Peoples Bancorp Net Income
| PEBO Stock | USD 33.88 0.30 0.88% |
As of the 10th of February, Peoples Bancorp holds the Coefficient Of Variation of 481.67, risk adjusted performance of 0.1709, and Semi Deviation of 0.9646. Compared to fundamental indicators, the technical analysis model allows you to check existing technical drivers of Peoples Bancorp, as well as the relationship between them.
Peoples Bancorp Total Revenue |
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Gross Profit | Profit Margin | Market Capitalization | Enterprise Value Revenue 4.3229 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Income | 106.8 M | 112.1 M | |
| Net Income Applicable To Common Shares | 116 M | 121.8 M | |
| Net Income From Continuing Ops | 134.8 M | 141.5 M | |
| Net Income Per Share | 3.05 | 3.21 | |
| Net Income Per E B T | 0.79 | 0.62 |
Peoples | Net Income | Build AI portfolio with Peoples Stock |
Evaluating Peoples Bancorp's Net Income across multiple reporting periods reveals the company's ability to sustain growth and manage resources effectively. This longitudinal analysis highlights inflection points, cyclical patterns, and structural changes that short-term snapshots might miss, offering deeper insight into Peoples Bancorp's fundamental strength.
Latest Peoples Bancorp's Net Income Growth Pattern
Below is the plot of the Net Income of Peoples Bancorp over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in Peoples Bancorp financial statement analysis. It represents the amount of money remaining after all of Peoples Bancorp operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is Peoples Bancorp's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Peoples Bancorp's overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported 106.78 M | 10 Years Trend |
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Net Income |
| Timeline |
Peoples Net Income Regression Statistics
| Arithmetic Mean | 52,023,171 | |
| Geometric Mean | 35,577,336 | |
| Coefficient Of Variation | 79.03 | |
| Mean Deviation | 34,389,515 | |
| Median | 38,471,000 | |
| Standard Deviation | 41,115,490 | |
| Sample Variance | 1690.5T | |
| Range | 113.6M | |
| R-Value | 0.92 | |
| Mean Square Error | 274.9T | |
| R-Squared | 0.85 | |
| Slope | 7,495,782 | |
| Total Sum of Squares | 27047.7T |
Peoples Net Income History
Other Fundumenentals of Peoples Bancorp
| Net Income Applicable To Common Shares | ||
| Net Income From Continuing Ops | ||
| Net Income Per Share | ||
| Net Income Per E B T |
Peoples Bancorp Net Income component correlations
Peoples Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for Peoples Bancorp is extremely important. It helps to project a fair market value of Peoples Stock properly, considering its historical fundamentals such as Net Income. Since Peoples Bancorp's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Peoples Bancorp's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Peoples Bancorp's interrelated accounts and indicators.
Click cells to compare fundamentals
Will Regional Banks sector continue expanding? Could Peoples diversify its offerings? Factors like these will boost the valuation of Peoples Bancorp. Anticipated expansion of Peoples directly elevates investor willingness to pay premium valuations. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Peoples Bancorp data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth 0.171 | Dividend Share 1.64 | Earnings Share 2.96 | Revenue Per Share | Quarterly Revenue Growth (0.56) |
Peoples Bancorp's market price often diverges from its book value, the accounting figure shown on Peoples's balance sheet. Smart investors calculate Peoples Bancorp's intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Since Peoples Bancorp's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
It's important to distinguish between Peoples Bancorp's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Peoples Bancorp should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. However, Peoples Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
Peoples Bancorp 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Peoples Bancorp's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Peoples Bancorp.
