Safety Insurance Group Net Income
| SAFT Stock | USD 79.33 0.97 1.21% |
As of the 15th of February 2026, Safety Insurance has the Semi Deviation of 1.15, risk adjusted performance of 0.0507, and Coefficient Of Variation of 1688.9. In relation to fundamental indicators, the technical analysis model makes it possible for you to check existing technical drivers of Safety Insurance, as well as the relationship between them.
Safety Insurance Total Revenue |
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Gross Profit | Profit Margin | Market Capitalization | Enterprise Value Revenue 0.9667 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Income | 81.3 M | 69.9 M | |
| Net Income Applicable To Common Shares | 53.3 M | 69 M | |
| Net Income From Continuing Ops | 81.3 M | 71.2 M | |
| Net Income Per Share | 5.54 | 5.26 | |
| Net Income Per E B T | 0.71 | 0.74 |
Safety | Net Income | Build AI portfolio with Safety Stock |
The evolution of Net Income for Safety Insurance Group provides essential context for understanding the company's financial health trajectory. By analyzing this metric's behavior over time, investors can assess whether recent trends align with long-term patterns, and how Safety Insurance compares to historical norms and industry peers.
Latest Safety Insurance's Net Income Growth Pattern
Below is the plot of the Net Income of Safety Insurance Group over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in Safety Insurance financial statement analysis. It represents the amount of money remaining after all of Safety Insurance Group operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is Safety Insurance's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Safety Insurance's overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported 70.73 M | 10 Years Trend |
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Net Income |
| Timeline |
Safety Net Income Regression Statistics
| Arithmetic Mean | 62,056,376 | |
| Coefficient Of Variation | 64.12 | |
| Mean Deviation | 27,997,531 | |
| Median | 62,387,000 | |
| Standard Deviation | 39,792,681 | |
| Sample Variance | 1583.5T | |
| Range | 152.1M | |
| R-Value | 0.41 | |
| Mean Square Error | 1406.7T | |
| R-Squared | 0.17 | |
| Significance | 0.10 | |
| Slope | 3,221,912 | |
| Total Sum of Squares | 25335.3T |
Safety Net Income History
Other Fundumenentals of Safety Insurance
| Net Income Applicable To Common Shares | ||
| Net Income From Continuing Ops | ||
| Net Income Per Share | ||
| Net Income Per E B T |
Safety Insurance Net Income component correlations
Safety Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for Safety Insurance is extremely important. It helps to project a fair market value of Safety Stock properly, considering its historical fundamentals such as Net Income. Since Safety Insurance's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Safety Insurance's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Safety Insurance's interrelated accounts and indicators.
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Is there potential for Property & Casualty Insurance market expansion? Will Safety introduce new products? Factors like these will boost the valuation of Safety Insurance. If investors know Safety will grow in the future, the company's valuation will be higher. Understanding fair value requires weighing current performance against future potential. All the valuation information about Safety Insurance listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.104 | Dividend Share 3.62 | Earnings Share 5.87 | Revenue Per Share | Quarterly Revenue Growth 0.106 |
Investors evaluate Safety Insurance using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating Safety Insurance's intrinsic value - the estimated true worth - helps identify when the stock trades at a discount or premium to fair value. Analysts utilize numerous techniques to assess fundamental value, seeking to purchase shares when trading prices fall beneath estimated intrinsic worth. External factors like market trends, sector rotation, and investor psychology can cause Safety Insurance's market price to deviate significantly from intrinsic value.
Please note, there is a significant difference between Safety Insurance's value and its price as these two are different measures arrived at by different means. Investors typically determine if Safety Insurance is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. Conversely, Safety Insurance's market price signifies the transaction level at which participants voluntarily complete trades.
