Safety Insurance Group Net Income

SAFT Stock  USD 79.33  0.97  1.21%   
As of the 15th of February 2026, Safety Insurance has the Semi Deviation of 1.15, risk adjusted performance of 0.0507, and Coefficient Of Variation of 1688.9. In relation to fundamental indicators, the technical analysis model makes it possible for you to check existing technical drivers of Safety Insurance, as well as the relationship between them.

Safety Insurance Total Revenue

751.7 Million

Analyzing historical trends in various income statement and balance sheet accounts from Safety Insurance's financial statements helps investors evaluate the company's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting Safety Insurance's valuation are summarized below:
Gross Profit
120.8 M
Profit Margin
0.0709
Market Capitalization
1.2 B
Enterprise Value Revenue
0.9667
Revenue
1.2 B
There are currently one hundred twenty fundamental trend indicators for Safety Insurance Group that can be evaluated and compared over time across competition. All traders should double-check Safety Insurance's current fundamentals against the performance from 2010 to 2026 and make sure the trends continue to evolve in the right direction. Market Cap is likely to drop to about 684.1 M in 2026. Enterprise Value is likely to drop to about 657.9 M in 2026 This module does not cover all equities due to inconsistencies in global equity categorizations. Continue to Equity Screeners to view more equity screening tools.
Last ReportedProjected for Next Year
Net Income81.3 M69.9 M
Net Income Applicable To Common Shares53.3 M69 M
Net Income From Continuing Ops81.3 M71.2 M
Net Income Per Share 5.54  5.26 
Net Income Per E B T 0.71  0.74 
At this time, Safety Insurance's Net Income Applicable To Common Shares is comparatively stable compared to the past year. Net Income Per E B T is likely to gain to 0.74 in 2026, whereas Net Income is likely to drop slightly above 69.9 M in 2026.
  
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The evolution of Net Income for Safety Insurance Group provides essential context for understanding the company's financial health trajectory. By analyzing this metric's behavior over time, investors can assess whether recent trends align with long-term patterns, and how Safety Insurance compares to historical norms and industry peers.

Latest Safety Insurance's Net Income Growth Pattern

Below is the plot of the Net Income of Safety Insurance Group over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in Safety Insurance financial statement analysis. It represents the amount of money remaining after all of Safety Insurance Group operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is Safety Insurance's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Safety Insurance's overall financial position and show how it may be relating to other accounts over time.
ViewLast Reported 70.73 M10 Years Trend
Slightly volatile
   Net Income   
       Timeline  

Safety Net Income Regression Statistics

Arithmetic Mean62,056,376
Coefficient Of Variation64.12
Mean Deviation27,997,531
Median62,387,000
Standard Deviation39,792,681
Sample Variance1583.5T
Range152.1M
R-Value0.41
Mean Square Error1406.7T
R-Squared0.17
Significance0.10
Slope3,221,912
Total Sum of Squares25335.3T

Safety Net Income History

202665.7 M
202581.3 M
202470.7 M
202318.9 M
202246.6 M
2021130.7 M
2020138.2 M

Other Fundumenentals of Safety Insurance

Safety Insurance Net Income component correlations

Safety Net Income Driver Correlations

Understanding the fundamental principles of building solid financial models for Safety Insurance is extremely important. It helps to project a fair market value of Safety Stock properly, considering its historical fundamentals such as Net Income. Since Safety Insurance's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Safety Insurance's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Safety Insurance's interrelated accounts and indicators.
Is there potential for Property & Casualty Insurance market expansion? Will Safety introduce new products? Factors like these will boost the valuation of Safety Insurance. If investors know Safety will grow in the future, the company's valuation will be higher. Understanding fair value requires weighing current performance against future potential. All the valuation information about Safety Insurance listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.104
Dividend Share
3.62
Earnings Share
5.87
Revenue Per Share
83.593
Quarterly Revenue Growth
0.106
Investors evaluate Safety Insurance using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating Safety Insurance's intrinsic value - the estimated true worth - helps identify when the stock trades at a discount or premium to fair value. Analysts utilize numerous techniques to assess fundamental value, seeking to purchase shares when trading prices fall beneath estimated intrinsic worth. External factors like market trends, sector rotation, and investor psychology can cause Safety Insurance's market price to deviate significantly from intrinsic value.
Please note, there is a significant difference between Safety Insurance's value and its price as these two are different measures arrived at by different means. Investors typically determine if Safety Insurance is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. Conversely, Safety Insurance's market price signifies the transaction level at which participants voluntarily complete trades.

Safety Insurance 'What if' Analysis

In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Safety Insurance's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Safety Insurance.
0.00
11/17/2025
No Change 0.00  0.0 
In 3 months and 1 day
02/15/2026
0.00
If you would invest  0.00  in Safety Insurance on November 17, 2025 and sell it all today you would earn a total of 0.00 from holding Safety Insurance Group or generate 0.0% return on investment in Safety Insurance over 90 days. Safety Insurance is related to or competes with Selective Insurance, Universal Insurance, Root, Ategrity Specialty, United Fire, Donegal Group, and Peoples Bancorp. Safety Insurance Group, Inc. provides private passenger and commercial automobile, and homeowner insurance in the United... More

Safety Insurance Upside/Downside Indicators

Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Safety Insurance's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Safety Insurance Group upside and downside potential and time the market with a certain degree of confidence.

