Ofg Bancorp Stock Technical Analysis
| OFG Stock | USD 41.09 0.36 0.88% |
As of the 3rd of February, OFG Bancorp holds the risk adjusted performance of 0.0399, and Semi Deviation of 1.85. In respect to fundamental indicators, the technical analysis model allows you to check helpful technical drivers of OFG Bancorp, as well as the relationship between them. Please check OFG Bancorp information ratio, as well as the relationship between the value at risk and expected short fall to decide if OFG Bancorp is priced fairly, providing market reflects its current price of 41.09 per share. Given that OFG Bancorp has jensen alpha of 0.0518, we recommend you to check out OFG Bancorp's recent market performance to make sure the company can sustain itself in the future.
OFG Bancorp Momentum Analysis
Momentum indicators are widely used technical indicators which help to measure the pace at which the price of specific equity, such as OFG, fluctuates. Many momentum indicators also complement each other and can be helpful when the market is rising or falling as compared to OFGOFG Bancorp's Momentum analyses are specifically helpful, as they help investors time the market using mark points where the market can reverse. The reversal spots are usually identified through divergence between price movement and momentum.OFG Bancorp Analyst Consensus
| Target Price | Consensus | # of Analysts | |
| 44.4 | Buy | 4 | Odds |
Most OFG analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to helps potential investors understand OFG stock's fair price compared to its market value. Analysts arrive at stock ratings after researching public financial statements of OFG Bancorp, talking to its executives and customers, or listening to OFG conference calls.
Can Regional Banks industry sustain growth momentum? Does OFG have expansion opportunities? Factors like these will boost the valuation of OFG Bancorp. Anticipated expansion of OFG directly elevates investor willingness to pay premium valuations. Determining accurate worth demands scrutiny of both present operating results and projected expansion capacity. Evaluating OFG Bancorp demands reviewing these metrics collectively while recognizing certain factors exert disproportionate influence.
Quarterly Earnings Growth 0.164 | Dividend Share 1.2 | Earnings Share 4.63 | Revenue Per Share | Return On Assets |
Investors evaluate OFG Bancorp using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating OFG Bancorp's intrinsic value—the estimated true worth—helps identify when the stock trades at a discount or premium to fair value. Market participants employ diverse analytical approaches to determine fair value and identify buying opportunities when prices dip below calculated worth. External factors like market trends, sector rotation, and investor psychology can cause OFG Bancorp's market price to deviate significantly from intrinsic value.
It's important to distinguish between OFG Bancorp's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding OFG Bancorp should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. Conversely, OFG Bancorp's market price signifies the transaction level at which participants voluntarily complete trades.
OFG Bancorp 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to OFG Bancorp's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of OFG Bancorp.
| 11/05/2025 |
| 02/03/2026 |
If you would invest 0.00 in OFG Bancorp on November 5, 2025 and sell it all today you would earn a total of 0.00 from holding OFG Bancorp or generate 0.0% return on investment in OFG Bancorp over 90 days. OFG Bancorp is related to or competes with City Holding, Northwest Bancshares, Nicolet Bankshares, First Commonwealth, Enterprise Financial, Foreign Trade, and Pinnacle Financial. OFG Bancorp, a financial holding company, provides a range of banking and financial services More
OFG Bancorp Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure OFG Bancorp's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess OFG Bancorp upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 2.0 | |||
| Information Ratio | 0.0152 | |||
| Maximum Drawdown | 12.38 | |||
| Value At Risk | (2.00) | |||
| Potential Upside | 2.23 |
OFG Bancorp Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for OFG Bancorp's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as OFG Bancorp's standard deviation. In reality, there are many statistical measures that can use OFG Bancorp historical prices to predict the future OFG Bancorp's volatility.| Risk Adjusted Performance | 0.0399 | |||
| Jensen Alpha | 0.0518 | |||
| Total Risk Alpha | (0.04) | |||
| Sortino Ratio | 0.0136 | |||
| Treynor Ratio | 0.1578 |
OFG Bancorp February 3, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.0399 | |||
| Market Risk Adjusted Performance | 0.1678 | |||
| Mean Deviation | 1.12 | |||
| Semi Deviation | 1.85 | |||
| Downside Deviation | 2.0 | |||
| Coefficient Of Variation | 2153.58 | |||
| Standard Deviation | 1.79 | |||
| Variance | 3.19 | |||
| Information Ratio | 0.0152 | |||
| Jensen Alpha | 0.0518 | |||
| Total Risk Alpha | (0.04) | |||
| Sortino Ratio | 0.0136 | |||
| Treynor Ratio | 0.1578 | |||
| Maximum Drawdown | 12.38 | |||
| Value At Risk | (2.00) | |||
| Potential Upside | 2.23 | |||
| Downside Variance | 3.99 | |||
| Semi Variance | 3.44 | |||
| Expected Short fall | (1.20) | |||
| Skewness | (1.44) | |||
| Kurtosis | 8.6 |
OFG Bancorp Backtested Returns
At this point, OFG Bancorp is very steady. OFG Bancorp maintains Sharpe Ratio (i.e., Efficiency) of 0.0327, which implies the firm had a 0.0327 % return per unit of volatility over the last 3 months. We have found thirty technical indicators for OFG Bancorp, which you can use to evaluate the volatility of the company. Please check OFG Bancorp's semi deviation of 1.85, and Risk Adjusted Performance of 0.0399 to confirm if the risk estimate we provide is consistent with the expected return of 0.0599%. OFG Bancorp has a performance score of 2 on a scale of 0 to 100. The company holds a Beta of 0.46, which implies possible diversification benefits within a given portfolio. As returns on the market increase, OFG Bancorp's returns are expected to increase less than the market. However, during the bear market, the loss of holding OFG Bancorp is expected to be smaller as well. OFG Bancorp now holds a risk of 1.83%. Please check OFG Bancorp total risk alpha, expected short fall, market facilitation index, as well as the relationship between the value at risk and daily balance of power , to decide if OFG Bancorp will be following its historical price patterns.
