101.61 M | |||
| Cash Per Share | 10.38 X | |||
| Total Debt | 290 M | |||
| Debt To Equity | 9.05 % | |||
| Book Value Per Share | 23.69 X | |||
| Cash Flow From Operations | 20.86 M | |||
| Short Ratio | 3.22 X | |||
| Earnings Per Share | 1.78 X | |||
| Target Price | 19.0 | |||
| Number Of Employees | 232 | |||
| Beta | 0.38 | |||
| Market Capitalization | 203.54 M | |||
| Total Asset | 2.19 B | |||
| Retained Earnings | 163.47 M | |||
| Annual Yield | 0.03 % | |||
| Five Year Return | 2.59 % | |||
| Net Asset | 2.19 B | |||
| Last Dividend Paid | 0.6 |
About ESSA Bancorp Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze ESSA Bancorp's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of ESSA Bancorp using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of ESSA Bancorp based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
Also Currently Popular
Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.When determining whether ESSA Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of ESSA Bancorp's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Essa Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Essa Bancorp Stock:Check out ESSA Bancorp Piotroski F Score and ESSA Bancorp Altman Z Score analysis. For information on how to trade ESSA Stock refer to our How to Trade ESSA Stock guide.You can also try the Instant Ratings module to determine any equity ratings based on digital recommendations. Macroaxis instant equity ratings are based on combination of fundamental analysis and risk-adjusted market performance.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of ESSA Bancorp. If investors know ESSA will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about ESSA Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.06) | Dividend Share 0.6 | Earnings Share 1.78 | Revenue Per Share 7.127 | Quarterly Revenue Growth (0.04) |
The market value of ESSA Bancorp is measured differently than its book value, which is the value of ESSA that is recorded on the company's balance sheet. Investors also form their own opinion of ESSA Bancorp's value that differs from its market value or its book value, called intrinsic value, which is ESSA Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because ESSA Bancorp's market value can be influenced by many factors that don't directly affect ESSA Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between ESSA Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if ESSA Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, ESSA Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.