Safety Insurance Market Risk Indicators

Today, many novice investors tend to focus exclusively on investment returns with little concern for Safety Insurance's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Safety Insurance's standard deviation. In reality, there are many statistical measures that can use Safety Insurance historical prices to predict the future Safety Insurance's volatility.
Hype
Prediction
LowEstimatedHigh
78.2679.4280.58
Details
Intrinsic
Valuation
LowRealHigh
73.0174.1787.26
Details
0 Analysts
Consensus
LowTargetHigh
63.7070.0077.70
Details
Earnings
Estimates (0)
LowProjected EPSHigh
0.000.000.00
Details
Please note, it is not enough to conduct a financial or market analysis of a single entity such as Safety Insurance. Your research has to be compared to or analyzed against Safety Insurance's peers to derive any actionable benefits. When done correctly, Safety Insurance's competitive analysis will give you plenty of quantitative and qualitative data to validate your investment decisions or develop an entirely new strategy toward taking a position in Safety Insurance.

Safety Insurance February 15, 2026 Technical Indicators

Safety Insurance Backtested Returns

Currently, Safety Insurance Group is very steady. Safety Insurance owns Efficiency Ratio (i.e., Sharpe Ratio) of 0.0801, which indicates the firm had a 0.0801 % return per unit of risk over the last 3 months. We have found twenty-nine technical indicators for Safety Insurance Group, which you can use to evaluate the volatility of the company. Please validate Safety Insurance's Coefficient Of Variation of 1688.9, risk adjusted performance of 0.0507, and Semi Deviation of 1.15 to confirm if the risk estimate we provide is consistent with the expected return of 0.0929%. Safety Insurance has a performance score of 6 on a scale of 0 to 100. The entity has a beta of 0.038, which indicates not very significant fluctuations relative to the market. As returns on the market increase, Safety Insurance's returns are expected to increase less than the market. However, during the bear market, the loss of holding Safety Insurance is expected to be smaller as well. Safety Insurance right now has a risk of 1.16%. Please validate Safety Insurance downside variance, and the relationship between the sortino ratio and accumulation distribution , to decide if Safety Insurance will be following its existing price patterns.

Auto-correlation

    
  0.83  

Very good predictability

Safety Insurance Group has very good predictability. Overlapping area represents the amount of predictability between Safety Insurance time series from 17th of November 2025 to 1st of January 2026 and 1st of January 2026 to 15th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Safety Insurance price movement. The serial correlation of 0.83 indicates that around 83.0% of current Safety Insurance price fluctuation can be explain by its past prices.
Correlation Coefficient0.83
Spearman Rank Test0.65
Residual Average0.0
Price Variance3.08
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
Competition

Safety Accumulated Other Comprehensive Income

Accumulated Other Comprehensive Income

(43.65 Million)

At this time, Safety Insurance's Accumulated Other Comprehensive Income is comparatively stable compared to the past year.
Based on the recorded statements, Safety Insurance Group reported net income of 70.73 M. This is 94.46% lower than that of the Insurance sector and significantly higher than that of the Financials industry. The net income for all United States stocks is 87.61% higher than that of the company.

Safety Net Income Peer Comparison

Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Safety Insurance's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Safety Insurance could also be used in its relative valuation, which is a method of valuing Safety Insurance by comparing valuation metrics of similar companies.
Safety Insurance is currently under evaluation in net income category among its peers.

Safety Insurance Current Valuation Drivers

We derive many important indicators used in calculating different scores of Safety Insurance from analyzing Safety Insurance's financial statements. These drivers represent accounts that assess Safety Insurance's ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of Safety Insurance's important valuation drivers and their relationship over time.
202120222023202420252026 (projected)
Market Cap1.3B1.2B1.1B1.2B1.1B684.1M
Enterprise Value1.3B1.3B1.1B1.2B1.1B657.9M

Safety Insurance ESG Sustainability

Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Safety Insurance's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Safety Insurance's managers, analysts, and investors.
Environmental
Governance
Social

Safety Insurance Institutional Holders

Institutional Holdings refers to the ownership stake in Safety Insurance that is held by large financial organizations, pension funds or endowments. Institutions may hold large blocks of Safety Insurance's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Safety Insurance's value.
Shares
Bank Of New York Mellon Corp2025-06-30
209.8 K
Northern Trust Corp2025-06-30
153.3 K
T. Rowe Price Associates, Inc.2025-06-30
150.4 K
Morgan Stanley - Brokerage Accounts2025-06-30
148 K
Renaissance Technologies Corp2025-06-30
144.6 K
Amvescap Plc.2025-06-30
125.7 K
Principal Financial Group Inc2025-06-30
73.8 K
American Century Companies Inc2025-06-30
68.7 K
Aqr Capital Management Llc2025-06-30
66.4 K
Blackrock Inc2025-06-30
2.2 M
Srb Corp2025-06-30
1.8 M

Safety Fundamentals

About Safety Insurance Fundamental Analysis

The Macroaxis Fundamental Analysis modules help investors analyze Safety Insurance Group's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Safety Insurance using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Safety Insurance Group based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.

Thematic Opportunities

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Additional Tools for Safety Stock Analysis

When running Safety Insurance's price analysis, check to measure Safety Insurance's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Safety Insurance is operating at the current time. Most of Safety Insurance's value examination focuses on studying past and present price action to predict the probability of Safety Insurance's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Safety Insurance's price. Additionally, you may evaluate how the addition of Safety Insurance to your portfolios can decrease your overall portfolio volatility.