OptimumBank Historical Income Statement

OPHC Stock

USD 4.96 0.04 0.80%

Historical analysis of OptimumBank Holdings income statement accounts such as Gross Profit of 37.6 M can show how well OptimumBank Holdings performed in making a profits. Evaluating OptimumBank Holdings income statement over time to spot trends is a great complementary tool to traditional technical analysis and can indicate the direction of OptimumBank Holdings's future profits or losses.

Cash Flow Balance Sheet Income Statement

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Financial Statement Analysis is much more than just reviewing and examining OptimumBank Holdings latest accounting reports to predict its past. Macroaxis encourages investors to analyze financial statements over time for various trends across multiple indicators and accounts to determine whether OptimumBank Holdings is a good buy for the upcoming year.

Net Income Gross Profit

Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in OptimumBank Holdings. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in rate.

For information on how to trade OptimumBank Stock refer to our How to Trade OptimumBank Stock guide.

About OptimumBank Income Statement Analysis

OptimumBank Holdings Income Statement consists of revenues and expenses along with the resulting net income or loss. It represents the profit for the accounting period attributable to OptimumBank Holdings shareholders. The income statement also shows OptimumBank investors and management if the firm made money during the period reported. The result of an income statement is the net income that is calculated after subtracting the expenses from revenue. It is essential to investors both as an absolute measure as well as earnings per share (i.e., EPS).

OptimumBank Holdings Income Statement Chart

At present, OptimumBank Holdings' Total Revenue is projected to increase significantly based on the last few years of reporting. The current year's Gross Profit is expected to grow to about 37.6 M, whereas Depreciation And Amortization is forecasted to decline to about 401.1 K.

Total Revenue Gross Profit Selling General Administrative Selling And Marketing Expenses

Total Revenue

Total revenue comprises all receipts OptimumBank Holdings generated from the sale of its products or services. The total amount of income generated by the sale of goods or services related to the company's primary operations.

Gross Profit

Gross profit is a required income statement account that reflects total revenue of OptimumBank Holdings minus its cost of goods sold. It is profit before OptimumBank Holdings operating expenses, interest payments and taxes. Gross profit is also known as gross margin. The profit a company makes after deducting the costs associated with making and selling its products, or the costs associated with providing its services.

Most accounts from OptimumBank Holdings' income statement are interrelated and interconnected. However, analyzing income statement accounts one by one will only give a small insight into OptimumBank Holdings current financial condition. On the other hand, looking into the entire matrix of income statement accounts, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in OptimumBank Holdings. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in rate.

For information on how to trade OptimumBank Stock refer to our How to Trade OptimumBank Stock guide.At present, OptimumBank Holdings' Total Revenue is projected to increase significantly based on the last few years of reporting. The current year's Gross Profit is expected to grow to about 37.6 M, whereas Depreciation And Amortization is forecasted to decline to about 401.1 K.

	2021	2022	2023	2024 (projected)
Interest Expense	985K	4.0M	12.1M	12.7M
Depreciation And Amortization	302K	569K	560K	401.1K

