Amalgamated Retained Earnings vs Accounts Payable Analysis

AMAL Stock  USD 36.52  0.18  0.49%   
Amalgamated Bank financial indicator trend analysis is way more than just evaluating Amalgamated Bank prevailing accounting drivers to predict future trends. We encourage investors to analyze account correlations over time for multiple indicators to determine whether Amalgamated Bank is a good investment. Please check the relationship between Amalgamated Bank Retained Earnings and its Accounts Payable accounts. Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Amalgamated Bank. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in nation.
For more information on how to buy Amalgamated Stock please use our How to buy in Amalgamated Stock guide.

Retained Earnings vs Accounts Payable

Retained Earnings vs Accounts Payable Correlation Analysis

The overlapping area represents the amount of trend that can be explained by analyzing historical patterns of Amalgamated Bank Retained Earnings account and Accounts Payable. At this time, the significance of the direction appears to have almost identical trend.
The correlation between Amalgamated Bank's Retained Earnings and Accounts Payable is 0.91. Overlapping area represents the amount of variation of Retained Earnings that can explain the historical movement of Accounts Payable in the same time period over historical financial statements of Amalgamated Bank, assuming nothing else is changed. The correlation between historical values of Amalgamated Bank's Retained Earnings and Accounts Payable is a relative statistical measure of the degree to which these accounts tend to move together. The correlation coefficient measures the extent to which Retained Earnings of Amalgamated Bank are associated (or correlated) with its Accounts Payable. Values of the correlation coefficient range from -1 to +1, where. The correlation of zero (0) is possible when Accounts Payable has no effect on the direction of Retained Earnings i.e., Amalgamated Bank's Retained Earnings and Accounts Payable go up and down completely randomly.

Correlation Coefficient

0.91
Relationship DirectionPositive 
Relationship StrengthVery Strong

Retained Earnings

The cumulative amount of net income that a company retains for reinvestment in its operations, rather than distributing it to shareholders as dividends.

Accounts Payable

An accounting item on the balance sheet that represents Amalgamated Bank obligation to pay off a short-term debt to its creditors. The accounts payable entry is usually reported under current liabilities. If accounts payable of Amalgamated Bank are not paid within the agreed terms, the payables are considered to be in default, which may trigger a penalty or interest payment, or the revocation of additional credit from the supplier. Accounts payable may also be considered a source of cash, since they represent funds being borrowed from suppliers. Given these cash flow considerations, suppliers have a natural inclination to push for shorter payment terms, while creditors want to lengthen the payment terms. The amount a company owes to suppliers or vendors for products or services received but not yet paid for. It represents the company's short-term liabilities.
Most indicators from Amalgamated Bank's fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into Amalgamated Bank current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Amalgamated Bank. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in nation.
For more information on how to buy Amalgamated Stock please use our How to buy in Amalgamated Stock guide.At this time, Amalgamated Bank's Tax Provision is quite stable compared to the past year. Sales General And Administrative To Revenue is expected to rise to 0.56 this year, although the value of Selling General Administrative will most likely fall to about 76.3 M.
 2021 2022 2023 2024 (projected)
Interest Income180.5M258.5M340.6M200.7M
Net Interest Income174.3M239.8M261.3M174.0M