Auto-correlation | -0.36 |
Poor reverse predictability
OFG Bancorp has poor reverse predictability. Overlapping area represents the amount of predictability between OFG Bancorp time series from 5th of November 2025 to 20th of December 2025 and 20th of December 2025 to 3rd of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of OFG Bancorp price movement. The serial correlation of -0.36 indicates that just about 36.0% of current OFG Bancorp price fluctuation can be explain by its past prices.
| Correlation Coefficient | -0.36 | |
| Spearman Rank Test | -0.39 | |
| Residual Average | 0.0 | |
| Price Variance | 2.1 |
OFG Bancorp technical stock analysis exercises models and trading practices based on price and volume transformations, such as the moving averages, relative strength index, regressions, price and return correlations, business cycles, stock market cycles, or different charting patterns.
OFG Bancorp Technical Analysis
The output start index for this execution was twenty-four with a total number of output elements of thirty-seven. The Normalized Average True Range is used to analyze tradable apportunities for OFG Bancorp across different markets.
About OFG Bancorp Technical Analysis
The technical analysis module can be used to analyzes prices, returns, volume, basic money flow, and other market information and help investors to determine the real value of OFG Bancorp on a daily or weekly bases. We use both bottom-up as well as top-down valuation methodologies to arrive at the intrinsic value of OFG Bancorp based on its technical analysis. In general, a bottom-up approach, as applied to this company, focuses on OFG Bancorp price pattern first instead of the macroeconomic environment surrounding OFG Bancorp. By analyzing OFG Bancorp's financials, daily price indicators, and related drivers such as dividends, momentum ratios, and various types of growth rates, we attempt to find the most accurate representation of OFG Bancorp's intrinsic value. As compared to a bottom-up approach, our top-down model examines the macroeconomic factors that affect the industry/economy before zooming in to OFG Bancorp specific price patterns or momentum indicators. Please read more on our technical analysis page.
| 2023 | 2024 | 2026 (projected) | Dividend Yield | 0.0232 | 0.0231 | 0.0269 | Price To Sales Ratio | 2.43 | 2.4 | 1.29 |
OFG Bancorp February 3, 2026 Technical Indicators
Most technical analysis of OFG help investors determine whether a current trend will continue and, if not, when it will shift. We provide a combination of tools to recognize potential entry and exit points for OFG from various momentum indicators to cycle indicators. When you analyze OFG charts, please remember that the event formation may indicate an entry point for a short seller, and look at different other indicators across different periods to confirm that a breakdown or reversion is likely to occur.
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.0399 | |||
| Market Risk Adjusted Performance | 0.1678 | |||
| Mean Deviation | 1.12 | |||
| Semi Deviation | 1.85 | |||
| Downside Deviation | 2.0 | |||
| Coefficient Of Variation | 2153.58 | |||
| Standard Deviation | 1.79 | |||
| Variance | 3.19 | |||
| Information Ratio | 0.0152 | |||
| Jensen Alpha | 0.0518 | |||
| Total Risk Alpha | (0.04) | |||
| Sortino Ratio | 0.0136 | |||
| Treynor Ratio | 0.1578 | |||
| Maximum Drawdown | 12.38 | |||
| Value At Risk | (2.00) | |||
| Potential Upside | 2.23 | |||
| Downside Variance | 3.99 | |||
| Semi Variance | 3.44 | |||
| Expected Short fall | (1.20) | |||
| Skewness | (1.44) | |||
| Kurtosis | 8.6 |
OFG Bancorp February 3, 2026 Daily Trend Indicators
Traders often use several different daily volumes and price technical indicators to supplement a more traditional technical analysis when analyzing securities such as OFG stock. With literally thousands of different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.
| Accumulation Distribution | 0.01 | ||
| Daily Balance Of Power | 1.00 | ||
| Rate Of Daily Change | 1.01 | ||
| Day Median Price | 40.91 | ||
| Day Typical Price | 40.97 | ||
| Price Action Indicator | 0.36 | ||
| Market Facilitation Index | 0.36 |
Complementary Tools for OFG Stock analysis
When running OFG Bancorp's price analysis, check to measure OFG Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy OFG Bancorp is operating at the current time. Most of OFG Bancorp's value examination focuses on studying past and present price action to predict the probability of OFG Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move OFG Bancorp's price. Additionally, you may evaluate how the addition of OFG Bancorp to your portfolios can decrease your overall portfolio volatility.
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