OFG Interest Expense vs Net Income From Continuing Ops Analysis

OFG Stock  USD 41.66  0.09  0.22%   
OFG Bancorp financial indicator trend analysis is much more than just breaking down OFG Bancorp prevalent accounting drivers to predict future trends. We encourage investors to analyze account correlations over time for multiple indicators to determine whether OFG Bancorp is a good investment. Please check the relationship between OFG Bancorp Interest Expense and its Net Income From Continuing Ops accounts. Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in OFG Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.
For more detail on how to invest in OFG Stock please use our How to Invest in OFG Bancorp guide.

Interest Expense vs Net Income From Continuing Ops

JavaScript chart by amCharts 3.21.152016201820202022202435M40M45M50M55M60M65M70M75M80M85M90M95M100M 020M40M60M80M100M120M140M160M180M200M220M
JavaScript chart by amCharts 3.21.15Interest Expensetotal: 750.7MNet Income From Continuing Opstotal: 1.3B

Interest Expense vs Net Income From Continuing Ops Correlation Analysis

The overlapping area represents the amount of trend that can be explained by analyzing historical patterns of OFG Bancorp Interest Expense account and Net Income From Continuing Ops. At this time, the significance of the direction appears to have no relationship.
Interest ExpenseNet Income From Continuing OpsDiversified AwayInterest ExpenseNet Income From Continuing OpsDiversified Away100%
The correlation between OFG Bancorp's Interest Expense and Net Income From Continuing Ops is 0.04. Overlapping area represents the amount of variation of Interest Expense that can explain the historical movement of Net Income From Continuing Ops in the same time period over historical financial statements of OFG Bancorp, assuming nothing else is changed. The correlation between historical values of OFG Bancorp's Interest Expense and Net Income From Continuing Ops is a relative statistical measure of the degree to which these accounts tend to move together. The correlation coefficient measures the extent to which Interest Expense of OFG Bancorp are associated (or correlated) with its Net Income From Continuing Ops. Values of the correlation coefficient range from -1 to +1, where. The correlation of zero (0) is possible when Net Income From Continuing Ops has no effect on the direction of Interest Expense i.e., OFG Bancorp's Interest Expense and Net Income From Continuing Ops go up and down completely randomly.

Correlation Coefficient

0.04
Relationship DirectionPositive 
Relationship StrengthInsignificant

Interest Expense

The cost incurred by an entity for borrowed funds, including loans, bonds, or lines of credit.

Net Income From Continuing Ops

Most indicators from OFG Bancorp's fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into OFG Bancorp current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in OFG Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.
For more detail on how to invest in OFG Stock please use our How to Invest in OFG Bancorp guide.At this time, OFG Bancorp's Enterprise Value Over EBITDA is most likely to slightly decrease in the upcoming years. The OFG Bancorp's current Enterprise Value Multiple is estimated to increase to 5.16, while Sales General And Administrative To Revenue is projected to decrease to 0.24.
 2022 2023 2024 2025 (projected)
Other Operating Expenses230.9M640.1M736.2M773.0M
Interest Expense33.5M88.0M101.2M81.1M

