OptimumBank Historical Income Statement

OPHC Stock  USD 4.96  0.04  0.80%   
Historical analysis of OptimumBank Holdings income statement accounts such as Gross Profit of 37.6 M can show how well OptimumBank Holdings performed in making a profits. Evaluating OptimumBank Holdings income statement over time to spot trends is a great complementary tool to traditional technical analysis and can indicate the direction of OptimumBank Holdings's future profits or losses.
 
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Financial Statement Analysis is much more than just reviewing and examining OptimumBank Holdings latest accounting reports to predict its past. Macroaxis encourages investors to analyze financial statements over time for various trends across multiple indicators and accounts to determine whether OptimumBank Holdings is a good buy for the upcoming year.
  
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in OptimumBank Holdings. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in rate.
For information on how to trade OptimumBank Stock refer to our How to Trade OptimumBank Stock guide.

About OptimumBank Income Statement Analysis

OptimumBank Holdings Income Statement consists of revenues and expenses along with the resulting net income or loss. It represents the profit for the accounting period attributable to OptimumBank Holdings shareholders. The income statement also shows OptimumBank investors and management if the firm made money during the period reported. The result of an income statement is the net income that is calculated after subtracting the expenses from revenue. It is essential to investors both as an absolute measure as well as earnings per share (i.e., EPS).

OptimumBank Holdings Income Statement Chart

At present, OptimumBank Holdings' Total Revenue is projected to increase significantly based on the last few years of reporting. The current year's Gross Profit is expected to grow to about 37.6 M, whereas Depreciation And Amortization is forecasted to decline to about 401.1 K.

Interest Expense

The cost incurred by an entity for borrowed funds, including loans, bonds, or lines of credit.

Total Revenue

Total revenue comprises all receipts OptimumBank Holdings generated from the sale of its products or services. The total amount of income generated by the sale of goods or services related to the company's primary operations.

Gross Profit

Gross profit is a required income statement account that reflects total revenue of OptimumBank Holdings minus its cost of goods sold. It is profit before OptimumBank Holdings operating expenses, interest payments and taxes. Gross profit is also known as gross margin. The profit a company makes after deducting the costs associated with making and selling its products, or the costs associated with providing its services.

Net Income Applicable To Common Shares

The net income that remains after preferred dividends have been deducted, available to common shareholders.
Most accounts from OptimumBank Holdings' income statement are interrelated and interconnected. However, analyzing income statement accounts one by one will only give a small insight into OptimumBank Holdings current financial condition. On the other hand, looking into the entire matrix of income statement accounts, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in OptimumBank Holdings. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in rate.
For information on how to trade OptimumBank Stock refer to our How to Trade OptimumBank Stock guide.At present, OptimumBank Holdings' Total Revenue is projected to increase significantly based on the last few years of reporting. The current year's Gross Profit is expected to grow to about 37.6 M, whereas Depreciation And Amortization is forecasted to decline to about 401.1 K.
 2021 2022 2023 2024 (projected)
Interest Expense985K4.0M12.1M12.7M
Depreciation And Amortization302K569K560K401.1K

OptimumBank Holdings income statement Correlations

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Click cells to compare fundamentals

OptimumBank Holdings Account Relationship Matchups

OptimumBank Holdings income statement Accounts

201920202021202220232024 (projected)
Depreciation And Amortization262K327K302K569K560K401.1K
Interest Expense2.0M1.7M985K4.0M12.1M12.7M
Total Revenue3.3M5.3M11.2M18.8M35.8M37.6M
Gross Profit3.3M5.3M11.2M18.8M35.8M37.6M
Other Operating Expenses4.5M(6.1M)(8.1M)546K27.2M28.5M
Operating Income(1.2M)(782K)3.1M9.4M9.4M9.9M
Ebit(1.2M)(782K)3.1M5.4M8.5M8.9M
Ebitda(890K)(455K)3.4M6.0M9.0M9.5M
Total Operating Expenses(4.5M)(6.1M)(8.1M)546K27.2M28.5M
Income Before Tax(1.2M)(782K)3.1M5.4M8.5M8.9M
Total Other Income Expense Net(1.2M)(158K)(164K)(255K)(925K)(878.8K)
Net Income(1.1M)(782K)6.3M4.0M6.3M6.6M
Income Tax Expense(52K)(782K)(3.2M)1.4M2.2M2.3M
Selling General Administrative2.0M2.4M3.7M5.5M8.3M8.7M
Net Income Applicable To Common Shares(1.1M)(782K)6.3M4.0M4.6M4.9M
Net Income From Continuing Ops(1.1M)(782K)6.3M4.0M5.3M5.5M
Selling And Marketing Expenses18K10K26K59K102K107.1K
Net Interest Income3.1M5.0M9.4M15.8M21.1M22.2M
Interest Income5.2M6.7M10.4M19.9M31.5M33.1M
Reconciled Depreciation262K327K302K569K494K355.5K

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When determining whether OptimumBank Holdings offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of OptimumBank Holdings' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Optimumbank Holdings Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Optimumbank Holdings Stock:
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in OptimumBank Holdings. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in rate.
For information on how to trade OptimumBank Stock refer to our How to Trade OptimumBank Stock guide.
You can also try the Equity Analysis module to research over 250,000 global equities including funds, stocks and ETFs to find investment opportunities.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of OptimumBank Holdings. If investors know OptimumBank will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about OptimumBank Holdings listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.828
Earnings Share
1.33
Revenue Per Share
4.014
Quarterly Revenue Growth
0.807
Return On Assets
0.0141
The market value of OptimumBank Holdings is measured differently than its book value, which is the value of OptimumBank that is recorded on the company's balance sheet. Investors also form their own opinion of OptimumBank Holdings' value that differs from its market value or its book value, called intrinsic value, which is OptimumBank Holdings' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because OptimumBank Holdings' market value can be influenced by many factors that don't directly affect OptimumBank Holdings' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between OptimumBank Holdings' value and its price as these two are different measures arrived at by different means. Investors typically determine if OptimumBank Holdings is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, OptimumBank Holdings' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.