Consumer Portfolio Services Stock Net Income
| FC8 Stock | EUR 7.10 0.30 4.05% |
As of the 13th of February 2026, Consumer Portfolio shows the Risk Adjusted Performance of 0.0054, standard deviation of 2.71, and Mean Deviation of 2.04. Consumer Portfolio technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices. Please confirm Consumer Portfolio information ratio, maximum drawdown, potential upside, as well as the relationship between the treynor ratio and value at risk to decide if Consumer Portfolio is priced correctly, providing market reflects its regular price of 7.1 per share.
Consumer Portfolio Total Revenue |
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Gross Profit | Profit Margin | Market Capitalization 159.4 M | Enterprise Value Revenue 17.6541 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Income From Continuing Ops | 22.1 M | 33.7 M | |
| Net Income Applicable To Common Shares | 98.9 M | 103.8 M | |
| Net Income | 22.1 M | 33.7 M |
Consumer | Net Income |
The Net Income trend for Consumer Portfolio Services offers valuable insights into the company's financial trajectory and strategic direction. By examining multi-year patterns, investors can identify whether Consumer Portfolio is strengthening or weakening its position, and how this metric correlates with broader market conditions and industry benchmarks.
Latest Consumer Portfolio's Net Income Growth Pattern
Below is the plot of the Net Income of Consumer Portfolio Services over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in Consumer Portfolio financial statement analysis. It represents the amount of money remaining after all of Consumer Portfolio Services operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is Consumer Portfolio's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Consumer Portfolio's overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported 19.2 M | 10 Years Trend |
|
Net Income |
| Timeline |
Consumer Net Income Regression Statistics
| Arithmetic Mean | 30,066,674 | |
| Geometric Mean | 24,438,280 | |
| Coefficient Of Variation | 61.58 | |
| Mean Deviation | 11,402,780 | |
| Median | 29,516,000 | |
| Standard Deviation | 18,514,848 | |
| Sample Variance | 342.8T | |
| Range | 82.2M | |
| R-Value | 0.17 | |
| Mean Square Error | 355.5T | |
| R-Squared | 0.03 | |
| Significance | 0.52 | |
| Slope | 612,013 | |
| Total Sum of Squares | 5484.8T |
Consumer Net Income History
Consumer Portfolio 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Consumer Portfolio's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Consumer Portfolio.
| 11/15/2025 |
| 02/13/2026 |
If you would invest 0.00 in Consumer Portfolio on November 15, 2025 and sell it all today you would earn a total of 0.00 from holding Consumer Portfolio Services or generate 0.0% return on investment in Consumer Portfolio over 90 days. Consumer Portfolio is related to or competes with Solstad Offshore, LGI Homes, Darden Restaurants, COFFEE HOLDING, CENTURIA OFFICE, Luckin Coffee, and Taylor Morrison. Consumer Portfolio Services, Inc. operates as a specialty finance company in the United States More
Consumer Portfolio Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Consumer Portfolio's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Consumer Portfolio Services upside and downside potential and time the market with a certain degree of confidence.