Safety Insurance 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Safety Insurance's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Safety Insurance.
| 11/17/2025 |
| 02/15/2026 |
If you would invest 0.00 in Safety Insurance on November 17, 2025 and sell it all today you would earn a total of 0.00 from holding Safety Insurance Group or generate 0.0% return on investment in Safety Insurance over 90 days. Safety Insurance is related to or competes with Selective Insurance, Universal Insurance, Root, Ategrity Specialty, United Fire, Donegal Group, and Peoples Bancorp. Safety Insurance Group, Inc. provides private passenger and commercial automobile, and homeowner insurance in the United... More
Safety Insurance Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Safety Insurance's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Safety Insurance Group upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 1.24 | |||
| Information Ratio | (0) | |||
| Maximum Drawdown | 5.04 | |||
| Value At Risk | (1.95) | |||
| Potential Upside | 1.95 |
Safety Insurance Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Safety Insurance's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Safety Insurance's standard deviation. In reality, there are many statistical measures that can use Safety Insurance historical prices to predict the future Safety Insurance's volatility.| Risk Adjusted Performance | 0.0507 | |||
| Jensen Alpha | 0.0554 | |||
| Total Risk Alpha | (0.03) | |||
| Sortino Ratio | (0) | |||
| Treynor Ratio | 1.52 |
Safety Insurance February 15, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.0507 | |||
| Market Risk Adjusted Performance | 1.53 | |||
| Mean Deviation | 0.9164 | |||
| Semi Deviation | 1.15 | |||
| Downside Deviation | 1.24 | |||
| Coefficient Of Variation | 1688.9 | |||
| Standard Deviation | 1.14 | |||
| Variance | 1.31 | |||
| Information Ratio | (0) | |||
| Jensen Alpha | 0.0554 | |||
| Total Risk Alpha | (0.03) | |||
| Sortino Ratio | (0) | |||
| Treynor Ratio | 1.52 | |||
| Maximum Drawdown | 5.04 | |||
| Value At Risk | (1.95) | |||
| Potential Upside | 1.95 | |||
| Downside Variance | 1.53 | |||
| Semi Variance | 1.31 | |||
| Expected Short fall | (0.91) | |||
| Skewness | (0.31) | |||
| Kurtosis | (0.31) |
Safety Insurance Backtested Returns
Currently, Safety Insurance Group is very steady. Safety Insurance owns Efficiency Ratio (i.e., Sharpe Ratio) of 0.0801, which indicates the firm had a 0.0801 % return per unit of risk over the last 3 months. We have found twenty-nine technical indicators for Safety Insurance Group, which you can use to evaluate the volatility of the company. Please validate Safety Insurance's Coefficient Of Variation of 1688.9, risk adjusted performance of 0.0507, and Semi Deviation of 1.15 to confirm if the risk estimate we provide is consistent with the expected return of 0.0929%. Safety Insurance has a performance score of 6 on a scale of 0 to 100. The entity has a beta of 0.038, which indicates not very significant fluctuations relative to the market. As returns on the market increase, Safety Insurance's returns are expected to increase less than the market. However, during the bear market, the loss of holding Safety Insurance is expected to be smaller as well. Safety Insurance right now has a risk of 1.16%. Please validate Safety Insurance downside variance, and the relationship between the sortino ratio and accumulation distribution , to decide if Safety Insurance will be following its existing price patterns.
Auto-correlation | 0.83 |
Very good predictability
Safety Insurance Group has very good predictability. Overlapping area represents the amount of predictability between Safety Insurance time series from 17th of November 2025 to 1st of January 2026 and 1st of January 2026 to 15th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Safety Insurance price movement. The serial correlation of 0.83 indicates that around 83.0% of current Safety Insurance price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.83 | |
| Spearman Rank Test | 0.65 | |
| Residual Average | 0.0 | |
| Price Variance | 3.08 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Safety Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
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Based on the recorded statements, Safety Insurance Group reported net income of 70.73 M. This is 94.46% lower than that of the Insurance sector and significantly higher than that of the Financials industry. The net income for all United States stocks is 87.61% higher than that of the company.
Safety Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Safety Insurance's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Safety Insurance could also be used in its relative valuation, which is a method of valuing Safety Insurance by comparing valuation metrics of similar companies.Safety Insurance is currently under evaluation in net income category among its peers.