Amalgamated Bank fundamental ratios Correlations

-0.37-0.370.14-0.410.4-0.37-0.13-0.34-0.330.49-0.770.540.310.370.14-0.16-0.450.73-0.21-0.48-0.54-0.18-0.240.370.92
-0.370.910.480.93-0.740.940.50.990.91-0.260.56-0.74-0.66-0.730.520.610.82-0.620.130.730.290.450.85-0.69-0.46
-0.370.910.680.93-0.560.930.530.90.99-0.270.43-0.7-0.8-0.940.690.490.87-0.520.320.870.130.420.77-0.55-0.39
0.140.480.680.53-0.20.540.50.420.660.18-0.35-0.08-0.79-0.710.990.420.490.270.420.65-0.36-0.030.45-0.290.32
-0.410.930.930.53-0.671.00.650.920.95-0.250.54-0.72-0.8-0.830.580.350.95-0.610.290.890.050.60.84-0.77-0.46
0.4-0.74-0.56-0.2-0.67-0.67-0.18-0.69-0.54-0.18-0.490.470.40.32-0.28-0.29-0.540.54-0.22-0.44-0.24-0.57-0.410.640.42
-0.370.940.930.541.0-0.670.650.930.95-0.230.52-0.72-0.78-0.820.590.350.93-0.590.270.870.040.610.84-0.76-0.43
-0.130.50.530.50.65-0.180.650.450.560.00.09-0.46-0.67-0.550.570.140.6-0.13-0.060.68-0.440.280.81-0.57-0.13
-0.340.990.90.420.92-0.690.930.450.91-0.340.6-0.74-0.62-0.730.450.580.83-0.660.130.710.330.470.84-0.67-0.46
-0.330.910.990.660.95-0.540.950.560.91-0.280.45-0.69-0.8-0.940.670.460.91-0.530.340.880.120.460.8-0.59-0.37
0.49-0.26-0.270.18-0.25-0.18-0.230.0-0.34-0.28-0.580.320.150.30.26-0.31-0.370.53-0.05-0.29-0.60.1-0.310.220.55
-0.770.560.43-0.350.54-0.490.520.090.60.45-0.58-0.74-0.14-0.34-0.330.110.56-0.990.020.390.630.530.41-0.44-0.95
0.54-0.74-0.7-0.08-0.720.47-0.72-0.46-0.74-0.690.32-0.740.280.61-0.13-0.25-0.580.810.26-0.5-0.27-0.57-0.690.290.72
0.31-0.66-0.8-0.79-0.80.4-0.78-0.67-0.62-0.80.15-0.140.280.84-0.79-0.36-0.860.18-0.61-0.950.15-0.2-0.660.730.16
0.37-0.73-0.94-0.71-0.830.32-0.82-0.55-0.73-0.940.3-0.340.610.84-0.7-0.35-0.850.42-0.44-0.91-0.03-0.33-0.670.430.35
0.140.520.690.990.58-0.280.590.570.450.670.26-0.33-0.13-0.79-0.70.380.510.240.370.66-0.420.060.5-0.340.3
-0.160.610.490.420.35-0.290.350.140.580.46-0.310.11-0.25-0.36-0.350.380.27-0.12-0.060.280.54-0.410.55-0.28-0.1
-0.450.820.870.490.95-0.540.930.60.830.91-0.370.56-0.58-0.86-0.850.510.27-0.60.50.950.090.540.76-0.8-0.48
0.73-0.62-0.520.27-0.610.54-0.59-0.13-0.66-0.530.53-0.990.810.180.420.24-0.12-0.6-0.02-0.44-0.58-0.6-0.450.430.93
-0.210.130.320.420.29-0.220.27-0.060.130.34-0.050.020.26-0.61-0.440.37-0.060.5-0.020.560.00.1-0.08-0.39-0.03
-0.480.730.870.650.89-0.440.870.680.710.88-0.290.39-0.5-0.95-0.910.660.280.95-0.440.56-0.030.380.72-0.73-0.4
-0.540.290.13-0.360.05-0.240.04-0.440.330.12-0.60.63-0.270.15-0.03-0.420.540.09-0.580.0-0.03-0.20.06-0.05-0.61
-0.180.450.42-0.030.6-0.570.610.280.470.460.10.53-0.57-0.2-0.330.06-0.410.54-0.60.10.38-0.20.29-0.4-0.38
-0.240.850.770.450.84-0.410.840.810.840.8-0.310.41-0.69-0.66-0.670.50.550.76-0.45-0.080.720.060.29-0.68-0.34
0.37-0.69-0.55-0.29-0.770.64-0.76-0.57-0.67-0.590.22-0.440.290.730.43-0.34-0.28-0.80.43-0.39-0.73-0.05-0.4-0.680.36
0.92-0.46-0.390.32-0.460.42-0.43-0.13-0.46-0.370.55-0.950.720.160.350.3-0.1-0.480.93-0.03-0.4-0.61-0.38-0.340.36
Click cells to compare fundamentals

