XYF Cash Ratio vs Free Cash Flow Yield Analysis

XYF Stock

USD 7.58 0.32 4.41%

X Financial financial indicator trend analysis is more than just analyzing X Financial Class current accounting drivers to predict future trends. We encourage investors to analyze account correlations over time for multiple indicators to determine whether X Financial Class is a good investment. Please check the relationship between X Financial Cash Ratio and its Free Cash Flow Yield accounts. Check out Your Current Watchlist to better understand how to build diversified portfolios, which includes a position in X Financial Class. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in manufacturing.

Cash Ratio vs Free Cash Flow Yield

Cash Ratio vs Free Cash Flow Yield Correlation Analysis

The overlapping area represents the amount of trend that can be explained by analyzing historical patterns of X Financial Class Cash Ratio account and Free Cash Flow Yield. At this time, the significance of the direction appears to have weak contrarian relationship.

The correlation between X Financial's Cash Ratio and Free Cash Flow Yield is -0.13. Overlapping area represents the amount of variation of Cash Ratio that can explain the historical movement of Free Cash Flow Yield in the same time period over historical financial statements of X Financial Class, assuming nothing else is changed. The correlation between historical values of X Financial's Cash Ratio and Free Cash Flow Yield is a relative statistical measure of the degree to which these accounts tend to move together. The correlation coefficient measures the extent to which Cash Ratio of X Financial Class are associated (or correlated) with its Free Cash Flow Yield. Values of the correlation coefficient range from -1 to +1, where. The correlation of zero (0) is possible when Free Cash Flow Yield has no effect on the direction of Cash Ratio i.e., X Financial's Cash Ratio and Free Cash Flow Yield go up and down completely randomly.

Correlation Coefficient

-0.13

Relationship Direction	Negative
Relationship Strength	Insignificant

View All Relationships

Cash Ratio

Free Cash Flow Yield

A financial solvency ratio that compares the free cash flow per share a company is expected to earn against its market value per share, calculated as free cash flow per share divided by market price per share.

Most indicators from X Financial's fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into X Financial Class current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Your Current Watchlist to better understand how to build diversified portfolios, which includes a position in X Financial Class. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in manufacturing.

The X Financial's current Sales General And Administrative To Revenue is estimated to increase to 0.10, while Tax Provision is projected to decrease to roughly 128.7 M.

	2021	2022	2023	2024 (projected)
Interest Income	691.6M	970.0M	1.1B	1.2B
Net Interest Income	691.6M	970.0M	1.1B	561.9M

