Consumer Finance Companies By Operating Cash Flow

Cash Flow From Operations
Cash Flow From OperationsEfficiencyMarket RiskExp Return
1KSPI Joint Stock
1.11 T
(0.06)
 3.24 
(0.21)
2COF Capital One Financial
20.57 B
 0.17 
 2.63 
 0.46 
3AXP American Express
18.56 B
 0.17 
 1.68 
 0.28 
4LU Lufax Holding
15.03 B
 0.02 
 5.08 
 0.11 
5SYF Synchrony Financial
8.59 B
 0.17 
 2.99 
 0.51 
6DFS Discover Financial Services
8.56 B
 0.16 
 3.25 
 0.52 
7QFIN 360 Finance
7.12 B
 0.17 
 3.22 
 0.53 
8ALLY Ally Financial
4.66 B
(0.05)
 2.84 
(0.14)
9LX Lexinfintech Holdings
2.79 B
 0.19 
 6.72 
 1.28 
10OMF OneMain Holdings
2.52 B
 0.12 
 2.45 
 0.28 
11YRD Yirendai
2.17 B
 0.04 
 6.07 
 0.23 
12BFH Bread Financial Holdings
1.99 B
 0.03 
 3.55 
 0.11 
13FINV FinVolution Group
1.41 B
 0.10 
 2.49 
 0.26 
14CACC Credit Acceptance
1.2 B
 0.00 
 1.98 
 0.01 
15ENVA Enova International
1.17 B
 0.17 
 2.27 
 0.38 
16XYF X Financial Class
814.14 M
 0.14 
 4.42 
 0.61 
17NAVI Navient Corp
676 M
(0.01)
 2.36 
(0.02)
18ATLC Atlanticus Holdings
459.32 M
 0.28 
 2.62 
 0.75 
19NNI Nelnet Inc
432.9 M
(0.02)
 1.75 
(0.04)
20FCFS FirstCash
416.14 M
(0.11)
 1.58 
(0.17)
The analysis above is based on a 90-day investment horizon and a default level of risk. Use the Portfolio Analyzer to fine-tune all your assumptions. Check your current assumptions here.
Operating Cash Flow reveals the quality of a company's reported earnings and is calculated by deducting company's income taxes from earnings before interest, taxes, and depreciation (EBITDA). In other words, Operating Cash Flow refers to the amount of cash a firm generates from the sales or products or from rendering services. Operating Cash Flow typically excludes costs associated with long-term investments or investment in marketable securities and is usually used by investors or analysts to check on the quality of a company's earnings. Operating Cash Flow shows the difference between reported income and actual cash flows of the company. If a firm does not have enough cash or cash equivalents to cover its current liabilities, then both investors and management should be concerned about the company having enough liquid resources to meet current and long term debt obligations.