Consumer Finance Companies By Pb Ratio

Price To Book
Price To BookEfficiencyMarket RiskExp Return
1AIHS Senmiao Technology
76.0
 0.02 
 5.24 
 0.11 
2UPST Upstart Holdings
10.78
 0.15 
 7.20 
 1.05 
3KSPI Joint Stock
7.51
(0.07)
 3.27 
(0.24)
4AXP American Express
6.82
 0.15 
 1.67 
 0.26 
5TREE Lendingtree
6.09
(0.07)
 4.36 
(0.33)
6CACC Credit Acceptance
3.29
(0.03)
 1.97 
(0.05)
7NRDS Nerdwallet
2.95
 0.06 
 5.06 
 0.32 
8SLM SLM Corp
2.7
 0.11 
 2.30 
 0.25 
9SOFI SoFi Technologies
2.6
 0.34 
 3.37 
 1.14 
10PT Pintec Technology Holdings
2.54
 0.00 
 3.99 
(0.02)
11DFS Discover Financial Services
2.51
 0.15 
 3.26 
 0.48 
12FCFS FirstCash
2.35
(0.13)
 1.58 
(0.20)
13ENVA Enova International
2.22
 0.13 
 2.31 
 0.30 
14OMF OneMain Holdings
2.04
 0.11 
 2.46 
 0.26 
15QFIN 360 Finance
1.73
 0.19 
 3.25 
 0.62 
16SYF Synchrony Financial
1.7
 0.17 
 3.01 
 0.51 
17ATLC Atlanticus Holdings
1.66
 0.27 
 2.65 
 0.72 
18WRLD World Acceptance
1.61
 0.01 
 2.26 
 0.03 
19JNVR Janover Common Stock
1.41
 0.01 
 7.89 
 0.11 
20LC LendingClub Corp
1.26
 0.14 
 3.10 
 0.44 
The analysis above is based on a 90-day investment horizon and a default level of risk. Use the Portfolio Analyzer to fine-tune all your assumptions. Check your current assumptions here.
Price to Book (P/B) ratio is used to relate a company book value to its current market price. A high P/B ratio indicates that investors expect executives to generate more returns on their investments from a given set of assets. Book value is the accounting value of assets minus liabilities. Price to Book ratio is mostly used in financial services industries where assets and liabilities are typically represented by dollars. Although low Price to Book ratio generally implies that the firm is undervalued, it is often a good indicator that the company may be in financial or managerial distress and should be investigated more carefully.