Interest Income Net Interest Income

X Financial fundamental ratios Correlations

	Total Assets	Short Long Term Debt Total	Other Current Liab	Total Current Liabilities	Total Stockholder Equity	Other Liab	Net Tangible Assets	Property Plant And Equipment Net	Net Debt	Retained Earnings	Accounts Payable	Cash	Non Current Assets Total	Non Currrent Assets Other	Other Assets	Long Term Debt	Cash And Short Term Investments	Net Receivables	Common Stock Total Equity	Common Stock Shares Outstanding	Long Term Debt Total	Capital Surpluse	Other Current Assets	Other Stockholder Equity	Total Liab	Long Term Investments
Total Assets		0.36	-0.79	0.58	0.98	0.74	0.95	0.61	-0.89	0.88	0.95	0.93	0.84	-0.33	0.44	0.64	0.78	0.79	0.98	0.45	0.76	0.96	0.78	-0.33	0.96	0.86
Short Long Term Debt Total	0.36		-0.21	0.15	0.28	0.52	0.33	0.08	-0.38	0.12	0.26	0.43	0.29	0.22	0.29	0.22	0.52	0.07	0.42	0.5	0.61	0.43	0.56	0.23	0.43	0.3
Other Current Liab	-0.79	-0.21		-0.91	-0.75	-0.44	-0.65	-0.85	0.88	-0.91	-0.8	-0.83	-0.96	0.25	0.12	-0.8	-0.56	-0.71	-0.77	-0.35	-0.83	-0.7	-0.56	0.25	-0.77	-0.95
Total Current Liabilities	0.58	0.15	-0.91		0.54	0.3	0.44	0.95	-0.68	0.8	0.52	0.6	0.88	0.11	-0.4	0.71	0.24	0.56	0.58	0.23	0.66	0.47	0.58	0.11	0.59	0.84
Total Stockholder Equity	0.98	0.28	-0.75	0.54		0.62	0.99	0.61	-0.86	0.9	0.93	0.89	0.83	-0.35	0.44	0.62	0.79	0.87	0.98	0.45	0.68	0.98	0.72	-0.34	0.87	0.85
Other Liab	0.74	0.52	-0.44	0.3	0.62		0.64	0.29	-0.58	0.5	0.66	0.6	0.48	-0.13	0.66	0.26	0.57	0.25	0.68	0.51	0.59	0.66	0.74	-0.13	0.85	0.48
Net Tangible Assets	0.95	0.33	-0.65	0.44	0.99	0.64		0.53	-0.8	0.84	0.89	0.83	0.76	-0.3	0.54	0.53	0.8	0.83	0.97	0.5	0.61	0.99	0.73	-0.3	0.83	0.78
Property Plant And Equipment Net	0.61	0.08	-0.85	0.95	0.61	0.29	0.53		-0.6	0.82	0.54	0.53	0.83	0.17	-0.31	0.6	0.2	0.69	0.64	0.19	0.54	0.55	0.62	0.17	0.57	0.8
Net Debt	-0.89	-0.38	0.88	-0.68	-0.86	-0.58	-0.8	-0.6		-0.89	-0.89	-0.96	-0.93	0.46	-0.21	-0.89	-0.85	-0.69	-0.86	-0.58	-0.92	-0.82	-0.58	0.46	-0.86	-0.95
Retained Earnings	0.88	0.12	-0.91	0.8	0.9	0.5	0.84	0.82	-0.89		0.85	0.82	0.96	-0.28	0.11	0.78	0.65	0.81	0.87	0.49	0.71	0.82	0.64	-0.28	0.8	0.96
Accounts Payable	0.95	0.26	-0.8	0.52	0.93	0.66	0.89	0.54	-0.89	0.85		0.92	0.8	-0.56	0.43	0.64	0.82	0.79	0.93	0.41	0.77	0.91	0.58	-0.55	0.91	0.82