Safety Insurance Current Valuation Drivers
We derive many important indicators used in calculating different scores of Safety Insurance from analyzing Safety Insurance's financial statements. These drivers represent accounts that assess Safety Insurance's ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of Safety Insurance's important valuation drivers and their relationship over time.
| 2021 | 2022 | 2023 | 2024 | 2025 | 2026 (projected) | ||
| Market Cap | 1.3B | 1.2B | 1.1B | 1.2B | 1.1B | 684.1M | |
| Enterprise Value | 1.3B | 1.3B | 1.1B | 1.2B | 1.1B | 657.9M |
Safety Insurance ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Safety Insurance's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Safety Insurance's managers, analysts, and investors.Environmental | Governance | Social |
Safety Insurance Institutional Holders
Institutional Holdings refers to the ownership stake in Safety Insurance that is held by large financial organizations, pension funds or endowments. Institutions may hold large blocks of Safety Insurance's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Safety Insurance's value.| Shares | Bank Of New York Mellon Corp | 2025-06-30 | 209.8 K | Northern Trust Corp | 2025-06-30 | 153.3 K | T. Rowe Price Associates, Inc. | 2025-06-30 | 150.4 K | Morgan Stanley - Brokerage Accounts | 2025-06-30 | 148 K | Renaissance Technologies Corp | 2025-06-30 | 144.6 K | Amvescap Plc. | 2025-06-30 | 125.7 K | Principal Financial Group Inc | 2025-06-30 | 73.8 K | American Century Companies Inc | 2025-06-30 | 68.7 K | Aqr Capital Management Llc | 2025-06-30 | 66.4 K | Blackrock Inc | 2025-06-30 | 2.2 M | Srb Corp | 2025-06-30 | 1.8 M |
Safety Fundamentals
| Return On Equity | 0.0997 | ||||
| Return On Asset | 0.0298 | ||||
| Profit Margin | 0.07 % | ||||
| Operating Margin | 0.11 % | ||||
| Current Valuation | 1.18 B | ||||
| Shares Outstanding | 14.89 M | ||||
| Shares Owned By Insiders | 1.93 % | ||||
| Shares Owned By Institutions | 84.38 % | ||||
| Number Of Shares Shorted | 117.53 K | ||||
| Price To Earning | 9.95 X | ||||
| Price To Book | 1.33 X | ||||
| Price To Sales | 0.96 X | ||||
| Revenue | 1.11 B | ||||
| Gross Profit | 120.84 M | ||||
| EBITDA | 99.84 M | ||||
| Net Income | 70.73 M | ||||
| Cash And Equivalents | 39.09 M | ||||
| Cash Per Share | 2.65 X | ||||
| Total Debt | 45.73 M | ||||
| Debt To Equity | 0.07 % | ||||
| Current Ratio | 0.37 X | ||||
| Book Value Per Share | 60.40 X | ||||
| Cash Flow From Operations | 128.69 M | ||||
| Short Ratio | 1.55 X | ||||
| Earnings Per Share | 5.87 X | ||||
| Price To Earnings To Growth | 1.31 X | ||||
| Target Price | 70.0 | ||||
| Number Of Employees | 551 | ||||
| Beta | 0.21 | ||||
| Market Capitalization | 1.18 B | ||||
| Total Asset | 2.27 B | ||||
| Retained Earnings | 798.76 M | ||||
| Annual Yield | 0.05 % | ||||
| Five Year Return | 4.08 % | ||||
| Net Asset | 2.27 B | ||||
| Last Dividend Paid | 3.62 |
About Safety Insurance Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Safety Insurance Group's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Safety Insurance using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Safety Insurance Group based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Additional Tools for Safety Stock Analysis
When running Safety Insurance's price analysis, check to measure Safety Insurance's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Safety Insurance is operating at the current time. Most of Safety Insurance's value examination focuses on studying past and present price action to predict the probability of Safety Insurance's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Safety Insurance's price. Additionally, you may evaluate how the addition of Safety Insurance to your portfolios can decrease your overall portfolio volatility.