OFG Interest Expense from 2010 to 2026

OFG Stock  USD 39.74  2.01  5.33%   
OFG Bancorp's Interest Expense is increasing over the last several years with slightly volatile swings. Interest Expense is estimated to finish at about 181.1 M this year. Interest Expense is the cost incurred by an entity for borrowed funds, including loans, bonds, or lines of credit. View All Fundamentals
 
Interest Expense  
First Reported
1992-03-31
Previous Quarter
45.4 M
Current Value
44.5 M
Quarterly Volatility
15.4 M
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
 
Interest Hikes
Check OFG Bancorp financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among OFG Bancorp's main balance sheet or income statement drivers, such as Interest Expense of 181.1 M, Other Operating Expenses of 626.4 M or Operating Income of 279.3 M, as well as many indicators such as Price To Sales Ratio of 1.29, Dividend Yield of 0.0269 or PTB Ratio of 1.39. OFG financial statements analysis is a perfect complement when working with OFG Bancorp Valuation or Volatility modules.
  
Build AI portfolio with OFG Stock
Check out the analysis of OFG Bancorp Correlation against competitors.
For more detail on how to invest in OFG Stock please use our How to Invest in OFG Bancorp guide.
The Interest Expense trend for OFG Bancorp offers valuable insights into the company's financial trajectory and strategic direction. By examining multi-year patterns, investors can identify whether OFG Bancorp is strengthening or weakening its position, and how this metric correlates with broader market conditions and industry benchmarks.

Latest OFG Bancorp's Interest Expense Growth Pattern

Below is the plot of the Interest Expense of OFG Bancorp over the last few years. It is the cost incurred by an entity for borrowed funds, including loans, bonds, or lines of credit. OFG Bancorp's Interest Expense historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in OFG Bancorp's overall financial position and show how it may be relating to other accounts over time.
Interest Expense10 Years Trend
Slightly volatile
   Interest Expense   
       Timeline  

OFG Interest Expense Regression Statistics

Arithmetic Mean84,126,732
Geometric Mean62,746,444
Coefficient Of Variation63.59
Mean Deviation42,206,124
Median69,196,000
Standard Deviation53,498,345
Sample Variance2862.1T
Range178.8M
R-Value0.39
Mean Square Error2590.9T
R-Squared0.15
Significance0.12
Slope4,121,212
Total Sum of Squares45793.2T

OFG Interest Expense History

2026181.1 M
2025172.5 M
2024161.8 M
202388 M
202233.5 M
202141.8 M
202064.9 M

About OFG Bancorp Financial Statements

OFG Bancorp stakeholders use historical fundamental indicators, such as OFG Bancorp's Interest Expense, to determine how well the company is positioned to perform in the future. Although OFG Bancorp investors may analyze each financial statement separately, they are all interrelated. For example, changes in OFG Bancorp's assets and liabilities are reflected in the revenues and expenses on OFG Bancorp's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in OFG Bancorp. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Interest Expense172.5 M181.1 M

Currently Active Assets on Macroaxis

When determining whether OFG Bancorp is a strong investment it is important to analyze OFG Bancorp's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact OFG Bancorp's future performance. For an informed investment choice regarding OFG Stock, refer to the following important reports:
Check out the analysis of OFG Bancorp Correlation against competitors.
For more detail on how to invest in OFG Stock please use our How to Invest in OFG Bancorp guide.
You can also try the Balance Of Power module to check stock momentum by analyzing Balance Of Power indicator and other technical ratios.
Can Regional Banks industry sustain growth momentum? Does OFG have expansion opportunities? Factors like these will boost the valuation of OFG Bancorp. Anticipated expansion of OFG directly elevates investor willingness to pay premium valuations. Determining accurate worth demands scrutiny of both present operating results and projected expansion capacity. Evaluating OFG Bancorp demands reviewing these metrics collectively while recognizing certain factors exert disproportionate influence.
Quarterly Earnings Growth
0.164
Dividend Share
1.2
Earnings Share
4.58
Revenue Per Share
14.005
Return On Assets
0.0171
Investors evaluate OFG Bancorp using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating OFG Bancorp's intrinsic value—the estimated true worth—helps identify when the stock trades at a discount or premium to fair value. Market participants employ diverse analytical approaches to determine fair value and identify buying opportunities when prices dip below calculated worth. External factors like market trends, sector rotation, and investor psychology can cause OFG Bancorp's market price to deviate significantly from intrinsic value.
It's important to distinguish between OFG Bancorp's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding OFG Bancorp should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. Conversely, OFG Bancorp's market price signifies the transaction level at which participants voluntarily complete trades.