Cash	0.93	0.43	-0.83	0.6	0.89	0.6	0.83	0.53	-0.96	0.82	0.92		0.86	-0.43	0.27	0.79	0.83	0.72	0.9	0.41	0.88	0.87	0.65	-0.43	0.91	0.89
Non Current Assets Total	0.84	0.29	-0.96	0.88	0.83	0.48	0.76	0.83	-0.93	0.96	0.8	0.86		-0.21	-0.02	0.86	0.66	0.74	0.84	0.51	0.84	0.78	0.65	-0.21	0.8	1.0
Non Currrent Assets Other	-0.33	0.22	0.25	0.11	-0.35	-0.13	-0.3	0.17	0.46	-0.28	-0.56	-0.43	-0.21		-0.37	-0.37	-0.59	-0.29	-0.25	-0.23	-0.32	-0.3	0.3	1.0	-0.28	-0.26
Other Assets	0.44	0.29	0.12	-0.4	0.44	0.66	0.54	-0.31	-0.21	0.11	0.43	0.27	-0.02	-0.37		-0.15	0.57	0.13	0.42	0.45	0.11	0.51	0.29	-0.36	0.42	0.02
Long Term Debt	0.64	0.22	-0.8	0.71	0.62	0.26	0.53	0.6	-0.89	0.78	0.64	0.79	0.86	-0.37	-0.15		0.63	0.59	0.61	0.46	0.83	0.55	0.36	-0.37	0.62	0.87
Cash And Short Term Investments	0.78	0.52	-0.56	0.24	0.79	0.57	0.8	0.2	-0.85	0.65	0.82	0.83	0.66	-0.59	0.57	0.63		0.56	0.78	0.72	0.78	0.82	0.41	-0.59	0.71	0.71
Net Receivables	0.79	0.07	-0.71	0.56	0.87	0.25	0.83	0.69	-0.69	0.81	0.79	0.72	0.74	-0.29	0.13	0.59	0.56		0.84	0.18	0.52	0.84	0.51	-0.29	0.64	0.74
Common Stock Total Equity	0.98	0.42	-0.77	0.58	0.98	0.68	0.97	0.64	-0.86	0.87	0.93	0.9	0.84	-0.25	0.42	0.61	0.78	0.84		0.46	0.74	0.99	0.8	-0.25	0.91	0.85
Common Stock Shares Outstanding	0.45	0.5	-0.35	0.23	0.45	0.51	0.5	0.19	-0.58	0.49	0.41	0.41	0.51	-0.23	0.45	0.46	0.72	0.18	0.46		0.57	0.5	0.29	-0.22	0.4	0.54
Long Term Debt Total	0.76	0.61	-0.83	0.66	0.68	0.59	0.61	0.54	-0.92	0.71	0.77	0.88	0.84	-0.32	0.11	0.83	0.78	0.52	0.74	0.57		0.69	0.55	-0.32	0.81	0.85
Capital Surpluse	0.96	0.43	-0.7	0.47	0.98	0.66	0.99	0.55	-0.82	0.82	0.91	0.87	0.78	-0.3	0.51	0.55	0.82	0.84	0.99	0.5	0.69		0.74	-0.29	0.86	0.8
Other Current Assets	0.78	0.56	-0.56	0.58	0.72	0.74	0.73	0.62	-0.58	0.64	0.58	0.65	0.65	0.3	0.29	0.36	0.41	0.51	0.8	0.29	0.55	0.74		0.31	0.81	0.63
Other Stockholder Equity	-0.33	0.23	0.25	0.11	-0.34	-0.13	-0.3	0.17	0.46	-0.28	-0.55	-0.43	-0.21	1.0	-0.36	-0.37	-0.59	-0.29	-0.25	-0.22	-0.32	-0.29	0.31		-0.28	-0.26
Total Liab	0.96	0.43	-0.77	0.59	0.87	0.85	0.83	0.57	-0.86	0.8	0.91	0.91	0.8	-0.28	0.42	0.62	0.71	0.64	0.91	0.4	0.81	0.86	0.81	-0.28		0.8
Long Term Investments	0.86	0.3	-0.95	0.84	0.85	0.48	0.78	0.8	-0.95	0.96	0.82	0.89	1.0	-0.26	0.02	0.87	0.71	0.74	0.85	0.54	0.85	0.8	0.63	-0.26	0.8