OFG Bancorp fundamental ratios Correlations

0.520.250.40.180.680.45-0.30.20.380.01-0.040.40.530.710.030.940.180.250.450.310.00.05-0.090.930.28
0.520.050.860.770.930.92-0.370.830.520.710.67-0.260.280.310.690.440.550.9-0.28-0.35-0.190.08-0.090.69-0.27
0.250.050.31-0.530.01-0.220.46-0.37-0.160.01-0.10.00.31-0.06-0.130.280.37-0.180.650.290.67-0.30.260.090.44
0.40.860.310.450.70.66-0.170.610.410.670.57-0.250.250.10.650.340.620.7-0.17-0.480.170.060.220.5-0.2
0.180.77-0.530.450.750.85-0.520.940.450.670.71-0.28-0.080.170.660.10.290.88-0.69-0.38-0.650.22-0.220.45-0.59
0.680.930.010.70.750.88-0.360.80.450.620.6-0.040.240.430.570.560.520.84-0.13-0.11-0.30.04-0.190.78-0.24
0.450.92-0.220.660.850.88-0.470.860.520.570.59-0.310.320.460.660.320.380.91-0.35-0.4-0.350.16-0.410.64-0.2
-0.3-0.370.46-0.17-0.52-0.36-0.47-0.29-0.940.10.04-0.1-0.47-0.560.1-0.360.48-0.260.210.220.39-0.620.17-0.40.13
0.20.83-0.370.610.940.80.86-0.290.280.830.85-0.35-0.160.060.830.050.550.96-0.64-0.46-0.50.09-0.20.44-0.61
0.380.52-0.160.410.450.450.52-0.940.280.010.030.030.60.55-0.040.45-0.320.33-0.08-0.29-0.180.57-0.080.46-0.06
0.010.710.010.670.670.620.570.10.830.010.98-0.47-0.42-0.380.85-0.110.760.85-0.6-0.41-0.22-0.160.110.2-0.72
-0.040.67-0.10.570.710.60.590.040.850.030.98-0.52-0.44-0.360.83-0.190.690.87-0.64-0.44-0.3-0.13-0.030.16-0.77
0.4-0.260.0-0.25-0.28-0.04-0.31-0.1-0.350.03-0.47-0.520.040.26-0.610.46-0.34-0.460.370.58-0.140.050.320.220.19
0.530.280.310.25-0.080.240.32-0.47-0.160.6-0.42-0.440.040.82-0.240.6-0.22-0.020.57-0.010.310.29-0.310.480.73
0.710.31-0.060.10.170.430.46-0.560.060.55-0.38-0.360.260.82-0.180.67-0.240.090.450.13-0.050.4-0.470.660.56
0.030.69-0.130.650.660.570.660.10.83-0.040.850.83-0.61-0.24-0.18-0.140.780.83-0.52-0.52-0.12-0.18-0.10.22-0.47
0.940.440.280.340.10.560.32-0.360.050.45-0.11-0.190.460.60.67-0.140.010.10.450.350.030.070.080.90.34
0.180.550.370.620.290.520.380.480.55-0.320.760.69-0.34-0.22-0.240.780.010.58-0.08-0.170.12-0.410.070.24-0.23
0.250.9-0.180.70.880.840.91-0.260.960.330.850.87-0.46-0.020.090.830.10.58-0.54-0.48-0.360.03-0.270.47-0.51
0.45-0.280.65-0.17-0.69-0.13-0.350.21-0.64-0.08-0.6-0.640.370.570.45-0.520.45-0.08-0.540.530.56-0.09-0.110.170.82
0.31-0.350.29-0.48-0.38-0.11-0.40.22-0.46-0.29-0.41-0.440.58-0.010.13-0.520.35-0.17-0.480.53-0.01-0.20.120.110.33
0.0-0.190.670.17-0.65-0.3-0.350.39-0.5-0.18-0.22-0.3-0.140.31-0.05-0.120.030.12-0.360.56-0.01-0.160.22-0.180.51
0.050.08-0.30.060.220.040.16-0.620.090.57-0.16-0.130.050.290.4-0.180.07-0.410.03-0.09-0.2-0.16-0.090.09-0.04
-0.09-0.090.260.22-0.22-0.19-0.410.17-0.2-0.080.11-0.030.32-0.31-0.47-0.10.080.07-0.27-0.110.120.22-0.09-0.12-0.24
0.930.690.090.50.450.780.64-0.40.440.460.20.160.220.480.660.220.90.240.470.170.11-0.180.09-0.120.11
0.28-0.270.44-0.2-0.59-0.24-0.20.13-0.61-0.06-0.72-0.770.190.730.56-0.470.34-0.23-0.510.820.330.51-0.04-0.240.11
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OFG Bancorp Account Relationship Matchups