| 11/12/2025 |
| 02/10/2026 |
If you would invest 0.00 in Peoples Bancorp on November 12, 2025 and sell it all today you would earn a total of 0.00 from holding Peoples Bancorp or generate 0.0% return on investment in Peoples Bancorp over 90 days. Peoples Bancorp is related to or competes with Tompkins Financial, OceanFirst Financial, FirstSun Capital, Republic Bancorp, Old Second, Origin Bancorp, and Texas Capital. Peoples Bancorp Inc. operates as the holding company for Peoples Bank that provides commercial and retail banking produc... More
Peoples Bancorp Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Peoples Bancorp's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Peoples Bancorp upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 1.2 | |||
| Information Ratio | 0.1388 | |||
| Maximum Drawdown | 7.9 | |||
| Value At Risk | (1.84) | |||
| Potential Upside | 2.92 |
Peoples Bancorp Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Peoples Bancorp's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Peoples Bancorp's standard deviation. In reality, there are many statistical measures that can use Peoples Bancorp historical prices to predict the future Peoples Bancorp's volatility.| Risk Adjusted Performance | 0.1709 | |||
| Jensen Alpha | 0.2162 | |||
| Total Risk Alpha | 0.1292 | |||
| Sortino Ratio | 0.1648 | |||
| Treynor Ratio | 0.3599 |
Peoples Bancorp February 10, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.1709 | |||
| Market Risk Adjusted Performance | 0.3699 | |||
| Mean Deviation | 1.11 | |||
| Semi Deviation | 0.9646 | |||
| Downside Deviation | 1.2 | |||
| Coefficient Of Variation | 481.67 | |||
| Standard Deviation | 1.43 | |||
| Variance | 2.04 | |||
| Information Ratio | 0.1388 | |||
| Jensen Alpha | 0.2162 | |||
| Total Risk Alpha | 0.1292 | |||
| Sortino Ratio | 0.1648 | |||
| Treynor Ratio | 0.3599 | |||
| Maximum Drawdown | 7.9 | |||
| Value At Risk | (1.84) | |||
| Potential Upside | 2.92 | |||
| Downside Variance | 1.45 | |||
| Semi Variance | 0.9305 | |||
| Expected Short fall | (1.33) | |||
| Skewness | 0.2267 | |||
| Kurtosis | 0.5979 |
Peoples Bancorp Backtested Returns
Peoples Bancorp appears to be very steady, given 3 months investment horizon. Peoples Bancorp maintains Sharpe Ratio (i.e., Efficiency) of 0.18, which implies the firm had a 0.18 % return per unit of risk over the last 3 months. We have found twenty-eight technical indicators for Peoples Bancorp, which you can use to evaluate the volatility of the company. Please evaluate Peoples Bancorp's Semi Deviation of 0.9646, coefficient of variation of 481.67, and Risk Adjusted Performance of 0.1709 to confirm if our risk estimates are consistent with your expectations. On a scale of 0 to 100, Peoples Bancorp holds a performance score of 14. The company holds a Beta of 0.8, which implies possible diversification benefits within a given portfolio. As returns on the market increase, Peoples Bancorp's returns are expected to increase less than the market. However, during the bear market, the loss of holding Peoples Bancorp is expected to be smaller as well. Please check Peoples Bancorp's semi variance, and the relationship between the maximum drawdown and accumulation distribution , to make a quick decision on whether Peoples Bancorp's historical price patterns will revert.
Auto-correlation | 0.77 |
Good predictability
Peoples Bancorp has good predictability. Overlapping area represents the amount of predictability between Peoples Bancorp time series from 12th of November 2025 to 27th of December 2025 and 27th of December 2025 to 10th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Peoples Bancorp price movement. The serial correlation of 0.77 indicates that around 77.0% of current Peoples Bancorp price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.77 | |
| Spearman Rank Test | 0.83 | |
| Residual Average | 0.0 | |
| Price Variance | 1.75 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Peoples Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
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Based on the recorded statements, Peoples Bancorp reported net income of 106.78 M. This is 91.64% lower than that of the Banks sector and significantly higher than that of the Financials industry. The net income for all United States stocks is 81.3% higher than that of the company.
Peoples Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Peoples Bancorp's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Peoples Bancorp could also be used in its relative valuation, which is a method of valuing Peoples Bancorp by comparing valuation metrics of similar companies.Peoples Bancorp is currently under evaluation in net income category among its peers.