Amalgamated Bank Account Relationship Matchups

Amalgamated Bank fundamental ratios Accounts

201920202021202220232024 (projected)
Common Stock Shares Outstanding32.2M31.2M31.5M31.2M30.8M25.2M
Total Assets5.3B6.0B7.1B7.8B8.0B6.5B
Total Current Liabilities3.5B4.7B5.8B6.0B(245.7M)(233.4M)
Total Stockholder Equity490.4M535.7M563.7M508.8M585.2M523.6M
Other Liab56.4M50.9M25.8M40.6M36.6M38.1M
Net Tangible Assets470.7M517.4M546.7M492.8M566.7M489.9M
Property Plant And Equipment Net65.1M49.1M44.9M38.1M28.9M40.6M
Retained Earnings181.1M217.2M260.0M330.3M388.0M235.3M
Accounts Payable4.6B5.3B6.4B6.6B7.6B4.8B
Cash122.5M38.8M330.5M63.5M2.9M2.7M
Non Currrent Assets Other(31.4M)(36.1M)(26.7M)(62.5M)7.8B8.2B
Other Assets2.4B2.3B1.6B2.5B(365.2M)(346.9M)
Long Term Debt16.6M75M85M77.7M304.9M159.1M
Common Stock Total Equity315K310K311K307K276.3K262.5K
Short Term Investments1.2B1.5B2.1B1.8B87.3M82.9M
Liabilities And Stockholders Equity5.3B6.0B7.1B7.8B8.0B6.5B
Non Current Liabilities Total137.4M53.2M133.2M7.3B1.2B1.3B
Capital Surpluse305.7M301.0M298.0M286.9M330.0M308.1M
Inventory(142.4M)(240.6M)(609.1M)(142.8M)(4.5B)(4.2B)
Other Current Assets142.4M240.6M609.1M142.8M196.1M355.0M
Other Stockholder Equity305.7M301.0M298.0M286.9M282.9M309.8M
Total Liab137.4M53.2M133.2M7.3B7.4B7.8B
Long Term Investments1.5B2.0B3.0B16.2M3.2B1.8B
Property Plant And Equipment Gross65.1M49.1M44.9M63.7M56.8M48.0M
Total Current Assets1.4B1.6B2.5B1.9B286.2M271.9M
Accumulated Other Comprehensive Income3.2M17.2M5.4M(108.7M)(86.0M)(81.7M)
Short Term Debt85.7M9.8M11.0M11.3M245.7M258.0M
Common Stock315K310K311K307K276.3K262.5K
Property Plant Equipment65.1M49.1M44.9M9.9M11.3M10.8M
Short Long Term Debt Total137.4M53.2M133.2M698.5M335.6M252.5M
Net Debt14.9M14.4M(197.3M)634.9M245.0M158.7M
Non Current Assets Total1.6B2.1B3.0B3.4B8.1B8.5B
Cash And Short Term Investments1.3B1.6B2.4B1.9B90.2M85.7M
Net Receivables19.1M24.0M28.8M41.4M55.5M30.5M
Net Invested Capital532.1M565.4M648.7M1.2B890.2M832.8M
Capital Stock315K310K311K307K276.3K249.1K

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When determining whether Amalgamated Bank is a strong investment it is important to analyze Amalgamated Bank's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Amalgamated Bank's future performance. For an informed investment choice regarding Amalgamated Stock, refer to the following important reports:
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Amalgamated Bank. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in nation.
For more information on how to buy Amalgamated Stock please use our How to buy in Amalgamated Stock guide.
You can also try the Portfolio Suggestion module to get suggestions outside of your existing asset allocation including your own model portfolios.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Amalgamated Bank. If investors know Amalgamated will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Amalgamated Bank listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.233
Dividend Share
0.44
Earnings Share
3.39
Revenue Per Share
9.928
Quarterly Revenue Growth
0.156
The market value of Amalgamated Bank is measured differently than its book value, which is the value of Amalgamated that is recorded on the company's balance sheet. Investors also form their own opinion of Amalgamated Bank's value that differs from its market value or its book value, called intrinsic value, which is Amalgamated Bank's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Amalgamated Bank's market value can be influenced by many factors that don't directly affect Amalgamated Bank's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Amalgamated Bank's value and its price as these two are different measures arrived at by different means. Investors typically determine if Amalgamated Bank is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Amalgamated Bank's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.