| Information Ratio | (0.03) | |||
| Maximum Drawdown | 12.76 | |||
| Value At Risk | (4.26) | |||
| Potential Upside | 3.7 |
Consumer Portfolio Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Consumer Portfolio's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Consumer Portfolio's standard deviation. In reality, there are many statistical measures that can use Consumer Portfolio historical prices to predict the future Consumer Portfolio's volatility.| Risk Adjusted Performance | 0.0054 | |||
| Jensen Alpha | (0.05) | |||
| Total Risk Alpha | (0.22) | |||
| Treynor Ratio | (0.02) |
Consumer Portfolio February 13, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.0054 | |||
| Market Risk Adjusted Performance | (0.01) | |||
| Mean Deviation | 2.04 | |||
| Coefficient Of Variation | (49,341) | |||
| Standard Deviation | 2.71 | |||
| Variance | 7.35 | |||
| Information Ratio | (0.03) | |||
| Jensen Alpha | (0.05) | |||
| Total Risk Alpha | (0.22) | |||
| Treynor Ratio | (0.02) | |||
| Maximum Drawdown | 12.76 | |||
| Value At Risk | (4.26) | |||
| Potential Upside | 3.7 | |||
| Skewness | (0.58) | |||
| Kurtosis | 1.25 |
Consumer Portfolio Backtested Returns
Consumer Portfolio secures Sharpe Ratio (or Efficiency) of close to zero, which signifies that the company had a close to zero % return per unit of risk over the last 3 months. Consumer Portfolio Services exposes twenty different technical indicators, which can help you to evaluate volatility embedded in its price movement. Please confirm Consumer Portfolio's Standard Deviation of 2.71, mean deviation of 2.04, and Risk Adjusted Performance of 0.0054 to double-check the risk estimate we provide. The firm shows a Beta (market volatility) of 0.63, which signifies possible diversification benefits within a given portfolio. As returns on the market increase, Consumer Portfolio's returns are expected to increase less than the market. However, during the bear market, the loss of holding Consumer Portfolio is expected to be smaller as well. At this point, Consumer Portfolio has a negative expected return of -0.0045%. Please make sure to confirm Consumer Portfolio's total risk alpha, potential upside, and the relationship between the jensen alpha and value at risk , to decide if Consumer Portfolio performance from the past will be repeated at some point in the near future.
Auto-correlation | -0.65 |
Very good reverse predictability
Consumer Portfolio Services has very good reverse predictability. Overlapping area represents the amount of predictability between Consumer Portfolio time series from 15th of November 2025 to 30th of December 2025 and 30th of December 2025 to 13th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Consumer Portfolio price movement. The serial correlation of -0.65 indicates that roughly 65.0% of current Consumer Portfolio price fluctuation can be explain by its past prices.
| Correlation Coefficient | -0.65 | |
| Spearman Rank Test | -0.7 | |
| Residual Average | 0.0 | |
| Price Variance | 0.12 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Consumer Operating Income
Operating Income |
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Based on the recorded statements, Consumer Portfolio Services reported net income of 19.2 M. This is 98.5% lower than that of the Consumer Finance sector and 98.59% lower than that of the Financials industry. The net income for all Germany stocks is 96.64% higher than that of the company.
Consumer Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Consumer Portfolio's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Consumer Portfolio could also be used in its relative valuation, which is a method of valuing Consumer Portfolio by comparing valuation metrics of similar companies.Consumer Portfolio is currently under evaluation in net income category among its peers.
Consumer Fundamentals
| Return On Equity | 0.0658 | ||||
| Return On Asset | 0.0054 | ||||
| Profit Margin | 0.1 % | ||||
| Operating Margin | 0.14 % | ||||
| Current Valuation | 3.6 B | ||||
| Shares Outstanding | 22.07 M | ||||
| Shares Owned By Insiders | 33.38 % | ||||
| Shares Owned By Institutions | 46.94 % | ||||
| Price To Earning | 6.43 X | ||||
| Price To Book | 0.63 X | ||||
| Price To Sales | 0.81 X | ||||
| Revenue | 202.25 M | ||||
| Gross Profit | 196.53 M | ||||
| Net Income | 19.2 M | ||||
| Cash And Equivalents | 9.74 M | ||||
| Cash Per Share | 0.44 X | ||||
| Total Debt | 410.9 M | ||||
| Current Ratio | 45.24 X | ||||
| Book Value Per Share | 11.70 X | ||||
| Cash Flow From Operations | 233.75 M | ||||
| Earnings Per Share | 0.67 X | ||||
| Target Price | 5.0 | ||||
| Number Of Employees | 918 | ||||
| Beta | 1.04 | ||||
| Market Capitalization | 159.39 M | ||||
| Total Asset | 3.49 B | ||||
| Retained Earnings | 267.06 M | ||||
| Net Asset | 3.49 B |
About Consumer Portfolio Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Consumer Portfolio Services's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Consumer Portfolio using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Consumer Portfolio Services based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in Consumer Portfolio Services. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in metropolitan statistical area. You can also try the Headlines Timeline module to stay connected to all market stories and filter out noise. Drill down to analyze hype elasticity.