Peoples Bancorp ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Peoples Bancorp's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Peoples Bancorp's managers, analysts, and investors.Environmental | Governance | Social |
Peoples Bancorp Institutional Holders
Institutional Holdings refers to the ownership stake in Peoples Bancorp that is held by large financial organizations, pension funds or endowments. Institutions may hold large blocks of Peoples Bancorp's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Peoples Bancorp's value.| Shares | Northern Trust Corp | 2025-06-30 | 317 K | Bridgeway Capital Management, Llc | 2025-06-30 | 294.8 K | Charles Schwab Investment Management Inc | 2025-06-30 | 291.8 K | Wealth Preservation Advisors | 2025-06-30 | 279.6 K | Millennium Management Llc | 2025-06-30 | 272.3 K | Bank Of New York Mellon Corp | 2025-06-30 | 260.7 K | Proshare Advisors Llc | 2025-06-30 | 209.5 K | Aqr Capital Management Llc | 2025-06-30 | 186.5 K | Community Trust & Investment Co | 2025-06-30 | 182 K | Blackrock Inc | 2025-06-30 | 3 M | Dimensional Fund Advisors, Inc. | 2025-06-30 | 2.3 M |
Peoples Fundamentals
| Return On Equity | 0.0921 | ||||
| Return On Asset | 0.0113 | ||||
| Profit Margin | 0.26 % | ||||
| Operating Margin | 0.38 % | ||||
| Current Valuation | 1.73 B | ||||
| Shares Outstanding | 35.62 M | ||||
| Shares Owned By Insiders | 3.35 % | ||||
| Shares Owned By Institutions | 61.81 % | ||||
| Number Of Shares Shorted | 952.33 K | ||||
| Price To Earning | 11.48 X | ||||
| Price To Book | 1.00 X | ||||
| Price To Sales | 2.90 X | ||||
| Revenue | 618.38 M | ||||
| Gross Profit | 417.15 M | ||||
| EBITDA | 134.81 M | ||||
| Net Income | 106.78 M | ||||
| Cash And Equivalents | 145.18 M | ||||
| Cash Per Share | 5.23 X | ||||
| Total Debt | 734.42 M | ||||
| Debt To Equity | 6.76 % | ||||
| Book Value Per Share | 34.53 X | ||||
| Cash Flow From Operations | 143.19 M | ||||
| Short Ratio | 4.46 X | ||||
| Earnings Per Share | 2.96 X | ||||
| Price To Earnings To Growth | 2.06 X | ||||
| Target Price | 34.4 | ||||
| Number Of Employees | 1.45 K | ||||
| Beta | 0.66 | ||||
| Market Capitalization | 1.21 B | ||||
| Total Asset | 9.65 B | ||||
| Retained Earnings | 436.75 M | ||||
| Annual Yield | 0.05 % | ||||
| Five Year Return | 4.25 % | ||||
| Net Asset | 9.65 B | ||||
| Last Dividend Paid | 1.64 |
About Peoples Bancorp Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Peoples Bancorp's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Peoples Bancorp using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Peoples Bancorp based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
Pair Trading with Peoples Bancorp
One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Peoples Bancorp position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Peoples Bancorp will appreciate offsetting losses from the drop in the long position's value.Moving together with Peoples Stock
| 0.83 | BIRG | Bank of Ireland | PairCorr |
| 0.92 | AX | Axos Financial | PairCorr |
| 0.68 | VABK | Virginia National | PairCorr |
| 0.85 | FFIN | First Financial Bank Normal Trading | PairCorr |
Moving against Peoples Stock
The ability to find closely correlated positions to Peoples Bancorp could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Peoples Bancorp when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Peoples Bancorp - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Peoples Bancorp to buy it.
The correlation of Peoples Bancorp is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Peoples Bancorp moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Peoples Bancorp moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Peoples Bancorp can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.Check out To learn how to invest in Peoples Stock, please use our How to Invest in Peoples Bancorp guide.You can also try the Crypto Correlations module to use cryptocurrency correlation module to diversify your cryptocurrency portfolio across multiple coins.
Will Regional Banks sector continue expanding? Could Peoples diversify its offerings? Factors like these will boost the valuation of Peoples Bancorp. Anticipated expansion of Peoples directly elevates investor willingness to pay premium valuations. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Peoples Bancorp data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth 0.171 | Dividend Share 1.64 | Earnings Share 2.96 | Revenue Per Share | Quarterly Revenue Growth (0.56) |
Peoples Bancorp's market price often diverges from its book value, the accounting figure shown on Peoples's balance sheet. Smart investors calculate Peoples Bancorp's intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Since Peoples Bancorp's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
It's important to distinguish between Peoples Bancorp's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Peoples Bancorp should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. However, Peoples Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.