Citizens Stock Market Value
| CIA Stock | USD 5.98 0.02 0.34% |
| Symbol | Citizens |
Is Life & Health Insurance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Citizens. Projected growth potential of Citizens fundamentally drives upward valuation adjustments. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive Citizens assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth (0.20) | Earnings Share 0.21 | Revenue Per Share | Quarterly Revenue Growth 0.017 | Return On Assets |
Citizens's market price often diverges from its book value, the accounting figure shown on Citizens's balance sheet. Smart investors calculate Citizens' intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Since Citizens' trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
It's important to distinguish between Citizens' intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Citizens should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. However, Citizens' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
Citizens 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Citizens' stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Citizens.
| 11/17/2025 |
| 02/15/2026 |
If you would invest 0.00 in Citizens on November 17, 2025 and sell it all today you would earn a total of 0.00 from holding Citizens or generate 0.0% return on investment in Citizens over 90 days. Citizens is related to or competes with NI Holdings, Destiny Tech100, Citizens Northern, Waterstone Financial, FS Bancorp, Graf Global, and Legato Merger. Citizens, Inc., through its subsidiaries, provides life insurance products in the United States and internationally More
Citizens Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Citizens' stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Citizens upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 4.33 | |||
| Information Ratio | (0.01) | |||
| Maximum Drawdown | 14.6 | |||
| Value At Risk | (6.53) | |||
| Potential Upside | 4.61 |
Citizens Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Citizens' investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Citizens' standard deviation. In reality, there are many statistical measures that can use Citizens historical prices to predict the future Citizens' volatility.| Risk Adjusted Performance | 0.0146 | |||
| Jensen Alpha | (0.07) | |||
| Total Risk Alpha | (0.24) | |||
| Sortino Ratio | (0.01) | |||
| Treynor Ratio | 0.0141 |
Citizens February 15, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.0146 | |||
| Market Risk Adjusted Performance | 0.0241 | |||
| Mean Deviation | 2.71 | |||
| Semi Deviation | 3.9 | |||
| Downside Deviation | 4.33 | |||
| Coefficient Of Variation | 11789.92 | |||
| Standard Deviation | 3.53 | |||
| Variance | 12.48 | |||
| Information Ratio | (0.01) | |||
| Jensen Alpha | (0.07) | |||
| Total Risk Alpha | (0.24) | |||
| Sortino Ratio | (0.01) | |||
| Treynor Ratio | 0.0141 | |||
| Maximum Drawdown | 14.6 | |||
| Value At Risk | (6.53) | |||
| Potential Upside | 4.61 | |||
| Downside Variance | 18.73 | |||
| Semi Variance | 15.19 | |||
| Expected Short fall | (2.74) | |||
| Skewness | (0.72) | |||
| Kurtosis | 0.1355 |
Citizens Backtested Returns
At this point, Citizens is moderately volatile. Citizens secures Sharpe Ratio (or Efficiency) of 0.046, which signifies that the company had a 0.046 % return per unit of risk over the last 3 months. We have found twenty-nine technical indicators for Citizens, which you can use to evaluate the volatility of the firm. Please confirm Citizens' Risk Adjusted Performance of 0.0146, mean deviation of 2.71, and Downside Deviation of 4.33 to double-check if the risk estimate we provide is consistent with the expected return of 0.16%. Citizens has a performance score of 3 on a scale of 0 to 100. The firm shows a Beta (market volatility) of 1.42, which signifies a somewhat significant risk relative to the market. As the market goes up, the company is expected to outperform it. However, if the market returns are negative, Citizens will likely underperform. Citizens right now shows a risk of 3.55%. Please confirm Citizens sortino ratio, potential upside, skewness, as well as the relationship between the maximum drawdown and semi variance , to decide if Citizens will be following its price patterns.
Auto-correlation | -0.42 |
Modest reverse predictability
Citizens has modest reverse predictability. Overlapping area represents the amount of predictability between Citizens time series from 17th of November 2025 to 1st of January 2026 and 1st of January 2026 to 15th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Citizens price movement. The serial correlation of -0.42 indicates that just about 42.0% of current Citizens price fluctuation can be explain by its past prices.
| Correlation Coefficient | -0.42 | |
| Spearman Rank Test | -0.34 | |
| Residual Average | 0.0 | |
| Price Variance | 0.17 |
Also Currently Popular
Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.When determining whether Citizens offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Citizens' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Citizens Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Citizens Stock:Check out Citizens Correlation, Citizens Volatility and Citizens Performance module to complement your research on Citizens. For information on how to trade Citizens Stock refer to our How to Trade Citizens Stock guide.You can also try the Share Portfolio module to track or share privately all of your investments from the convenience of any device.
Citizens technical stock analysis exercises models and trading practices based on price and volume transformations, such as the moving averages, relative strength index, regressions, price and return correlations, business cycles, stock market cycles, or different charting patterns.