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X Financial Account Relationship Matchups

X Financial fundamental ratios Accounts

	2019	2020	2021	2022	2023	2024 (projected)
Total Assets	8.3B	7.5B	7.3B	8.8B	11.7B	7.4B
Short Long Term Debt Total	68.4M	1.8B	1.7B	81.5M	577.9M	733.7M
Other Current Liab	(103.4M)	(477.2M)	(249.6M)	(791.1M)	(1.5B)	(1.4B)
Total Current Liabilities	103.4M	477.2M	249.6M	70.2M	6.8B	7.1B
Total Stockholder Equity	4.4B	3.1B	4.0B	4.8B	5.8B	3.8B
Other Liab	202.4M	3.1B	3.4B	2.0B	2.3B	2.0B
Net Tangible Assets	3.5B	4.3B	3.0B	3.9B	4.5B	3.1B
Property Plant And Equipment Net	20.1M	11.1M	6.2M	5.9M	59.3M	62.2M
Net Debt	(963.7M)	(1.3B)	(1.9B)	(2.3B)	(2.3B)	(2.2B)
Retained Earnings	1.3B	(14.6M)	810.9M	1.6B	2.7B	2.8B
Accounts Payable	103.4M	126.6M	83.1M	195.1M	179.8M	114.7M
Cash	1.0B	1.7B	2.1B	2.4B	2.9B	1.7B
Non Current Assets Total	347.4M	350.2M	685.9M	731.0M	1.3B	1.4B
Non Currrent Assets Other	(347.4M)	(350.2M)	(685.9M)	(88.4B)	140.6M	147.6M
Other Assets	6.2B	5.1B	3.7B	4.6B	1.6K	1.6K
Long Term Debt	26.7M	68.4M	9.8M	1.5B	1.7B	1.8B
Cash And Short Term Investments	1.0B	1.7B	2.2B	2.4B	1.2B	1.5B
Net Receivables	771.2M	413.3M	747.5M	1.2B	1.7B	1.0B
Good Will	(380.0M)	(258.0M)	(99.2M)	(36.5B)	(32.9B)	(31.2B)
Common Stock Total Equity	173.4K	189.6K	201.2K	203K	233.5K	200.8K
Common Stock Shares Outstanding	53.3M	53.5M	56.1M	53.7M	48.5M	57.3M
Long Term Debt Total	26.7M	68.4M	1.5B	1.5B	1.7B	1.8B
Liabilities And Stockholders Equity	8.3B	7.5B	7.3B	8.8B	11.7B	7.4B
Non Current Liabilities Total	40.5M	16.9M	12.3M	70.2M	3.8B	4.0B
Capital Surpluse	2.8B	3.0B	3.1B	3.2B	3.6B	2.7B
Capital Lease Obligations	20.2M	16.9M	12.3M	11.3M	12.9M	10.1M
Inventory	1.0	(5.3B)	(5.0B)	(6.2B)	(24.6M)	(25.9M)
Other Current Assets	5.6B	5.3B	5.0B	22.1M	7.5B	3.9B
Other Stockholder Equity	3.0B	3.1B	3.2B	(1.6T)	3.1B	3.2B
Total Liab	3.9B	4.5B	3.4B	4.1B	5.8B	3.6B
Long Term Investments	292.1M	301.6M	642.9M	688.6M	1.1B	1.2B
Property Plant And Equipment Gross	46.9M	11.1M	45.9M	49.9M	51.0M	32.0M
Total Current Assets	1.8B	2.1B	2.9B	3.5B	10.3B	10.8B
Accumulated Other Comprehensive Income	67.1M	21.1M	6.3M	63.6M	69.5M	51.1M
Cash And Equivalents	1.1B	1.0B	746.4M	584.8M	672.5M	840.0M
Intangible Assets	415.1M	295.5M	136.1M	36.5B	36.8M	35.0M
Common Stock	190K	201K	203K	207K	206.8K	210.9K

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When determining whether X Financial Class is a strong investment it is important to analyze X Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact X Financial's future performance. For an informed investment choice regarding XYF Stock, refer to the following important reports:

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What is X Financial's Net Worth?

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Check out Your Current Watchlist to better understand how to build diversified portfolios, which includes a position in X Financial Class. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in manufacturing.

You can also try the Watchlist Optimization module to optimize watchlists to build efficient portfolios or rebalance existing positions based on the mean-variance optimization algorithm.

Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of X Financial. If investors know XYF will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about X Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

Quarterly Earnings Growth

0.104

Earnings Share

3.74

Revenue Per Share

106.508

Quarterly Revenue Growth

0.125

Return On Assets

0.0915

The market value of X Financial Class is measured differently than its book value, which is the value of XYF that is recorded on the company's balance sheet. Investors also form their own opinion of X Financial's value that differs from its market value or its book value, called intrinsic value, which is X Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because X Financial's market value can be influenced by many factors that don't directly affect X Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between X Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if X Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, X Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

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XYF Cash Ratio vs Free Cash Flow Yield Analysis

Cash Ratio vs Free Cash Flow Yield

Cash Ratio vs Free Cash Flow Yield Correlation Analysis

Correlation Coefficient

Cash Ratio

Free Cash Flow Yield

X Financial fundamental ratios Correlations

X Financial Account Relationship Matchups

High Positive Relationship

High Negative Relationship

X Financial fundamental ratios Accounts

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COMMON DESTINATIONS

MAIN CATEGORIES

COMPANY

Long Term Investments	+ 1.0	Non Current Assets Total
Other Stockholder Equity	+ 1.0	Non Currrent Assets Other
Net Tangible Assets	+ 0.99	Total Stockholder Equity
Capital Surpluse	+ 0.99	Net Tangible Assets
Capital Surpluse	+ 0.99	Common Stock Total Equity
Total Stockholder Equity	+ 0.98	Total Assets

Cash	- 0.96	Net Debt
Non Current Assets Total	- 0.96	Other Current Liab
Long Term Investments	- 0.95	Net Debt
Long Term Investments	- 0.95	Other Current Liab
Non Current Assets Total	- 0.93	Net Debt
Long Term Debt Total	- 0.92	Net Debt