Interest Expense Depreciation And Amortization

OptimumBank Holdings income statement Correlations

	Depreciation And Amortization	Interest Expense	Total Revenue	Gross Profit	Other Operating Expenses	Operating Income	Ebit	Ebitda	Total Operating Expenses	Income Before Tax	Total Other Income Expense Net	Net Income	Income Tax Expense	Selling General Administrative	Cost Of Revenue	Net Income From Continuing Ops	Selling And Marketing Expenses	Tax Provision	Net Interest Income	Interest Income	Reconciled Depreciation
Depreciation And Amortization		0.69	0.82	0.82	0.49	0.78	0.71	0.73	0.52	0.75	0.16	0.67	0.27	0.83	0.47	0.6	0.52	0.51	0.85	0.83	0.97
Interest Expense	0.69		0.95	0.95	0.94	0.71	0.76	0.77	0.93	0.71	-0.2	0.54	0.6	0.95	0.44	0.43	0.83	0.71	0.9	0.94	0.62
Total Revenue	0.82	0.95		1.0	0.84	0.86	0.89	0.9	0.88	0.86	0.0	0.75	0.46	0.99	0.38	0.63	0.8	0.61	0.98	0.99	0.76
Gross Profit	0.82	0.95	1.0		0.84	0.86	0.89	0.9	0.88	0.86	0.0	0.75	0.46	0.99	0.38	0.63	0.8	0.61	0.98	0.99	0.76
Other Operating Expenses	0.49	0.94	0.84	0.84		0.62	0.69	0.69	0.96	0.63	-0.22	0.45	0.68	0.82	0.24	0.34	0.79	0.75	0.77	0.83	0.42
Operating Income	0.78	0.71	0.86	0.86	0.62		0.97	0.98	0.64	0.97	0.0	0.9	0.3	0.84	0.09	0.82	0.74	0.53	0.88	0.86	0.79
Ebit	0.71	0.76	0.89	0.89	0.69	0.97		1.0	0.73	0.98	0.02	0.92	0.34	0.85	0.05	0.84	0.75	0.51	0.88	0.88	0.7
Ebitda	0.73	0.77	0.9	0.9	0.69	0.98	1.0		0.73	0.98	0.03	0.92	0.34	0.86	0.07	0.84	0.75	0.51	0.89	0.89	0.71
Total Operating Expenses	0.52	0.93	0.88	0.88	0.96	0.64	0.73	0.73		0.68	-0.03	0.5	0.69	0.83	0.18	0.38	0.79	0.74	0.81	0.87	0.44
Income Before Tax	0.75	0.71	0.86	0.86	0.63	0.97	0.98	0.98	0.68		0.16	0.96	0.25	0.81	0.04	0.86	0.69	0.47	0.87	0.86	0.74
Total Other Income Expense Net	0.16	-0.2	0.0	0.0	-0.22	0.0	0.02	0.03	-0.03	0.16		0.21	-0.03	-0.1	-0.08	0.11	-0.27	-0.12	0.05	0.01	0.13
Net Income	0.67	0.54	0.75	0.75	0.45	0.9	0.92	0.92	0.5	0.96	0.21		0.0	0.7	-0.01	0.91	0.56	0.21	0.77	0.74	0.67
Income Tax Expense	0.27	0.6	0.46	0.46	0.68	0.3	0.34	0.34	0.69	0.25	-0.03	0.0		0.44	0.13	-0.05	0.5	0.84	0.42	0.48	0.22
Selling General Administrative	0.83	0.95	0.99	0.99	0.82	0.84	0.85	0.86	0.83	0.81	-0.1	0.7	0.44		0.46	0.59	0.79	0.59	0.98	0.98	0.78
Cost Of Revenue	0.47	0.44	0.38	0.38	0.24	0.09	0.05	0.07	0.18	0.04	-0.08	-0.01	0.13	0.46		-0.11	0.22	0.1	0.42	0.4	0.48
Net Income From Continuing Ops	0.6	0.43	0.63	0.63	0.34	0.82	0.84	0.84	0.38	0.86	0.11	0.91	-0.05	0.59	-0.11		0.45	0.15	0.62	0.6	0.57
Selling And Marketing Expenses	0.52	0.83	0.8	0.8	0.79	0.74	0.75	0.75	0.79	0.69	-0.27	0.56	0.5	0.79	0.22	0.45		0.62	0.79	0.82	0.54
Tax Provision	0.51	0.71	0.61	0.61	0.75	0.53	0.51	0.51	0.74	0.47	-0.12	0.21	0.84	0.59	0.1	0.15	0.62		0.59	0.64	0.48
Net Interest Income	0.85	0.9	0.98	0.98	0.77	0.88	0.88	0.89	0.81	0.87	0.05	0.77	0.42	0.98	0.42	0.62	0.79	0.59		0.99	0.83
Interest Income	0.83	0.94	0.99	0.99	0.83	0.86	0.88	0.89	0.87	0.86	0.01	0.74	0.48	0.98	0.4	0.6	0.82	0.64	0.99		0.79
Reconciled Depreciation	0.97	0.62	0.76	0.76	0.42	0.79	0.7	0.71	0.44	0.74	0.13	0.67	0.22	0.78	0.48	0.57	0.54	0.48	0.83	0.79

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OptimumBank Holdings Account Relationship Matchups