OFG Bancorp fundamental ratios Accounts

202020212022202320242025 (projected)
Common Stock Shares Outstanding51.6M51.4M48.4M47.6M54.7M36.8M
Total Assets9.8B9.9B9.8B11.3B13.0B13.7B
Short Long Term Debt Total134.9M95.1M54.4M224.8M258.5M258.1M
Other Current Liab4.6B5.2B5.2B6.1B7.0B7.3B
Total Current Liabilities4.7B5.3B5.2B6.1B7.0B7.4B
Total Stockholder Equity1.1B1.1B1.0B1.2B1.4B1.4B
Property Plant And Equipment Net115.2M121.0M132.2M125.8M144.7M151.9M
Net Debt(2.0B)(1.9B)(496.1M)(523.4M)(471.0M)(447.5M)
Retained Earnings300.1M399.9M516.4M639.3M735.2M772.0M
Cash2.2B2.0B550.5M748.2M860.4M903.4M
Non Current Assets Total744.9M1.2B2.3B10.6B12.2B12.8B
Non Currrent Assets Other(2.6M)(2.6M)(238.3M)10.3B11.8B12.4B
Other Assets6.3B6.0B5.5B694.7M798.9M759.0M
Cash And Short Term Investments2.6B2.5B2.0B748.2M860.4M746.9M
Net Receivables144.4M181.9M152.7M71.4M82.1M61.1M
Liabilities And Stockholders Equity9.8B9.9B9.8B11.3B13.0B13.7B
Non Current Liabilities Total134.9M95.1M8.8B10.2B11.7B12.3B
Other Stockholder Equity519.7M486.5M425.7M410.3M471.9M249.5M
Total Liab134.9M95.1M8.8B10.2B11.7B12.3B
Property Plant And Equipment Gross115.2M121.0M132.2M201.7M232.0M243.6M
Total Current Assets2.7B2.7B2.1B73.1M84.1M79.9M
Short Term Debt38.8M37.7M35.9M8.3M9.5M9.1M
Accumulated Other Comprehensive Income114.3M122.8M40.5M84.0M96.5M101.4M
Other Liab2.7M728K798K867K780.3K741.3K
Accounts Payable185.7M154.4M8.6B125.0M143.7M136.6M
Long Term Debt38.5M64.6M27.0M200.8M180.7M171.7M
Short Term Investments446.4M510.7M1.4B(675.1M)(776.3M)(737.5M)
Inventory(2.3B)(2.2B)(741.0M)628.9M566.0M594.3M
Treasury Stock(102.3M)(102.9M)(150.6M)(211.1M)(190.0M)(180.5M)
Property Plant Equipment81.1M83.8M121.0M132.2M152.0M159.6M
Intangible Assets93.2M85.1M78.5M70.2M80.7M84.8M
Other Current Assets2.3B2.2B767.1M63.0M56.7M53.9M
Retained Earnings Total Equity279.6M300.1M399.9M516.4M593.8M623.5M
Net Tangible Assets810.4M862.0M947.0M930.6M1.1B877.9M
Long Term Debt Total913K38.5M36.9M318K286.2K271.9K
Capital Surpluse621.5M622.7M637.1M636.8M732.3M637.5M

Currently Active Assets on Macroaxis

When determining whether OFG Bancorp is a strong investment it is important to analyze OFG Bancorp's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact OFG Bancorp's future performance. For an informed investment choice regarding OFG Stock, refer to the following important reports:
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in OFG Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.
For more detail on how to invest in OFG Stock please use our How to Invest in OFG Bancorp guide.
You can also try the Fundamentals Comparison module to compare fundamentals across multiple equities to find investing opportunities.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of OFG Bancorp. If investors know OFG will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about OFG Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.101
Dividend Share
1
Earnings Share
4.23
Revenue Per Share
13.497
Quarterly Revenue Growth
(0.06)
The market value of OFG Bancorp is measured differently than its book value, which is the value of OFG that is recorded on the company's balance sheet. Investors also form their own opinion of OFG Bancorp's value that differs from its market value or its book value, called intrinsic value, which is OFG Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because OFG Bancorp's market value can be influenced by many factors that don't directly affect OFG Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between OFG Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if OFG Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, OFG Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

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