OptimumBank Holdings income statement Accounts

	2019	2020	2021	2022	2023	2024 (projected)
Depreciation And Amortization	262K	327K	302K	569K	560K	401.1K
Interest Expense	2.0M	1.7M	985K	4.0M	12.1M	12.7M
Total Revenue	3.3M	5.3M	11.2M	18.8M	35.8M	37.6M
Gross Profit	3.3M	5.3M	11.2M	18.8M	35.8M	37.6M
Other Operating Expenses	4.5M	(6.1M)	(8.1M)	546K	27.2M	28.5M
Operating Income	(1.2M)	(782K)	3.1M	9.4M	9.4M	9.9M
Ebit	(1.2M)	(782K)	3.1M	5.4M	8.5M	8.9M
Ebitda	(890K)	(455K)	3.4M	6.0M	9.0M	9.5M
Total Operating Expenses	(4.5M)	(6.1M)	(8.1M)	546K	27.2M	28.5M
Income Before Tax	(1.2M)	(782K)	3.1M	5.4M	8.5M	8.9M
Total Other Income Expense Net	(1.2M)	(158K)	(164K)	(255K)	(925K)	(878.8K)
Net Income	(1.1M)	(782K)	6.3M	4.0M	6.3M	6.6M
Income Tax Expense	(52K)	(782K)	(3.2M)	1.4M	2.2M	2.3M
Selling General Administrative	2.0M	2.4M	3.7M	5.5M	8.3M	8.7M
Net Income Applicable To Common Shares	(1.1M)	(782K)	6.3M	4.0M	4.6M	4.9M
Net Income From Continuing Ops	(1.1M)	(782K)	6.3M	4.0M	5.3M	5.5M
Selling And Marketing Expenses	18K	10K	26K	59K	102K	107.1K
Net Interest Income	3.1M	5.0M	9.4M	15.8M	21.1M	22.2M
Interest Income	5.2M	6.7M	10.4M	19.9M	31.5M	33.1M
Reconciled Depreciation	262K	327K	302K	569K	494K	355.5K

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When determining whether OptimumBank Holdings offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of OptimumBank Holdings' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Optimumbank Holdings Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Optimumbank Holdings Stock:

How To Invest In OptimumBank

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Is OptimumBank Stock a good investment?

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What is OptimumBank Holdings' Net Worth?

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Largest Regional Banks Companies

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Largest Banks - Regional Companies

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For information on how to trade OptimumBank Stock refer to our How to Trade OptimumBank Stock guide.

You can also try the Portfolio Rebalancing module to analyze risk-adjusted returns against different time horizons to find asset-allocation targets.

Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of OptimumBank Holdings. If investors know OptimumBank will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about OptimumBank Holdings listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

Quarterly Earnings Growth

0.828

Earnings Share

1.33

Revenue Per Share

4.014

Quarterly Revenue Growth

0.807

Return On Assets

0.0141

The market value of OptimumBank Holdings is measured differently than its book value, which is the value of OptimumBank that is recorded on the company's balance sheet. Investors also form their own opinion of OptimumBank Holdings' value that differs from its market value or its book value, called intrinsic value, which is OptimumBank Holdings' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because OptimumBank Holdings' market value can be influenced by many factors that don't directly affect OptimumBank Holdings' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between OptimumBank Holdings' value and its price as these two are different measures arrived at by different means. Investors typically determine if OptimumBank Holdings is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, OptimumBank Holdings' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

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OptimumBank Historical Income Statement

About OptimumBank Income Statement Analysis

OptimumBank Holdings Income Statement Chart

Total Revenue

Gross Profit

OptimumBank Holdings income statement Correlations

OptimumBank Holdings Account Relationship Matchups

High Positive Relationship

High Negative Relationship

OptimumBank Holdings income statement Accounts

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Gross Profit	+ 1.0	Total Revenue
Ebitda	+ 1.0	Ebit
Selling General Administrative	+ 0.99	Total Revenue
Interest Income	+ 0.99	Total Revenue
Selling General Administrative	+ 0.99	Gross Profit
Interest Income	+ 0.99	Gross Profit

Selling And Marketing Expenses	- 0.27	Total Other Income Expense Net
Total Other Income Expense Net	- 0.22	Other Operating Expenses
Total Other Income Expense Net	- 0.2	Interest Expense
Tax Provision	- 0.12	Total Other Income Expense Net
Net Income From Continuing Ops	- 0.11	Cost Of Revenue
Selling General Administrative	- 0.1	Total Other Income Expense Net